$36.61

-0.15 (-0.41%)

Weekly Expected Move ±4.2%

$32 $34 $35 $37 $38

NASDAQ · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 55 · $719.3M mcap · 19M float · 0.844% daily turnover · Short 60% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

50.7 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: -126.5%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. ORRF shows a Weak competitive edge (50.7/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. Negative ROIC of -126.5% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$41

Low

$41

Avg Target

$41

High

Based on 1 analyst since Apr 21, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 4Sell: 0Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$41.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-15	D.A. Davidson	—	Initiated	$41	—	+13.8%	$36.03

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. ORRF receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (4/5), ROA (4/5). Areas of concern: D/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-05-06	A	A-
2026-05-04	A-	A
2026-04-30	A	A-
2026-04-22	C	A
2026-04-22	A	C
2026-04-01	A-	A
2026-03-02	A	A-
2026-01-30	A-	A
2026-01-28	C	A-
2026-01-28	A-	C

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 62 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. ORRF scores highest in Earnings Quality (88/100) and lowest in Balance Sheet (59/100). An overall grade of A+ places ORRF among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

2.84

Grey Zone

Piotroski F-Score

8/9

✓ ✓ ✓ ✓ ✓ ✓ ✗ ✓ ✓

Beneish M-Score

-2.48

Unlikely Manipulator

Ohlson O-Score

-5.34

Bankruptcy prob: 0.5%

Low Risk

Credit Rating

Score: 75.0/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.06x

Accruals: -0.1%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. ORRF scores 2.84, placing it in the Grey Zone (safe > 3.0, distress < 1.5). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. ORRF scores 8/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. ORRF's score of -2.48 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. ORRF's implied 0.5% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. ORRF receives an estimated rating of A (score: 75.0/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). ORRF's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

8.34x

PEG

0.06x

P/S

2.01x

P/B

1.17x

P/FCF

8.05x

P/OCF

7.84x

EV/EBITDA

0.36x

EV/Revenue

0.12x

EV/EBIT

0.39x

EV/FCF

0.48x

Earnings Yield

12.08%

FCF Yield

12.42%

Shareholder Yield

3.52%

Graham Number

$54.67

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 8.3x earnings, ORRF trades at a deep value multiple. An earnings yield of 12.1% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $54.67 per share, suggesting a potential 49% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.788

NI / EBT

Interest Burden

0.999

EBT / EBIT

EBIT Margin

0.301

EBIT / Rev

Asset Turnover

0.065

Rev / Assets

Equity Multiplier

9.911

Assets / Equity

ROE

15.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. ORRF's ROE of 15.3% is driven by financial leverage (equity multiplier: 9.91x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

26.09%

Fair P/E

60.68x

Intrinsic Value

$264.50

Price/Value

0.14x

Margin of Safety

86.36%

Premium

-86.36%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with ORRF's realized 26.1% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $264.50, ORRF appears undervalued with a 86% margin of safety. The adjusted fair P/E of 60.7x compares to the current market P/E of 8.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$36.61

Median 1Y

$38.39

5th Pctile

$20.52

95th Pctile

$71.48

Ann. Volatility

38.3%

Analyst Target

$41.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Thomas R. Quinn, Jr. President and Chief Executive Officer	$812,317	$599,969	$4,222,617
Christopher D. Holt Executive Vice President and Market President	$366,873	$217,281	$1,210,530
Adam L. Metz Senior Executive Vice President and Chief Operating Officer	$449,227	$184,448	$1,091,681
Neelesh Kalani Financial Vice President and Chief Financial Officer	$342,552	$202,849	$834,777
Amy L. Doll Executive Vice President and Chief Administrative Officer	$364,231	$182,968	$793,061

