Also trades as: OXBRW (NASDAQ) · $vol 0M

$1.12

-0.01 (-0.88%)

Weekly Expected Move ±18.3%

$1 $1 $1 $1 $2

NASDAQ · Financial Services · Insurance - Reinsurance · Tech Score Sell · Power 35 · $9.1M mcap · 7M float · 1.45% daily turnover · Short 34% of daily vol

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

51.4 / 100

NoneWeakNarrowWide

Primary source: Network Effects · ROIC: -2.1% · 5Y Avg: 134.9%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. OXBR shows a Weak competitive edge (51.4/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Network Effects. Negative ROIC of -2.1% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

Avg Target

High

Based on 1 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 1Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$3.00

Analysts1

Consensus Change History

Date	Field	From	To
2026-06-19	_new_coverage	None	ADDED

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-06-16	Maxim Group	—	Initiated	$3	—	+222.6%	$0.93

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C+

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. OXBR receives an overall rating of C+. Strongest factors: DCF (4/5), P/B (4/5). Areas of concern: ROE (1/5), ROA (1/5), D/E (2/5), P/E (1/5).

Rating Change History

Date	From	To
2026-10-01	B-	C+
2026-08-17	C	B-
2026-07-25	C+	C
2026-05-18	C	C+
2026-05-13	C-	C
2026-05-11	C+	C-
2026-05-11	C	C+
2026-04-27	C+	C
2026-04-21	C	C+
2026-04-01	C-	C

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 67 Grade B

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. OXBR scores highest in Growth (88/100) and lowest in Value (33/100). A grade of B indicates above-average fundamentals with room for improvement in select areas.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-I Score

2.96

Grey Zone

Piotroski F-Score

5/9

✗ ✓ ✓ ✓ ✓ ✗ ✗ ✓ ✗

Beneish M-Score

-4.90

Unlikely Manipulator

Ohlson O-Score

-9.32

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

BBB

Score: 59.4/100

Trend: Improving

Earnings Quality

—

OCF/NI: -0.89x

Accruals: -7.1%

The Altman-I Score is adapted for insurance companies, emphasizing return on equity, tangible net worth, and cash reserves alongside the standard equity and earnings components. OXBR scores 2.96, placing it in the Grey Zone (safe > 3.0, distress < 1.5). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. OXBR scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. OXBR's score of -4.90 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. OXBR's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. OXBR receives an estimated rating of BBB (score: 59.4/100), with a improving trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

70.89x

PEG

0.33x

P/S

3.26x

P/B

0.47x

P/FCF

17.46x

P/OCF

16.89x

EV/EBITDA

-2.42x

EV/Revenue

0.26x

EV/EBIT

-2.39x

EV/FCF

1.51x

Earnings Yield

-6.63%

FCF Yield

5.73%

Shareholder Yield

0.00%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 70.9x earnings, OXBR is priced for high growth expectations.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

1.831

NI / EBT

Interest Burden

1.000

EBT / EBIT

EBIT Margin

-0.108

EBIT / Rev

Asset Turnover

0.188

Rev / Assets

Equity Multiplier

1.149

Assets / Equity

ROE

-4.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. OXBR's ROE of -4.3% is driven by Asset Turnover (0.188), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.83 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$1.12

Median 1Y

$0.65

5th Pctile

$0.12

95th Pctile

$3.52

Ann. Volatility

106.0%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Jay Madhu President and Chief Executive Officer	$331,872	$165,200	$502,377
Wrendon Timothy Financial ancial Officer and Corporate Secretary	$225,672	$103,250	$334,227

