Also trades as: TOU.TO (TSX) · $vol 114M

$43.54

+0.91 (+2.13%)

Weekly Expected Move ±4.2%

$40 $42 $44 $45 $47

OTC · Energy · Oil & Gas Exploration & Production · Tech Score Strong Sell · Power 36 · $16.9B mcap · 368M float · 0.056% daily turnover · Short 39% of daily vol

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

$65

Avg Target

$65

High

Based on 1 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 1Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$65.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2025-11-20	Morgan Stanley	—	Initiated	$65	—	+50.5%	$43.20

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. TRMLF receives an overall rating of B+. Strongest factors: DCF (5/5), ROA (5/5). Areas of concern: D/E (1/5), P/E (1/5).

Rating Change History

Date	From	To
2026-08-14	B	B+
2026-08-10	B+	B
2026-05-11	A-	B+
2026-05-08	B	A-
2026-05-04	B+	B
2026-04-01	B	B+
2026-03-06	A-	B
2026-01-23	A	A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade B

Profitability

Balance Sheet

Earnings Quality

Growth

Value

—

Momentum

Safety

—

Cash Flow

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

—

Piotroski F-Score

4/9

✓ ✓ ✗ ✓ ✓ ✗ ✗ ✗ ✗

Beneish M-Score

-2.20

Unlikely Manipulator

Ohlson O-Score

-9.65

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

BBB

Score: 55.3/100

Trend: Deteriorating

Earnings Quality

75/100

OCF/NI: 8.27x

Accruals: -12.0%

The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. TRMLF scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. TRMLF's score of -2.20 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. TRMLF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. TRMLF receives an estimated rating of BBB (score: 55.3/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). TRMLF's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

63.91x

PEG

-0.84x

P/S

4.14x

P/B

1.51x

P/FCF

—

P/OCF

—

EV/EBITDA

—

EV/Revenue

—

EV/EBIT

—

EV/FCF

—

Earnings Yield

—

FCF Yield

—

Shareholder Yield

—

Graham Number

$29.99

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 63.9x earnings, TRMLF is priced for high growth expectations. Graham's intrinsic value formula yields $29.99 per share, 45% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.787

NI / EBT

Interest Burden

2.744

EBT / EBIT

EBIT Margin

0.030

EBIT / Rev

Asset Turnover

0.252

Rev / Assets

Equity Multiplier

1.423

Assets / Equity

ROE

2.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. TRMLF's ROE of 2.3% is driven by Asset Turnover (0.252), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$8.28

Price/Value

—

Margin of Safety

—

Premium

—

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with TRMLF's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. TRMLF trades at a premium to its adjusted intrinsic value of $8.28, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 63.9x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$43.54

