THG NYSE
The Hanover Insurance Group, Inc.
1W: +3.7%
1M: +10.0%
3M: +6.7%
YTD: +33.6%
1Y: +37.9%
3Y: +115.9%
5Y: +98.4%
$236.10
-2.97 (-1.24%)
After Hours: $225.12 (-10.97, -4.65%)
Weekly Expected Move ±2.8%
$224
$231
$238
$245
$251
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$1.2B
+46.1% ▲
5Y CAGR: +10.7%
Capital Expenditures
$8M
+24.5% ▲
5Y CAGR: -12.4%
Free Cash Flow
$1.2B
+47.0% ▲
5Y CAGR: +11.1%
Dividends Paid
$131M
-5.2% ▼
Buybacks
$129M
-383.9% ▼
Net Change in Cash
$687M
+475.5% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $420M | $116M | $35M | $426M | $662M |
| Depreciation & Amort. | $17M | $13M | $6M | $2M | -$5M |
| Stock-Based Comp. | $23M | $29M | $31M | $31M | $0 |
| Change in Working Capital | $620M | $561M | $272M | $221M | $417M |
| Other Non-Cash Items | -$281M | $50M | $42M | $146M | $103M |
| Operating Cash Flow | $824M | $722M | $362M | $806M | $1.2B |
| — Investing Activities — | |||||
| Capital Expenditures | -$8M | -$18M | -$12M | -$10M | -$8M |
| Acquisitions (Net) | $0 | $0 | $0 | $0 | $0 |
| Investment Purchases | -$2.3B | -$2.1B | -$1.1B | -$3.3B | -$78M |
| Investment Sales | $1.9B | $1.6B | $914M | $2.8B | $101M |
| Other Investing | $0 | $0 | $0 | -$600K | -$682M |
| Investing Cash Flow | -$460M | -$508M | -$228M | -$542M | -$666M |
| — Financing Activities — | |||||
| Net Debt Issuance | $0 | $0 | $0 | $0 | $433M |
| Stock Repurchased | -$163M | -$31M | $0 | -$27M | -$129M |
| Dividends Paid | -$102M | -$109M | -$117M | -$124M | -$131M |
| Other Financing | $12M | -$900K | -$5M | $5M | -$14M |
| Financing Cash Flow | -$253M | -$141M | -$122M | -$146M | $175M |
| Net Change in Cash | $110M | $74M | $11M | $119M | $687M |
| Cash End of Period | $231M | $305M | $316M | $436M | $1.1B |
| Free Cash Flow | $816M | $704M | $350M | $796M | $1.2B |