CEO Pay Ratio

1:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $502,377

Avg Employee Cost (SGA/emp): $761,500

Employees: 4

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

+33.3% YoY

Revenue / Employee

$644,250

Rev: $2,577,000

Profit / Employee

$-519,750

NI: $-2,079,000

SGA / Employee

$761,500

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	63.5%	70.2%	67.7%	63.1%	-5.7%	-11.0%	-7.9%	-8.5%	-56.3%	-92.3%	-1.0%	-1.1%	-68.8%	-38.0%	-17.0%	-62.3%	-58.9%	-70.3%	-52.3%	-4.3%	-4.30%
ROA	56.8%	64.7%	63.5%	56.4%	-5.2%	-10.2%	-7.3%	-7.4%	-46.1%	-75.4%	-84.5%	-81.2%	-43.1%	-22.4%	-11.2%	-37.9%	-38.4%	-44.7%	-37.4%	-3.7%	-3.74%
ROIC	62.2%	64.2%	60.4%	55.0%	-5.3%	-9.8%	-6.7%	-8.7%	-78.4%	-1.5%	-1.3%	-5.1%	-79.9%	-61.7%	-28.3%	-87.4%	-38.1%	2.6%	6.4%	-2.1%	-2.07%
ROCE	44.1%	48.9%	48.1%	45.5%	-5.4%	-14.6%	-12.3%	-11.6%	-63.2%	-1.2%	-1.4%	-1.4%	-54.5%	-21.8%	-8.1%	-34.8%	-34.7%	-43.0%	-40.6%	-1.5%	-1.48%
Gross Margin	97.2%	98.9%	2.0%	95.8%	2.6%	1.0%	1.0%	97.1%	1.0%	1.0%	1.5%	-40.9%	67.8%	84.4%	1.0%	-2.5%	90.5%	11.5%	90.2%	1.0%	1.00%
Operating Margin	93.2%	76.7%	1.8%	18.5%	3.1%	65.1%	26.0%	-0.9%	1.1%	1.3%	5.4%	-13.3%	-1.4%	-17.8%	17.6%	-4.4%	-26.4%	-80.7%	6.4%	31.2%	31.17%
Net Margin	93.2%	76.7%	1.8%	18.5%	3.1%	65.1%	26.0%	-0.9%	1.1%	1.3%	5.4%	-13.3%	-1.4%	-50.7%	15.6%	-4.2%	-28.7%	-98.8%	3.9%	18.8%	18.83%
EBITDA Margin	93.2%	76.7%	1.8%	18.5%	3.1%	0.0%	0.0%	-0.7%	1.1%	1.3%	5.4%	-13.3%	-1.4%	-17.8%	17.6%	-4.4%	-26.4%	-80.6%	6.6%	31.3%	31.28%
FCF Margin	-1.1%	-2.5%	-2.7%	-5.6%	-49.3%	-1.3%	-64.9%	-1.2%	36.8%	17.9%	18.1%	-0.5%	-16.2%	38.3%	55.5%	-69.5%	-72.8%	-52.9%	-56.9%	17.2%	17.17%
OCF Margin	-1.1%	-2.5%	-2.6%	-5.5%	-49.1%	-1.3%	-64.6%	-1.2%	36.6%	17.9%	18.1%	-0.5%	-16.2%	38.3%	55.5%	-69.5%	-72.8%	-52.3%	-56.2%	17.7%	17.74%
ROE 3Y Avg	snapshot only																				-1.12%
ROE 5Y Avg	snapshot only																				-59.45%
ROA 3Y Avg	snapshot only																				-58.48%
ROIC Economic	snapshot only																				-1.24%
Cash ROA	snapshot only																				2.42%
Cash ROIC	snapshot only																				4.28%
CROIC	snapshot only																				4.14%
NOPAT Margin	snapshot only																				-8.57%
Pretax Margin	snapshot only																				-10.85%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				86.57%
SBC / Revenue	snapshot only																				13.18%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	2.32	3.72	3.81	2.45	-14.71	-3.97	-8.24	-7.87	-1.31	-0.69	-0.62	-1.33	-4.26	-14.30	-13.26	-4.02	-4.41	-2.82	-2.59	-15.09	70.886
P/S Ratio	1.96	3.15	3.24	2.05	7.33	10.65	7.35	6.68	-2.00	-0.92	-0.82	-1.71	-9.55	46.19	9.57	6.53	5.66	3.79	3.67	3.00	3.259
P/B Ratio	1.12	1.94	1.93	1.18	0.86	0.46	0.68	0.70	1.03	1.21	1.41	3.78	4.66	6.39	1.85	1.98	1.98	1.65	1.41	0.44	0.473
P/FCF	-172.59	-125.92	-121.93	-36.92	-14.87	-8.36	-11.33	-5.36	-5.45	-5.10	-4.56	332.68	58.88	120.66	17.22	-9.39	-7.77	-7.15	-6.45	17.46	17.457
P/OCF	—	—	—	—	—	—	—	—	—	—	—	332.68	58.88	120.66	17.22	—	—	—	—	16.89	16.892
EV/EBITDA	1.86	3.35	3.49	2.19	-12.51	-2.47	-4.74	-3.53	-0.93	-0.64	-0.79	-1.13	-4.34	-14.40	-10.03	-2.91	-4.29	-0.80	-0.63	-2.42	-2.416
