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Asset Manager ← All Institutions

PLANNING ALTERNATIVES LTD /ADV

255 SOUTH OLD WOODWARD AVENUE SUITE 310, BIRMINGHAM, MI 48009 • 248-645-1520

Q2 2025 · Filed 2025-08-12
Market Value
$719M
+10.2%
Holdings
85
+7
New Purchases
9
Added To
21
Closed
5
Reduced
40
Top 10 Concentration
87.0%
Turnover
16.5%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPMO 9.28% 5.06% +4.22% $67M
IVV 36.30% 36.00% +0.30% $261M
BND 0.32% 0.09% +0.22% $2M
MUB 0.10% 0.00% +0.10% $718K
AVGO 0.08% 0.00% +0.08% $589K
MSFT 0.53% 0.44% +0.08% $4M
NVDA 0.25% 0.18% +0.07% $2M
JPM 0.10% 0.04% +0.07% $740K
SCHB 0.56% 0.49% +0.07% $4M
XCEM 1.54% 1.48% +0.07% $11M
VOO 0.55% 0.49% +0.05% $4M
VUG 2.30% 2.25% +0.05% $17M
VTI 0.09% 0.05% +0.05% $664K
XOM 0.04% 0.00% +0.04% $275K
VEA 10.19% 10.15% +0.04% $73M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
JPUS 0.36% 4.17% -3.81% $3M
AAPL 1.54% 1.99% -0.45% $11M
VIG 7.62% 7.90% -0.28% $55M
IJH 10.89% 11.08% -0.20% $78M
VTV 1.19% 1.32% -0.13% $9M
COMP 0.15% 0.24% -0.09% $1M
IJR 5.25% 5.34% -0.09% $38M
HD 0.00% 0.06% -0.06% $0
CRM 0.00% 0.05% -0.05% $0
EAGG 0.26% 0.31% -0.05% $2M
SCHF 2.13% 2.18% -0.05% $15M
BRK-B 0.19% 0.24% -0.05% $1M
SPY 1.53% 1.58% -0.05% $11M
SCHD 0.23% 0.28% -0.04% $2M
DTE 0.29% 0.33% -0.04% $2M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 92.4%
Technology 4.2%
Consumer Defensive 0.6%
Industrials 0.6%
Communication Services 0.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 41 $409M 56.9%
Large Cap 34 $288M 40.1%
Mid Cap 6 $7M 1.0%
Small Cap 4 $15M 2.0%

Portfolio Analytics

Avg Market Cap
$572.8B
Median Market Cap
$178.9B
Avg P/E
47.1
Median P/E
28.4
Avg Dividend Yield
0.02%
Avg Beta
1.01
# Stocks
46
# ETFs / Funds
39

