VEL NYSE
Velocity Financial, Inc.
1W: +1.6%
1M: -9.1%
3M: -7.6%
YTD: -10.0%
1Y: +5.3%
3Y: +98.9%
5Y: +59.8%
$17.17
-0.38 (-2.17%)
After Hours: $17.55 (+0.38, +2.24%)
Weekly Expected Move ±5.1%
$15
$16
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Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Analysis
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Institutions
ETF Exposure
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Income Trends
Revenue
$714M
+48.0% ▲
5Y CAGR: +33.9%
Gross Profit
$681M
+223.4% ▲
5Y CAGR: +62.1%
Operating Income
$511M
+430.4% ▲
5Y CAGR: +85.7%
Net Income
$105M
+53.5% ▲
5Y CAGR: +42.7%
EPS (Diluted)
$2.75
+44.0% ▲
EBITDA
$511M
+419.6% ▲
5Y CAGR: +82.0%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $181M | $248M | $132M | $483M | $714M |
| YoY Growth | +10.4% | +32.8% | -48.0% | +242.4% | +48.0% |
| Cost of Revenue | $106M | $158M | $0 | $272M | $33M |
| Gross Profit | $76M | $90M | $132M | $211M | $681M |
| Gross Margin | 41.7% | 36.2% | 100.0% | 43.6% | 95.3% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $24M | $36M | $53M | $75M | $6M |
| Operating Expenses | $36M | $45M | $55M | $114M | $170M |
| Operating Income | $40M | $45M | $77M | $96M | $511M |
| Operating Margin | 21.9% | 17.9% | 58.3% | 20.0% | 71.6% |
| Interest Expense | $106M | $157M | $203M | $247M | $365M |
| Income Before Tax | $40M | $45M | $71M | $96M | $146M |
| Tax Expense | $11M | $12M | $19M | $28M | $41M |
| Net Income | $29M | $32M | $52M | $68M | $105M |
| Net Margin | 16.1% | 13.0% | 39.7% | 14.2% | 14.7% |
| EPS (Diluted) | $0.86 | $0.93 | $1.52 | $1.91 | $2.75 |
| EBITDA | $42M | $47M | $0 | $98M | $511M |
| Shares Outstanding | 34M | 34M | 34M | 36M | 38M |