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Not Investment Advice

OPY NYSE

Oppenheimer Holdings Inc.
1W: +2.8% 1M: -14.2% 3M: -8.1% YTD: +41.8% 1Y: +49.8% 3Y: +198.4% 5Y: +120.7%
$104.98
+1.89 (+1.83%)
After Hours: $108.95 (+3.97, +3.78%)
Weekly Expected Move ±3.4%
$94 $98 $101 $105 $108
NYSE · Financial Services · Financial - Capital Markets · Tech Score Sell · Power 33 · $1.1B mcap · 6M float · 2.01% daily turnover · Short 54% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE
47.2 / 100
NoneWeakNarrowWide
Primary source: Intangible Assets  ·  ROIC: 9.8%  ·  5Y Avg: 5.5%
Cost Advantage
53
Intangibles
63
Switching Cost
36
Network Effect
34
Scale
45
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. OPY shows a Weak competitive edge (47.2/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. ROIC of 9.8% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$18
Low
$74
Avg Target
$200
High
Based on 15 analysts since Jan 31, 2020 earnings
Analyst Recommendations
Strong Buy: 0Buy: 2Hold: 0Sell: 0Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$137.50
Analysts2
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-08-06 Oppenheimer Kristen Owen $180 $95 -85 -18.0% $115.92
2026-08-05 Oppenheimer Edward Yang $200 $180 -20 +54.0% $116.91
2025-12-15 Oppenheimer Trevor Allred $57 $200 +143 +175.7% $72.54
2025-11-14 Oppenheimer Jeff Jones $114 $57 -57 -15.4% $67.40
2024-12-11 Oppenheimer Kristen Owen $90 $114 +24 +78.4% $63.91
2022-05-20 Oppenheimer — $50 $90 +40 +170.7% $33.25
2022-05-19 Oppenheimer — $22 $50 +28 +52.0% $32.89
2022-05-16 Oppenheimer — $87 $22 -65 -31.7% $32.21
2022-05-12 Oppenheimer — $19 $87 +68 +171.7% $32.02
2022-05-12 Oppenheimer — $30 $19 -11 -40.8% $32.09
2022-05-11 Oppenheimer — $60 $30 -30 -7.9% $32.59
2022-05-11 Oppenheimer — $18 $60 +42 +84.1% $32.59
2022-05-11 Oppenheimer — $24 $18 -6 -42.8% $31.46
2022-05-09 Oppenheimer — $64 $24 -40 -25.1% $32.04
2022-05-09 Oppenheimer — Initiated $64 — +100.5% $31.93

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+
Oct 27, 2026
DCF
3
ROE
3
ROA
4
D/E
2
P/E
3
P/B
3
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. OPY receives an overall rating of B+. Strongest factors: ROA (4/5). Areas of concern: D/E (2/5).
Rating Change History
DateFromTo
2026-10-14 A- B+
2026-10-01 B A-
2026-09-14 B+ B
2026-08-07 B B+
2026-08-03 B+ B
2026-07-31 B B+
2026-07-25 B+ B
2026-07-14 A- B+
2026-07-01 B A-
2026-05-18 B+ B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 39 Grade D
Profitability
44
Balance Sheet
43
Earnings Quality
34
Growth
68
Value
91
Momentum
47
Safety
100
Cash Flow
8
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. OPY scores highest in Safety (100/100) and lowest in Cash Flow (8/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score
5.32
Safe Zone
Piotroski F-Score
5/9
✓ ✗ ✓ ✗ ✓ ✗ ✗ ✓ ✓
Beneish M-Score
-2.29
Unlikely Manipulator
Ohlson O-Score
-6.69
Bankruptcy prob: 0.1%
Low Risk
Credit Rating
AA-
Score: 80.8/100
Trend: Stable
Earnings Quality
25/100
OCF/NI: -0.18x
Accruals: 3.1%
The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. OPY scores 5.32, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. OPY scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. OPY's score of -2.29 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. OPY's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. OPY receives an estimated rating of AA- (score: 80.8/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). OPY's score of 25/100 is low — reported earnings may not be fully supported by cash flows.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
10.75x
PEG
0.66x
P/S
0.62x
P/B
1.14x
P/FCF
-53.57x
P/OCF
—
EV/EBITDA
7.67x
EV/Revenue
1.15x
EV/EBIT
8.93x
EV/FCF
-91.28x
Earnings Yield
8.49%
FCF Yield
-1.87%
Shareholder Yield
1.70%
Graham Number
$131.37
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 10.8x earnings, OPY trades at a reasonable valuation. An earnings yield of 8.5% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $131.37 per share, suggesting a potential 27% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.685
NI / EBT
×
Interest Burden
0.649
EBT / EBIT
×
EBIT Margin
0.129
EBIT / Rev
×
Asset Turnover
0.454
Rev / Assets
×
Equity Multiplier
4.211
Assets / Equity
=
ROE
10.9%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. OPY's ROE of 10.9% is driven by financial leverage (equity multiplier: 4.21x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
15.00%
Fair P/E
38.50x
Intrinsic Value
$344.82
Price/Value
0.31x
Margin of Safety
69.39%
Premium
-69.39%
Assessment
Neutral
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with OPY's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. OPY actually compounded EPS at 45.3% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. OPY trades at a -69% premium to its adjusted intrinsic value of $344.82, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 10.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$104.89
Median 1Y
$119.67
5th Pctile
$62.89
95th Pctile
$227.85
Ann. Volatility
38.7%
Analyst Target
$137.50
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
R. S. Lowenthal
CEO and Director of the Company and CEO of Oppenheimer & Co. Inc.
