PFIS NASDAQ
Peoples Financial Services Corp.
1W: +5.5%
1M: +2.2%
3M: -0.8%
YTD: +49.8%
1Y: +53.3%
3Y: +95.9%
5Y: +84.1%
$70.97
-0.40 (-0.56%)
After Hours: $70.72 (-0.25, -0.36%)
Weekly Expected Move ±3.2%
$66
$68
$71
$73
$75
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$281M
+22.3% ▲
5Y CAGR: +20.5%
Gross Profit
$187M
+62.4% ▲
5Y CAGR: +16.0%
Operating Income
$72M
+753.0% ▲
5Y CAGR: +16.1%
Net Income
$59M
+596.5% ▲
5Y CAGR: +15.1%
EPS (Diluted)
$5.88
+493.9% ▲
5Y CAGR: +8.0%
EBITDA
$72M
+360.0% ▲
5Y CAGR: +13.5%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $108M | $124M | $164M | $230M | $281M |
| YoY Growth | -2.7% | +14.8% | +32.6% | +40.1% | +22.3% |
| Cost of Revenue | $11M | $15M | $64M | $115M | $94M |
| Gross Profit | $97M | $109M | $100M | $115M | $187M |
| Gross Margin | 89.6% | 87.8% | 61.2% | 50.1% | 66.6% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $31M | $35M | $37M | $49M | $84M |
| Operating Expenses | $43M | $63M | $68M | $107M | $115M |
| Operating Income | $54M | $45M | $33M | $8M | $72M |
| Operating Margin | 49.7% | 36.7% | 19.8% | 3.7% | 25.7% |
| Interest Expense | $9M | $16M | $63M | $95M | $94M |
| Income Before Tax | $54M | $45M | $33M | $8M | $72M |
| Tax Expense | $10M | $7M | $5M | -$30K | $13M |
| Net Income | $44M | $38M | $27M | $8M | $59M |
| Net Margin | 40.4% | 30.8% | 16.7% | 3.7% | 21.1% |
| EPS (Diluted) | $6.01 | $5.28 | $3.83 | $0.99 | $5.88 |
| EBITDA | $57M | $49M | $36M | $16M | $72M |
| Shares Outstanding | 7M | 7M | 7M | 9M | 10M |