TOWN NASDAQ
TowneBank
1W: +1.9%
1M: +1.2%
3M: -5.8%
YTD: +9.9%
1Y: +8.3%
3Y: +76.7%
5Y: +33.0%
$36.51
-0.17 (-0.46%)
Weekly Expected Move ±2.3%
$35
$36
$37
$37
$38
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$261M
+89.0% ▲
5Y CAGR: +15.4%
Capital Expenditures
$50M
+13.0% ▲
5Y CAGR: +1.7%
Free Cash Flow
$212M
+161.0% ▲
5Y CAGR: +20.9%
Dividends Paid
$79M
-5.7% ▼
Buybacks
$0
+0.0% ▲
Net Change in Cash
$11M
-94.7% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $225M | $190M | $155M | $162M | $171M |
| Depreciation & Amort. | $29M | $29M | $34M | $35M | $40M |
| Stock-Based Comp. | $6M | $5M | $7M | $8M | $10M |
| Change in Working Capital | $91M | -$90M | $7M | $3M | -$5M |
| Other Non-Cash Items | $168M | $271M | -$38M | -$57M | $62M |
| Operating Cash Flow | $519M | $416M | $161M | $138M | $261M |
| — Investing Activities — | |||||
| Capital Expenditures | -$31M | -$52M | -$44M | -$57M | -$50M |
| Acquisitions (Net) | -$26M | -$2M | $18M | -$10M | -$54M |
| Investment Purchases | -$839M | -$890M | -$245M | -$564M | -$343M |
| Investment Sales | $203M | $179M | $202M | $538M | $398M |
| Other Investing | $146M | -$1.3B | -$266M | -$109M | -$337M |
| Investing Cash Flow | -$547M | -$2.0B | -$336M | -$203M | -$387M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$475M | -$165M | $140M | -$197M | -$1M |
| Stock Repurchased | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$55M | -$63M | -$71M | -$75M | -$79M |
| Other Financing | $2.0B | -$285M | $81M | $544M | $218M |
| Financing Cash Flow | $1.5B | -$512M | $150M | $276M | $137M |
| Net Change in Cash | $1.4B | -$2.1B | -$24M | $211M | $11M |
| Cash End of Period | $3.3B | $1.2B | $1.1B | $1.3B | $1.4B |
| Free Cash Flow | $488M | $363M | $117M | $81M | $212M |