SFST NASDAQ
Southern First Bancshares, Inc.
1W: +0.5%
1M: +2.2%
3M: -0.2%
YTD: +18.5%
1Y: +42.8%
3Y: +126.5%
5Y: +12.4%
$61.26
+0.07 (+0.11%)
Weekly Expected Move ±2.8%
$58
$59
$61
$63
$65
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
Dark Pool
Short Interest
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Balance Sheet Trends
Total Assets
$4.4B
+7.7% ▲
5Y CAGR: +12.1%
Total Liabilities
$4.0B
+7.4% ▲
5Y CAGR: +12.3%
Shareholders Equity
$369M
+11.6% ▲
5Y CAGR: +10.1%
Cash & Investments
$156M
+346.1% ▲
5Y CAGR: -2.2%
Total Debt
$265M
+0.0% ▲
5Y CAGR: +34.1%
Net Debt
$237M
+2.9% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $80M | $70M | $37M | $34M | $28M |
| Short-Term Investments | $120M | $93M | $9M | $461K | $128M |
| Cash & ST Investments | $201M | $163M | $46M | $35M | $156M |
| Net Receivables | $0 | $0 | $0 | $0 | $12M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | -$12M |
| Total Current Assets | $201M | $163M | $46M | $35M | $156M |
| Property, Plant & Equip. | $92M | $99M | $94M | $89M | $83M |
| Goodwill & Intangibles | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $2.5B | $3.2B | $3.7B | $3.7B | $3.9B |
| Other Non-Current Assets | $148M | $177M | $205M | $217M | -$4.0B |
| Total Non-Current Assets | $2.7B | $3.5B | $4.0B | $4.1B | $83M |
| Total Assets | $2.9B | $3.7B | $4.1B | $4.1B | $4.4B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $2.6B | $3.1B | $3.4B | $3.4B | $3.7B |
| Total Current Liabilities | $2.6B | $3.1B | $3.4B | $3.4B | $3.7B |
| Long-Term Debt | $36M | $211M | $311M | $265M | $265M |
| Other Non-Current Liab. | $48M | $52M | $52M | $56M | $3.7B |
| Total Non-Current Liabilities | $84M | $264M | $364M | $321M | $4.0B |
| Total Liabilities | $2.6B | $3.4B | $3.7B | $3.8B | $4.0B |
| — Equity — | |||||
| Common Stock | $79K | $80K | $81K | $82K | $82K |
| Retained Earnings | $166M | $192M | $206M | $221M | $251M |
| Accumulated OCI | -$740K | -$13M | -$11M | -$11M | -$9M |
| Total Stockholders Equity | $278M | $295M | $312M | $330M | $369M |
| Total Liabilities & Equity | $2.9B | $3.7B | $4.1B | $4.1B | $4.4B |
| — Key Metrics — | |||||
| Total Debt | $36M | $211M | $311M | $265M | $265M |
| Net Debt | -$44M | $142M | $275M | $230M | $237M |
| Total Investments | $2.6B | $3.3B | $3.7B | $3.7B | $3.9B |