OPFI NYSE
OppFi Inc.
1W: -3.5%
1M: -11.3%
3M: -43.0%
YTD: -47.3%
1Y: -46.7%
3Y: +149.1%
5Y: -21.3%
$5.45
-0.02 (-0.37%)
After Hours: $5.41 (-0.04, -0.73%)
Weekly Expected Move ±4.5%
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Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Balance Sheet
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Institutions
ETF Exposure
Dark Pool
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Balance Sheet Trends
Total Assets
$754M
+17.6% ▲
5Y CAGR: +21.4%
Total Liabilities
$445M
+9.4% ▲
5Y CAGR: +19.0%
Shareholders Equity
$58M
+78.4% ▲
5Y CAGR: -10.1%
Cash & Investments
$93M
+52.0% ▲
5Y CAGR: +29.5%
Total Debt
$339M
+2.2% ▲
5Y CAGR: +16.5%
Net Debt
$246M
-9.1% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $25M | $16M | $32M | $61M | $93M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Cash & ST Investments | $25M | $16M | $32M | $61M | $93M |
| Net Receivables | $388M | $460M | $465M | $476M | $546M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $37M | $34M | $42M | $27M | $0 |
| Total Current Assets | $450M | $510M | $539M | $564M | $639M |
| Property, Plant & Equip. | $15M | $28M | $22M | $24M | $0 |
| Goodwill & Intangibles | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $2M | $19M | $19M |
| Other Non-Current Assets | $11M | $15M | $12M | $12M | $96M |
| Total Non-Current Assets | $52M | $70M | $62M | $77M | $115M |
| Total Assets | $502M | $580M | $602M | $641M | $754M |
| — Liabilities — | |||||
| Accounts Payable | $6M | $6M | $4M | $879K | $3M |
| Short-Term Debt | $22M | $0 | $0 | $0 | $66M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $3M | $0 | $0 | $0 | -$66M |
| Total Current Liabilities | $58M | $55M | $51M | $60M | $86M |
| Long-Term Debt | $252M | $347M | $334M | $319M | $321M |
| Other Non-Current Liab. | $35M | $2M | $7M | $15M | $26M |
| Total Non-Current Liabilities | $286M | $366M | $356M | $347M | $359M |
| Total Liabilities | $344M | $421M | $408M | $407M | $445M |
| — Equity — | |||||
| Common Stock | $11K | $11K | $11K | $9K | $9K |
| Retained Earnings | -$71M | -$64M | -$64M | -$55M | -$34M |
| Accumulated OCI | $0 | $0 | $0 | $0 | $0 |
| Total Stockholders Equity | -$9M | -$494K | $10M | $33M | $58M |
| Total Liabilities & Equity | $502M | $580M | $602M | $641M | $754M |
| — Key Metrics — | |||||
| Total Debt | $274M | $364M | $349M | $332M | $339M |
| Net Debt | $249M | $347M | $317M | $271M | $246M |
| Total Investments | $0 | $0 | $2M | $19M | $19M |