InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 16 Grade D

Profitability

20

Balance Sheet

24

Earnings Quality

37

Growth

46

Value

20

Momentum

46

Safety

0

Cash Flow

30

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. RVLPQ scores highest in Momentum (46/100) and lowest in Safety (0/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

-11.81

Distress Zone

Piotroski F-Score

3/9

✗ ✗ ✗ ✓ ✗ ✗ ✗ ✓ ✓

Beneish M-Score

-3.87

Unlikely Manipulator

Ohlson O-Score

0.43

Bankruptcy prob: 60.5%

High Risk

Credit Rating

CCC

Score: 10.5/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: 0.65x

Accruals: -22.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. RVLPQ scores -11.81, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. RVLPQ scores 3/9, suggesting weak financial fundamentals — the company fails the majority of these accounting tests. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. RVLPQ's score of -3.87 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. RVLPQ's implied 60.5% bankruptcy probability signals significant financial distress. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. RVLPQ receives an estimated rating of CCC (score: 10.5/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-0.05x

PEG

0.04x

P/S

0.06x

P/B

0.05x

P/FCF

-1.17x

P/OCF

—

EV/EBITDA

-1.67x

EV/Revenue

2.56x

EV/EBIT

-1.66x

EV/FCF

-1.99x

Earnings Yield

-122.65%

FCF Yield

-85.32%

Shareholder Yield

0.00%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. RVLPQ currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.996

NI / EBT

×

Interest Burden

1.199

EBT / EBIT

×

EBIT Margin

-1.548

EBIT / Rev

×

Asset Turnover

0.351

Rev / Assets

×

Equity Multiplier

2.809

Assets / Equity

=

ROE

-182.4%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. RVLPQ's ROE of -182.4% is driven by Asset Turnover (0.351), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.00 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$0.00

