Also trades as: UWMC-WT (NYSE) · $vol 0M
UWMC NYSE
UWM Holdings Corporation
1W: +40.9%
1M: +24.0%
3M: -21.7%
YTD: -64.8%
1Y: -73.0%
3Y: -63.7%
5Y: -70.1%
$1.56
+0.15 (+10.64%)
Weekly Expected Move ±17.4%
$1
$1
$1
$2
$2
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $226.5M held by 269 funds, 471 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Overview
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Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$3.2B
+65.8% ▲
5Y CAGR: -8.2%
Gross Profit
$2.7B
+97.3% ▲
5Y CAGR: -10.2%
Operating Income
$1.8B
+445.5% ▲
5Y CAGR: -11.5%
Net Income
$27M
+90.1% ▲
5Y CAGR: -61.8%
EPS (Diluted)
$0.12
-7.7% ▼
5Y CAGR: -67.4%
EBITDA
$832M
+116.2% ▲
5Y CAGR: -26.8%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $2.8B | $2.1B | $1.1B | $1.9B | $3.2B |
| YoY Growth | -41.6% | -24.2% | -48.1% | +71.1% | +65.8% |
| Cost of Revenue | $350M | $336M | $359M | $534M | $455M |
| Gross Profit | $2.5B | $1.8B | $755M | $1.4B | $2.7B |
| Gross Margin | 87.7% | 84.3% | 67.8% | 72.0% | 85.6% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $893M | $807M | $785M | $996M | $370M |
| Operating Expenses | $905M | $876M | $831M | $1.0B | $873M |
| Operating Income | $1.6B | $935M | -$76M | $336M | $1.8B |
| Operating Margin | 55.7% | 43.5% | -6.8% | 17.6% | 58.0% |
| Interest Expense | $305M | $306M | $320M | $491M | $531M |
| Income Before Tax | $1.6B | $935M | -$76M | $336M | $251M |
| Tax Expense | $10M | $3M | -$7M | $7M | $7M |
| Net Income | $98M | $42M | -$13M | $14M | $27M |
| Net Margin | 3.5% | 1.9% | -1.2% | 0.8% | 0.9% |
| EPS (Diluted) | $0.66 | $0.45 | $-0.14 | $0.13 | $0.12 |
| EBITDA | $1.6B | $984M | -$26M | $385M | $832M |
| Shares Outstanding | 1.60B | 92M | 93M | 111M | 211M |