Also trades as: SLM.JO (JNB) · $vol 21M · SLLDY (OTC) · $vol 1M

$5.02

+0.00 (+0.00%)

OTC · Financial Services · Insurance - Life · Tech Score Strong Sell · Power 40 · $10.5B mcap · 1.79B float

Revenue

$286.7B +25.8% ▲

5Y CAGR: +17.2%

Gross Profit

$286.7B +25.8% ▲

5Y CAGR: +17.2%

Operating Income

$26.2B -11.3% ▼

5Y CAGR: +44.4%

Net Income

$15.8B -28.8% ▼

5Y CAGR: +85.6%

EPS (Diluted)

$7.54 -28.5% ▼

5Y CAGR: +85.9%

EBITDA

$29.7B -8.6% ▼

5Y CAGR: +37.0%

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$194.3B	$103.7B	$198.7B	$227.8B	$286.7B
YoY Growth	+50.1%	-46.6%	+91.6%	+14.6%	+25.8%
Cost of Revenue	$0	$0	-$7.5B	$0	$0
Gross Profit	$194.3B	$103.7B	$206.2B	$227.8B	$286.7B
Gross Margin	100.0%	100.0%	103.8%	100.0%	100.0%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$43.2B	$14.0B	$18.3B	$22.5B	$25.1B
Operating Expenses	$179.9B	$90.0B	$172.1B	$198.3B	$260.5B
Operating Income	$14.3B	$13.8B	$18.8B	$29.5B	$26.2B
Operating Margin	7.4%	13.3%	9.5%	13.0%	9.1%
Interest Expense	$963M	$66M	$1.5B	$1.6B	$2.0B
Income Before Tax	$15.3B	$759M	$20.7B	$29.5B	$26.2B
Tax Expense	$5.4B	$203M	$4.4B	$6.2B	$7.6B
Net Income	$9.5B	$718M	$14.5B	$22.2B	$15.8B
Net Margin	4.9%	0.7%	7.3%	9.8%	5.5%
EPS (Diluted)	$4.54	$5.90	$6.93	$10.54	$7.54
EBITDA	$16.1B	$888M	$23.5B	$32.5B	$29.7B
Shares Outstanding	2.09B	122M	2.09B	2.11B	127M

Line Item	FY2022 Q4	FY2023 Q2	FY2023 Q4	FY2024 Q2	FY2024 Q4	FY2025 Q2	FY2025 Q4	FY2026 Q2
Revenue	$4.8B	$108.4B	$92.0B	$87.0B	$118.3B	$113.7B	$163.8B	$115.0B
Cost of Revenue	$0	$0	$0	$0	$0	$0	$0	$43.5B
Gross Profit	$0	$108.4B	$92.0B	$96.8B	$131.0B	$113.7B	$163.8B	$71.5B
Gross Margin	0.0%	100.0%	100.0%	111.3%	110.8%	100.0%	100.0%	62.2%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$3.2B	$5.4B	$89.5B	$11.4B	$12.0B	$13.1B	$11.6B
Operating Expenses	$1.3B	$64.9B	$81.3B	$74.2B	$105.9B	$100.4B	$153.6B	$50.5B
Operating Income	$493M	$27.9B	$10.7B	$12.8B	$12.4B	$13.2B	$10.2B	$21.0B
Operating Margin	10.2%	25.8%	11.6%	14.7%	10.5%	11.6%	6.2%	18.3%
Interest Expense	$39M	$657M	$861M	$818M	$791M	$1.1B	$975M	$1.0B
Income Before Tax	$454M	$8.1B	$9.6B	$15.1B	$14.4B	$16.1B	$10.2B	$21.0B
Tax Expense	$174M	$3.6B	$3.5B	$4.2B	$2.0B	$4.5B	$3.2B	$5.5B
Net Income	$403M	$7.9B	$6.6B	$9.9B	$12.3B	$10.2B	$5.7B	$13.6B
Net Margin	8.4%	7.3%	7.1%	11.4%	10.4%	9.0%	3.5%	11.8%
EPS (Diluted)	$0.19	$3.83	$3.10	$4.71	$5.83	$4.83	$2.71	$6.45
EBITDA	$531M	$9.3B	$11.1B	$13.7B	$18.8B	$0	$11.9B	$22.7B
Shares Outstanding	122M	2.07B	2.12B	2.11B	2.11B	2.12B	127M	128M

SLMAF OTC