Also trades as: 316140.KS (KSC) · $vol 64M

$65.26

-0.58 (-0.88%)

Weekly Expected Move ±4.9%

$60 $63 $66 $70 $73

NYSE · Financial Services · Banks - Regional · Tech Score Sell · Power 38 · $16.0B mcap · 245M float · 0.058% daily turnover · Short 55% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$28.18T +9.4% ▲

5Y CAGR: +32.6%

Gross Profit

$13.74T +25.9% ▲

5Y CAGR: +14.9%

Operating Income

$4.15T -1.8% ▼

5Y CAGR: +6.2%

Net Income

$3.29T +6.6% ▲

5Y CAGR: +20.3%

EPS (Diluted)

$13007.61 +9.8% ▲

5Y CAGR: +20.0%

EBITDA

$5.11T -5.1% ▼

5Y CAGR: +15.0%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$12.51T	$17.39T	$9.50T	$25.75T	$28.18T
YoY Growth	+82.1%	+39.0%	-45.4%	+171.1%	+9.4%
Cost of Revenue	$3.44T	$6.84T	$0	$14.84T	$14.44T
Gross Profit	$9.07T	$10.55T	$9.50T	$10.91T	$13.74T
Gross Margin	72.5%	60.7%	100.0%	42.4%	48.8%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$3.71T	$4.11T	$4.21T	$4.24T	$3.45T
Operating Expenses	$5.38T	$6.00T	$4.21T	$6.69T	$9.70T
Operating Income	$3.69T	$4.55T	$5.29T	$4.22T	$4.15T
Operating Margin	29.5%	26.2%	55.6%	16.4%	14.7%
Interest Expense	$2.91T	$5.96T	$11.90T	$13.13T	$12.32T
Income Before Tax	$3.69T	$4.55T	$3.52T	$4.22T	$4.05T
Tax Expense	$924.8B	$1.18T	$890.6B	$1.05T	$874.4B
Net Income	$2.54T	$3.19T	$2.51T	$3.09T	$3.29T
Net Margin	20.3%	18.3%	26.4%	12.0%	11.7%
EPS (Diluted)	$10442.97	$12573.27	$9689.31	$11847.09	$13007.61
EBITDA	$4.48T	$5.48T	$4.40T	$5.39T	$5.11T
Shares Outstanding	241M	243M	245M	247M	253M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$6.33T	$6.23T	$6.25T	$2.47T	$535.5B	$847.9B	$1.35T	$1.42T
Cost of Revenue	$3.78T	$3.49T	$3.36T	$3.72T	$0	$0	$0	$0
Gross Profit	$2.54T	$2.74T	$2.89T	$2.77T	$535.5B	$847.9B	$1.35T	$1.42T
Gross Margin	40.2%	44.0%	46.2%	112.3%	100.0%	100.0%	100.0%	100.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1.26T	$1.24T	$1.10T	$1.10T	$0	$0	$0	$0
Operating Expenses	$1.91T	$1.87T	$1.70T	$1.24T	$0	$0	$0	$0
Operating Income	$631.3B	$864.6B	$1.19T	$1.31T	$535.5B	$847.9B	$1.35T	$1.42T
Operating Margin	10.0%	13.9%	19.0%	53.1%	100.0%	100.0%	100.0%	100.0%
Interest Expense	$3.32T	$3.05T	$2.85T	$3.15T	$0	$3.09T	$0	$0
Income Before Tax	$631.3B	$864.6B	$1.19T	$1.53T	$535.5B	$847.9B	$1.35T	$1.42T
Tax Expense	$177.2B	$210.0B	$246.7B	$237.6B	$176.8B	$209.0B	$297.8B	$341.9B
Net Income	$426.1B	$616.7B	$935.3B	$1.24T	$358.6B	$638.9B	$1.05T	$1.08T
Net Margin	6.7%	9.9%	15.0%	50.4%	67.0%	75.3%	77.9%	75.9%
EPS (Diluted)	$1567.86	$2343.00	$3675.00	$4952.37	$1411.29	$2467.59	$4231.29	$4260.27
EBITDA	$936.9B	$1.17T	$1.50T	$1.84T	$852.4B	$847.9B	$1.35T	$1.42T
Shares Outstanding	246M	246M	245M	244M	254M	259M	248M	253M

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