Median 1Y

$51.78

5th Pctile

$27.69

95th Pctile

$97.02

Ann. Volatility

39.8%

25th–75th percentile 5th–95th percentile Median path Historical

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	18.1%	19.8%	19.9%	22.9%	33.2%	24.9%	25.5%	22.7%	7.3%	12.5%	12.7%	10.9%	11.5%	8.6%	8.3%	9.8%	8.7%	1.7%	4.5%	2.3%	2.34%
ROA	12.7%	14.4%	14.5%	16.9%	23.9%	18.4%	18.7%	16.9%	5.3%	8.9%	9.1%	7.9%	8.2%	6.0%	5.8%	6.9%	6.0%	1.2%	3.1%	1.6%	1.64%
ROIC	14.5%	16.7%	17.3%	20.3%	28.3%	22.3%	23.5%	20.9%	7.8%	11.8%	11.6%	9.3%	9.9%	7.4%	7.3%	8.7%	7.2%	1.4%	2.1%	0.3%	0.25%
ROCE	14.5%	18.0%	22.4%	34.6%	39.6%	34.0%	32.4%	22.1%	8.1%	12.0%	11.8%	10.6%	10.9%	8.3%	8.2%	9.3%	8.5%	2.1%	2.7%	0.8%	0.84%
Gross Margin	70.6%	86.8%	73.1%	73.7%	71.1%	73.9%	72.0%	65.5%	68.3%	66.4%	64.8%	49.4%	59.6%	63.5%	65.9%	62.3%	16.6%	-51.9%	31.1%	28.0%	28.03%
Operating Margin	36.0%	73.9%	18.9%	44.9%	1.4%	0.3%	17.7%	47.4%	26.2%	58.3%	22.0%	23.9%	38.9%	36.8%	16.9%	50.6%	11.6%	-55.7%	27.1%	23.5%	23.53%
Net Margin	26.7%	57.1%	13.9%	34.0%	1.0%	-1.3%	12.8%	40.3%	19.1%	44.4%	15.8%	25.3%	27.9%	26.8%	11.7%	36.0%	14.7%	-42.7%	40.6%	13.6%	13.55%
EBITDA Margin	55.8%	76.3%	63.3%	1.1%	1.5%	13.4%	33.8%	71.6%	48.2%	80.9%	46.9%	75.3%	66.9%	62.7%	40.2%	79.3%	57.0%	55.6%	54.6%	54.3%	54.29%
FCF Margin	7.7%	16.9%	19.6%	29.9%	34.0%	31.6%	34.8%	37.8%	36.4%	37.2%	25.1%	20.1%	17.4%	8.8%	11.6%	9.0%	6.8%	6.2%	6.8%	3.6%	3.60%
OCF Margin	52.0%	55.6%	53.9%	55.0%	57.5%	54.1%	58.5%	62.4%	64.2%	70.6%	60.1%	57.9%	56.8%	50.9%	56.6%	53.5%	55.4%	55.8%	55.1%	54.1%	54.07%
ROE 3Y Avg	snapshot only																				7.31%
ROE 5Y Avg	snapshot only																				12.84%
ROA 3Y Avg	snapshot only																				5.15%
ROIC 3Y Avg	snapshot only																				4.71%
ROIC Economic	snapshot only																				0.25%
Cash ROA	snapshot only																				13.76%
Cash ROIC	snapshot only																				18.16%
CROIC	snapshot only																				1.21%
NOPAT Margin	snapshot only																				0.76%
Pretax Margin	snapshot only																				8.31%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				4.30%
SBC / Revenue	snapshot only																				0.54%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	63.907
P/S Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	4.144
P/B Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.506
P/FCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
P/OCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/EBITDA	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/Revenue	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/EBIT	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/FCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Earnings Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Graham Number	snapshot only																				$29.99