EV/Revenue	1.57	2.84	2.97	1.83	6.20	9.19	7.01	4.82	-1.60	-0.86	-1.04	-1.46	-9.72	42.76	6.10	4.69	5.44	1.08	0.89	0.26	0.259
EV/EBIT	1.86	3.36	3.49	2.19	-12.45	-2.47	-4.74	-3.53	-0.93	-0.64	-0.79	-1.13	-4.34	-14.37	-10.02	-2.91	-4.29	-0.80	-0.63	-2.39	-2.392
EV/FCF	-138.16	-113.51	-111.67	-32.93	-12.58	-7.22	-10.81	-3.87	-4.36	-4.81	-5.74	283.54	59.90	111.72	10.99	-6.74	-7.47	-2.04	-1.56	1.51	1.511
Earnings Yield	43.0%	26.9%	26.2%	40.8%	-6.8%	-25.2%	-12.1%	-12.7%	-76.1%	-1.5%	-1.6%	-75.3%	-23.5%	-7.0%	-7.5%	-24.8%	-22.7%	-35.5%	-38.6%	-6.6%	-6.63%
FCF Yield	-0.6%	-0.8%	-0.8%	-2.7%	-6.7%	-12.0%	-8.8%	-18.7%	-18.3%	-19.6%	-21.9%	0.3%	1.7%	0.8%	5.8%	-10.6%	-12.9%	-14.0%	-15.5%	5.7%	5.73%
PEG Ratio	snapshot only																				0.333
Price/Tangible Book	snapshot only																				0.435
EV/OCF	snapshot only																				1.462
EV/Gross Profit	snapshot only																				0.336
Shareholder Yield	snapshot only																				0.00%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	—	—	—	8.20	9.42	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Quick Ratio	—	—	—	8.20	9.42	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Debt/Equity	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.02	0.02	0.49	0.39	0.47	0.07	0.03	0.03	0.03	0.00	0.18	0.01	0.009
Net Debt/Equity	-0.22	-0.19	-0.16	-0.13	-0.13	-0.06	-0.03	-0.19	-0.21	-0.07	0.37	-0.56	0.08	-0.47	-0.67	-0.56	-0.08	-1.18	-1.07	-0.40	-0.398
Debt/Assets	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.02	0.30	0.19	0.23	0.04	0.02	0.02	0.02	0.00	0.14	0.01	0.009
Debt/EBITDA	0.05	0.04	0.04	0.04	-0.34	-0.11	-0.12	-0.08	-0.02	-0.01	-0.21	-0.14	-0.43	-0.16	-0.29	-0.07	-0.06	-0.00	-0.34	-0.60	-0.602
Net Debt/EBITDA	-0.46	-0.37	-0.32	-0.27	2.28	0.39	0.23	1.36	0.23	0.04	-0.16	0.20	-0.07	1.15	5.70	1.14	0.18	2.02	1.97	25.49	25.492
Interest Coverage	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity Multiplier	1.10	1.06	1.05	1.08	1.12	1.11	1.11	1.23	1.41	1.55	1.61	2.07	2.01	1.89	1.46	1.40	1.28	1.36	1.34	1.06	1.063
Cash to Debt	snapshot only																				43.344
FCF to Debt	snapshot only																				2.656
Defensive Interval	snapshot only																				1206.1 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.68	0.76	0.75	0.67	0.10	0.04	0.08	0.09	-0.30	-0.57	-0.64	-0.63	-0.19	0.07	0.16	0.23	0.30	0.33	0.26	0.19	0.188
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	12.45	27.34	136.73	12.71	2.65	2.30	18.84	1.25	-4.03	-11.20	-24.39	-4.11	-1.26	0.54	3.83	0.97	1.88	4.87	11.07	2.44	2.438
Payables Turnover	1.09	0.97	1.48	1.14	4.36	4.30	5.99	6.28	0.55	0.43	—	—	—	1.43	—	—	—	—	15.69	—	—
DSO	29	13	3	29	138	159	19	291	-91	-33	-15	-89	-290	681	95	377	194	75	33	150	149.7 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	336	377	246	321	84	85	61	58	668	841	0	0	0	256	0	0	0	0	23	0	—
Cash Conversion Cycle	-307	-364	-244	-292	54	74	-42	233	—	—	—	—	—	425	95	377	194	75	10	150	—
Fixed Asset Turnover	snapshot only																				36.632
Cash Velocity	snapshot only																				0.357
Capital Intensity	snapshot only																				7.318

