TWFG NASDAQ
TWFG, Inc. Common Stock
1W: +5.9%
1M: +12.8%
3M: -4.2%
YTD: -2.7%
1Y: +3.9%
$27.25
-1.78 (-6.13%)
Pre-Market: $28.27 (+1.02, +3.74%)
Weekly Expected Move ±5.5%
$25
$27
$28
$30
$31
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
Dark Pool
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Cash Flow Trends
Operating Cash Flow
$54M
+32.2% ▲
3Y CAGR: +27.6%
Capital Expenditures
$356K
+88.9% ▲
3Y CAGR: -69.3%
Free Cash Flow
$53M
+42.6% ▲
3Y CAGR: +58.0%
Dividends Paid
$0
+100.0% ▲
Buybacks
$0
+0.0% ▲
Net Change in Cash
-$37M
-123.6% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| — Operating Activities — | ||||
| Net Income | $23M | $25M | $29M | $41M |
| Depreciation & Amort. | $3M | $5M | $12M | $18M |
| Stock-Based Comp. | $0 | $0 | $2M | $5M |
| Change in Working Capital | -$4M | -$1M | -$3M | -$11M |
| Other Non-Cash Items | $3M | $1M | $1M | $225K |
| Operating Cash Flow | $26M | $30M | $40M | $54M |
| — Investing Activities — | ||||
| Capital Expenditures | -$12M | -$260K | -$3M | -$356K |
| Acquisitions (Net) | $0 | $0 | $0 | $0 |
| Investment Purchases | $0 | $0 | $0 | $0 |
| Investment Sales | $0 | $0 | $0 | $0 |
| Other Investing | -$2M | -$14M | -$22M | -$70M |
| Investing Cash Flow | -$15M | -$15M | -$25M | -$70M |
| — Financing Activities — | ||||
| Net Debt Issuance | -$3M | $38M | -$43M | -$2M |
| Stock Repurchased | $0 | $0 | $0 | $0 |
| Dividends Paid | -$21M | -$33M | -$9M | $0 |
| Other Financing | $8M | -$15M | $3M | -$18M |
| Financing Cash Flow | -$15M | -$10M | $143M | -$21M |
| Net Change in Cash | -$4M | $6M | $159M | -$37M |
| Cash End of Period | $41M | $46M | $205M | $168M |
| Free Cash Flow | $13M | $15M | $37M | $53M |