Also trades as: PNBHOUSING.BO (BSE) · $vol 1M

₹1,092.00 ($11.34)

-28.00 (-2.50%)

NSE · Financial Services · Financial - Mortgages · Tech Score Sell · Power 34 · ₹284.6B mcap · 179M float · 0.524% daily turnover

Revenue

$85.1B +13.4% ▲

5Y CAGR: +2.3%

Gross Profit

$33.6B +13.5% ▲

5Y CAGR: +6.0%

Operating Income

$25.8B +4.0% ▲

5Y CAGR: +16.4%

Net Income

$22.9B +18.3% ▲

5Y CAGR: +19.8%

EPS (Diluted)

$87.80 +18.2% ▲

5Y CAGR: +13.9%

EBITDA

$30.4B +19.5% ▲

5Y CAGR: +19.1%

View Full Income Statement

Line Item	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$61.8B	$64.3B	$70.3B	$75.0B	$85.1B
YoY Growth	-18.6%	+5.6%	+7.9%	+6.7%	+13.4%
Cost of Revenue	$40.6B	$38.9B	$42.5B	$45.4B	$51.4B
Gross Profit	$21.3B	$25.4B	$27.8B	$29.6B	$33.6B
Gross Margin	34.4%	39.5%	39.6%	39.5%	39.5%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$806M	$746M	$889M	$1.2B	$0
Operating Expenses	$10.4B	$11.8B	$8.3B	$4.8B	$7.8B
Operating Income	$10.8B	$13.6B	$19.5B	$24.9B	$25.8B
Operating Margin	17.5%	21.2%	27.8%	33.1%	30.4%
Interest Expense	$40.6B	$38.9B	$42.5B	$45.4B	$50.0B
Income Before Tax	$10.8B	$13.6B	$19.5B	$24.9B	$29.7B
Tax Expense	$2.5B	$3.1B	$4.5B	$5.5B	$6.8B
Net Income	$8.4B	$10.5B	$15.1B	$19.4B	$22.9B
Net Margin	13.5%	16.3%	21.4%	25.8%	26.9%
EPS (Diluted)	$41.01	$51.29	$58.20	$74.25	$87.80
EBITDA	$11.4B	$14.1B	$20.1B	$25.4B	$30.4B
Shares Outstanding	204M	204M	259M	261M	261M

Line Item	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3	FY2026 Q4
Revenue	$18.3B	$18.8B	$19.4B	$18.6B	$20.8B	$21.3B	$21.2B	$22.8B
Cost of Revenue	$11.0B	$11.2B	$11.6B	$11.7B	$12.3B	$13.7B	$12.5B	$12.9B
Gross Profit	$7.3B	$7.6B	$7.8B	$6.9B	$8.4B	$6.7B	$8.6B	$9.9B
Gross Margin	40.0%	40.4%	40.3%	37.2%	40.6%	31.2%	40.8%	43.4%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$605M	$1.2B	$0	$0	$0
Operating Expenses	$1.8B	$1.5B	$1.7B	-$213M	$1.6B	$2.2B	$2.0B	$2.0B
Operating Income	$5.5B	$6.0B	$6.2B	$7.1B	$6.9B	$6.5B	$6.7B	$7.8B
Operating Margin	30.3%	32.2%	31.7%	38.3%	33.1%	30.3%	31.6%	34.4%
Interest Expense	$11.0B	$11.2B	$11.6B	$11.7B	$12.3B	$0	$12.5B	$0
Income Before Tax	$5.5B	$6.0B	$6.2B	$7.1B	$6.9B	$7.6B	$6.7B	$8.5B
Tax Expense	$1.2B	$1.4B	$1.3B	$1.6B	$1.5B	$1.8B	$1.5B	$2.0B
Net Income	$4.3B	$4.7B	$4.8B	$5.5B	$5.3B	$5.8B	$5.2B	$6.6B
Net Margin	23.7%	25.0%	24.9%	29.6%	25.7%	27.3%	24.6%	28.8%
EPS (Diluted)	$16.61	$18.02	$18.53	$21.10	$20.45	$22.29	$19.93	$25.11
EBITDA	$5.7B	$6.2B	$6.3B	$7.3B	$7.0B	$6.6B	$6.8B	$8.7B
Shares Outstanding	261M	261M	261M	261M	261M	261M	261M	261M

PNBHOUSING.NS NSE