CEO Pay Ratio

29:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $4,222,617

Avg Employee Cost (SGA/emp): $144,284

Employees: 627

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

627

+3.3% YoY

Revenue / Employee

$564,375

Rev: $353,863,000

Profit / Employee

$128,955

NI: $80,855,000

SGA / Employee

$144,284

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	14.5%	15.4%	12.7%	12.0%	12.0%	7.4%	8.8%	9.1%	9.5%	15.0%	14.4%	14.2%	13.3%	6.5%	5.6%	8.1%	11.1%	18.7%	14.6%	15.3%	15.27%
ROA	1.3%	1.4%	1.2%	1.1%	1.1%	0.7%	0.8%	0.8%	0.8%	1.3%	1.2%	1.2%	1.1%	0.5%	0.5%	0.7%	1.0%	1.7%	1.5%	1.5%	1.54%
ROIC	-14.4%	-15.3%	-9.3%	-8.8%	-8.8%	-5.4%	-11.6%	-12.0%	-12.5%	-19.8%	-26.6%	-26.1%	-24.5%	-11.9%	-6.3%	-9.0%	-12.3%	-20.8%	-1.2%	-1.3%	-1.27%
ROCE	11.3%	12.0%	11.8%	11.2%	11.1%	6.7%	6.2%	6.4%	6.8%	11.0%	9.1%	9.0%	8.4%	4.1%	3.5%	5.0%	6.9%	11.6%	2.2%	2.3%	2.31%
Gross Margin	92.1%	93.4%	92.2%	95.1%	90.7%	89.5%	86.3%	78.3%	75.0%	71.5%	68.8%	67.2%	64.1%	52.5%	65.5%	69.7%	70.8%	70.4%	71.6%	71.4%	71.41%
Operating Margin	36.4%	30.0%	27.5%	33.5%	33.3%	-19.3%	31.3%	28.4%	28.3%	26.1%	21.0%	22.0%	19.6%	-10.5%	18.9%	26.3%	28.4%	30.9%	30.4%	30.6%	30.58%
Net Margin	29.3%	24.3%	21.7%	27.0%	27.5%	-14.6%	25.3%	22.9%	22.5%	20.4%	16.5%	17.4%	15.4%	-8.4%	15.1%	20.9%	22.3%	24.4%	23.7%	24.2%	24.25%
EBITDA Margin	40.8%	34.5%	31.7%	37.4%	36.9%	-15.8%	34.2%	31.1%	30.7%	28.5%	23.5%	24.1%	21.7%	-6.6%	23.3%	31.2%	32.5%	35.0%	33.0%	30.6%	30.58%
FCF Margin	33.3%	34.5%	32.5%	24.3%	36.5%	37.1%	26.3%	23.7%	19.8%	16.0%	23.8%	26.7%	21.2%	16.4%	11.7%	9.1%	13.0%	17.5%	19.9%	24.3%	24.34%
OCF Margin	34.4%	35.5%	33.5%	25.4%	37.4%	38.0%	26.9%	24.4%	21.0%	17.1%	25.1%	27.8%	21.7%	16.8%	12.3%	10.3%	14.3%	18.8%	21.1%	25.0%	25.00%
ROE 3Y Avg	snapshot only																				11.21%
ROE 5Y Avg	snapshot only																				11.01%
ROA 3Y Avg	snapshot only																				1.08%
ROIC Economic	snapshot only																				9.20%
Cash ROA	snapshot only																				1.61%
NOPAT Margin	snapshot only																				23.70%
Pretax Margin	snapshot only																				30.05%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				26.28%
SBC / Revenue	snapshot only																				1.16%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	6.51	6.26	7.48	7.19	7.44	11.66	10.04	8.34	7.75	5.41	8.10	7.59	8.37	41.53	31.00	17.91	13.99	8.94	7.34	8.28	8.339
P/S Ratio	1.77	1.83	2.02	1.84	1.87	1.75	1.65	1.33	1.19	1.23	1.66	1.45	1.45	2.77	2.41	1.76	1.69	1.85	1.68	1.96	2.013
P/B Ratio	0.90	0.92	0.91	0.82	0.85	0.82	0.97	0.83	0.81	0.89	1.09	1.00	1.04	2.51	1.32	1.09	1.17	1.26	1.00	1.18	1.170
P/FCF	5.31	5.30	6.22	7.57	5.14	4.72	6.27	5.59	6.02	7.67	6.98	5.44	6.85	16.91	20.48	19.23	12.97	10.55	8.42	8.05	8.052
P/OCF	5.14	5.15	6.03	7.25	5.01	4.61	6.11	5.44	5.66	7.16	6.61	5.22	6.70	16.50	19.55	17.01	11.81	9.80	7.94	7.84	7.841
EV/EBITDA	-5.34	-5.06	-8.18	-9.14	-9.02	-14.30	-6.34	-7.13	-6.98	-4.18	-2.23	-2.74	-2.68	9.72	-4.94	-5.75	-3.75	-2.00	-0.56	0.36	0.357
EV/Revenue	-2.08	-2.06	-3.11	-3.30	-3.17	-3.15	-1.47	-1.60	-1.52	-1.30	-0.63	-0.73	-0.65	1.11	-0.65	-0.94	-0.73	-0.61	-0.18	0.12	0.117
EV/EBIT	-6.17	-5.69	-9.24	-10.36	-10.19	-17.27	-7.44	-8.29	-8.02	-4.56	-2.45	-3.01	-2.96	13.04	-6.66	-7.61	-4.81	-2.34	-0.63	0.39	0.390
EV/FCF	-6.24	-5.98	-9.56	-13.59	-8.70	-8.50	-5.61	-6.72	-7.67	-8.10	-2.66	-2.73	-3.07	6.75	-5.54	-10.31	-5.63	-3.49	-0.92	0.48	0.481
Earnings Yield	15.4%	16.0%	13.4%	13.9%	13.4%	8.6%	10.0%	12.0%	12.9%	18.5%	12.3%	13.2%	11.9%	2.4%	3.2%	5.6%	7.1%	11.2%	13.6%	12.1%	12.08%
FCF Yield	18.8%	18.9%	16.1%	13.2%	19.5%	21.2%	16.0%	17.9%	16.6%	13.0%	14.3%	18.4%	14.6%	5.9%	4.9%	5.2%	7.7%	9.5%	11.9%	12.4%	12.42%
PEG Ratio	snapshot only																				0.064
Price/Tangible Book	snapshot only																				1.448
EV/OCF	snapshot only																				0.469
EV/Gross Profit	snapshot only																				0.165
Acquirers Multiple	snapshot only																				0.390
Shareholder Yield	snapshot only																				3.52%
Graham Number	snapshot only																				$54.67

