Also trades as: OFG-PD (NYSE) · $vol 0M
OFG NYSE
OFG Bancorp
1W: +1.9%
1M: -1.2%
3M: +6.0%
YTD: +10.2%
1Y: +7.9%
3Y: +105.0%
5Y: +102.9%
$45.05
-0.15 (-0.33%)
Weekly Expected Move ±3.9%
$41
$42
$44
$46
$47
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$863M
+4.8% ▲
5Y CAGR: +9.8%
Gross Profit
$615M
+6.2% ▲
5Y CAGR: +9.9%
Operating Income
$266M
+4.8% ▲
5Y CAGR: +22.9%
Net Income
$205M
+3.5% ▲
5Y CAGR: +22.5%
EPS (Diluted)
$4.49
+6.1% ▲
5Y CAGR: +27.7%
EBITDA
$285M
+1.6% ▲
5Y CAGR: +19.2%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $539M | $599M | $728M | $823M | $863M |
| YoY Growth | -0.4% | +11.0% | +21.7% | +13.0% | +4.8% |
| Cost of Revenue | $42M | $58M | $149M | $244M | $248M |
| Gross Profit | $497M | $541M | $580M | $579M | $615M |
| Gross Margin | 92.2% | 90.4% | 79.6% | 70.3% | 71.2% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $152M | $161M | $176M | $181M | $183M |
| Operating Expenses | $282M | $297M | $314M | $325M | $349M |
| Operating Income | $215M | $244M | $265M | $254M | $266M |
| Operating Margin | 39.8% | 40.8% | 36.4% | 30.8% | 30.8% |
| Interest Expense | $42M | $33M | $88M | $162M | $172M |
| Income Before Tax | $215M | $244M | $265M | $254M | $234M |
| Tax Expense | $68M | $78M | $83M | $56M | $29M |
| Net Income | $146M | $166M | $182M | $198M | $205M |
| Net Margin | 27.1% | 27.8% | 25.0% | 24.1% | 23.8% |
| EPS (Diluted) | $2.81 | $3.44 | $3.82 | $4.23 | $4.49 |
| EBITDA | $239M | $269M | $292M | $281M | $285M |
| Shares Outstanding | 51M | 48M | 48M | 47M | 47M |