InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 56 Grade A

Profitability

47

Balance Sheet

42

Earnings Quality

100

Growth

62

Value

79

Momentum

89

Safety

30

Cash Flow

69

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. TRVR scores highest in Earnings Quality (100/100) and lowest in Safety (30/100). An overall grade of A places TRVR among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

1.44

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✗ ✓ ✗ ✓

Beneish M-Score

-2.40

Unlikely Manipulator

Ohlson O-Score

-1.86

Bankruptcy prob: 13.5%

Moderate

Credit Rating

BB

Score: 44.1/100

Trend: Stable

Earnings Quality

100/100

OCF/NI: 1.32x

Accruals: -0.2%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. TRVR scores 1.44, placing it in the Distress Zone (safe > 3.0, distress < 1.5). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. TRVR scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. TRVR's score of -2.40 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. TRVR's implied 13.5% bankruptcy probability is elevated and warrants attention to the balance sheet. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. TRVR receives an estimated rating of BB (score: 44.1/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). TRVR's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

10.37x

PEG

0.33x

P/S

1.57x

P/B

0.89x

P/FCF

6.29x

P/OCF

6.07x

EV/EBITDA

4.65x

EV/Revenue

0.82x

EV/EBIT

4.65x

EV/FCF

4.88x

Earnings Yield

12.44%

FCF Yield

15.89%

Shareholder Yield

3.09%

Graham Number

$70.23

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 10.4x earnings, TRVR trades at a reasonable valuation. An earnings yield of 12.4% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $70.23 per share, suggesting a potential 40% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.745

NI / EBT

×

Interest Burden

1.000

EBT / EBIT

×

EBIT Margin

0.177

EBIT / Rev

×

Asset Turnover

0.055

Rev / Assets

×

Equity Multiplier

11.441

Assets / Equity

=

ROE

8.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. TRVR's ROE of 8.3% is driven by financial leverage (equity multiplier: 11.44x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$159.98

Price/Value

0.21x

Margin of Safety

79.13%

Premium

-79.13%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with TRVR's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. At an intrinsic value of $159.98, TRVR appears undervalued with a 79% margin of safety. The adjusted fair P/E of 38.5x compares to the current market P/E of 10.4x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$50.21

Median 1Y

$53.37

5th Pctile

$38.48

95th Pctile

$74.17

Ann. Volatility

20.5%

25th–75th percentile 5th–95th percentile Median path Historical

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
ROE	2.4%	4.8%	7.3%	8.5%	9.3%	7.4%	6.4%	7.9%	7.6%	8.3%	8.32%
ROA	0.2%	0.4%	0.6%	0.7%	0.8%	0.6%	0.5%	0.7%	0.6%	0.7%	0.73%
ROIC	4.9%	5.7%	5.7%	6.2%	5.7%	4.6%	4.7%	4.7%	8.0%	9.2%	9.18%
ROCE	0.3%	4.6%	6.7%	7.1%	6.4%	1.0%	5.3%	5.5%	6.6%	7.6%	7.59%
Gross Margin	92.4%	91.2%	77.3%	68.5%	68.9%	64.8%	64.9%	66.4%	64.6%	63.7%	63.69%
Operating Margin	25.3%	29.1%	20.8%	9.2%	20.3%	8.8%	13.6%	21.7%	18.6%	16.7%	16.73%
Net Margin	19.9%	18.7%	16.3%	7.6%	15.8%	7.4%	9.0%	16.5%	14.3%	12.8%	12.82%
EBITDA Margin	25.3%	29.1%	20.8%	9.2%	20.3%	8.8%	13.6%	21.7%	18.6%	16.7%	16.73%
FCF Margin	17.7%	17.4%	16.7%	16.3%	15.5%	15.5%	15.6%	15.7%	16.6%	16.8%	16.81%
OCF Margin	20.0%	19.5%	18.7%	18.3%	17.3%	16.9%	16.7%	16.5%	17.2%	17.4%	17.44%
ROE 3Y Avg	snapshot only										6.64%
ROA 3Y Avg	snapshot only										0.56%
ROIC 3Y Avg	snapshot only										6.00%
ROIC Economic	snapshot only										5.83%
Cash ROA	snapshot only										0.97%
Cash ROIC	snapshot only										12.16%
CROIC	snapshot only										11.72%
NOPAT Margin	snapshot only										13.16%
Pretax Margin	snapshot only										17.66%
R&D / Revenue	snapshot only										0.00%
SGA / Revenue	snapshot only										0.00%
SBC / Revenue	snapshot only										0.00%