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	0.25	0.25	0.28	0.28	0.28	0.28	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.24	0.24	0.24	0.24	1.13	1.13	1.135
Quick Ratio	0.25	0.25	0.28	0.28	0.28	0.28	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.24	0.24	0.24	0.24	1.13	1.13	1.135
Debt/Equity	0.44	0.44	0.21	0.21	0.21	0.21	0.68	0.68	0.68	0.68	0.68	0.68	0.68	0.68	0.41	0.41	0.41	0.41	0.57	0.57	0.569
Net Debt/Equity	-1.96	-1.96	-2.30	-2.30	-2.30	-2.30	-1.83	-1.83	-1.83	-1.83	-1.51	-1.51	-1.51	-1.51	-1.68	-1.68	-1.68	-1.68	-1.11	-1.11	-1.113
Debt/Assets	0.04	0.04	0.02	0.02	0.02	0.02	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.04	0.04	0.04	0.04	0.06	0.06	0.061
Debt/EBITDA	2.24	2.17	1.24	1.30	1.31	2.04	4.98	4.84	4.62	3.02	3.63	3.68	3.88	6.57	5.60	3.98	2.99	1.95	2.88	2.87	2.871
Net Debt/EBITDA	-9.88	-9.54	-13.51	-14.24	-14.35	-22.24	-13.42	-13.06	-12.47	-8.14	-8.09	-8.19	-8.64	-14.62	-23.17	-16.49	-12.38	-8.06	-5.64	-5.62	-5.619
Interest Coverage	4.26	5.55	6.08	6.59	7.21	4.05	2.95	1.75	1.17	1.33	1.00	0.84	0.70	0.26	0.30	0.38	0.48	0.86	0.99	1.05	1.048
Equity Multiplier	11.17	11.17	10.43	10.43	10.43	10.43	12.77	12.77	12.77	12.77	11.56	11.56	11.56	11.56	10.53	10.53	10.53	10.53	9.37	9.37	9.369
Cash Ratio	snapshot only																				1.111
Debt Service Coverage	snapshot only																				1.143
Cash to Debt	snapshot only																				2.958
FCF to Debt	snapshot only																				0.259
Defensive Interval	snapshot only																				2532.3 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.05	0.05	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.08	0.07	0.08	0.08	0.08	0.06	0.07	0.065
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	16.75	16.58	14.18	14.15	14.41	14.82	13.95	14.89	16.09	17.25	14.14	14.86	15.37	19.45	16.38	18.54	20.68	20.39	16.64	16.80	16.804
Payables Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
DSO	22	22	26	26	25	25	26	25	23	21	26	25	24	19	22	20	18	18	22	22	21.7 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
Cash Conversion Cycle	22	22	26	26	25	25	26	25	23	21	26	25	24	19	22	20	18	18	22	22	—
Fixed Asset Turnover	snapshot only																				7.003
Cash Velocity	snapshot only																				0.359
Capital Intensity	snapshot only																				15.510

