PWOD NASDAQ
Penns Woods Bancorp, Inc.
1W: -5.4%
1M: -1.2%
3M: +8.6%
1Y: +36.4%
3Y: +58.8%
5Y: +84.2%
$30.00
Last traded 2025-07-28 — delisted
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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ESG
Institutions
ETF Exposure
Dark Pool
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Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$119M
+19.4% ▲
5Y CAGR: +9.1%
Gross Profit
$68M
+5.5% ▲
5Y CAGR: +3.2%
Operating Income
$22M
+7.7% ▲
5Y CAGR: +3.1%
Net Income
$18M
+6.8% ▲
5Y CAGR: +2.5%
EPS (Diluted)
$2.35
+0.4% ▲
5Y CAGR: +2.7%
EBITDA
$26M
+11.7% ▲
5Y CAGR: +3.4%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| Revenue | $75M | $70M | $74M | $100M | $119M |
| YoY Growth | -3.1% | -6.3% | +5.1% | +35.8% | +19.4% |
| Cost of Revenue | $17M | $9M | $9M | $35M | $51M |
| Gross Profit | $58M | $61M | $65M | $65M | $68M |
| Gross Margin | 77.2% | 86.7% | 87.7% | 64.8% | 57.3% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $23M | $25M | $26M | $27M | $28M |
| Operating Expenses | $39M | $41M | $43M | $44M | $46M |
| Operating Income | $19M | $20M | $22M | $20M | $22M |
| Operating Margin | 25.0% | 28.3% | 29.3% | 20.3% | 18.3% |
| Interest Expense | $14M | $9M | $7M | $37M | $51M |
| Income Before Tax | $19M | $20M | $22M | $20M | $22M |
| Tax Expense | $3M | $4M | $4M | $4M | $4M |
| Net Income | $15M | $16M | $17M | $17M | $18M |
| Net Margin | 20.3% | 22.9% | 23.7% | 16.6% | 14.9% |
| EPS (Diluted) | $2.16 | $2.27 | $2.47 | $2.34 | $2.35 |
| EBITDA | $22M | $24M | $25M | $23M | $26M |
| Shares Outstanding | 7M | 7M | 7M | 7M | 8M |