ZFSVF OTC
Zurich Insurance Group AG
1W: -6.8%
1M: -5.1%
3M: -5.6%
YTD: -7.5%
1Y: -3.9%
3Y: +68.3%
5Y: +98.8%
$688.06
+25.00 (+3.77%)
Weekly Expected Move ±6.2%
$603
$645
$688
$731
$773
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$23.7B
+212.2% ▲
5Y CAGR: +33.0%
Capital Expenditures
$503M
-35.9% ▼
5Y CAGR: -1.8%
Free Cash Flow
$23.2B
+221.2% ▲
5Y CAGR: +35.2%
Dividends Paid
$4.9B
-9.4% ▼
Buybacks
$471M
+64.0% ▲
Net Change in Cash
$328M
+159.1% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $5.2B | $4.6B | $4.4B | $5.6B | $7.1B |
| Depreciation & Amort. | $849M | $804M | $852M | $911M | $872M |
| Stock-Based Comp. | $279M | $246M | $0 | $0 | $0 |
| Change in Working Capital | $15.7B | -$12.8B | $8.7B | $16.0B | $14.8B |
| Other Non-Cash Items | -$18.6B | $12.4B | -$6.2B | -$15.0B | $934M |
| Operating Cash Flow | $3.2B | $5.1B | $7.3B | $7.6B | $23.7B |
| — Investing Activities — | |||||
| Capital Expenditures | -$576M | -$572M | -$418M | -$359M | -$503M |
| Acquisitions (Net) | -$2.5B | -$173M | -$773M | -$925M | -$9M |
| Investment Purchases | -$38M | -$118.5B | $0 | $0 | -$204.7B |
| Investment Sales | $38M | $131.1B | $0 | $0 | $186.6B |
| Other Investing | $158M | -$12.6B | $59M | -$120M | $0 |
| Investing Cash Flow | -$2.9B | -$691M | -$1.1B | -$1.4B | -$18.6B |
| — Financing Activities — | |||||
| Net Debt Issuance | $1.9B | -$736M | -$652M | -$389M | $546M |
| Stock Repurchased | -$455M | -$770M | -$2.0B | -$1.3B | -$471M |
| Dividends Paid | -$3.2B | -$3.6B | -$3.9B | -$4.5B | -$4.9B |
| Other Financing | -$555M | -$132M | -$450M | -$207M | -$666M |
| Financing Cash Flow | -$2.3B | -$5.3B | -$7.0B | -$6.4B | -$5.5B |
| Net Change in Cash | -$2.4B | -$1.2B | -$510M | -$555M | $328M |
| Cash End of Period | $9.3B | $8.2B | $7.6B | $7.1B | $7.1B |
| Free Cash Flow | $2.6B | $4.5B | $6.9B | $7.2B | $23.2B |