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	-1.1%	-0.2%	-4.1%	-4.7%	-1.4%	2.5%	10.4%	18.2%	25.4%	30.6%	29.8%	27.7%	22.3%	44.4%	63.0%	75.6%	89.2%	47.5%	24.6%	11.1%	11.10%
Net Income	50.8%	75.6%	24.3%	-1.8%	-8.5%	-47.2%	-33.0%	-26.5%	-23.6%	96.9%	61.8%	53.5%	38.4%	-57.5%	-38.2%	-9.9%	31.4%	3.6%	2.7%	1.7%	1.68%
EPS	49.2%	74.0%	23.6%	-1.2%	-5.3%	-43.4%	-29.4%	-22.9%	-21.2%	96.2%	63.9%	53.7%	36.7%	-77.0%	-66.6%	-51.1%	-28.3%	3.5%	3.2%	1.7%	1.67%
FCF	4.0%	1.0%	37.0%	-28.1%	8.0%	10.3%	-10.8%	15.5%	-32.1%	-43.7%	17.3%	43.4%	31.4%	47.9%	-19.4%	-39.8%	16.0%	57.4%	1.1%	2.0%	1.96%
EBITDA	47.2%	58.9%	18.2%	-3.8%	-10.9%	-44.5%	-32.4%	-26.8%	-22.7%	83.6%	58.1%	51.9%	37.4%	-47.0%	-24.1%	8.1%	51.9%	2.9%	2.1%	1.2%	1.22%
Op. Income	55.0%	78.0%	25.8%	-0.9%	-8.9%	-48.3%	-34.9%	-28.6%	-24.0%	1.0%	69.2%	60.7%	42.9%	-56.9%	-38.3%	-10.3%	30.8%	3.5%	2.7%	1.7%	1.70%
OCF Growth	snapshot only																				1.69%
Asset Growth	snapshot only																				1.85%
Equity Growth	snapshot only																				14.49%
Debt Growth	snapshot only																				60.24%
Shares Change	snapshot only																				0.42%
Dividend Growth	snapshot only																				33.28%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	17.5%	15.5%	12.3%	10.2%	6.6%	3.8%	3.7%	4.2%	6.9%	10.1%	11.2%	12.9%	14.8%	24.6%	32.7%	38.4%	42.6%	40.6%	38.1%	35.6%	35.57%
Revenue 5Y	16.5%	16.0%	14.8%	14.6%	13.8%	13.4%	13.7%	14.0%	15.0%	15.6%	15.2%	15.1%	13.2%	16.1%	18.7%	20.5%	23.1%	23.3%	22.8%	22.9%	22.92%
EPS 3Y	34.5%	32.2%	29.1%	28.9%	40.6%	13.9%	11.1%	8.4%	3.6%	24.6%	12.7%	5.4%	0.6%	-36.5%	-27.2%	-16.6%	-8.3%	27.0%	32.2%	26.1%	26.09%
EPS 5Y	28.3%	34.0%	29.5%	30.8%	22.3%	8.7%	16.6%	13.1%	12.7%	20.7%	20.0%	20.5%	24.5%	-7.8%	-5.6%	-0.9%	1.7%	15.0%	15.1%	8.8%	8.84%
Net Income 3Y	48.4%	45.9%	36.9%	36.2%	41.6%	11.4%	9.2%	6.5%	1.8%	22.2%	10.5%	3.5%	-1.1%	-23.8%	-12.5%	0.6%	11.6%	56.3%	54.2%	54.8%	54.77%
Net Income 5Y	36.5%	42.6%	37.8%	38.7%	29.1%	13.8%	22.2%	18.6%	18.0%	26.4%	22.7%	23.3%	24.6%	3.0%	5.4%	10.8%	13.9%	28.8%	25.0%	21.8%	21.77%