Top Holdings (85 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 36.30% 420,164 $261M $620.90 $26M +2,251 +0.5%
2 IJH 10.89% 1,261,373 $78M $62.02 $6M +22,208 +1.8%
3 VEA 10.19% 1,284,284 $73M $57.01 $7M -18,606 -1.4%
4 SPMO 9.28% 592,909 $67M $112.47 $34M +235,934 +66.1%
5 VIG 7.62% 267,604 $55M $204.67 $3M +1,877 +0.7%
6 IJR 5.25% 345,199 $38M $109.29 $3M +12,058 +3.6%
7 VUG 2.30% 37,741 $17M $438.40 $2M -1,907 -4.8%
8 SCHF 2.13% 692,866 $15M $22.10 $1M -25,774 -3.6%
9 XCEM 1.54% 324,394 $11M $34.18 $1M -1,775 -0.5%
10 AAPL 1.54% 54,010 $11M $205.17 -$2M -4,407 -7.5%
11 SPY 1.53% 17,830 $11M $617.84 $718K -579 -3.1%
12 SCHX 1.29% 378,230 $9M $24.44 $694K -9,014 -2.3%
13 VTV 1.19% 48,287 $9M $176.74 -$79K -1,578 -3.2%
14 ESGU 0.59% 31,453 $4M $135.30 $443K +177 +0.6%
15 SCHB 0.56% 167,388 $4M $23.83 $799K +19,238 +13.0%
16 VOO 0.55% 6,906 $4M $568.03 $698K +631 +10.1%
17 MSFT 0.53% 7,604 $4M $497.42 $884K -117 -1.5%
18 IWV 0.37% 7,673 $3M $350.98 $256K
19 JPUS 0.36% 21,694 $3M $118.19 -$25M -214,424 -90.8%
20 BND 0.32% 31,024 $2M $73.63 $2M +22,644 +270.2%
21 DTE 0.29% 15,581 $2M $132.46 -$91K
22 PM 0.26% 10,436 $2M $182.13 $286K +263 +2.6%
23 EAGG 0.26% 39,504 $2M $47.54 -$176K -3,748 -8.7%
24 NVDA 0.25% 11,238 $2M $157.99 $596K +359 +3.3%
25 SCHD 0.23% 63,119 $2M $26.50 -$134K -1,484 -2.3%
26 IWF 0.23% 3,855 $2M $424.58 $245K
27 ESGD 0.20% 15,891 $1M $89.22 $88K -385 -2.4%
28 BRK-B 0.19% 2,830 $1M $485.77 -$181K -91 -3.1%
29 AMZN 0.16% 5,284 $1M $219.41 $78K -397 -7.0%
30 NEAR 0.16% 21,997 $1M $51.10 $5K
31 COMP 0.15% 169,560 $1M $6.28 -$512K -11,026 -6.1%
32 ESML 0.14% 24,891 $1M $41.33 $62K -283 -1.1%
33 IBM 0.14% 3,464 $1M $294.80 $308K +595 +20.7%
34 IJS 0.14% 10,251 $1M $99.49 $21K
35 MDLZ 0.13% 13,584 $916K $67.44 $44K +727 +5.7%
36 META 0.12% 1,205 $889K $738.09 $187K -14 -1.1%
37 IBIT 0.12% 14,489 $887K $61.21 $222K +279 +2.0%
38 MORN 0.10% 2,392 $751K $313.93 $29K -15 -0.6%
39 JPM 0.10% 2,551 $740K $289.91 $500K +1,575 +161.4%
40 GGG 0.10% 8,436 $725K $85.97 -$13K -400 -4.5%
41 MUB 0.10% 6,873 $718K $104.48 +6,873 NEW
42 SCHM 0.10% 25,319 $710K $28.05 $42K -178 -0.7%
43 VMO 0.09% 73,000 $670K $9.18 -$23K
44 VTI 0.09% 2,185 $664K $303.93 $358K +1,070 +96.0%
45 LRCX 0.09% 6,652 $648K $97.34 $222K +802 +13.7%
46 AVGO 0.08% 2,138 $589K $275.65 +2,138 NEW
47 TSLA 0.08% 1,849 $587K $317.66 $97K -44 -2.3%
48 LLY 0.08% 732 $571K $779.53 -$156K -148 -16.8%
49 IEFA 0.08% 6,631 $554K $83.48 $49K -42 -0.6%
50 CAT 0.07% 1,374 $533K $388.23 $83K +7 +0.5%
51 QQQ 0.07% 873 $481K $551.41 $72K
52 V 0.06% 1,292 $459K $355.05 -$1K -21 -1.6%
53 F-PD 0.06% 41,913 $455K $10.85 $34K
54 GOOGL 0.06% 2,575 $454K $176.23 -$10K -427 -14.2%
55 HON 0.06% 1,936 $451K $232.88 $29K -56 -2.8%
56 NFLX 0.06% 328 $439K $1,339.13 $132K -1 -0.3%
57 PG 0.05% 2,454 $391K $159.30 $39K +386 +18.7%
58 ITOT 0.05% 2,847 $384K $135.04 $43K +49 +1.8%
59 SCHA 0.05% 14,675 $371K $25.30 $26K -65 -0.4%
60 TXN 0.05% 1,787 $371K $207.58 $48K -11 -0.6%
61 ITW 0.05% 1,447 $358K $247.25 -$5K -14 -1.0%
62 GOOG 0.05% 1,907 $338K $177.39 -$7K -306 -13.8%
63 DGRO 0.05% 5,244 $335K $63.94 $8K -61 -1.1%
64 INTU 0.05% 424 $334K $788.48 $60K -22 -4.9%
65 CVX 0.04% 2,251 $322K $143.17 -$188K -797 -26.1%
66 ABBV 0.04% 1,567 $291K $185.62 -$120K -395 -20.1%
67 COST 0.04% 293 $290K $989.94 $17K +4 +1.4%
68 AXP 0.04% 869 $277K $319.09 -$7K -189 -17.9%
69 XOM 0.04% 2,552 $275K $107.81 +2,552 NEW
70 IWD 0.04% 1,373 $267K $194.23 $8K
71 MA 0.03% 414 $233K $561.94 +414 NEW
72 DIS 0.03% 1,870 $232K $124.03 +1,870 NEW
73 IVW 0.03% 2,063 $227K $110.10 +2,063 NEW
74 LIN 0.03% 482 $226K $469.18 -$34K -76 -13.6%
75 CSCO 0.03% 3,199 $222K $69.37 -$118K -2,306 -41.9%
76 CATH 0.03% 2,874 $217K $75.45 +2,874 NEW
77 JPST 0.03% 4,157 $211K $50.68 $208
78 MCD 0.03% 719 $210K $292.17 -$35K -65 -8.3%
79 GE 0.03% 805 $207K $257.39 +805 NEW
80 T 0.03% 7,144 $207K $28.94 +7,144 NEW
81 CRM —% -$350K -1,304 -100.0% SOLD
82 SYK —% -$201K -540 -100.0% SOLD
83 HD —% -$391K -1,067 -100.0% SOLD
84 BAC —% -$255K -6,117 -100.0% SOLD
85 TMO —% -$252K -507 -100.0% SOLD

New Positions

SymbolValue% Port
MUB $718K 0.10%
AVGO $589K 0.08%
XOM $275K 0.04%
MA $233K 0.03%
DIS $232K 0.03%
IVW $227K 0.03%
CATH $217K 0.03%
GE $207K 0.03%
T $207K 0.03%

Sold Out Positions

SymbolValue% Port
HD —%
CRM —%
SYK —%
BAC —%
TMO —%
View SEC EDGAR Filings for PLANNING ALTERNATIVES LTD /ADV →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms