R39,880.00 ($23.85)

+69.00 (+0.17%)

Weekly Expected Move ±2.9%

R37582 R38739 R39897 R41055 R42212

JNB · Financial Services · Insurance - Specialty · Tech Score Sell · Power 37 · R43.6B mcap · 37M float · 0.226% daily turnover

Revenue

$61.2B +22.1% ▲

5Y CAGR: +16.6%

Gross Profit

$61.2B +22.1% ▲

5Y CAGR: +16.6%

Operating Income

$7.8B +31.6% ▲

5Y CAGR: +33.3%

Net Income

$4.1B +10.3% ▲

5Y CAGR: +65.5%

EPS (Diluted)

$36.78 +10.7% ▲

5Y CAGR: +65.6%

EBITDA

$8.7B +26.3% ▲

5Y CAGR: +29.7%

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$30.8B	$32.4B	$42.0B	$50.1B	$61.2B
YoY Growth	+8.5%	+5.3%	+29.7%	+19.4%	+22.1%
Cost of Revenue	$5.5B	$6.0B	-$7.0B	$6.5B	$0
Gross Profit	$30.5B	$42.8B	$49.0B	$50.1B	$61.2B
Gross Margin	99.0%	132.0%	116.6%	100.0%	100.0%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$4.8B	$5.2B	-$7.2B	$0	$0
Operating Expenses	$26.5B	$34.2B	$37.5B	$44.2B	$53.4B
Operating Income	$3.7B	$3.6B	$4.2B	$6.0B	$7.8B
Operating Margin	11.9%	11.2%	10.1%	11.9%	12.8%
Interest Expense	$313M	$323M	$438M	$538M	$513M
Income Before Tax	$4.3B	$3.5B	$4.4B	$5.9B	$7.8B
Tax Expense	$1.5B	$1.4B	$1.7B	$1.6B	$2.8B
Net Income	$2.7B	$2.0B	$3.2B	$3.7B	$4.1B
Net Margin	8.9%	6.1%	7.7%	7.3%	6.6%
EPS (Diluted)	$24.78	$17.94	$29.52	$33.22	$36.78
EBITDA	$4.8B	$4.0B	$5.1B	$6.9B	$8.7B
Shares Outstanding	111M	110M	110M	111M	110M

Line Item	FY2022 Q4	FY2023 Q2	FY2023 Q4	FY2024 Q2	FY2024 Q4	FY2025 Q2	FY2025 Q4	FY2026 Q2
Revenue	$16.0B	$24.2B	$26.4B	$27.0B	$30.3B	$25.1B	$31.2B	$30.4B
Cost of Revenue	$7.9B	$1.3B	-$8.3B	-$23.8B	$30.3B	$0	$0	$0
Gross Profit	$8.1B	$22.9B	$26.0B	$22.3B	$24.9B	$25.1B	$31.2B	$30.4B
Gross Margin	50.6%	94.6%	98.6%	82.5%	82.2%	100.0%	100.0%	100.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1.5B	$0	$0	$9.9B	$0	$0	$0	$0
Operating Expenses	$6.2B	$4.8B	$32.7B	$19.6B	$21.5B	$21.3B	$27.2B	$26.2B
Operating Income	$1.1B	$847M	$3.4B	$2.3B	$3.0B	$3.8B	$4.0B	$4.2B
Operating Margin	6.9%	3.5%	12.8%	8.4%	9.9%	15.2%	12.8%	13.8%
Interest Expense	$160M	$198M	$240M	$269M	$269M	$251M	$262M	$304M
Income Before Tax	$2.6B	$2.1B	$2.3B	$2.5B	$3.4B	$3.6B	$4.0B	$4.2B
Tax Expense	$991M	$830M	$897M	$534M	$1.1B	$1.2B	$1.4B	$1.5B
Net Income	$1.5B	$1.3B	$2.0B	$1.7B	$2.0B	$2.0B	$2.0B	$2.2B
Net Margin	9.5%	5.3%	7.5%	6.4%	6.5%	8.1%	6.4%	7.2%
EPS (Diluted)	$13.82	$11.58	$17.94	$15.53	$17.70	$18.55	$18.22	$19.91
EBITDA	$2.9B	$2.5B	$2.6B	$2.9B	$3.6B	$4.0B	$4.3B	$4.5B
Shares Outstanding	110M	111M	110M	111M	111M	110M	111M	110M

SNT.JO JNB