Median 1Y

$0.00

5th Pctile

$0.00

95th Pctile

$0.00

Ann. Volatility

1383.9%

25th–75th percentile 5th–95th percentile Median path Historical

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

125

-19.9% YoY

Revenue / Employee

$397,768

Rev: $49,721,000

Profit / Employee

$-413,536

NI: $-51,692,000

SGA / Employee

$655,832

Avg labor cost proxy

R&D / Employee

$31,728

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
ROE	-40.6%	-54.3%	-69.7%	-1.0%	-85.6%	-80.9%	-1.0%	-1.8%	-1.82%
ROA	-20.3%	-28.8%	-33.6%	-48.5%	-39.9%	-37.8%	-44.2%	-64.9%	-64.94%
ROIC	-25.5%	-48.5%	-47.8%	-73.4%	-71.1%	-72.8%	-77.5%	-1.0%	-1.01%
ROCE	-45.5%	-34.4%	-38.7%	-55.1%	-38.5%	-44.0%	-49.8%	-3.4%	-3.36%
Gross Margin	-2.9%	58.8%	89.7%	72.7%	74.0%	73.9%	74.0%	76.4%	76.43%
Operating Margin	-11.5%	-8.6%	-25.2%	-1.8%	-1.4%	-2.5%	-1.2%	-2.7%	-2.67%
Net Margin	-10.1%	-6.8%	-31.8%	-1.4%	-1.4%	-1.9%	-1.3%	-2.9%	-2.89%
EBITDA Margin	-8.1%	-6.4%	-22.3%	-1.3%	-1.8%	-1.4%	-46.3%	-2.5%	-2.51%
FCF Margin	-7.4%	-8.1%	-2.0%	-1.5%	-1.1%	-77.6%	-87.3%	-1.3%	-1.29%
OCF Margin	-7.3%	-8.0%	-2.0%	-1.5%	-1.1%	-76.0%	-81.8%	-1.2%	-1.20%
ROIC Economic	snapshot only								-75.84%
Cash ROA	snapshot only								-52.00%
Cash ROIC	snapshot only								-80.29%
CROIC	snapshot only								-85.85%
NOPAT Margin	snapshot only								-1.51%
Pretax Margin	snapshot only								-1.86%
R&D / Revenue	snapshot only								8.40%
SGA / Revenue	snapshot only								1.84%
SBC / Revenue	snapshot only								4.40%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
P/E Ratio	-8.35	-2.10	-2.91	-1.88	-3.69	-2.15	-2.00	-0.82	-0.049
P/S Ratio	84.56	17.28	5.32	3.25	4.55	2.23	3.05	1.51	0.063
P/B Ratio	3.39	1.14	2.03	1.94	2.84	2.17	2.83	3.41	0.050
P/FCF	-11.47	-2.15	-2.61	-2.19	-4.24	-2.88	-3.50	-1.17	-1.172
P/OCF	—	—	—	—	—	—	—	—	—
EV/EBITDA	-11.74	-2.53	-3.97	-2.53	-3.68	-2.61	-2.96	-1.67	-1.667
EV/Revenue	95.17	18.09	6.13	3.74	4.48	2.49	3.73	2.56	2.564
EV/EBIT	-8.26	-2.14	-3.41	-2.23	-3.72	-2.59	-2.93	-1.66	-1.656
EV/FCF	-12.91	-2.25	-3.01	-2.51	-4.17	-3.22	-4.27	-1.99	-1.993
Earnings Yield	-12.0%	-47.7%	-34.3%	-53.3%	-27.1%	-46.5%	-49.9%	-1.2%	-1.23%
FCF Yield	-8.7%	-46.6%	-38.3%	-45.8%	-23.6%	-34.7%	-28.6%	-85.3%	-85.32%
PEG Ratio	snapshot only								0.036
EV/Gross Profit	snapshot only								3.441
Shareholder Yield	snapshot only								0.00%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Current Ratio	0.43	2.95	2.79	2.17	3.30	2.89	2.34	0.38	0.377
Quick Ratio	0.42	2.91	2.75	2.14	3.27	2.85	2.32	0.36	0.357
Debt/Equity	0.58	0.62	0.69	0.76	0.83	1.13	1.44	3.56	3.562
Net Debt/Equity	0.43	0.05	0.31	0.29	-0.05	0.25	0.63	2.39	2.388
Debt/Assets	0.29	0.33	0.33	0.36	0.36	0.45	0.52	0.68	0.681
Debt/EBITDA	-1.78	-1.32	-1.17	-0.86	-1.09	-1.21	-1.23	-1.02	-1.024
Net Debt/EBITDA	-1.31	-0.11	-0.52	-0.33	0.06	-0.27	-0.54	-0.69	-0.687
Interest Coverage	-34.41	-21.18	-15.86	-14.69	-11.76	-6.08	-3.31	-3.48	-3.478
Equity Multiplier	2.00	1.89	2.08	2.13	2.27	2.52	2.78	5.23	5.231
Cash Ratio	snapshot only								0.280
Debt Service Coverage	snapshot only								-3.455
Cash to Debt	snapshot only								0.329
FCF to Debt	snapshot only								-0.817
Defensive Interval	snapshot only								90.6 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Asset Turnover	0.02	0.03	0.18	0.28	0.32	0.36	0.29	0.35	0.351
Inventory Turnover	10.47	11.70	14.34	27.13	11.50	11.95	18.59	9.99	9.990
Receivables Turnover	0.52	2.37	1.51	19.07	15.39	32.29	4.22	26.04	26.036
Payables Turnover	1.94	2.60	2.54	2.63	1.45	3.13	2.65	2.36	2.362
DSO	696	154	242	19	24	11	86	14	14.0 days
DIO	35	31	25	13	32	31	20	37	36.5 days
DPO	188	141	144	139	252	116	138	154	154.5 days
Cash Conversion Cycle	543	45	124	-106	-196	-75	-31	-104	-103.9 days
Fixed Asset Turnover	snapshot only								9.703
Operating Cycle	snapshot only								50.6 days
Cash Velocity	snapshot only								1.927
Capital Intensity	snapshot only								2.313

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Revenue	—	—	—	—	18.5%	8.8%	40.0%	5.6%	5.64%
Net Income	—	—	—	—	-1.4%	-24.1%	-16.5%	-12.7%	-12.71%
EPS	—	—	—	—	-61.1%	-1.2%	2.0%	5.2%	5.20%
FCF	—	—	—	—	-1.8%	5.3%	40.0%	8.7%	8.71%
EBITDA	—	—	—	—	-1.9%	-31.3%	-14.3%	-9.8%	-9.80%
Op. Income	—	—	—	—	-1.3%	-18.9%	-16.1%	-0.9%	-0.91%
OCF Growth	snapshot only								13.94%
Asset Growth	snapshot only								-31.58%
Equity Growth	snapshot only								-72.10%
Debt Growth	snapshot only								30.94%
Shares Change	snapshot only								18.89%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Revenue Stability	—	—	—	—	—	—	—	—	—
Earnings Stability	—	—	—	—	—	—	—	—	—
Margin Stability	—	—	—	—	—	—	—	—	—
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.500
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0
Earnings Persistence	—	—	—	—	—	—	—	—	—
Earnings Smoothness	—	—	—	—	—	—	—	—	—
ROE Trend	—	—	—	—	—	—	—	—	—
Gross Margin Trend	—	—	—	—	—	—	—	—	—
FCF Margin Trend	—	—	—	—	—	—	—	—	—
Sustainable Growth Rate	—	—	—	—	—	—	—	—	—
Internal Growth Rate	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
OCF/Net Income	0.72	0.97	1.11	0.85	0.87	0.73	0.54	0.65	0.651
FCF/OCF	1.02	1.01	1.01	1.01	1.00	1.02	1.07	1.07	1.069
FCF/Net Income	snapshot only								0.696
CapEx/Revenue	11.8%	7.6%	1.6%	1.2%	0.4%	1.5%	5.5%	8.3%	8.33%
CapEx/Depreciation	snapshot only								8.050
Accruals Ratio	-0.06	-0.01	0.04	-0.07	-0.05	-0.10	-0.20	-0.23	-0.227
Sloan Accruals	snapshot only								-0.615
Cash Flow Adequacy	snapshot only								-14.442