$500,000 $1,037,400 $9,546,400
A. G. Lowenthal
Chairman and Director of the Company and Executive Chairman of Oppenheimer & Co. Inc.
$500,000 $2,247,700 $4,756,700
P. Albano Managing
anaging Director and Head of Oppenheimer & Co. Inc.’s Fixed Income Business
$300,000 $211,080 $3,014,080
E. Harrington Managing
anaging Director and Head of Oppenheimer & Co. Inc.’s Private Client Division
$275,000 $259,350 $1,887,350
B. Watkins Company
the Company and Executive Vice President and CFO of Oppenheimer & Co. Inc.
$300,000 $138,320 $1,291,320

CEO Pay Ratio

59:1
CEO-to-Employee Pay Ratio
CEO Total Comp: $9,546,400
Avg Employee Cost (SGA/emp): $161,861
Employees: 2,906

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
2,906
-2.4% YoY
Revenue / Employee
$563,686
Rev: $1,638,071,000
Profit / Employee
$51,068
NI: $148,403,000
SGA / Employee
$161,861
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE 25.6% 21.1% 16.9% 12.3% 9.4% 4.0% 4.7% 4.1% 5.4% 3.8% 5.2% 7.7% 8.9% 8.7% 9.1% 10.2% 9.6% 16.2% 10.7% 10.9% 10.94%
ROA 6.5% 5.5% 4.5% 3.4% 2.5% 1.1% 1.3% 1.1% 1.4% 1.1% 1.3% 1.9% 2.3% 2.3% 2.2% 2.5% 2.4% 4.2% 2.6% 2.6% 2.60%
ROIC 18.9% 19.5% 14.4% 11.4% 12.2% 10.7% 11.3% 13.4% 14.0% 13.6% 12.9% 12.3% 13.0% 13.6% 12.5% 13.0% 14.3% 17.3% 8.3% 9.8% 9.76%
ROCE 11.4% 10.1% 8.2% 6.4% 5.6% 3.6% 4.0% 3.7% 4.9% 4.9% 5.7% 6.2% 6.7% 6.6% 6.3% 6.9% 6.5% 9.3% 8.9% 6.6% 6.61%
Gross Margin 32.9% 45.4% 27.8% 22.3% 36.8% 34.8% 33.9% 36.9% 35.5% 35.2% 35.6% 31.2% 34.4% 29.6% 36.2% 34.0% 30.0% 98.7% 94.4% 94.0% 94.02%
Operating Margin 21.9% 35.6% 14.2% 7.4% 24.2% 23.1% 22.0% 24.1% 22.7% 22.2% 24.1% 19.0% 23.4% 18.5% 24.7% 22.9% 20.1% 26.7% -1.9% 13.0% 13.04%
Net Margin 8.3% 17.2% 3.5% -1.6% 1.5% 7.1% 4.5% -3.1% 4.4% 3.6% 7.4% 3.1% 6.6% 2.9% 8.3% 5.8% 5.1% 15.7% -4.6% 6.0% 6.01%
EBITDA Margin 15.3% 28.2% 9.5% 2.5% 7.8% 15.8% 12.7% 4.9% 16.2% 14.9% 19.0% 14.3% 18.4% 12.7% 19.6% 17.2% 15.0% 28.7% 0.2% 15.2% 15.16%
FCF Margin 15.2% 15.7% 4.6% -2.3% -0.2% 4.3% 9.7% 9.8% 3.7% -2.9% -2.0% -20.3% -23.3% -21.4% -22.2% 1.9% 5.1% 11.2% 4.3% -1.3% -1.26%
OCF Margin 15.8% 16.3% 5.3% -2.0% 0.8% 5.8% 11.2% 11.7% 5.1% -1.5% -0.9% -19.6% -22.8% -21.1% -21.7% 2.3% 5.6% 11.5% 4.5% -1.0% -1.01%
ROE 3Y Avg snapshot only 9.26%
ROE 5Y Avg snapshot only 8.80%
ROA 3Y Avg snapshot only 2.23%
ROIC 3Y Avg snapshot only 5.31%
ROIC Economic snapshot only 9.74%
Cash ROA snapshot only -0.43%
Cash ROIC snapshot only -0.99%
CROIC snapshot only -1.23%
NOPAT Margin snapshot only 9.97%
Pretax Margin snapshot only 8.35%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 21.27%
SBC / Revenue snapshot only 2.74%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio 3.21 3.76 4.31 3.99 4.96 15.05 11.98 13.33 10.26 15.10 10.33 8.54 7.91 10.09 8.76 8.48 9.96 5.56 9.77 11.78 10.752
P/S Ratio 0.39 0.43 0.43 0.32 0.31 0.44 0.39 0.35 0.34 0.36 0.34 0.40 0.42 0.50 0.46 0.50 0.55 0.50 0.55 0.67 0.619
P/B Ratio 0.74 0.73 0.69 0.48 0.47 0.61 0.56 0.54 0.55 0.58 0.54 0.64 0.68 0.85 0.76 0.83 0.92 0.84 1.00 1.23 1.143
P/FCF 2.58 2.72 9.52 -13.69 -125.15 10.11 3.99 3.53 9.21 -12.70 -16.85 -1.97 -1.79 -2.35 -2.08 26.35 10.66 4.50 12.94 -53.57 -53.567
P/OCF 2.49 2.63 8.16 — 38.07 7.55 3.46 2.95 6.72 — — — — — — 21.54 9.76 4.37 12.35 — —
EV/EBITDA 3.90 3.82 5.31 6.20 6.49 9.71 9.60 9.14 6.87 6.69 6.19 5.98 5.75 5.96 6.45 6.44 6.17 4.22 8.84 7.67 7.670
EV/Revenue 0.78 0.74 0.95 0.96 0.88 0.91 0.98 0.95 0.86 0.82 0.86 0.97 0.97 0.96 1.05 1.09 0.99 0.86 1.36 1.15 1.149
EV/EBIT 4.41 4.37 6.23 7.63 8.31 14.52 13.51 12.60 8.92 8.84 7.84 7.28 6.89 7.10 7.67 7.57 7.28 4.76 10.32 8.93 8.930
EV/FCF 5.13 4.67 20.88 -41.07 -353.11 20.91 10.13 9.68 23.21 -28.45 -43.38 -4.76 -4.15 -4.48 -4.74 57.85 19.30 7.71 31.87 -91.28 -91.278
Earnings Yield 31.2% 26.6% 23.2% 25.1% 20.2% 6.6% 8.3% 7.5% 9.7% 6.6% 9.7% 11.7% 12.6% 9.9% 11.4% 11.8% 10.0% 18.0% 10.2% 8.5% 8.49%
FCF Yield 38.8% 36.7% 10.5% -7.3% -0.8% 9.9% 25.1% 28.3% 10.9% -7.9% -5.9% -50.7% -55.8% -42.5% -48.2% 3.8% 9.4% 22.2% 7.7% -1.9% -1.87%
PEG Ratio snapshot only 0.664
Price/Tangible Book snapshot only 1.505
EV/Gross Profit snapshot only 1.433
Acquirers Multiple snapshot only 7.865
Shareholder Yield snapshot only 1.70%
Graham Number snapshot only $131.37
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 2.79 2.92 2.84 3.01 2.50 2.35 2.38 3.80 4.31 4.18 3.37 5.67 5.21 6.12 4.12 5.25 2.37 5.99 1.43 4.58 4.580
Quick Ratio 2.79 2.92 2.84 3.01 2.50 2.35 2.38 3.80 4.31 4.18 3.37 5.67 5.21 6.12 4.12 5.25 2.37 5.99 1.43 4.58 4.580
Debt/Equity 0.91 0.78 0.88 1.01 0.90 0.80 0.91 0.98 0.87 0.75 0.88 0.95 0.93 0.81 1.02 1.03 0.79 0.64 1.49 0.91 0.907
Net Debt/Equity 0.73 0.52 0.82 0.97 0.85 0.66 0.87 0.95 0.83 0.72 0.84 0.91 0.89 0.77 0.98 0.99 0.74 0.60 1.46 0.87 0.868
Debt/Assets 0.24 0.21 0.24 0.27 0.24 0.23 0.25 0.25 0.23 0.21 0.22 0.24 0.23 0.20 0.25 0.25 0.19 0.17 0.37 0.21 0.211
Debt/EBITDA 2.42 2.39 3.09 4.34 4.42 6.10 6.07 6.03 4.34 3.89 3.94 3.66 3.41 2.98 3.78 3.66 2.92 1.87 5.38 3.31 3.312
Net Debt/EBITDA 1.94 1.59 2.89 4.14 4.19 5.02 5.82 5.80 4.14 3.70 3.79 3.50 3.27 2.83 3.63 3.51 2.76 1.76 5.25 3.17 3.169
Interest Coverage 24.83 23.79 20.21 13.60 7.94 2.91 2.46 1.93 1.97 1.68 1.86 2.15 2.26 2.20 2.23 2.41 2.39 3.36 2.64 2.78 2.778
Equity Multiplier 3.73 3.70 3.71 3.75 3.71 3.42 3.65 3.92 3.82 3.64 4.06 4.02 4.02 3.98 4.10 4.11 4.15 3.78 4.06 4.30 4.302
Cash Ratio snapshot only 0.053
Debt Service Coverage snapshot only 3.235
Cash to Debt snapshot only 0.043
FCF to Debt snapshot only -0.025
Defensive Interval snapshot only 608.7 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 0.53 0.48 0.45 0.42 0.40 0.39 0.39 0.41 0.43 0.45 0.41 0.41 0.43 0.46 0.42 0.43 0.43 0.46 0.46 0.45 0.454
Inventory Turnover — — — — — — — — — — — — — — — — — — — — —
Receivables Turnover (trade) 1.23 1.20 1.07 0.94 0.95 0.92 1.01 1.05 1.11 1.10 1.15 1.17 1.15 1.23 1.14 1.19 1.15 1.22 1.08 1.24 1.243
Payables Turnover 19.40 14.97 10.87 13.66 10.40 8.57 9.51 10.76 9.14 8.73 10.88 10.79 11.89 12.98 13.68 14.83 14.56 11.25 19.42 2.26 2.259
DSO (trade) 298 305 342 387 385 398 362 348 330 331 318 312 319 297 319 307 316 299 339 294 293.7 days
DIO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.0 days
DPO 19 24 34 27 35 43 38 34 40 42 34 34 31 28 27 25 25 32 19 162 161.6 days
Cash Conversion Cycle (trade) 279 281 309 361 350 356 324 314 290 289 285 278 288 269 292 282 291 267 320 132 132.2 days
Fixed Asset Turnover snapshot only 13.005
Cash Velocity snapshot only 46.733
Capital Intensity snapshot only 2.354
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 35.5% 16.3% -3.8% -16.2% -19.9% -20.3% -9.3% 4.4% 7.9% 12.4% 9.7% 5.6% 8.9% 14.7% 13.0% 14.2% 12.9% 14.4% 18.5% 20.6% 20.63%
Net Income 1.7% 29.3% -15.8% -43.5% -59.1% -79.6% -70.9% -66.0% -43.0% -6.7% 10.5% 90.6% 73.4% 1.4% 83.0% 42.9% 17.9% 1.1% 27.6% 17.5% 17.45%
EPS 1.6% 25.7% -17.0% -35.5% -54.1% -76.8% -67.2% -63.0% -39.3% -1.2% 20.1% 89.0% 75.8% 1.4% 78.5% 39.9% 16.1% 1.1% 35.2% 16.1% 16.08%
FCF 3.3% 4.7% -69.2% -5.5% -1.0% -78.1% 93.1% 5.4% 17.0% -1.7% -1.2% -3.2% -7.9% -7.6% -11.6% 1.1% 1.2% 1.6% 1.2% -1.8% -1.80%
EBITDA 1.0% 23.2% -9.9% -33.9% -46.0% -61.4% -48.2% -29.6% -0.6% 47.0% 49.8% 64.3% 46.8% 51.4% 31.9% 19.8% 8.1% 45.2% 12.1% 6.4% 6.43%
Op. Income 86.6% 32.3% 2.0% -22.4% -26.9% -42.2% -24.2% 13.4% 12.3% 42.7% 28.6% -0.3% 5.5% 7.3% 4.0% 15.7% 8.8% 27.2% -7.1% -21.1% -21.11%
OCF Growth snapshot only -1.53%
Asset Growth snapshot only 14.74%
Equity Growth snapshot only 9.65%
Debt Growth snapshot only -3.66%
Shares Change snapshot only 1.18%
Dividend Growth snapshot only 1.41%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y 14.0% 13.3% 9.7% 6.4% 5.8% 2.4% 4.7% 6.2% 5.4% 1.4% -1.4% -2.6% -2.0% 0.9% 4.0% 8.0% 9.8% 13.8% 13.7% 13.3% 13.30%
Revenue 5Y 10.8% 10.2% 8.5% 6.6% 5.9% 3.8% 4.4% 5.0% 5.1% 5.4% 5.6% 5.8% 6.8% 6.7% 7.3% 7.7% 7.5% 6.4% 5.1% 4.9% 4.93%
EPS 3Y 63.9% 78.6% 58.5% 43.7% 32.2% -10.9% -5.1% -11.3% -10.5% -34.0% -31.1% -23.3% -21.2% -18.6% -11.1% -0.8% 7.4% 68.8% 42.6% 45.3% 45.32%
EPS 5Y — — — — — 10.2% 5.1% -1.6% 4.2% 5.5% 9.4% 15.7% 19.8% 10.5% 12.9% 13.0% 7.9% 7.0% -4.6% -6.0% -6.04%
Net Income 3Y 62.0% 76.5% 57.2% 36.8% 26.7% -15.1% -8.7% -16.3% -14.6% -37.4% -35.3% -28.5% -26.1% -23.4% -16.2% -2.5% 5.2% 66.2% 37.1% 47.3% 47.35%
Net Income 5Y — — — — — 7.2% 1.9% -6.3% -0.2% 0.9% 4.5% 10.7% 15.0% 6.2% 9.0% 9.8% 5.0% 3.8% -8.8% -9.3% -9.28%
EBITDA 3Y 45.3% 39.9% 28.5% 12.2% 5.6% -12.2% -6.8% -2.1% 2.7% -11.2% -11.3% -8.5% -7.6% -4.9% 0.7% 11.5% 16.4% 47.8% 30.4% 28.0% 27.98%
EBITDA 5Y 1.2% 1.2% 1.1% 77.0% 42.1% 14.1% 10.0% 6.8% 10.5% 9.2% 10.5% 10.3% 11.4% 8.5% 9.8% 13.1% 11.4% 9.0% 0.6% -0.5% -0.48%
Gross Profit 3Y 14.9% 13.9% 9.7% 4.9% 5.5% -0.9% 3.8% 10.2% 10.2% 2.9% 1.0% -1.6% -1.9% -1.2% 2.0% 8.0% 7.5% 35.3% 44.3% 48.6% 48.55%
Gross Profit 5Y 14.4% 14.4% 12.2% 9.2% 8.2% 3.2% 4.4% 6.3% 6.4% 6.1% 6.2% 5.5% 6.4% 5.8% 7.0% 8.7% 8.5% 16.1% 20.7% 25.1% 25.14%
Op. Income 3Y 22.5% 21.4% 14.9% 7.8% 8.9% -1.7% 6.1% 16.3% 15.3% 3.0% -0.2% -4.3% -4.7% -4.0% 0.4% 9.4% 8.8% 24.9% 7.5% -3.1% -3.09%
Op. Income 5Y 23.4% 24.1% 20.6% 15.7% 13.5% 4.3% 6.2% 8.7% 8.6% 8.1% 8.1% 7.2% 8.9% 7.7% 9.8% 12.6% 12.0% 8.3% -0.8% -4.3% -4.33%
FCF 3Y 20.2% 11.2% -33.8% — — -11.3% — 8.5% — — — — — — — — — 56.2% -13.4% — —
FCF 5Y 42.0% — — — — — — 16.0% -18.4% — — — — — — -21.6% — — -17.3% — —
OCF 3Y 18.9% 10.6% -31.4% — -49.4% -6.6% — 12.7% — — — — — — — — 1.1% 43.0% -16.2% — —
OCF 5Y 38.5% — — — — — — 17.2% -14.2% — — — — — — -19.4% — — -16.9% — —
Assets 3Y 7.1% 10.7% 6.1% 3.3% 9.0% 3.3% 10.9% 9.4% 4.5% 1.9% 6.3% 6.3% 5.2% 3.6% 5.8% 8.1% 10.2% 11.1% 9.8% 11.0% 11.01%
Assets 5Y 2.3% 6.3% 3.6% 2.3% 2.6% 2.2% 2.9% 4.2% 4.8% 5.1% 5.2% 4.2% 8.9% 6.5% 10.8% 9.3% 7.9% 6.5% 7.4% 9.3% 9.28%
Equity 3Y 12.6% 14.7% 13.7% 11.4% 10.8% 10.2% 10.9% 9.5% 8.2% 4.8% 3.7% 2.6% 2.6% 1.1% 2.3% 4.8% 6.1% 7.4% 6.0% 7.7% 7.65%
Book Value 3Y 13.8% 16.0% 14.6% 17.0% 15.6% 15.8% 15.3% 16.0% 13.3% 10.5% 10.4% 9.9% 9.4% 7.4% 8.6% 6.7% 8.3% 9.1% 10.2% 6.2% 6.17%
Dividend 3Y 47.2% 2.7% 3.2% 8.0% 6.2% -25.1% -27.1% -26.8% -27.9% 2.4% 4.0% 5.1% 6.7% 8.3% 10.5% 8.2% 7.1% 5.1% 41.6% 32.8% 32.83%
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability 0.71 0.90 0.83 0.64 0.57 0.48 0.51 0.43 0.37 0.33 0.36 0.33 0.35 0.42 0.77 0.94 0.92 0.67 0.46 0.40 0.397
Earnings Stability 0.78 0.91 0.81 0.64 0.50 0.23 0.16 0.05 0.05 0.00 0.00 0.00 0.00 0.10 0.10 0.06 0.09 0.02 0.25 0.14 0.137
Margin Stability 0.93 0.93 0.93 0.94 0.94 0.95 0.97 0.96 0.95 0.95 0.96 0.97 0.98 0.95 0.96 0.96 0.95 0.77 0.63 0.52 0.525
Rev. Growth Consistency 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
Earn. Growth Consistency 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.000
FCF Positive Streak 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Earnings Persistence 0.50 0.88 0.94 0.83 0.50 0.50 0.50 0.50 0.83 0.97 0.96 0.50 0.50 0.50 0.50 0.83 0.93 0.50 0.89 0.93 0.930
Earnings Smoothness 0.09 0.74 0.83 0.44 0.16 0.00 0.00 0.01 0.45 0.93 0.90 0.38 0.46 0.19 0.41 0.65 0.84 0.30 0.76 0.84 0.839
ROE Trend 0.14 0.06 0.01 -0.04 -0.07 -0.15 -0.14 -0.13 -0.11 -0.08 -0.05 -0.01 0.01 0.04 0.04 0.04 0.02 0.09 0.03 0.02 0.018
Gross Margin Trend 0.01 0.01 0.01 0.01 0.02 -0.03 -0.01 0.02 0.01 0.02 0.02 -0.00 -0.01 -0.01 -0.01 -0.01 -0.02 0.18 0.32 0.46 0.463
FCF Margin Trend 0.17 0.15 0.07 -0.06 -0.03 -0.01 0.00 0.12 -0.04 -0.13 -0.09 -0.24 -0.25 -0.22 -0.26 0.07 0.15 0.23 0.16 0.08 0.080
Sustainable Growth Rate 22.9% 18.5% 14.3% 9.7% 6.8% 3.1% 3.8% 3.3% 4.5% 3.0% 4.4% 6.9% 8.1% 7.9% 8.2% 9.4% 8.8% 15.4% 8.7% 9.0% 8.99%
Internal Growth Rate 6.1% 5.1% 4.0% 2.7% 1.9% 0.9% 1.0% 0.9% 1.2% 0.9% 1.2% 1.8% 2.1% 2.1% 2.1% 2.4% 2.2% 4.1% 2.2% 2.2% 2.18%
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 1.29 1.43 0.53 -0.25 0.13 1.99 3.46 4.51 1.53 -0.62 -0.28 -4.18 -4.33 -4.22 -4.13 0.39 1.02 1.27 0.79 -0.18 -0.177
FCF/OCF 0.96 0.96 0.86 1.16 -0.30 0.75 0.87 0.84 0.73 1.91 2.17 1.04 1.02 1.02 1.02 0.82 0.92 0.97 0.95 1.24 1.242
FCF/Net Income snapshot only -0.220
OCF/EBITDA snapshot only -0.068
CapEx/Revenue 0.6% 0.6% 0.8% 0.3% 1.1% 1.5% 1.5% 1.9% 1.4% 1.4% 1.1% 0.7% 0.5% 0.4% 0.5% 0.4% 0.5% 0.3% 0.2% 0.2% 0.25%
CapEx/Depreciation snapshot only 0.116
Accruals Ratio -0.02 -0.02 0.02 0.04 0.02 -0.01 -0.03 -0.04 -0.01 0.02 0.02 0.10 0.12 0.12 0.11 0.02 -0.00 -0.01 0.01 0.03 0.031
Sloan Accruals snapshot only 0.048
Cash Flow Adequacy snapshot only -0.800
Earnings Quality Score snapshot only 0.250
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield 3.3% 3.3% 3.6% 5.3% 5.5% 1.4% 1.5% 1.5% 1.5% 1.4% 1.5% 1.2% 1.1% 0.9% 1.1% 1.0% 0.9% 0.9% 1.9% 1.5% 1.68%
Dividend/Share $1.38 $1.43 $1.47 $1.68 $1.64 $0.59 $0.57 $0.60 $0.57 $0.57 $0.58 $0.56 $0.58 $0.60 $0.64 $0.66 $0.66 $0.66 $1.70 $1.60 $1.76
Payout Ratio 10.6% 12.2% 15.3% 21.3% 27.4% 21.8% 18.1% 20.7% 15.7% 21.4% 15.3% 10.2% 9.1% 9.6% 9.4% 8.6% 8.9% 5.1% 18.6% 17.8% 17.84%
FCF Payout Ratio 8.6% 8.9% 33.8% — — 14.6% 6.0% 5.5% 14.1% — — — — — — 26.6% 9.5% 4.1% 24.7% — —
Total Payout Ratio 13.7% 17.4% 34.1% 79.0% 1.1% 2.1% 1.5% 87.7% 93.6% 1.4% 1.1% 70.8% 27.8% 23.0% 11.1% 9.7% 9.7% 7.1% 21.6% 20.1% 20.08%
Div. Increase Streak 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0
Chowder Number 2.12 0.08 0.11 0.14 0.11 -0.62 -0.64 -0.65 -0.66 -0.07 -0.05 -0.05 0.01 0.07 0.14 0.21 0.16 0.12 1.54 1.46 1.458
Buyback Yield 1.0% 1.4% 4.4% 14.5% 17.4% 12.5% 10.7% 5.0% 7.6% 7.7% 9.3% 7.1% 2.4% 1.3% 0.2% 0.1% 0.1% 0.4% 0.3% 0.2% 0.19%
Net Buyback Yield 1.0% -19.8% -18.3% -19.1% -17.6% 12.4% 10.7% 5.0% 7.6% 7.7% 9.2% 7.1% 2.4% 1.3% 0.2% 0.1% 0.1% 0.4% 0.3% 0.2% 0.19%
Total Shareholder Return 4.3% -16.5% -14.8% -13.7% -12.0% 13.9% 12.2% 6.6% 9.1% 9.1% 10.7% 8.3% 3.5% 2.3% 1.3% 1.1% 1.0% 1.3% 2.2% 1.7% 1.70%
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 0.72 0.71 0.69 0.69 0.68 0.71 0.75 0.72 0.70 0.65 0.64 0.66 0.68 0.68 0.69 0.69 0.69 0.70 0.68 0.69 0.685
Interest Burden (EBT/EBIT) 0.96 0.96 0.95 0.93 0.87 0.66 0.59 0.48 0.49 0.41 0.46 0.54 0.56 0.55 0.55 0.59 0.58 0.71 0.63 0.65 0.649
EBIT Margin 0.18 0.17 0.15 0.13 0.11 0.06 0.07 0.08 0.10 0.09 0.11 0.13 0.14 0.14 0.14 0.14 0.14 0.18 0.13 0.13 0.129
Asset Turnover 0.53 0.48 0.45 0.42 0.40 0.39 0.39 0.41 0.43 0.45 0.41 0.41 0.43 0.46 0.42 0.43 0.43 0.46 0.46 0.45 0.454
Equity Multiplier 3.96 3.82 3.73 3.68 3.72 3.56 3.68 3.83 3.76 3.53 3.85 3.97 3.92 3.82 4.08 4.07 4.09 3.87 4.08 4.21 4.211
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $13.02 $11.65 $9.60 $7.89 $5.97 $2.70 $3.15 $2.92 $3.63 $2.67 $3.78 $5.51 $6.38 $6.28 $6.75 $7.72 $7.40 $12.99 $9.13 $8.96 $8.96
Book Value/Share $56.72 $60.35 $60.33 $65.08 $63.23 $66.36 $66.91 $71.56 $68.12 $69.81 $72.85 $73.08 $74.29 $74.67 $77.34 $79.03 $80.37 $86.13 $89.49 $85.64 $93.08
Tangible Book/Share $44.27 $47.89 $47.74 $50.89 $49.28 $52.16 $52.70 $56.13 $53.26 $54.19 $56.82 $57.21 $58.66 $58.92 $61.46 $63.25 $64.75 $70.49 $72.72 $70.11 $70.11
Revenue/Share $106.25 $102.20 $95.32 $98.81 $95.36 $92.82 $97.52 $112.16 $109.63 $110.47 $116.37 $117.41 $121.06 $125.78 $128.32 $131.27 $134.57 $143.40 $161.17 $156.49 $167.82
FCF/Share $16.19 $16.09 $4.34 $-2.30 $-0.24 $4.03 $9.46 $11.01 $4.04 $-3.17 $-2.32 $-23.86 $-28.17 $-26.97 $-28.48 $2.48 $6.92 $16.07 $6.89 $-1.97 $-2.11
OCF/Share $16.80 $16.70 $5.06 $-1.98 $0.78 $5.39 $10.91 $13.17 $5.54 $-1.66 $-1.07 $-23.05 $-27.60 $-26.51 $-27.90 $3.04 $7.55 $16.52 $7.22 $-1.59 $-1.70
Cash/Share $10.31 $15.67 $3.52 $3.06 $3.00 $9.39 $2.53 $2.65 $2.69 $2.55 $2.51 $2.99 $2.86 $2.91 $3.25 $3.31 $3.34 $3.36 $3.25 $3.35 $3.59
EBITDA/Share $21.27 $19.69 $17.09 $15.23 $12.89 $8.67 $9.98 $11.66 $13.65 $13.50 $16.26 $19.00 $20.32 $20.29 $20.92 $22.29 $21.63 $29.37 $24.85 $23.45 $23.45
Debt/Share $51.52 $46.98 $52.85 $66.05 $57.01 $52.91 $60.62 $70.33 $59.24 $52.50 $64.05 $69.49 $69.32 $60.37 $79.08 $81.55 $63.10 $55.02 $133.75 $77.65 $77.65
Net Debt/Share $41.21 $31.31 $49.34 $62.99 $54.01 $43.51 $58.09 $67.69 $56.55 $49.95 $61.53 $66.50 $66.46 $57.46 $75.83 $78.24 $59.75 $51.66 $130.50 $74.30 $74.30
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman-B Score — — — — — — — — — — — — — — — — — — — — 5.321
Altman Z-Prime snapshot only 5.554
Piotroski F-Score 7 8 3 3 5 4 5 8 7 6 7 5 5 5 5 5 6 7 6 5 5
Beneish M-Score -2.43 -2.68 -2.21 -2.01 -2.51 -2.40 -2.80 -2.94 -2.67 -2.57 -2.53 -1.94 -1.70 -1.73 -1.13 -2.34 -1.42 -3.71 -2.45 -2.29 -2.285
Ohlson O-Score snapshot only -6.690
ROIC (Greenblatt) snapshot only 8.39%
Net-Net WC snapshot only $10.15
EVA snapshot only $-4448606.35
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only AA-
Credit Score 90.81 90.99 86.27 80.80 77.81 72.16 75.30 74.86 77.47 70.82 74.75 75.70 78.12 77.66 78.29 81.17 83.63 92.74 74.38 80.80 80.801
Credit Grade snapshot only 4
Credit Trend snapshot only -0.369
Implied Spread (bps) snapshot only 100.000
Industry Credit Rank snapshot only 73
Sector Credit Rank snapshot only 77

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms