USCB NASDAQ
USCB Financial Holdings, Inc.
1W: -10.9%
1M: -11.5%
3M: -9.0%
YTD: +10.8%
1Y: +16.6%
3Y: +97.4%
5Y: +59.9%
$20.04
+0.30 (+1.52%)
Weekly Expected Move ±6.7%
$17
$19
$20
$21
$23
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
Dark Pool
Short Interest
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Balance Sheet Trends
Total Assets
$2.8B
+8.5% ▲
5Y CAGR: +13.3%
Total Liabilities
$2.6B
+9.4% ▲
5Y CAGR: +14.2%
Shareholders Equity
$212M
-1.4% ▼
5Y CAGR: +4.4%
Cash & Investments
$82M
-72.0% ▼
5Y CAGR: +11.5%
Total Debt
$91M
-47.1% ▼
5Y CAGR: +12.4%
Net Debt
$8M
-91.1% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $46M | $54M | $41M | $77M | $82M |
| Short-Term Investments | $0 | $0 | $229M | $217M | $0 |
| Cash & ST Investments | $46M | $54M | $270M | $294M | $82M |
| Net Receivables | $6M | $8M | $11M | $11M | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $52M | $62M | $281M | $305M | $82M |
| Property, Plant & Equip. | $19M | $20M | $16M | $13M | $0 |
| Goodwill & Intangibles | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.7B | $1.9B | $1.9B | $2.2B | $488M |
| Other Non-Current Assets | $48M | $53M | $70M | $77M | $2.1B |
| Total Non-Current Assets | $1.8B | $2.0B | $2.1B | $2.3B | $2.6B |
| Total Assets | $1.9B | $2.1B | $2.3B | $2.6B | $2.8B |
| — Liabilities — | |||||
| Accounts Payable | $9M | $14M | $16M | $20M | $2.5B |
| Short-Term Debt | $0 | $0 | $5M | $16M | $51M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $1.6B | $1.8B | $1.9B | $2.2B | $0 |
| Total Current Liabilities | $1.6B | $1.8B | $2.0B | $2.2B | $2.5B |
| Long-Term Debt | $36M | $46M | $178M | $147M | $39M |
| Other Non-Current Liab. | $0 | $0 | $0 | $0 | $0 |
| Total Non-Current Liabilities | $50M | $60M | $189M | $155M | $39M |
| Total Liabilities | $1.7B | $1.9B | $2.1B | $2.4B | $2.6B |
| — Equity — | |||||
| Common Stock | $20M | $20M | $20M | $20M | $20M |
| Retained Earnings | -$124M | -$104M | -$89M | -$68M | -$68M |
| Accumulated OCI | -$3M | -$45M | -$44M | -$45M | -$18M |
| Total Stockholders Equity | $204M | $182M | $192M | $215M | $212M |
| Total Liabilities & Equity | $1.9B | $2.1B | $2.3B | $2.6B | $2.8B |
| — Key Metrics — | |||||
| Total Debt | $50M | $60M | $194M | $171M | $91M |
| Net Debt | $4M | $6M | $153M | $94M | $8M |
| Total Investments | $1.7B | $1.9B | $2.2B | $2.4B | $488M |