EBITDA 3Y	39.1%	37.0%	36.7%	35.8%	38.5%	10.7%	7.4%	4.3%	0.5%	17.4%	8.1%	2.3%	-1.8%	-18.5%	-6.7%	6.3%	17.3%	56.6%	55.2%	54.0%	53.98%
EBITDA 5Y	33.5%	37.7%	33.6%	33.8%	27.2%	13.7%	14.8%	13.1%	13.2%	21.3%	22.2%	22.7%	23.1%	5.7%	8.3%	13.3%	16.2%	27.7%	24.5%	20.8%	20.80%
Gross Profit 3Y	19.7%	19.5%	16.7%	15.3%	11.7%	8.9%	8.1%	6.9%	7.9%	8.8%	6.5%	5.0%	4.3%	8.1%	15.2%	21.2%	26.2%	27.9%	27.3%	27.3%	27.32%
Gross Profit 5Y	16.0%	16.7%	15.5%	15.3%	14.5%	13.9%	14.3%	13.7%	13.9%	13.7%	12.2%	11.8%	9.3%	10.1%	12.6%	14.8%	18.0%	19.6%	18.8%	17.9%	17.89%
Op. Income 3Y	42.3%	40.5%	41.5%	41.4%	47.2%	14.1%	10.7%	7.2%	2.4%	23.2%	11.5%	4.4%	-0.3%	-23.2%	-12.1%	1.0%	12.4%	58.4%	56.9%	57.3%	57.27%
Op. Income 5Y	37.4%	43.9%	39.0%	40.2%	30.9%	14.9%	16.5%	14.4%	14.8%	23.9%	25.5%	26.6%	28.2%	5.4%	7.2%	12.2%	14.9%	29.6%	25.9%	22.5%	22.46%
FCF 3Y	26.7%	31.6%	30.8%	32.3%	70.6%	1.0%	78.8%	46.7%	54.6%	7.5%	12.8%	6.0%	-1.2%	-2.8%	-5.5%	-0.1%	1.2%	9.5%	25.9%	36.7%	36.69%
FCF 5Y	66.7%	93.4%	77.9%	34.4%	31.5%	33.2%	20.8%	17.6%	8.3%	7.2%	18.5%	30.9%	34.7%	46.3%	40.1%	22.2%	41.3%	23.7%	19.6%	16.2%	16.23%
OCF 3Y	23.8%	25.8%	22.0%	19.7%	47.9%	64.8%	58.5%	38.7%	47.3%	9.0%	13.1%	6.3%	-1.6%	-2.9%	-5.0%	2.6%	3.5%	11.3%	27.3%	36.7%	36.70%
OCF 5Y	27.9%	25.2%	21.2%	16.4%	21.1%	27.1%	17.2%	15.0%	7.4%	5.1%	14.2%	23.2%	23.5%	30.1%	30.9%	20.5%	38.2%	24.8%	19.9%	16.1%	16.08%
Assets 3Y	20.8%	20.8%	13.6%	13.6%	13.6%	13.6%	7.0%	7.0%	7.0%	7.0%	3.7%	3.7%	3.7%	3.7%	24.3%	24.3%	24.3%	24.3%	23.8%	23.8%	23.78%
Assets 5Y	16.3%	16.3%	14.9%	14.9%	14.9%	14.9%	13.4%	13.4%	13.4%	13.4%	9.6%	9.6%	9.6%	9.6%	18.0%	18.0%	18.0%	18.0%	15.0%	15.0%	15.04%
Equity 3Y	19.4%	19.4%	16.1%	16.1%	16.1%	16.1%	0.8%	0.8%	0.8%	0.8%	2.5%	2.5%	2.5%	2.5%	23.9%	23.9%	23.9%	23.9%	37.2%	37.2%	37.23%
Book Value 3Y	8.2%	8.2%	9.5%	9.9%	15.3%	18.8%	2.5%	2.6%	2.6%	2.8%	4.5%	4.4%	4.3%	-14.6%	3.1%	2.7%	1.8%	0.6%	17.6%	11.8%	11.80%
Dividend 3Y	-6.6%	-6.8%	-3.0%	-2.6%	1.9%	3.6%	1.6%	1.2%	1.1%	2.0%	2.9%	2.7%	2.6%	-9.2%	-3.7%	2.6%	7.5%	-0.7%	-0.5%	-10.3%	-10.34%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.94	0.92	0.86	0.81	0.82	0.81	0.79	0.78	0.84	0.87	0.87	0.87	0.86	0.70	0.64	0.62	0.63	0.76	0.81	0.82	0.821
