Also trades as: SLF.TO (TSX) · $vol 126M · SLF (NYSE) · $vol 54M · 0VJA.L (LSE) · $vol 0M · SUNFF (OTC) · $vol 0M

$15.00

+0.00 (+0.00%)

OTC · Financial Services · Insurance - Diversified · Tech Score Sell · Power 44 · $8.3B mcap · 556M float · 0.0001% daily turnover · Short 100% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions Dark Pool Short Interest

Income Trends

Revenue

$38.4B +11.5% ▲

5Y CAGR: -2.4%

Gross Profit

$5.3B +10.0% ▲

5Y CAGR: -15.5%

Operating Income

$4.8B +10.6% ▲

5Y CAGR: +7.9%

Net Income

$3.7B +18.1% ▲

5Y CAGR: +6.1%

EPS (Diluted)

$6.15 +16.7% ▲

5Y CAGR: +8.6%

EBITDA

$5.3B +6.4% ▲

5Y CAGR: +5.6%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$35.7B	$3.4B	$36.4B	$34.5B	$38.4B
YoY Growth	-17.6%	-90.4%	+960.2%	-5.1%	+11.5%
Cost of Revenue	$21.0B	-$642M	$32.0B	$29.6B	$33.1B
Gross Profit	$14.7B	$4.1B	$4.3B	$4.8B	$5.3B
Gross Margin	41.2%	118.7%	11.9%	14.0%	13.8%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$5.1B	$5.1B	$0	$0	$0
Operating Expenses	$9.6B	$445M	$383M	$501M	$526M
Operating Income	$5.1B	$3.6B	$3.9B	$4.3B	$4.8B
Operating Margin	14.3%	105.7%	10.8%	12.6%	12.5%
Interest Expense	$327M	$445M	$552M	$664M	$526M
Income Before Tax	$5.1B	$3.6B	$3.9B	$4.3B	$4.8B
Tax Expense	$727M	$546M	$461M	$1.0B	$1.0B
Net Income	$4.4B	$3.0B	$3.3B	$3.2B	$3.7B
Net Margin	12.2%	88.2%	9.2%	9.2%	9.7%
EPS (Diluted)	$6.68	$4.89	$5.24	$5.27	$6.15
EBITDA	$5.9B	$4.6B	$4.5B	$5.0B	$5.3B
Shares Outstanding	590M	589M	589M	581M	412M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$15.4B	$3.3B	$11.3B	$9.2B	$12.4B	$5.5B	$8.8B	$13.9B
Cost of Revenue	$13.4B	$2.5B	$9.9B	$8.1B	$10.8B	$4.3B	$8.0B	$12.4B
Gross Profit	$1.9B	$812M	$1.5B	$1.1B	$1.6B	$1.2B	$795M	$1.5B
Gross Margin	12.6%	24.8%	12.9%	12.0%	12.7%	21.5%	9.1%	10.7%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0	$0	$0	$0
Operating Expenses	$298M	$223M	$208M	$129M	$131M	$58M	$163M	$131M
Operating Income	$1.6B	$589M	$1.2B	$976M	$1.4B	$1.1B	$634M	$1.4B
Operating Margin	10.7%	18.0%	11.0%	10.6%	11.7%	20.4%	7.2%	9.8%
Interest Expense	$185M	$182M	$133M	$129M	$131M	$133M	$163M	$131M
Income Before Tax	$1.6B	$589M	$1.2B	$976M	$1.4B	$1.1B	$634M	$1.4B
Tax Expense	$215M	$372M	$242M	$198M	$260M	$316M	$103M	$284M
Net Income	$1.4B	$142M	$1.0B	$778M	$1.2B	$793M	$537M	$1.1B
Net Margin	9.2%	4.3%	8.8%	8.5%	9.5%	14.4%	6.1%	7.8%
EPS (Diluted)	$2.33	$0.41	$1.62	$1.24	$1.97	$1.32	$0.84	$1.80
EBITDA	$1.8B	$771M	$1.4B	$1.1B	$1.6B	$1.3B	$797M	$1.5B
Shares Outstanding	581M	581M	581M	581M	564M	409M	403M	394M

SLFIF OTC

Income Trends

Profit Margins

Year-over-Year Growth

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