RYFL OTC

Royal Financial, Inc., operating via its subsidiary Royal Savings Bank, delivers a full suite of commercial and retail banking services to individuals and businesses. Its product offerings encompass a variety of deposit accounts, including savings, NOW, non-interest-bearing checking, money market, and time deposits, along with individual retirement accounts and certificates of deposit. The company also extends a range of loan products, such as mortgages for one-to-four family and multi-family properties, commercial real estate loans, business loans, and home equity financing. Complementary services like cash management, online banking, and mobile banking are also available. With a physical presence across Illinois, Royal Financial maintains seven branches in Chicago, one in Niles, and one in Westmont, in addition to loan production offices in Homewood and St. Charles. Founded in Chicago in 1887, Royal Financial, Inc. has been a subsidiary of Finward Bancorp since January 31, 2022.