Earnings Stability	0.80	0.83	0.95	0.93	0.86	0.49	0.67	0.61	0.57	0.60	0.66	0.58	0.46	0.05	0.10	0.32	0.43	0.30	0.37	0.44	0.439
Margin Stability	0.93	0.93	0.93	0.93	0.93	0.93	0.94	0.94	0.93	0.92	0.91	0.90	0.88	0.84	0.84	0.85	0.85	0.85	0.85	0.86	0.857
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.00	0.00	1.00	0.50	0.50	0.50	0.500
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.90	0.99	0.97	0.81	0.87	0.89	0.91	0.50	0.50	0.50	0.85	0.50	0.85	0.96	0.87	0.50	0.50	0.50	0.500
Earnings Smoothness	0.60	0.45	0.78	0.98	0.91	0.38	0.61	0.69	0.73	0.35	0.53	0.58	0.68	0.19	0.53	0.90	0.73	0.00	0.00	0.09	0.087
ROE Trend	0.06	0.06	0.03	0.01	-0.00	-0.05	-0.02	-0.02	-0.02	0.06	0.03	0.03	0.01	-0.06	-0.07	-0.05	-0.03	0.03	0.05	0.05	0.046
Gross Margin Trend	0.10	0.13	0.12	0.10	0.08	0.05	0.02	-0.05	-0.10	-0.15	-0.19	-0.19	-0.20	-0.24	-0.21	-0.16	-0.10	-0.00	0.03	0.05	0.045
FCF Margin Trend	0.26	0.23	0.19	0.04	0.17	0.11	-0.01	-0.05	-0.15	-0.20	-0.06	0.03	-0.07	-0.10	-0.13	-0.16	-0.07	0.01	0.02	0.06	0.064
Sustainable Growth Rate	11.2%	12.0%	9.5%	8.7%	8.8%	4.1%	5.5%	5.8%	6.2%	11.7%	11.0%	10.8%	9.9%	2.1%	2.3%	4.0%	6.2%	13.6%	10.9%	11.4%	11.40%
Internal Growth Rate	1.0%	1.1%	0.9%	0.8%	0.8%	0.4%	0.5%	0.5%	0.5%	1.0%	0.9%	0.9%	0.8%	0.2%	0.2%	0.4%	0.6%	1.3%	1.1%	1.2%	1.16%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	1.27	1.22	1.24	0.99	1.49	2.53	1.64	1.53	1.37	0.76	1.23	1.45	1.25	2.52	1.59	1.05	1.18	0.91	0.92	1.06	1.056
FCF/OCF	0.97	0.97	0.97	0.96	0.97	0.98	0.98	0.97	0.94	0.93	0.95	0.96	0.98	0.98	0.95	0.88	0.91	0.93	0.94	0.97	0.974
FCF/Net Income	snapshot only																				1.028
OCF/EBITDA	snapshot only																				0.762
CapEx/Revenue	1.1%	1.0%	1.0%	1.1%	0.9%	0.9%	0.7%	0.6%	1.2%	1.1%	1.3%	1.2%	0.5%	0.4%	0.6%	1.2%	1.3%	1.3%	1.2%	0.7%	0.66%
CapEx/Depreciation	snapshot only																				0.241
Accruals Ratio	-0.00	-0.00	-0.00	0.00	-0.01	-0.01	-0.00	-0.00	-0.00	0.00	-0.00	-0.01	-0.00	-0.01	-0.00	-0.00	-0.00	0.00	0.00	-0.00	-0.001