Valuation

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
P/E Ratio	40.71	18.30	12.15	9.27	10.72	11.20	12.97	8.35	9.78	8.04	10.374
P/S Ratio	8.10	3.51	2.20	1.40	1.55	1.32	1.30	1.02	1.16	1.06	1.572
P/B Ratio	0.96	0.89	0.89	0.79	0.98	0.81	0.81	0.64	0.69	0.63	0.890
P/FCF	45.83	20.22	13.13	8.59	10.00	8.52	8.33	6.51	6.98	6.29	6.292
P/OCF	40.46	18.01	11.73	7.68	8.96	7.79	7.77	6.18	6.74	6.07	6.065
EV/EBITDA	14.64	10.59	11.59	10.01	12.77	15.06	13.97	12.63	6.19	4.65	4.649
EV/Revenue	3.70	2.90	2.89	2.06	2.50	2.22	1.83	2.04	0.98	0.82	0.821
EV/EBIT	14.64	10.59	11.59	10.01	12.77	15.06	13.97	12.63	6.19	4.65	4.649
EV/FCF	20.97	16.71	17.25	12.57	16.10	14.37	11.72	13.01	5.87	4.88	4.885
Earnings Yield	2.5%	5.5%	8.2%	10.8%	9.3%	8.9%	7.7%	12.0%	10.2%	12.4%	12.44%
FCF Yield	2.2%	4.9%	7.6%	11.6%	10.0%	11.7%	12.0%	15.4%	14.3%	15.9%	15.89%
PEG Ratio	snapshot only										0.333
Price/Tangible Book	snapshot only										0.825
EV/OCF	snapshot only										4.708
EV/Gross Profit	snapshot only										1.265
Acquirers Multiple	snapshot only										4.649
Shareholder Yield	snapshot only										3.09%
Graham Number	snapshot only										$70.23

Leverage & Solvency

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Current Ratio	4.18	0.07	0.03	0.02	0.02	0.11	0.02	0.04	0.05	0.05	0.054
Quick Ratio	4.18	0.07	0.03	0.02	0.02	0.11	0.02	0.04	0.05	0.05	0.054
Debt/Equity	0.37	0.63	0.60	0.62	0.87	0.77	0.50	0.80	0.38	0.36	0.364
Net Debt/Equity	-0.52	-0.15	0.28	0.36	0.60	0.55	0.33	0.64	-0.11	-0.14	-0.142
Debt/Assets	0.03	0.05	0.05	0.05	0.07	0.06	0.04	0.07	0.03	0.03	0.034
Debt/EBITDA	12.19	9.07	5.89	5.40	7.05	8.46	6.17	7.99	4.05	3.45	3.446
Net Debt/EBITDA	-17.35	-2.23	2.76	3.17	4.84	6.13	4.04	6.31	-1.17	-1.34	-1.340
Interest Coverage	3.32	2.16	1.51	1.06	0.80	0.51	0.41	0.47	0.45	0.51	0.514
Equity Multiplier	11.10	13.36	12.79	12.74	13.02	12.18	12.01	11.45	11.11	10.78	10.785
Cash Ratio	snapshot only										0.054
Debt Service Coverage	snapshot only										0.514
Cash to Debt	snapshot only										1.389
FCF to Debt	snapshot only										0.276
Defensive Interval	snapshot only										653.2 days

Efficiency & Turnover

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Asset Turnover	0.01	0.02	0.03	0.04	0.05	0.05	0.05	0.05	0.05	0.06	0.055
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	—	—	—	—	—	—	—	—	—	—	—
Payables Turnover	—	—	—	—	—	—	—	—	—	—	—
DSO	0	0	0	0	0	0	0	0	0	0	0.0 days
DIO	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	0	0	0	0	0	0	0	0	0	0	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0	0	0	—
Cash Velocity	snapshot only										1.183
Capital Intensity	snapshot only										18.022

Growth (YoY)

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Revenue	—	—	—	—	4.5%	1.6%	63.1%	20.8%	10.9%	9.5%	9.46%
Net Income	—	—	—	—	3.0%	56.4%	-9.8%	-2.7%	-9.2%	22.5%	22.47%
EPS	—	—	—	—	2.7%	56.2%	-9.8%	-11.4%	0.6%	23.5%	23.53%
FCF	—	—	—	—	3.9%	1.3%	51.8%	15.8%	18.6%	18.9%	18.87%
EBITDA	—	—	—	—	3.3%	37.5%	-14.4%	-5.0%	-10.7%	30.9%	30.93%
Op. Income	—	—	—	—	3.3%	37.5%	-14.4%	-5.0%	-10.7%	30.9%	30.93%
OCF Growth	snapshot only										12.85%
Asset Growth	snapshot only										-0.80%
Equity Growth	snapshot only										12.00%
Debt Growth	snapshot only										-46.70%
Shares Change	snapshot only										-0.86%
Dividend Growth	snapshot only										2.22%

Growth Quality

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Revenue Stability	—	—	—	—	—	—	—	—	0.84	0.85	0.849
Earnings Stability	—	—	—	—	—	—	—	—	0.65	0.98	0.982
Margin Stability	—	—	—	—	—	—	—	—	0.82	0.81	0.811
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.00	0.00	0.00	1.00	1.000
FCF Positive Streak	0	0	0	0	1	1	1	1	1	1	1
Earnings Persistence	—	—	—	—	—	—	—	—	0.96	0.91	0.910
Earnings Smoothness	—	—	—	—	0.00	0.56	0.90	0.97	0.90	0.80	0.798
ROE Trend	—	—	—	—	—	—	—	—	0.01	0.02	0.019
Gross Margin Trend	—	—	—	—	—	—	—	—	-0.19	-0.16	-0.158
FCF Margin Trend	—	—	—	—	—	—	—	—	0.00	0.00	0.004
Sustainable Growth Rate	1.9%	4.1%	6.2%	6.9%	7.7%	5.9%	4.9%	6.5%	6.2%	6.9%	6.93%
Internal Growth Rate	0.2%	0.3%	0.5%	0.5%	0.6%	0.5%	0.4%	0.5%	0.5%	0.6%	0.61%

Cash Flow Quality

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
OCF/Net Income	1.01	1.02	1.04	1.21	1.20	1.44	1.67	1.35	1.45	1.32	1.325
FCF/OCF	0.88	0.89	0.89	0.89	0.90	0.92	0.93	0.95	0.97	0.96	0.964
FCF/Net Income	snapshot only										1.277
OCF/EBITDA	snapshot only										0.987
CapEx/Revenue	2.3%	2.1%	2.0%	1.9%	1.8%	1.4%	1.1%	0.8%	0.6%	0.6%	0.63%
Accruals Ratio	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.002
Sloan Accruals	snapshot only										-0.603
Cash Flow Adequacy	snapshot only										6.144
Earnings Quality Score	snapshot only										1.000