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	6.7%	7.4%	5.2%	4.0%	-80.6%	-93.6%	-85.6%	-83.2%	-3.4%	-11.8%	-6.5%	-6.3%	56.6%	1.1%	1.2%	1.2%	2.4%	3.7%	84.0%	40.4%	40.39%
Net Income	3637.0%	97.4%	18.0%	9.9%	-1.1%	-1.2%	-1.2%	-1.2%	-6.5%	-4.4%	-7.2%	-7.0%	36.2%	81.2%	90.4%	70.1%	22.1%	-96.4%	-2.6%	82.8%	82.82%
EPS	3637.0%	97.3%	18.0%	9.9%	-1.1%	-1.2%	-1.1%	-1.2%	-6.4%	-4.3%	-7.0%	-6.8%	38.8%	82.0%	91.6%	75.9%	37.8%	-62.7%	-2.2%	84.2%	84.21%
FCF	56.4%	8.6%	24.6%	-2.5%	-7.4%	-2.2%	-2.5%	-2.8%	-82.1%	-52.6%	-54.3%	1.0%	1.2%	1.2%	1.5%	-33.1%	-7.1%	-7.5%	-2.9%	1.3%	1.35%
EBITDA	606.1%	87.4%	17.6%	9.8%	-1.1%	-1.3%	-1.2%	-1.3%	-7.5%	-2.9%	-3.9%	-4.0%	43.6%	82.9%	91.9%	70.3%	22.9%	-1.1%	-3.3%	90.6%	90.64%
Op. Income	3637.0%	97.4%	18.0%	9.9%	-1.1%	-1.2%	-1.2%	-1.2%	-6.5%	-4.4%	-7.2%	-7.0%	36.2%	82.7%	91.9%	70.3%	23.0%	-1.1%	-3.3%	90.6%	90.55%
OCF Growth	snapshot only																				1.36%
Asset Growth	snapshot only																				1.22%
Equity Growth	snapshot only																				1.93%
Debt Growth	snapshot only																				-15.89%
Shares Change	snapshot only																				8.85%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	55.3%	39.0%	36.6%	43.3%	-9.8%	-12.7%	18.4%	9.3%	—	—	—	—	—	-62.3%	-48.0%	-40.5%	13.0%	58.2%	21.6%	20.7%	20.73%
Revenue 5Y	1.3%	-11.7%	-12.7%	-12.5%	-45.7%	-51.3%	-42.6%	-40.0%	—	—	—	—	—	-11.0%	10.2%	10.3%	16.6%	16.2%	10.0%	8.2%	8.18%
EPS 3Y	95.2%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 5Y	7.7%	28.3%	24.7%	21.1%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	95.2%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	6.7%	27.4%	24.0%	20.9%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	94.0%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 5Y	6.6%	27.2%	23.9%	20.7%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross Profit 3Y	56.2%	41.1%	37.6%	44.6%	-47.5%	—	-32.0%	-27.6%	—	—	—	—	—	-69.2%	-49.8%	—	—	—	—	71.9%	71.85%
Gross Profit 5Y	4.4%	20.0%	17.2%	15.0%	—	—	—	—	—	—	—	—	—	-20.4%	9.4%	—	—	—	—	3.8%	3.83%
Op. Income 3Y	95.2%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 5Y	6.7%	27.4%	24.0%	20.9%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Assets 3Y	-5.1%	12.1%	26.8%	20.9%	17.6%	20.5%	23.0%	25.8%	7.1%	-3.1%	-6.2%	-8.6%	-23.7%	-25.0%	-15.7%	-19.6%	-17.8%	-21.5%	-19.7%	2.9%	2.88%
Assets 5Y	-22.2%	-19.1%	-18.4%	-22.0%	-17.3%	-4.9%	-4.4%	-1.7%	-10.3%	-8.1%	-2.9%	-4.8%	-5.6%	-4.7%	2.6%	-0.5%	-0.6%	-2.4%	-0.2%	14.7%	14.70%
Equity 3Y	0.8%	26.1%	25.9%	27.2%	21.4%	23.1%	25.5%	24.5%	0.5%	-12.7%	-17.7%	-23.7%	-37.7%	-38.1%	-24.4%	-26.4%	-21.5%	-26.6%	-24.5%	8.1%	8.14%
Book Value 3Y	0.8%	25.9%	25.7%	26.8%	21.1%	25.3%	24.6%	23.5%	-0.3%	-13.4%	-19.0%	-24.9%	-39.0%	-39.4%	-28.9%	-32.3%	-28.5%	-32.4%	-31.4%	-2.9%	-2.87%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.02	0.30	0.32	0.31	0.59	0.48	0.46	0.45	0.13	0.26	0.27	0.26	0.34	0.15	0.12	0.11	0.01	0.00	0.00	0.00	0.000
Earnings Stability	0.11	0.28	0.26	0.25	0.49	0.61	0.63	0.62	0.00	0.00	0.00	0.01	0.00	0.19	0.17	0.28	0.39	0.27	0.26	0.19	0.189
Margin Stability	0.94	0.59	0.60	0.61	0.00	0.00	0.00	0.00	0.49	0.00	0.48	0.56	0.36	0.00	0.49	0.00	0.00	0.00	0.00	0.00	0.000
Rev. Growth Consistency	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	0.00	0.00	1.00	1.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earnings Persistence	0.50	0.50	0.50	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.86	0.50	0.50	0.50	0.91	0.50	0.50	0.50	0.500
Earnings Smoothness	0.00	0.00	0.00	0.00	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
ROE Trend	1.05	0.52	0.50	0.43	-0.30	-0.38	-0.36	-0.37	-1.00	-1.96	-2.48	-3.04	-0.67	0.49	1.03	0.97	0.49	0.52	0.66	1.64	1.639
Gross Margin Trend	0.06	0.05	0.04	0.02	-0.76	-2.03	-0.78	-0.68	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF Margin Trend	2.02	2.32	0.16	0.08	-0.39	-1.15	-0.53	-1.18	—	—	—	—	—	—	—	—	—	—	—	—	—
Sustainable Growth Rate	63.5%	70.1%	67.7%	63.1%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	1.3%	1.8%	1.7%	1.3%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	-0.01	-0.03	-0.03	-0.07	0.99	0.47	0.72	1.47	0.24	0.13	0.14	-0.00	-0.07	-0.12	-0.77	0.43	0.57	0.39	0.40	-0.89	-0.893
FCF/OCF	1.00	1.01	1.01	1.01	1.00	1.00	1.01	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.01	1.01	0.97	0.968
FCF/Net Income	snapshot only																				-0.864
CapEx/Revenue	0.0%	0.0%	0.0%	0.0%	0.2%	0.0%	0.4%	0.3%	-0.1%	-0.1%	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%	0.6%	0.6%	0.6%	0.57%
CapEx/Depreciation	snapshot only																				5.333
Accruals Ratio	0.58	0.67	0.65	0.60	-0.00	-0.05	-0.02	0.03	-0.35	-0.65	-0.73	-0.81	-0.46	-0.25	-0.20	-0.22	-0.17	-0.27	-0.23	-0.07	-0.071
Sloan Accruals	snapshot only																				0.528
Cash Flow Adequacy	snapshot only																				30.875