Sloan Accruals	snapshot only																				0.667
Cash Flow Adequacy	snapshot only																				3.753
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	3.5%	3.6%	3.4%	3.8%	3.7%	3.8%	3.7%	4.3%	4.5%	4.1%	2.9%	3.2%	3.1%	1.6%	1.9%	2.8%	3.1%	3.0%	3.5%	3.1%	3.11%
Dividend/Share	$0.70	$0.72	$0.75	$0.76	$0.79	$0.81	$0.78	$0.79	$0.80	$0.81	$0.81	$0.81	$0.81	$0.56	$0.68	$0.83	$0.98	$1.02	$1.23	$1.11	$1.14
Payout Ratio	23.0%	22.2%	25.2%	27.1%	27.2%	43.8%	37.5%	36.2%	34.9%	22.3%	23.8%	24.2%	25.8%	67.7%	59.8%	51.0%	44.0%	27.2%	25.5%	25.4%	25.36%
FCF Payout Ratio	18.8%	18.8%	20.9%	28.5%	18.8%	17.7%	23.4%	24.3%	27.1%	31.5%	20.5%	17.4%	21.1%	27.6%	39.5%	54.7%	40.7%	32.1%	29.3%	24.7%	24.67%
Total Payout Ratio	24.7%	26.7%	32.4%	47.3%	79.1%	1.2%	1.0%	87.1%	48.0%	30.5%	32.1%	30.1%	27.8%	82.7%	70.6%	58.0%	49.3%	30.0%	28.3%	29.1%	29.14%
Div. Increase Streak	1	1	1	1	1	1	0	0	0	1	0	0	0	1	1	1	1	1	1	1	1
Chowder Number	0.13	0.12	0.12	0.13	0.12	0.08	0.04	0.03	0.02	0.04	0.06	0.06	0.06	0.31	0.57	0.93	1.27	0.86	0.60	0.36	0.363
Buyback Yield	0.3%	0.7%	1.0%	2.8%	7.0%	6.8%	6.5%	6.1%	1.7%	1.5%	1.0%	0.8%	0.2%	0.4%	0.4%	0.4%	0.4%	0.3%	0.4%	0.5%	0.46%
Net Buyback Yield	0.3%	0.7%	1.0%	2.8%	7.0%	6.8%	6.5%	6.1%	1.7%	1.5%	1.0%	0.8%	0.2%	0.4%	0.4%	0.4%	0.4%	0.3%	0.4%	0.4%	0.43%
Total Shareholder Return	3.8%	4.3%	4.3%	6.6%	10.6%	10.5%	10.3%	10.4%	6.2%	5.6%	4.0%	4.0%	3.3%	2.0%	2.3%	3.2%	3.5%	3.3%	3.8%	3.5%	3.50%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.80	0.81	0.80	0.80	0.81	0.82	0.83	0.83	0.81	0.80	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.788
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.999
EBIT Margin	0.34	0.36	0.34	0.32	0.31	0.18	0.20	0.19	0.19	0.28	0.26	0.24	0.22	0.08	0.10	0.12	0.15	0.26	0.29	0.30	0.301
Asset Turnover	0.05	0.05	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.08	0.07	0.08	0.08	0.08	0.06	0.07	0.065
Equity Multiplier	10.93	10.93	10.78	10.78	10.78	10.78	11.50	11.50	11.50	11.50	12.12	12.12	12.12	12.12	10.88	10.88	10.88	10.88	9.91	9.91	9.911