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	0.58	0.66	0.51	0.62	1.28	1.56	1.12	1.22	0.89	0.81	0.90	1.11	1.01	0.89	0.67	0.72	0.48	0.83	0.88	0.72	0.716
Quick Ratio	0.58	0.65	0.50	0.61	1.28	1.56	1.12	1.22	0.89	0.81	0.89	1.11	1.01	0.89	0.67	0.72	0.48	0.83	0.88	0.72	0.716
Debt/Equity	0.13	0.08	0.05	0.04	0.03	0.05	0.03	0.05	0.04	0.08	0.10	0.10	0.10	0.08	0.08	0.10	0.11	0.12	0.07	0.08	0.082
Net Debt/Equity	0.11	0.08	0.06	0.04	0.03	0.05	0.03	0.04	0.03	0.08	0.10	0.10	0.10	0.08	0.08	0.10	0.11	0.12	0.07	0.08	0.082
Debt/Assets	0.09	0.06	0.04	0.03	0.02	0.03	0.03	0.03	0.03	0.06	0.07	0.07	0.07	0.06	0.05	0.07	0.07	0.08	0.05	0.06	0.058
Debt/EBITDA	0.49	0.27	0.16	0.08	0.06	0.09	0.07	0.12	0.18	0.32	0.37	0.42	0.40	0.40	0.37	0.44	0.50	0.55	0.32	0.41	0.410
Net Debt/EBITDA	0.42	0.27	0.16	0.08	0.05	0.09	0.05	0.11	0.16	0.32	0.38	0.42	0.40	0.40	0.37	0.44	0.50	0.55	0.32	0.41	0.410
Interest Coverage	43.75	49.60	58.49	99.77	165.01	132.76	123.87	88.95	31.88	64.74	43.51	28.40	24.21	16.45	16.36	22.29	22.79	5.55	8.34	2.73	2.733
Equity Multiplier	1.40	1.32	1.35	1.33	1.38	1.38	1.37	1.34	1.36	1.43	1.43	1.42	1.43	1.44	1.45	1.42	1.45	1.48	1.44	1.43	1.429
Cash Ratio	snapshot only																				0.000
Debt Service Coverage	snapshot only																				49.940
Cash to Debt	snapshot only																				0.000
FCF to Debt	snapshot only																				0.159
Defensive Interval	snapshot only																				1098.1 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.31	0.36	0.42	0.51	0.46	0.51	0.52	0.46	0.37	0.32	0.31	0.30	0.28	0.25	0.26	0.28	0.28	0.27	0.26	0.25	0.252
Inventory Turnover	—	229.72	269.49	159.27	—	219.79	441.50	402.49	—	388.35	361.48	—	—	—	403.21	—	—	—	—	—	—
Receivables Turnover	10.22	10.08	10.45	12.22	12.11	9.94	11.47	11.30	9.76	6.84	8.44	10.03	8.68	7.04	8.00	10.24	9.57	7.75	7.84	9.06	9.062
Payables Turnover	2.53	2.09	1.85	2.62	2.41	2.62	2.44	3.56	2.15	1.87	1.83	3.31	2.14	1.75	1.66	2.30	2.29	3.39	3.64	4.93	4.926
DSO	36	36	35	30	30	37	32	32	37	53	43	36	42	52	46	36	38	47	47	40	40.3 days
DIO	-0	2	1	2	-0	2	1	1	0	1	1	0	0	0	1	0	0	0	0	0	0.0 days
DPO	145	174	198	139	151	139	150	103	170	196	200	110	170	208	219	159	159	108	100	74	74.1 days
Cash Conversion Cycle	-109	-137	-161	-107	-121	-101	-117	-69	-133	-141	-156	-74	-128	-156	-173	-123	-121	-60	-54	-34	-33.8 days
Fixed Asset Turnover	snapshot only																				0.288
Capital Intensity	snapshot only																				3.930

