Also trades as: RBLBANK.BO (BSE) · $vol 1M

₹417.55 ($4.34)

+6.15 (+1.49%)

NSE · Financial Services · Banks - Regional · Tech Score Buy · Power 56 · ₹632.7B mcap · 1.41B float · 0.344% daily turnover

Revenue

$184.6B +2.7% ▲

5Y CAGR: +11.8%

Gross Profit

$82.3B -20.9% ▼

5Y CAGR: +6.5%

Operating Income

$11.1B +59.0% ▲

5Y CAGR: +15.9%

Net Income

$8.8B +22.6% ▲

5Y CAGR: +10.7%

EPS (Diluted)

$14.09 +19.8% ▲

5Y CAGR: +7.8%

EBITDA

$13.5B +45.2% ▲

5Y CAGR: +14.1%

View Full Income Statement

Line Item	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$108.0B	$121.2B	$153.2B	$178.2B	$184.6B
YoY Growth	+2.3%	+12.2%	-39.5%	+16.3%	+2.7%
Cost of Revenue	$41.5B	$46.8B	$63.5B	$75.8B	$102.3B
Gross Profit	$66.5B	$74.4B	$89.7B	$102.4B	$82.3B
Gross Margin	61.6%	61.4%	58.6%	57.5%	44.6%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$676M	$1.0B	$789M	$1.2B	$24.3B
Operating Expenses	$68.5B	$62.2B	$76.2B	$95.5B	$71.2B
Operating Income	-$2.1B	$12.2B	$13.5B	$7.0B	$11.1B
Operating Margin	-1.9%	10.1%	8.8%	3.9%	6.0%
Interest Expense	$41.5B	$46.8B	$63.5B	$75.8B	$79.7B
Income Before Tax	-$2.1B	$12.2B	$13.5B	$7.0B	$11.1B
Tax Expense	-$404M	$3.0B	$888M	-$213M	$2.3B
Net Income	-$1.7B	$9.2B	$12.6B	$7.2B	$8.8B
Net Margin	-1.5%	7.6%	8.2%	4.0%	4.8%
EPS (Diluted)	$-2.77	$15.27	$20.54	$11.76	$14.09
EBITDA	-$263M	$14.3B	$15.8B	$9.3B	$13.5B
Shares Outstanding	599M	602M	613M	610M	624M

Line Item	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3	FY2026 Q4
Revenue	$42.7B	$44.6B	$14.7B	$46.4B	$45.1B	$44.4B	$47.2B	$47.9B
Cost of Revenue	$18.0B	$19.2B	$0	$19.1B	$19.6B	$24.6B	$20.1B	$27.3B
Gross Profit	$24.8B	$25.4B	$14.7B	$27.3B	$25.5B	$19.9B	$27.1B	$20.6B
Gross Margin	58.0%	57.0%	100.0%	58.8%	56.6%	44.7%	57.4%	43.1%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$4.7B	$0	$0	$17.7B	$6.0B	$0	$0	$6.0B
Operating Expenses	$20.0B	$22.4B	$5.7B	$26.4B	$22.7B	$17.4B	$24.2B	$17.7B
Operating Income	$4.8B	$3.0B	$9.0B	$933M	$2.8B	$2.5B	$2.9B	$2.9B
Operating Margin	11.1%	6.8%	61.3%	2.0%	6.1%	5.5%	6.1%	6.1%
Interest Expense	$18.0B	$19.2B	$19.5B	$19.1B	$19.6B	$19.6B	$20.1B	$20.5B
Income Before Tax	$4.8B	$3.0B	-$1.8B	$933M	$2.8B	$2.5B	$2.9B	$2.9B
Tax Expense	$1.2B	$728M	-$2.2B	$63M	$632M	$527M	$613M	$497M
Net Income	$3.5B	$2.3B	$473M	$870M	$2.1B	$1.9B	$2.3B	$2.4B
Net Margin	8.2%	5.2%	3.2%	1.9%	4.7%	4.3%	4.8%	5.1%
EPS (Diluted)	$5.70	$3.77	$0.78	$1.43	$3.49	$3.11	$3.65	$3.90
EBITDA	$4.8B	$3.0B	-$1.8B	$933M	$2.8B	$3.7B	$2.9B	$2.9B
Shares Outstanding	616M	615M	607M	608M	614M	619M	625M	627M

RBLBANK.NS NSE