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	—	—	—	—	—	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.0%	—	—	—	—	0.0%	0.00%
Total Payout Ratio	0.0%	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Div. Increase Streak	—	0	0	0	0	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.5%	-2.4%	-4.5%	-32.6%	-32.3%	-31.0%	-68.1%	-49.2%	-1.2%	-1.23%
Total Shareholder Return	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.5%	-2.4%	-4.5%	-32.6%	-32.3%	-31.0%	-68.1%	-49.2%	-1.2%	-1.23%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.09	1.18	1.01	1.01	1.00	1.00	1.83	1.831
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	0.72	0.60	0.62	0.88	0.99	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
EBIT Margin	0.84	0.85	0.85	0.84	-0.50	-3.73	-1.48	-1.37	1.72	1.35	1.32	1.29	2.24	-2.98	-0.61	-1.61	-1.27	-1.34	-1.41	-0.11	-0.108
Asset Turnover	0.68	0.76	0.75	0.67	0.10	0.04	0.08	0.09	-0.30	-0.57	-0.64	-0.63	-0.19	0.07	0.16	0.23	0.30	0.33	0.26	0.19	0.188
Equity Multiplier	1.12	1.08	1.07	1.12	1.10	1.08	1.08	1.15	1.22	1.22	1.22	1.40	1.60	1.69	1.52	1.64	1.53	1.57	1.40	1.15	1.149