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	97.9%	1.4%	1.2%	1.3%	98.4%	69.4%	46.9%	2.7%	-12.9%	-28.1%	-33.3%	-26.5%	-22.9%	-14.2%	-3.8%	8.0%	11.9%	13.4%	4.7%	-3.6%	-3.63%
Net Income	31.9%	2.3%	1.3%	87.4%	1.5%	55.6%	54.0%	15.9%	-75.9%	-44.9%	-44.9%	-47.8%	54.9%	-27.2%	-28.8%	0.9%	-14.9%	-79.2%	-42.4%	-74.5%	-74.50%
EPS	26.2%	1.7%	99.1%	65.0%	1.4%	55.2%	51.9%	15.5%	-76.0%	-46.7%	-46.7%	-49.5%	50.1%	-28.7%	-33.0%	-5.7%	-22.2%	-80.7%	-44.2%	-75.1%	-75.12%
FCF	12.2%	17.0%	2.3%	13.6%	7.8%	2.2%	1.6%	29.8%	-6.7%	-15.2%	-51.8%	-60.8%	-63.2%	-79.8%	-55.4%	-51.8%	-56.2%	-19.4%	-39.1%	-61.4%	-61.42%
EBITDA	1.3%	83.7%	1.0%	1.5%	1.8%	1.2%	69.7%	-16.2%	-68.3%	-50.4%	-45.3%	-29.6%	40.4%	-6.9%	-8.6%	5.9%	-1.8%	4.8%	9.6%	-12.3%	-12.25%
Op. Income	18.9%	2.8%	1.5%	1.1%	1.8%	62.2%	61.1%	15.2%	-75.7%	-46.6%	-46.6%	-49.3%	49.8%	-27.0%	-28.4%	10.8%	-12.9%	-80.1%	-71.3%	-97.3%	-97.31%
OCF Growth	snapshot only																				-2.57%
Asset Growth	snapshot only																				-2.19%
Equity Growth	snapshot only																				-2.96%
Debt Growth	snapshot only																				-17.65%
Shares Change	snapshot only																				2.49%
Dividend Growth	snapshot only																				-21.89%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	30.5%	33.3%	37.8%	48.8%	54.9%	59.5%	63.7%	56.9%	50.7%	42.8%	29.8%	20.0%	10.0%	1.5%	-1.9%	-6.6%	-9.1%	-11.2%	-12.4%	-8.5%	-8.54%
Revenue 5Y	32.0%	35.4%	34.8%	35.9%	36.1%	39.7%	38.2%	34.3%	30.9%	23.6%	20.8%	20.0%	20.1%	20.2%	23.0%	25.1%	24.2%	23.2%	17.1%	12.5%	12.47%
EPS 3Y	66.4%	59.7%	65.8%	58.3%	94.5%	99.1%	1.3%	2.3%	1.5%	30.3%	17.3%	-1.3%	-4.6%	-16.2%	-18.4%	-18.1%	-34.6%	-58.2%	-41.6%	-50.9%	-50.90%
EPS 5Y	—	—	72.6%	45.7%	59.5%	48.6%	45.8%	50.1%	21.6%	27.5%	29.8%	18.2%	21.5%	24.6%	35.2%	76.8%	78.9%	-21.2%	-9.6%	-25.8%	-25.76%
Net Income 3Y	77.1%	71.5%	78.3%	70.9%	1.1%	1.1%	1.5%	2.6%	1.7%	41.1%	24.3%	4.3%	-2.1%	-14.5%	-15.5%	-15.2%	-31.8%	-56.3%	-39.1%	-48.8%	-48.79%
Net Income 5Y	—	—	80.7%	52.9%	67.4%	55.5%	52.8%	57.3%	27.5%	34.0%	36.9%	24.7%	28.2%	31.6%	44.4%	89.2%	92.3%	-15.7%	-4.7%	-21.8%	-21.84%
EBITDA 3Y	31.0%	32.6%	41.0%	60.5%	80.6%	80.5%	71.5%	58.0%	28.4%	25.4%	23.0%	14.1%	8.2%	-0.0%	-5.4%	-14.5%	-24.1%	-21.5%	-18.2%	-13.2%	-13.19%
EBITDA 5Y	34.3%	37.5%	34.9%	38.5%	46.1%	40.2%	36.9%	31.2%	15.2%	20.1%	21.1%	19.5%	21.2%	22.2%	20.3%	24.1%	23.9%	14.0%	13.3%	6.7%	6.66%
Gross Profit 3Y	43.6%	44.9%	49.9%	62.9%	71.3%	75.7%	1.0%	96.1%	82.9%	68.5%	33.5%	19.1%	6.3%	-5.6%	-8.8%	-12.2%	-18.8%	-38.0%	-49.6%	-61.6%	-61.62%
Gross Profit 5Y	56.2%	56.5%	49.8%	46.9%	46.2%	52.8%	49.3%	44.7%	39.8%	27.6%	23.7%	22.2%	22.2%	22.6%	35.6%	39.6%	32.1%	11.1%	-12.9%	-31.9%	-31.91%