Dividends & Buybacks

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Dividend Yield	0.4%	0.9%	1.3%	2.0%	1.6%	1.8%	1.8%	2.2%	1.9%	2.1%	1.39%
Dividend/Share	$0.17	$0.35	$0.47	$0.69	$0.62	$0.68	$0.62	$0.62	$0.69	$0.70	$0.70
Payout Ratio	17.6%	16.0%	15.8%	18.1%	17.1%	20.3%	23.2%	18.5%	19.0%	16.8%	16.78%
FCF Payout Ratio	19.8%	17.7%	17.1%	16.8%	16.0%	15.4%	14.9%	14.4%	13.5%	13.1%	13.14%
Total Payout Ratio	33.0%	37.3%	39.2%	46.3%	47.8%	48.7%	46.7%	30.0%	25.7%	24.8%	24.82%
Div. Increase Streak	0	0	0	0	1	1	1	0	1	1	1
Chowder Number	—	—	—	—	2.93	1.00	0.34	0.02	0.03	0.03	0.034
Buyback Yield	0.4%	1.2%	1.9%	3.0%	2.9%	2.5%	1.8%	1.4%	0.7%	1.0%	1.00%
Net Buyback Yield	0.4%	1.2%	1.9%	3.0%	2.9%	2.5%	1.8%	1.4%	0.7%	1.0%	1.00%
Total Shareholder Return	0.8%	2.0%	3.2%	5.0%	4.5%	4.3%	3.6%	3.6%	2.6%	3.1%	3.09%

DuPont Factors

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Tax Burden (NI/EBT)	0.79	0.70	0.73	0.74	0.74	0.80	0.77	0.76	0.75	0.75	0.745
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
EBIT Margin	0.25	0.27	0.25	0.21	0.20	0.15	0.13	0.16	0.16	0.18	0.177
Asset Turnover	0.01	0.02	0.03	0.04	0.05	0.05	0.05	0.05	0.05	0.06	0.055
Equity Multiplier	11.10	13.36	12.79	12.74	12.08	12.75	12.39	12.07	11.99	11.44	11.441

Per Share

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
EPS (Diluted TTM)	$0.98	$2.15	$2.97	$3.79	$3.63	$3.36	$2.68	$3.36	$3.65	$4.16	$4.16
Book Value/Share	$41.34	$44.41	$40.47	$44.67	$39.79	$46.70	$42.83	$44.10	$51.41	$52.75	$56.44
Tangible Book/Share	$37.35	$30.47	$27.96	$31.12	$27.63	$33.52	$30.99	$32.42	$38.96	$40.47	$40.47
Revenue/Share	$4.91	$11.22	$16.42	$25.00	$25.05	$28.59	$26.79	$27.48	$30.77	$31.57	$32.25
FCF/Share	$0.87	$1.95	$2.75	$4.09	$3.89	$4.43	$4.17	$4.31	$5.11	$5.31	$0.00
OCF/Share	$0.98	$2.19	$3.08	$4.57	$4.34	$4.84	$4.47	$4.53	$5.30	$5.51	$0.00
Cash/Share	$36.67	$34.72	$12.79	$11.48	$10.86	$9.84	$7.46	$7.42	$25.33	$26.68	$33.91
EBITDA/Share	$1.24	$3.07	$4.09	$5.13	$4.91	$4.22	$3.50	$4.44	$4.85	$5.58	$5.58
Debt/Share	$15.14	$27.87	$24.10	$27.75	$34.64	$35.73	$21.61	$35.45	$19.64	$19.21	$19.21
Net Debt/Share	$-21.54	$-6.86	$11.30	$16.27	$23.78	$25.89	$14.15	$28.03	$-5.69	$-7.47	$-7.47

Academic Models

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	1.445
Altman Z-Prime	snapshot only										-5.272
Piotroski F-Score	4	4	4	4	5	6	6	5	7	7	7
Beneish M-Score	—	—	—	—	-1.77	-2.12	-2.29	-2.39	-2.43	-2.40	-2.396
Ohlson O-Score	snapshot only										-1.859
Net-Net WC	snapshot only										$-489.50
EVA	snapshot only										$-779300.00

Credit

Metric	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q1'25	Q2'25	Current
Credit Rating	snapshot only										BB
Credit Score	41.02	29.78	31.05	34.04	32.76	44.65	35.05	37.77	41.17	44.08	44.078
Credit Grade	snapshot only										12
Credit Trend	snapshot only										-0.569
Implied Spread (bps)	snapshot only										475.000
Industry Credit Rank	snapshot only										32
Sector Credit Rank	snapshot only										29

TRVR OTC

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Sign in to InsiderStreet