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	—	—	—	—	—	—	—	—	—
Total Payout Ratio	—	—	—	—	—	—	—	—	—
Div. Increase Streak	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	-0.0%	-37.1%	-23.1%	-28.6%	-28.8%	-21.3%	-20.8%	-42.4%	-42.41%
Total Shareholder Return	-0.0%	-37.1%	-23.1%	-28.6%	-28.8%	-21.3%	-20.8%	-42.4%	-42.41%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Tax Burden (NI/EBT)	0.85	0.91	0.92	0.94	1.00	1.00	1.00	1.00	0.996
Interest Burden (EBT/EBIT)	1.03	1.07	1.11	1.10	1.03	1.08	1.19	1.20	1.199
EBIT Margin	-11.52	-8.46	-1.80	-1.67	-1.20	-0.96	-1.27	-1.55	-1.548
Asset Turnover	0.02	0.03	0.18	0.28	0.32	0.36	0.29	0.35	0.351
Equity Multiplier	2.00	1.89	2.08	2.13	2.15	2.14	2.33	2.81	2.809

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
EPS (Diluted TTM)	$-0.35	$-0.51	$-0.58	$-0.72	$-0.57	$-0.52	$-0.57	$-0.69	$-0.69
Book Value/Share	$0.87	$0.95	$0.83	$0.70	$0.74	$0.52	$0.40	$0.16	$0.57
Tangible Book/Share	$-0.02	$-0.08	$0.16	$0.03	$0.14	$-0.19	$-0.30	$-0.40	$-0.40
Revenue/Share	$0.03	$0.06	$0.32	$0.42	$0.46	$0.50	$0.37	$0.37	$0.55
FCF/Share	$-0.26	$-0.50	$-0.65	$-0.62	$-0.50	$-0.39	$-0.33	$-0.48	$-0.43
OCF/Share	$-0.25	$-0.50	$-0.64	$-0.62	$-0.49	$-0.38	$-0.31	$-0.45	$-0.42
Cash/Share	$0.13	$0.54	$0.32	$0.33	$0.64	$0.45	$0.33	$0.19	$0.50
EBITDA/Share	$-0.28	$-0.45	$-0.49	$-0.62	$-0.56	$-0.48	$-0.47	$-0.57	$-0.57
Debt/Share	$0.50	$0.59	$0.57	$0.53	$0.61	$0.58	$0.58	$0.59	$0.59
Net Debt/Share	$0.37	$0.05	$0.26	$0.20	$-0.03	$0.13	$0.25	$0.39	$0.39

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Altman Z-Score	—	—	—	—	—	—	—	—	-11.805
Altman Z-Prime	snapshot only								-30.011
Piotroski F-Score	2	2	1	2	4	3	2	3	3
Beneish M-Score	—	—	—	—	-2.79	-1.39	-4.85	-3.87	-3.868
Ohlson O-Score	snapshot only								0.426
Net-Net WC	snapshot only								$-0.44
EVA	snapshot only								$-61449180.00

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Current
Credit Rating	snapshot only								CCC
Credit Score	15.66	27.09	28.09	27.34	29.57	27.42	26.22	10.52	10.517
Credit Grade	snapshot only								17
Credit Trend	snapshot only								-16.819
Implied Spread (bps)	snapshot only								1200.000
Industry Credit Rank	snapshot only								0
Sector Credit Rank	snapshot only								0

RVLPQ OTC

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Workforce & Productivity

Scaling Efficiency

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