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$1.27	$1.51	$1.43	$1.36	$-0.14	$-0.30	$-0.21	$-0.23	$-1.07	$-1.60	$-1.70	$-1.79	$-0.65	$-0.29	$-0.14	$-0.43	$-0.41	$-0.47	$-0.46	$-0.07	$-0.07
Book Value/Share	$2.63	$2.90	$2.83	$2.84	$2.47	$2.60	$2.59	$2.58	$1.35	$0.91	$0.75	$0.63	$0.60	$0.64	$1.02	$0.88	$0.90	$0.80	$0.84	$2.37	$2.39
Tangible Book/Share	$2.63	$2.90	$2.83	$2.83	$2.47	$2.60	$2.59	$2.58	$1.35	$0.89	$0.75	$0.63	$0.60	$0.64	$1.02	$0.88	$0.90	$0.80	$0.83	$2.37	$2.37
Revenue/Share	$1.51	$1.78	$1.69	$1.63	$0.29	$0.11	$0.24	$0.27	$-0.70	$-1.20	$-1.29	$-1.39	$-0.29	$0.09	$0.20	$0.27	$0.32	$0.35	$0.32	$0.34	$0.34
FCF/Share	$-0.02	$-0.04	$-0.04	$-0.09	$-0.14	$-0.14	$-0.15	$-0.34	$-0.26	$-0.22	$-0.23	$0.01	$0.05	$0.03	$0.11	$-0.19	$-0.23	$-0.18	$-0.18	$0.06	$0.06
OCF/Share	$-0.02	$-0.04	$-0.04	$-0.09	$-0.14	$-0.14	$-0.15	$-0.34	$-0.26	$-0.21	$-0.23	$0.01	$0.05	$0.03	$0.11	$-0.19	$-0.23	$-0.18	$-0.18	$0.06	$0.06
Cash/Share	$0.65	$0.61	$0.52	$0.41	$0.38	$0.21	$0.12	$0.53	$0.31	$0.08	$0.09	$0.60	$0.23	$0.35	$0.72	$0.52	$0.09	$0.94	$1.05	$0.96	$0.96
EBITDA/Share	$1.27	$1.51	$1.44	$1.36	$-0.14	$-0.42	$-0.35	$-0.37	$-1.20	$-1.62	$-1.70	$-1.79	$-0.65	$-0.26	$-0.12	$-0.43	$-0.40	$-0.47	$-0.45	$-0.04	$-0.04
Debt/Share	$0.07	$0.06	$0.06	$0.05	$0.05	$0.05	$0.04	$0.03	$0.03	$0.02	$0.36	$0.25	$0.28	$0.04	$0.03	$0.03	$0.02	$0.00	$0.15	$0.02	$0.02
Net Debt/Share	$-0.59	$-0.55	$-0.46	$-0.36	$-0.33	$-0.16	$-0.08	$-0.50	$-0.28	$-0.06	$0.28	$-0.35	$0.05	$-0.31	$-0.68	$-0.49	$-0.07	$-0.94	$-0.90	$-0.94	$-0.94

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman-I Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.962
Altman Z-Prime	snapshot only																				5.892
Piotroski F-Score	6	5	4	4	2	3	2	2	2	2	1	2	4	4	5	4	5	3	2	5	5
Beneish M-Score	22.32	2.17	—	-0.75	—	-2.15	—	-0.68	—	—	—	0.27	—	—	—	8.04	-1.95	-1.26	-3.99	-4.90	-4.903
Ohlson O-Score	snapshot only																				-9.321
ROIC (Greenblatt)	snapshot only																				-3.83%
Net-Net WC	snapshot only																				$0.84
EVA	snapshot only																				$-1392780.00

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BBB
Credit Score	73.01	71.81	73.36	83.05	69.98	60.50	60.56	56.59	30.62	29.58	28.95	29.92	32.54	43.38	43.00	28.77	28.61	45.70	28.56	59.45	59.449
Credit Grade	snapshot only																				9
Credit Trend	snapshot only																				30.678
Implied Spread (bps)	snapshot only																				275.000
Industry Credit Rank	snapshot only																				14
Sector Credit Rank	snapshot only																				60

OXBR NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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