— Know what they know.
Not Investment Advice
Also trades as: SAN.MC (BME) · $vol 263M · BNC.L (LSE) · $vol 31M · BCDRF (OTC) · $vol 5M · BSD2.DE (XETRA) · $vol 0M · SANTA.BR (BRU) · $vol 0M · SAN.WA (WSE) · $vol 0M

SAN NYSE

Banco Santander, S.A.
1W: -5.0% 1M: -12.3% 3M: -6.8% YTD: +3.3% 1Y: +30.2% 3Y: +281.4% 5Y: +276.7%
$12.47
+0.10 (+0.81%)
 
Weekly Expected Move ±4.0%
$12 $12 $13 $13 $14
NYSE · Financial Services · Banks - Diversified · Tech Score Sell · Power 37 · $182.3B mcap · 14.09B float · 0.079% daily turnover · Short 56% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $2.47B held by 698 funds, 77 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

📊 Key Metrics

TTM
$73B
Revenue
-6.0% YoY
$16B
Net Income
+23.1% YoY
$-20,084M
Free Cash Flow
-521.8% YoY
41.3%
Gross Margin
16.9%
Op. Margin
18.4%
Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

⚠️ Cash Burn Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE15.6%
ROA0.9%
ROIC3.6%

Valuation

P/E10.2
P/B1.5
EV/EBITDA0.0

Leverage

Debt/Equity4.09
Current Ratio0.00
Interest Cov.1.3x

Quality Scores

Piotroski F4/9
Altman-B1.67
Beneish M-3.30

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms