— Know what they know.
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Asset Manager ← All Institutions

PLANNING ALTERNATIVES LTD /ADV

255 SOUTH OLD WOODWARD AVENUE SUITE 310, BIRMINGHAM, MI 48009 • 248-645-1520

Q4 2025 · Filed 2026-02-06
Market Value
$794M
+2.0%
Holdings
100
+12
New Purchases
13
Added To
48
Closed
3
Reduced
29
Top 10 Concentration
86.2%
Turnover
16.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AAPL 2.10% 1.97% +0.13% $17M
ISRG 0.10% 0.00% +0.10% $759K
IEFA 0.16% 0.08% +0.09% $1M
VEA 10.11% 10.03% +0.08% $80M
V 0.12% 0.04% +0.08% $981K
MCO 0.08% 0.00% +0.08% $621K
ESGU 0.67% 0.61% +0.06% $5M
LLY 0.12% 0.06% +0.06% $953K
GOOGL 0.16% 0.11% +0.05% $1M
IAU 0.05% 0.00% +0.05% $377K
AVGO 0.14% 0.09% +0.04% $1M
GOOG 0.13% 0.09% +0.04% $1M
NVDA 0.47% 0.43% +0.04% $4M
BRK-B 0.19% 0.15% +0.03% $1M
LRCX 0.15% 0.12% +0.03% $1M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
IVV 35.76% 36.09% -0.32% $284M
SPMO 9.10% 9.32% -0.21% $72M
SPY 1.41% 1.49% -0.09% $11M
META 0.06% 0.15% -0.08% $494K
COMP 0.07% 0.14% -0.08% $528K
SCHX 1.20% 1.26% -0.06% $10M
VUG 2.24% 2.30% -0.05% $18M
JPUS 0.19% 0.24% -0.05% $1M
VIG 7.41% 7.46% -0.05% $59M
IBIT 0.15% 0.20% -0.05% $1M
IJH 10.58% 10.63% -0.05% $84M
MSFT 0.55% 0.60% -0.05% $4M
VTV 1.09% 1.13% -0.04% $9M
IWD 0.00% 0.04% -0.04% $0
IVW 0.00% 0.03% -0.03% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 92.4%
Technology 4.2%
Consumer Defensive 0.6%
Industrials 0.6%
Communication Services 0.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 49 $457M 57.6%
Large Cap 40 $315M 39.6%
Mid Cap 7 $7M 0.9%
Small Cap 4 $15M 1.9%

Portfolio Analytics

Avg Market Cap
$527.0B
Median Market Cap
$180.4B
Avg P/E
46.4
Median P/E
28.9
Avg Dividend Yield
0.01%
Avg Beta
1.00
# Stocks
57
# ETFs / Funds
43

Top Holdings (100 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 35.76% 414,533 $284M $684.94 $3M -5,314 -1.3%
2 IJH 10.58% 1,273,105 $84M $66.00 $1M +4,541 +0.4%
3 VEA 10.11% 1,285,360 $80M $62.47 $2M -18,175 -1.4%
4 SPMO 9.10% 605,494 $72M $119.32 -$289K +6,314 +1.1%
5 VIG 7.41% 267,563 $59M $219.78 $749K -1,477 -0.6%
6 IJR 5.28% 348,630 $42M $120.18 $586K +969 +0.3%
7 VUG 2.24% 36,494 $18M $487.86 -$87K -809 -2.2%
8 AAPL 2.10% 61,329 $17M $271.86 $1M +966 +1.6%
9 SCHF 2.04% 674,054 $16M $24.04 $316K -8,423 -1.2%
10 XCEM 1.57% 324,397 $12M $38.36 $475K -5,059 -1.5%
11 SPY 1.41% 16,374 $11M $681.91 -$467K -1,088 -6.2%
12 SCHX 1.20% 354,436 $10M $26.91 -$283K -18,416 -4.9%
13 VTV 1.09% 45,331 $9M $190.99 -$141K -1,850 -3.9%
14 ESGU 0.67% 35,770 $5M $148.98 $591K +3,229 +9.9%
15 VOO 0.57% 7,257 $5M $627.17 $123K +25 +0.3%
16 MSFT 0.55% 9,059 $4M $483.63 -$278K +64 +0.7%
17 SCHB 0.53% 159,117 $4M $26.23 $9K -2,865 -1.8%
18 NVDA 0.47% 19,905 $4M $186.50 $366K +1,970 +11.0%
19 IWV 0.37% 7,556 $3M $386.83 $40K -51 -0.7%
20 EAGG 0.28% 46,782 $2M $47.85 $237K +5,117 +12.3%
21 DTE 0.25% 15,606 $2M $128.98 -$191K +25 +0.2%
22 IWF 0.23% 3,855 $2M $473.30 $19K
23 BND 0.23% 24,621 $2M $74.07 -$12K -59 -0.2%
24 AMZN 0.22% 7,426 $2M $230.83 $217K +609 +8.9%
25 SCHD 0.21% 61,540 $2M $27.43 -$19K -978 -1.6%
26 ESGD 0.21% 17,665 $2M $95.09 $160K +1,324 +8.1%
27 PM 0.20% 9,872 $2M $160.40 -$135K -725 -6.8%
28 JPUS 0.19% 12,079 $1M $123.94 -$362K -2,923 -19.5%
29 BRK-B 0.19% 2,942 $1M $502.65 $293K +583 +24.7%
30 ESML 0.17% 29,097 $1M $45.98 $150K +2,745 +10.4%
31 IEFA 0.16% 14,587 $1M $89.46 $692K +7,569 +107.8%
32 GOOGL 0.16% 4,162 $1M $313.00 $421K +534 +14.7%
33 MUB 0.16% 11,896 $1M $107.11 $7K
34 LRCX 0.15% 7,091 $1M $171.18 $276K +84 +1.2%
35 IBIT 0.15% 23,538 $1M $49.65 -$352K +138 +0.6%
36 IJS 0.15% 10,251 $1M $113.72 $32K
37 NEAR 0.14% 21,997 $1M $51.10 -$4K
38 AVGO 0.14% 3,137 $1M $346.10 $370K +969 +44.7%
39 IBM 0.13% 3,433 $1M $296.23 $61K +45 +1.3%
40 GOOG 0.13% 3,220 $1M $313.80 $337K +454 +16.4%
41 TSLA 0.13% 2,224 $1M $449.72 $241K +516 +30.2%
42 V 0.12% 2,796 $981K $350.71 $658K +1,850 +195.6%
43 JPM 0.12% 3,002 $967K $322.22 $63K +134 +4.7%
44 LLY 0.12% 887 $953K $1,074.68 $502K +296 +50.1%
45 CAT 0.11% 1,477 $846K $572.90 $165K +50 +3.5%
46 ISRG 0.10% 1,340 $759K $566.36 +1,340 NEW
47 ABBV 0.09% 3,282 $750K $228.49 $180K +820 +33.3%
48 SCHM 0.09% 24,531 $738K $30.07 -$7K -601 -2.4%
49 MDLZ 0.09% 13,254 $713K $53.83 -$98K +266 +2.0%
50 VMO 0.09% 73,000 $699K $9.57 -$7K
51 VTI 0.09% 2,066 $693K $335.27 $15K
52 GGG 0.09% 8,244 $676K $81.97 -$41K -192 -2.3%
53 MCO 0.08% 1,215 $621K $510.85 +1,215 NEW
54 F-PD 0.07% 41,881 $549K $13.12 $53K +373 +0.9%
55 QQQ 0.07% 891 $547K $614.05 $23K +18 +2.1%
56 COMP 0.07% 50,000 $528K $10.57 -$592K -89,560 -64.2%
57 MORN 0.06% 2,358 $512K $217.31 -$43K -34 -1.4%
58 CVX 0.06% 3,281 $500K $152.40 $57K +429 +15.0%
59 META 0.06% 748 $494K $660.09 -$650K -809 -52.0%
60 HD 0.06% 1,305 $449K $344.10 -$120K -100 -7.1%
61 NFLX 0.05% 4,528 $425K $93.76 -$59K +4,125 +1023.6%
62 JNJ 0.05% 2,048 $424K $206.92 $73K +155 +8.2%
63 ITOT 0.05% 2,847 $423K $148.69 $10K +8 +0.3%
64 MA 0.05% 739 $422K $570.90 $141K +246 +49.9%
65 SCHA 0.05% 14,468 $412K $28.48 $5K -117 -0.8%
66 AXP 0.05% 1,090 $403K $370.05 $71K +91 +9.1%
67 ITW 0.05% 1,558 $384K $246.30 -$12K +39 +2.6%
68 IAU 0.05% 4,639 $377K $81.17 +4,639 NEW
69 DGRO 0.04% 5,119 $355K $69.42 $205 -98 -1.9%
70 XOM 0.04% 2,909 $350K $120.35 $73K +455 +18.5%
71 TMO 0.04% 597 $346K $579.45 $74K +37 +6.6%
72 PLTR 0.04% 1,859 $330K $177.75 $32K +225 +13.8%
73 GE 0.04% 1,027 $316K $308.03 $31K +79 +8.3%
74 INTU 0.04% 461 $306K $663.08 -$39K -43 -8.5%
75 CSCO 0.04% 3,962 $305K $77.02 -$36K -1,019 -20.5%
76 HON 0.04% 1,476 $288K $195.09 -$152K -614 -29.4%
77 LIN 0.04% 664 $283K $426.39 $498 +69 +11.6%
78 PG 0.04% 1,954 $280K $143.29 $40K +393 +25.2%
79 ORCL 0.03% 1,379 $269K $194.86 -$64K +197 +16.7%
80 GS 0.03% 285 $251K $879.00 +285 NEW
81 C 0.03% 2,107 $246K $116.69 +2,107 NEW
82 WMT 0.03% 2,158 $240K $111.41 $39K +207 +10.6%
83 MCD 0.03% 785 $240K $305.63 $39K +124 +18.8%
84 DIS 0.03% 1,997 $227K $113.79 $15K +142 +7.7%
85 BAC 0.03% 4,080 $224K $55.00 +4,080 NEW
86 MRK 0.03% 2,127 $224K $105.26 +2,127 NEW
87 CATH 0.03% 2,718 $223K $82.23 -$8K -136 -4.8%
88 JPST 0.03% 4,157 $210K $50.59 -$582
89 COST 0.03% 243 $210K $862.34 -$13K +3 +1.2%
90 SYK 0.03% 592 $208K $351.47 +592 NEW
91 ESGE 0.03% 4,680 $207K $44.17 +4,680 NEW
92 APH 0.03% 1,529 $207K $135.14 +1,529 NEW
93 VRTX 0.03% 454 $206K $453.36 +454 NEW
94 PEP 0.03% 1,431 $205K $143.52 -$39K -308 -17.7%
95 TJX 0.03% 1,334 $205K $153.61 +1,334 NEW
96 TXN 0.03% 1,167 $202K $173.44 -$158K -796 -40.5%
97 SPYG 0.03% 1,890 $202K $106.70 +1,890 NEW
98 AGG —% -$218K -2,177 -100.0% SOLD
99 IVW —% -$249K -2,063 -100.0% SOLD
100 IWD —% -$280K -1,373 -100.0% SOLD

New Positions

SymbolValue% Port
ISRG $759K 0.10%
MCO $621K 0.08%
IAU $377K 0.05%
GS $251K 0.03%
C $246K 0.03%
BAC $224K 0.03%
MRK $224K 0.03%
SYK $208K 0.03%
ESGE $207K 0.03%
APH $207K 0.03%
VRTX $206K 0.03%
TJX $205K 0.03%
SPYG $202K 0.03%

Sold Out Positions

SymbolValue% Port
AGG —%
IVW —%
IWD —%
View SEC EDGAR Filings for PLANNING ALTERNATIVES LTD /ADV →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms