SFBC NASDAQ
Sound Financial Bancorp, Inc.
1W: +1.1%
1M: -2.9%
3M: +2.5%
YTD: +4.0%
1Y: -0.2%
3Y: +27.3%
5Y: +10.5%
$45.00
+0.05 (+0.11%)
Weekly Expected Move ±6.7%
$39
$42
$45
$48
$51
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$7M
+144.2% ▲
Capital Expenditures
$170K
-123.7% ▼
5Y CAGR: -16.0%
Free Cash Flow
$7M
+144.8% ▲
Dividends Paid
$2M
+0.1% ▲
Buybacks
$0
+100.0% ▲
Net Change in Cash
$95M
+1667.4% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $9M | $9M | $7M | $5M | $7M |
| Depreciation & Amort. | $2M | $2M | $2M | $2M | $1M |
| Stock-Based Comp. | $360K | $475K | $450K | $390K | $303K |
| Change in Working Capital | -$329K | -$2M | -$346K | -$2M | $230K |
| Other Non-Cash Items | $8M | $2M | -$2M | -$2M | -$2M |
| Operating Cash Flow | $19M | $10M | $7M | $3M | $7M |
| — Investing Activities — | |||||
| Capital Expenditures | -$225K | -$398K | -$444K | -$76K | $0 |
| Acquisitions (Net) | $0 | $0 | $0 | $0 | $0 |
| Investment Purchases | -$2M | -$7M | $0 | $0 | $0 |
| Investment Sales | $4M | $999K | $2M | $420K | $238K |
| Other Investing | -$79M | -$178M | -$28M | -$4M | -$3M |
| Investing Cash Flow | -$78M | -$184M | -$26M | -$4M | -$2M |
| — Financing Activities — | |||||
| Net Debt Issuance | $0 | $43M | -$3M | -$15M | -$19M |
| Stock Repurchased | -$152K | -$2M | -$2M | -$283K | $0 |
| Dividends Paid | -$2M | -$2M | -$2M | -$2M | -$2M |
| Other Financing | $51M | $9M | $19M | $12M | $111M |
| Financing Cash Flow | $49M | $48M | $11M | -$5M | $90M |
| Net Change in Cash | -$10M | -$126M | -$8M | -$6M | $95M |
| Cash End of Period | $184M | $58M | $50M | $44M | $138M |
| Free Cash Flow | $19M | $10M | $6M | $3M | $7M |