Op. Income 3Y	59.4%	60.7%	66.3%	76.0%	1.2%	1.3%	1.8%	2.1%	1.4%	49.2%	28.3%	7.4%	0.2%	-14.2%	-14.9%	-13.5%	-31.8%	-57.3%	-52.1%	-75.3%	-75.28%
Op. Income 5Y	—	1.9%	66.2%	47.4%	61.4%	50.1%	47.9%	50.5%	22.2%	29.2%	31.7%	26.1%	30.3%	35.2%	54.0%	76.6%	77.1%	-13.5%	-15.4%	-48.3%	-48.30%
FCF 3Y	59.9%	1.4%	—	—	—	—	—	—	—	2.6%	61.4%	95.0%	44.6%	-18.3%	-17.6%	-37.4%	-46.8%	-48.3%	-49.2%	-58.2%	-58.23%
FCF 5Y	—	—	—	—	—	—	—	—	1.0%	1.1%	—	—	—	—	—	—	—	51.3%	2.7%	6.7%	6.65%
OCF 3Y	19.5%	30.9%	34.8%	45.3%	56.2%	58.7%	65.3%	67.9%	60.7%	57.6%	31.8%	20.2%	13.3%	-1.4%	-0.3%	-7.4%	-10.2%	-10.3%	-14.1%	-12.8%	-12.78%
OCF 5Y	23.6%	32.5%	30.2%	32.6%	33.9%	31.7%	33.9%	31.8%	29.5%	28.3%	21.8%	19.5%	20.4%	18.4%	22.9%	26.4%	25.3%	24.7%	16.2%	11.0%	11.04%
Assets 3Y	12.7%	12.5%	12.4%	13.2%	22.0%	19.1%	17.5%	16.3%	16.5%	16.3%	16.3%	14.8%	10.7%	13.4%	13.1%	14.1%	5.8%	6.5%	8.7%	8.9%	8.93%
Assets 5Y	13.9%	10.3%	10.0%	10.3%	15.1%	13.2%	12.0%	11.7%	11.3%	13.4%	12.9%	12.9%	12.9%	14.8%	15.1%	15.8%	16.2%	12.3%	12.7%	11.7%	11.68%
Equity 3Y	13.0%	15.4%	14.7%	15.0%	23.4%	20.7%	19.6%	19.3%	19.1%	16.7%	15.8%	13.8%	9.9%	10.2%	10.5%	11.9%	4.2%	4.1%	6.6%	6.8%	6.75%
Book Value 3Y	6.1%	7.5%	6.6%	6.5%	14.2%	12.1%	10.5%	10.2%	10.0%	7.9%	9.3%	7.7%	7.1%	8.1%	6.7%	8.0%	-0.1%	-0.5%	2.3%	2.3%	2.34%
Dividend 3Y	6.4%	32.8%	57.4%	79.8%	99.5%	65.5%	37.5%	17.9%	-0.7%	-12.8%	-20.6%	-25.5%	-22.9%	-20.5%	-14.3%	-7.6%	-4.6%	-2.4%	-6.4%	-11.0%	-10.98%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.76	0.65	0.64	0.61	0.65	0.71	0.76	0.79	0.77	0.66	0.61	0.57	0.49	0.37	0.34	0.33	0.26	0.20	0.15	0.25	0.249
Earnings Stability	0.47	0.66	0.66	0.62	0.60	0.76	0.79	0.82	0.32	0.62	0.64	0.51	0.16	0.23	0.21	0.20	0.01	0.08	0.08	0.29	0.292
Margin Stability	0.69	0.72	0.73	0.74	0.76	0.74	0.73	0.72	0.75	0.78	0.89	0.89	0.88	0.87	0.76	0.75	0.76	0.63	0.57	0.49	0.492
Rev. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.000
Earn. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.00	0.00	0.50	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.94	0.50	0.82	0.82	0.81	0.50	0.89	0.88	1.00	0.94	0.50	0.83	0.50	0.500
Earnings Smoothness	0.00	0.00	0.23	0.39	0.14	0.57	0.57	0.85	0.00	0.42	0.42	0.37	0.57	0.69	0.66	0.99	0.84	0.00	0.46	0.00	0.000
ROE Trend	0.12	0.12	0.11	0.13	0.21	0.11	0.10	0.04	-0.14	-0.08	-0.08	-0.11	-0.07	-0.10	-0.10	-0.07	-0.01	-0.09	-0.06	-0.07	-0.074
Gross Margin Trend	0.20	0.27	0.26	0.25	0.22	0.15	0.05	0.01	-0.01	-0.06	-0.08	-0.10	-0.12	-0.10	-0.09	-0.04	-0.12	-0.40	-0.50	-0.58	-0.580
FCF Margin Trend	0.11	0.17	0.14	0.31	0.31	0.22	0.18	0.20	0.16	0.13	-0.02	-0.14	-0.18	-0.26	-0.18	-0.20	-0.20	-0.17	-0.12	-0.11	-0.110
