Also trades as: RMRM (NASDAQ) · $vol 0M · SEVNR (NASDAQ) · $vol 0M

$6.25

-0.01 (-0.16%)

Weekly Expected Move ±4.8%

$6 $6 $6 $6 $7

NASDAQ · Real Estate · REIT - Mortgage · Tech Score Strong Sell · Power 31 · $119.2M mcap · 18M float · 0.976% daily turnover · Short 63% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Income Trends

Revenue

$59M +96.4% ▲

Gross Profit

$47M +73.1% ▲

Operating Income

$45M -9.4% ▼

Net Income

$15M -12.5% ▼

EPS (Diluted)

$1.00 -16.7% ▼

EBITDA

$46M -9.6% ▼

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$36M	$56M	$35M	$30M	$59M
YoY Growth	+70.6%	+56.8%	-37.7%	-14.1%	+96.4%
Cost of Revenue	$5M	$6M	$1M	$2M	$12M
Gross Profit	$31M	$50M	$34M	$27M	$47M
Gross Margin	86.6%	88.4%	96.3%	91.3%	80.5%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$5M	$6M	$8M	$4M	$4M
Operating Expenses	$6M	$8M	$9M	$9M	$2M
Operating Income	$28M	$45M	$24M	$50M	$45M
Operating Margin	77.9%	81.1%	69.9%	165.6%	76.3%
Interest Expense	$2M	$18M	$34M	$32M	$29M
Income Before Tax	$25M	$28M	$26M	$18M	$15M
Tax Expense	$338K	$113K	-$38K	$33K	$14K
Net Income	$25M	$27M	$26M	$18M	$15M
Net Margin	69.0%	49.0%	73.8%	58.8%	26.2%
EPS (Diluted)	$2.18	$1.89	$1.76	$1.20	$1.00
EBITDA	$28M	$52M	$0	$51M	$46M
Shares Outstanding	11M	15M	15M	15M	15M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$9M	$7M	$8M	$6M	$14M	$15M	$16M	$15M
Cost of Revenue	$634K	$0	$3M	$569K	$3M	$3M	$3M	$7M
Gross Profit	$8M	$7M	$13M	$6M	$11M	$12M	$13M	$8M
Gross Margin	92.8%	100.0%	164.7%	91.2%	79.3%	81.0%	80.7%	55.1%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1M	$2M	$963K	$3M	$1M	$2M	$2M	$2M
Operating Expenses	$1M	$2M	$2M	$3M	$754K	-$310K	$959K	$2M
Operating Income	$7M	$5M	$12M	$3M	$10M	$12M	$12M	$6M
Operating Margin	81.4%	74.9%	157.8%	49.8%	74.0%	83.1%	74.6%	41.1%
Interest Expense	$8M	$7M	$7M	$8M	$7M	$8M	$7M	$7M
Income Before Tax	$3M	$5M	$5M	-$3M	$3M	$5M	$4M	-$878K
Tax Expense	$11K	$6K	$11K	$3K	-$2K	$8K	$6K	-$11K
Net Income	$3M	$5M	$5M	$3M	$3M	$5M	$4M	-$867K
Net Margin	39.3%	72.0%	59.7%	41.3%	24.3%	32.3%	28.3%	-5.7%
EPS (Diluted)	$0.23	$0.33	$0.30	$0.18	$0.23	$0.29	$0.19	$-0.04
EBITDA	$0	-$1M	$12M	$0	$11M	$13M	$12M	$7M
Shares Outstanding	15M	15M	15M	15M	15M	17M	22M	22M

SEVN NASDAQ

Income Trends

Profit Margins

Year-over-Year Growth

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