PROV NASDAQ
Provident Financial Holdings, Inc.
1W: +0.3%
1M: -1.4%
3M: +4.0%
YTD: +16.5%
1Y: +19.2%
3Y: +64.5%
5Y: +31.5%
$18.20
+0.04 (+0.22%)
After Hours: $17.99 (-0.21, -1.15%)
Weekly Expected Move ±1.5%
$18
$18
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$19
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
Dark Pool
Short Interest
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Balance Sheet Trends
Total Assets
$1.2B
-3.0% ▼
5Y CAGR: +0.4%
Total Liabilities
$1.1B
-3.1% ▼
5Y CAGR: +0.5%
Shareholders Equity
$126M
-1.8% ▼
5Y CAGR: -0.2%
Cash & Investments
$49M
-7.4% ▼
5Y CAGR: -7.8%
Total Debt
$157M
-26.3% ▼
5Y CAGR: +9.2%
Net Debt
$108M
-32.6% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $23M | $66M | $51M | $53M | $49M |
| Short-Term Investments | $3M | $2M | $2M | $69K | $0 |
| Cash & ST Investments | $26M | $68M | $53M | $53M | $49M |
| Net Receivables | $3M | $4M | $4M | $4M | $4M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $44M | $82M | $58M | $57M | $53M |
| Property, Plant & Equip. | $9M | $9M | $9M | $9M | $9M |
| Goodwill & Intangibles | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.1B | $1.2B | $1.2B | $1.2B | $1.1B |
| Other Non-Current Assets | $8M | $10M | $22M | $22M | $12M |
| Total Non-Current Assets | $1.1B | $1.3B | $1.2B | $1.2B | $1.2B |
| Total Assets | $1.2B | $1.3B | $1.3B | $1.2B | $1.2B |
| — Liabilities — | |||||
| Accounts Payable | $18M | $18M | $0 | $0 | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $112M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $956M | $951M | $888M | $889M | $0 |
| Total Current Liabilities | $973M | $968M | $888M | $889M | $112M |
| Long-Term Debt | $85M | $235M | $238M | $213M | $45M |
| Other Non-Current Liab. | $0 | $0 | $15M | $15M | $925M |
| Total Non-Current Liabilities | $85M | $235M | $254M | $228M | $970M |
| Total Liabilities | $1.1B | $1.2B | $1.1B | $1.1B | $1.1B |
| — Equity — | |||||
| Common Stock | $183K | $183K | $183K | $183K | $183K |
| Retained Earnings | $203M | $207M | $210M | $212M | $215M |
| Accumulated OCI | $2K | -$38K | -$3K | $17K | $13K |
| Total Stockholders Equity | $129M | $130M | $130M | $129M | $126M |
| Total Liabilities & Equity | $1.2B | $1.3B | $1.3B | $1.2B | $1.2B |
| — Key Metrics — | |||||
| Total Debt | $85M | $235M | $238M | $213M | $157M |
| Net Debt | $62M | $169M | $187M | $160M | $108M |
| Total Investments | $1.1B | $1.2B | $1.2B | $1.2B | $1.1B |