Sustainable Growth Rate	15.8%	15.3%	11.2%	9.6%	16.4%	3.9%	1.7%	-1.0%	-11.8%	-3.5%	-0.1%	0.3%	1.8%	0.5%	0.1%	1.5%	0.2%	-6.4%	-2.7%	-3.9%	-3.87%
Internal Growth Rate	12.4%	12.5%	8.9%	7.6%	13.4%	3.0%	1.2%	—	—	—	—	0.2%	1.3%	0.4%	0.0%	1.1%	0.2%	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	1.28	1.41	1.57	1.67	1.11	1.49	1.63	1.68	4.48	2.54	2.03	2.19	1.98	2.16	2.58	2.17	2.53	12.86	4.57	8.27	8.273
FCF/OCF	0.15	0.30	0.36	0.54	0.59	0.58	0.60	0.61	0.57	0.53	0.42	0.35	0.31	0.17	0.21	0.17	0.12	0.11	0.12	0.07	0.067
FCF/Net Income	snapshot only																				0.550
OCF/EBITDA	snapshot only																				0.977
CapEx/Revenue	44.4%	38.7%	34.3%	25.1%	23.5%	22.5%	23.7%	24.6%	27.8%	33.3%	35.0%	37.7%	39.4%	42.2%	44.9%	44.5%	48.5%	49.5%	48.4%	50.5%	50.47%
CapEx/Depreciation	snapshot only																				0.965
Accruals Ratio	-0.03	-0.06	-0.08	-0.11	-0.03	-0.09	-0.12	-0.11	-0.19	-0.14	-0.09	-0.09	-0.08	-0.07	-0.09	-0.08	-0.09	-0.14	-0.11	-0.12	-0.120
Sloan Accruals	snapshot only																				-0.137
Cash Flow Adequacy	snapshot only																				0.797
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.63%
Dividend/Share	$0.64	$1.39	$2.63	$4.15	$6.16	$7.83	$8.54	$8.60	$7.64	$6.36	$4.92	$4.04	$3.68	$3.31	$3.25	$3.31	$3.31	$3.26	$2.92	$2.58	$2.25
Payout Ratio	12.7%	23.1%	43.7%	58.2%	50.6%	84.2%	93.4%	1.0%	2.6%	1.3%	1.0%	97.4%	84.0%	93.8%	99.3%	84.5%	97.2%	4.8%	1.6%	2.7%	2.65%
FCF Payout Ratio	67.6%	54.2%	76.3%	64.3%	77.1%	96.8%	96.3%	1.0%	1.0%	95.8%	1.2%	1.3%	1.4%	2.5%	1.9%	2.3%	3.1%	3.3%	2.9%	4.8%	4.82%
Total Payout Ratio	12.7%	23.1%	43.7%	58.2%	50.6%	84.2%	93.4%	1.0%	2.6%	1.3%	1.0%	97.4%	84.0%	93.8%	99.3%	84.5%	97.2%	4.8%	1.6%	2.7%	2.65%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	0	0	0	0	0	0	0	0	0	0	0	0
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Buyback Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Total Shareholder Return	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.86	0.80	0.80	0.77	0.77	0.76	0.76	0.77	0.78	0.80	0.80	0.77	0.77	0.77	0.76	0.76	0.76	0.76	0.77	0.79	0.787
Interest Burden (EBT/EBIT)	0.98	0.99	0.81	0.64	0.75	0.70	0.77	0.99	0.97	0.98	0.97	0.96	0.97	0.96	0.96	0.97	0.96	0.79	1.63	2.74	2.744
EBIT Margin	0.48	0.50	0.52	0.67	0.89	0.68	0.62	0.49	0.19	0.36	0.38	0.36	0.38	0.32	0.30	0.34	0.30	0.07	0.10	0.03	0.030
Asset Turnover	0.31	0.36	0.42	0.51	0.46	0.51	0.52	0.46	0.37	0.32	0.31	0.30	0.28	0.25	0.26	0.28	0.28	0.27	0.26	0.25	0.252
Equity Multiplier	1.43	1.38	1.38	1.36	1.39	1.35	1.36	1.34	1.37	1.41	1.40	1.38	1.40	1.43	1.44	1.42	1.44	1.46	1.45	1.42	1.423

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$5.05	$6.00	$6.02	$7.13	$12.17	$9.31	$9.14	$8.23	$2.92	$4.96	$4.88	$4.15	$4.38	$3.53	$3.27	$3.92	$3.41	$0.68	$1.82	$0.97	$0.97
Book Value/Share	$32.38	$34.35	$33.88	$34.38	$42.26	$40.41	$38.42	$38.26	$37.86	$40.03	$39.50	$39.51	$39.75	$43.44	$41.12	$43.32	$42.15	$39.85	$41.10	$41.01	$41.16
Tangible Book/Share	$32.38	$36.91	$33.88	$34.38	$42.26	$40.85	$38.42	$38.26	$37.86	$40.03	$39.50	$39.51	$39.75	$43.44	$41.12	$43.32	$42.15	$39.85	$41.10	$41.01	$41.01
Revenue/Share	$12.39	$15.16	$17.58	$21.60	$23.48	$25.62	$25.47	$22.12	$20.39	$17.83	$16.45	$15.72	$15.24	$14.97	$14.91	$15.85	$15.58	$15.69	$15.11	$14.91	$14.95
FCF/Share	$0.95	$2.56	$3.45	$6.45	$7.98	$8.10	$8.87	$8.35	$7.42	$6.64	$4.14	$3.16	$2.65	$1.32	$1.74	$1.42	$1.06	$0.98	$1.02	$0.54	$0.54
OCF/Share	$6.44	$8.43	$9.48	$11.87	$13.50	$13.86	$14.90	$13.79	$13.09	$12.59	$9.89	$9.10	$8.66	$7.63	$8.43	$8.48	$8.62	$8.75	$8.33	$8.06	$8.08
Cash/Share	$0.64	$-0.03	$-0.03	$-0.03	$0.26	$-0.03	$0.32	$0.14	$0.20	$0.00	$-0.07	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
EBITDA/Share	$8.71	$9.76	$11.47	$17.12	$23.71	$21.04	$19.20	$14.31	$7.48	$10.11	$10.16	$9.74	$10.19	$9.21	$8.74	$9.63	$9.13	$8.92	$9.27	$8.25	$8.25
Debt/Share	$4.28	$2.61	$1.85	$1.37	$1.34	$1.86	$1.34	$1.75	$1.38	$3.22	$3.80	$4.05	$4.03	$3.64	$3.24	$4.21	$4.57	$4.88	$2.93	$3.38	$3.38
Net Debt/Share	$3.64	$2.64	$1.88	$1.40	$1.08	$1.89	$1.02	$1.61	$1.17	$3.22	$3.87	$4.05	$4.03	$3.64	$3.24	$4.21	$4.57	$4.88	$2.93	$3.38	$3.38

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Piotroski F-Score	7	7	7	8	8	7	7	5	3	3	3	3	5	4	5	5	4	4	6	4	4
Beneish M-Score	21.33	33.05	23.43	-1.84	-1.24	-1.77	-2.55	-2.71	-3.56	-3.31	-3.13	-2.62	-2.80	-2.80	-2.77	-2.82	-1.48	-4.27	-2.23	-2.20	-2.196
Ohlson O-Score	snapshot only																				-9.647
ROIC (Greenblatt)	snapshot only																				0.90%
Net-Net WC	snapshot only																				$-14.00
EVA	snapshot only																				$-1687159828.19

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BBB
Credit Score	71.20	82.75	82.75	82.75	82.75	82.75	82.75	82.75	82.75	82.75	82.75	82.75	82.75	78.35	81.50	79.60	70.00	66.25	74.60	55.30	55.300
Credit Grade	snapshot only																				9
Credit Trend	snapshot only																				-24.300
Implied Spread (bps)	snapshot only																				275.000

TRMLF OTC

Analyst Insights

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Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

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