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$3.06	$3.26	$2.96	$2.82	$2.90	$1.84	$2.09	$2.17	$2.28	$3.62	$3.42	$3.34	$3.12	$0.83	$1.14	$1.63	$2.24	$3.77	$4.83	$4.36	$4.36
Book Value/Share	$22.16	$22.14	$24.44	$24.68	$25.28	$26.20	$21.70	$21.81	$21.96	$22.00	$25.44	$25.29	$25.12	$13.79	$26.77	$26.73	$26.71	$26.68	$35.30	$30.48	$31.30
Tangible Book/Share	$19.98	$19.97	$22.38	$22.60	$23.15	$23.99	$19.63	$19.73	$19.87	$19.90	$23.41	$23.27	$23.11	$12.69	$20.77	$20.74	$20.72	$20.70	$28.87	$24.92	$24.92
Revenue/Share	$11.28	$11.16	$10.95	$11.03	$11.50	$12.27	$12.73	$13.66	$14.87	$15.96	$16.73	$17.47	$17.96	$12.47	$14.72	$16.64	$18.54	$18.26	$21.12	$18.41	$18.54
FCF/Share	$3.76	$3.85	$3.56	$2.68	$4.20	$4.55	$3.35	$3.24	$2.94	$2.55	$3.97	$4.66	$3.82	$2.04	$1.73	$1.52	$2.41	$3.20	$4.21	$4.48	$4.51
OCF/Share	$3.88	$3.96	$3.67	$2.80	$4.31	$4.66	$3.43	$3.33	$3.12	$2.73	$4.19	$4.86	$3.90	$2.10	$1.81	$1.72	$2.65	$3.44	$4.46	$4.60	$4.63
Cash/Share	$53.25	$53.20	$61.29	$61.88	$63.40	$65.69	$54.46	$54.74	$55.13	$55.22	$55.54	$55.21	$54.84	$30.10	$55.89	$55.80	$55.76	$55.70	$59.37	$51.25	$51.68
EBITDA/Share	$4.39	$4.54	$4.16	$3.98	$4.05	$2.71	$2.96	$3.06	$3.23	$4.95	$4.74	$4.65	$4.38	$1.42	$1.94	$2.73	$3.63	$5.57	$6.96	$6.04	$6.04
Debt/Share	$9.85	$9.84	$5.14	$5.19	$5.32	$5.51	$14.73	$14.81	$14.91	$14.94	$17.22	$17.11	$17.00	$9.33	$10.88	$10.86	$10.85	$10.84	$20.07	$17.33	$17.33
Net Debt/Share	$-43.40	$-43.37	$-56.15	$-56.69	$-58.08	$-60.18	$-39.73	$-39.93	$-40.22	$-40.28	$-38.32	$-38.09	$-37.84	$-20.77	$-45.01	$-44.94	$-44.91	$-44.86	$-39.29	$-33.92	$-33.92

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.838
Altman Z-Prime	snapshot only																				0.532
Piotroski F-Score	6	6	7	5	6	7	6	6	6	5	7	7	6	5	6	7	7	7	8	8	8
Beneish M-Score	-2.05	-2.07	-2.61	-2.57	-2.58	-2.56	-2.12	-2.03	-2.02	-1.96	-2.10	-2.17	-2.16	-1.68	-1.65	-1.77	-1.83	-1.91	-2.47	-2.48	-2.483
Ohlson O-Score	snapshot only																				-5.336
ROIC (Greenblatt)	snapshot only																				62.52%
Net-Net WC	snapshot only																				$-202.70

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				A
Credit Score	74.45	76.77	78.43	75.54	78.56	66.63	44.47	44.52	45.47	55.28	62.95	64.16	63.26	51.89	47.06	49.81	63.01	68.49	72.34	74.97	74.972
Credit Grade	snapshot only																				6
Credit Trend	snapshot only																				25.161
Implied Spread (bps)	snapshot only																				150.000
Industry Credit Rank	snapshot only																				71
Sector Credit Rank	snapshot only																				66

ORRF NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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