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Asset Manager ← All Institutions

PLANNING ALTERNATIVES LTD /ADV

255 SOUTH OLD WOODWARD AVENUE SUITE 310, BIRMINGHAM, MI 48009 • 248-645-1520

Q3 2025 · Filed 2025-11-12
Market Value
$779M
+8.4%
Holdings
88
+3
New Purchases
8
Added To
38
Closed
1
Reduced
30
Top 10 Concentration
86.7%
Turnover
10.2%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AAPL 1.97% 1.54% +0.43% $15M
NVDA 0.43% 0.25% +0.18% $3M
HD 0.07% 0.00% +0.07% $569K
MSFT 0.60% 0.53% +0.07% $5M
IBIT 0.20% 0.12% +0.07% $2M
MUB 0.16% 0.10% +0.06% $1M
IJR 5.31% 5.25% +0.06% $41M
GOOGL 0.11% 0.06% +0.05% $882K
JNJ 0.05% 0.00% +0.05% $351K
ORCL 0.04% 0.00% +0.04% $332K
GOOG 0.09% 0.05% +0.04% $674K
PLTR 0.04% 0.00% +0.04% $298K
SPMO 9.32% 9.28% +0.04% $73M
TMO 0.03% 0.00% +0.03% $272K
ABBV 0.07% 0.04% +0.03% $570K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
IJH 10.63% 10.89% -0.25% $83M
IVV 36.09% 36.30% -0.22% $281M
VIG 7.46% 7.62% -0.17% $58M
VEA 10.03% 10.19% -0.16% $78M
JPUS 0.24% 0.36% -0.12% $2M
SCHF 2.04% 2.13% -0.09% $16M
BND 0.24% 0.32% -0.08% $2M
VTV 1.13% 1.19% -0.06% $9M
PM 0.22% 0.26% -0.04% $2M
SPY 1.49% 1.53% -0.04% $12M
BRK-B 0.15% 0.19% -0.04% $1M
MORN 0.07% 0.10% -0.03% $555K
T 0.00% 0.03% -0.03% $0
SCHX 1.26% 1.29% -0.03% $10M
PG 0.03% 0.05% -0.02% $240K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 92.4%
Technology 4.2%
Consumer Defensive 0.6%
Industrials 0.6%
Communication Services 0.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 45 $447M 57.5%
Large Cap 33 $309M 39.7%
Mid Cap 6 $7M 0.9%
Small Cap 4 $15M 1.9%

Portfolio Analytics

Avg Market Cap
$576.8B
Median Market Cap
$203.2B
Avg P/E
49.3
Median P/E
28.7
Avg Dividend Yield
0.02%
Avg Beta
1.00
# Stocks
48
# ETFs / Funds
40

Top Holdings (88 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 36.09% 419,847 $281M $669.30 $20M -317 -0.1%
2 IJH 10.63% 1,268,564 $83M $65.26 $5M +7,191 +0.6%
3 VEA 10.03% 1,303,535 $78M $59.92 $5M +19,251 +1.5%
4 SPMO 9.32% 599,180 $73M $121.06 $6M +6,271 +1.1%
5 VIG 7.46% 269,040 $58M $215.79 $3M +1,436 +0.5%
6 IJR 5.31% 347,661 $41M $118.83 $4M +2,462 +0.7%
7 VUG 2.30% 37,303 $18M $479.61 $1M -438 -1.2%
8 SCHF 2.04% 682,477 $16M $23.28 $576K -10,389 -1.5%
9 AAPL 1.97% 60,363 $15M $254.63 $4M +6,353 +11.8%
10 XCEM 1.54% 329,456 $12M $36.33 $881K +5,062 +1.6%
11 SPY 1.49% 17,462 $12M $666.17 $617K -368 -2.1%
12 SCHX 1.26% 372,852 $10M $26.34 $577K -5,378 -1.4%
13 VTV 1.13% 47,181 $9M $186.49 $265K -1,106 -2.3%
14 ESGU 0.61% 32,541 $5M $145.60 $482K +1,088 +3.5%
15 MSFT 0.60% 8,995 $5M $517.96 $877K +1,391 +18.3%
16 VOO 0.57% 7,232 $4M $612.37 $506K +326 +4.7%
17 SCHB 0.53% 161,982 $4M $25.71 $176K -5,406 -3.2%
18 NVDA 0.43% 17,935 $3M $186.58 $2M +6,697 +59.6%
19 IWV 0.37% 7,607 $3M $378.92 $189K -66 -0.9%
20 DTE 0.28% 15,581 $2M $141.43 $140K
21 EAGG 0.26% 41,665 $2M $48.03 $123K +2,161 +5.5%
22 JPUS 0.24% 15,002 $2M $123.91 -$705K -6,692 -30.9%
23 BND 0.24% 24,680 $2M $74.37 -$449K -6,344 -20.4%
24 IWF 0.23% 3,855 $2M $468.41 $169K
25 PM 0.22% 10,597 $2M $162.20 -$182K +161 +1.5%
26 SCHD 0.22% 62,518 $2M $27.30 $34K -601 -0.9%
27 IBIT 0.20% 23,400 $2M $65.00 $634K +8,911 +61.5%
28 ESGD 0.20% 16,341 $2M $92.98 $102K +450 +2.8%
29 AMZN 0.19% 6,817 $1M $219.58 $338K +1,533 +29.0%
30 MUB 0.16% 11,896 $1M $106.49 $549K +5,023 +73.1%
31 ESML 0.15% 26,352 $1M $45.08 $159K +1,461 +5.9%
32 BRK-B 0.15% 2,359 $1M $502.74 -$189K -471 -16.6%
33 META 0.15% 1,557 $1M $734.38 $254K +352 +29.2%
34 IJS 0.15% 10,251 $1M $110.59 $114K
35 NEAR 0.14% 21,997 $1M $51.28 $4K
36 COMP 0.14% 139,560 $1M $8.03 $56K -30,000 -17.7%
37 IBM 0.12% 3,388 $956K $282.18 -$65K -76 -2.2%
38 LRCX 0.12% 7,007 $938K $133.90 $291K +355 +5.3%
39 JPM 0.12% 2,868 $905K $315.43 $165K +317 +12.4%
40 GOOGL 0.11% 3,628 $882K $243.10 $428K +1,053 +40.9%
41 MDLZ 0.10% 12,988 $811K $62.47 -$105K -596 -4.4%
42 TSLA 0.10% 1,708 $760K $444.72 $172K -141 -7.6%
43 SCHM 0.10% 25,132 $745K $29.64 $35K -187 -0.7%
44 GGG 0.09% 8,436 $717K $84.96 -$9K
45 AVGO 0.09% 2,168 $715K $329.91 $126K +30 +1.4%
46 VMO 0.09% 73,000 $706K $9.67 $36K
47 CAT 0.09% 1,427 $681K $477.18 $148K +53 +3.9%
48 VTI 0.09% 2,066 $678K $328.17 $14K -119 -5.5%
49 GOOG 0.09% 2,766 $674K $243.55 $335K +859 +45.0%
50 IEFA 0.08% 7,018 $613K $87.31 $59K +387 +5.8%
51 ABBV 0.07% 2,462 $570K $231.54 $279K +895 +57.1%
52 HD 0.07% 1,405 $569K $405.19 +1,405 NEW
53 MORN 0.07% 2,392 $555K $232.01 -$196K
54 QQQ 0.07% 873 $524K $600.11 $43K
55 F-PD 0.06% 41,508 $496K $11.96 $42K -405 -1.0%
56 NFLX 0.06% 403 $483K $1,198.92 $44K +75 +22.9%
57 LLY 0.06% 591 $451K $763.00 -$120K -141 -19.3%
58 CVX 0.06% 2,852 $443K $155.27 $121K +601 +26.7%
59 HON 0.06% 2,090 $440K $210.50 -$11K +154 +8.0%
60 ITOT 0.05% 2,839 $414K $145.65 $29K -8 -0.3%
61 SCHA 0.05% 14,585 $407K $27.90 $36K -90 -0.6%
62 ITW 0.05% 1,519 $396K $260.76 $38K +72 +5.0%
63 TXN 0.05% 1,963 $361K $183.70 -$10K +176 +9.8%
64 DGRO 0.05% 5,217 $355K $68.08 $20K -27 -0.5%
65 JNJ 0.05% 1,893 $351K $185.39 +1,893 NEW
66 INTU 0.04% 504 $344K $683.53 $10K +80 +18.9%
67 CSCO 0.04% 4,981 $341K $68.42 $119K +1,782 +55.7%
68 ORCL 0.04% 1,182 $332K $281.16 +1,182 NEW
69 AXP 0.04% 999 $332K $332.26 $55K +130 +15.0%
70 V 0.04% 946 $323K $341.38 -$136K -346 -26.8%
71 PLTR 0.04% 1,634 $298K $182.42 +1,634 NEW
72 GE 0.04% 948 $285K $300.82 $78K +143 +17.8%
73 LIN 0.04% 595 $283K $475.00 $56K +113 +23.4%
74 MA 0.04% 493 $280K $568.81 $48K +79 +19.1%
75 IWD 0.04% 1,373 $280K $203.59 $13K
76 XOM 0.04% 2,454 $277K $112.76 $2K -98 -3.8%
77 TMO 0.03% 560 $272K $485.02 +560 NEW
78 IVW 0.03% 2,063 $249K $120.72 $22K
79 PEP 0.03% 1,739 $244K $140.44 +1,739 NEW
80 PG 0.03% 1,561 $240K $153.62 -$151K -893 -36.4%
81 CATH 0.03% 2,854 $231K $81.06 $14K -20 -0.7%
82 COST 0.03% 240 $222K $925.63 -$68K -53 -18.1%
83 AGG 0.03% 2,177 $218K $100.25 +2,177 NEW
84 DIS 0.03% 1,855 $212K $114.52 -$20K -15 -0.8%
85 JPST 0.03% 4,157 $211K $50.73 $208
86 WMT 0.03% 1,951 $201K $103.06 +1,951 NEW
87 MCD 0.03% 661 $201K $303.89 -$9K -58 -8.1%
88 T —% -$207K -7,144 -100.0% SOLD

New Positions

SymbolValue% Port
HD $569K 0.07%
JNJ $351K 0.05%
ORCL $332K 0.04%
PLTR $298K 0.04%
TMO $272K 0.03%
PEP $244K 0.03%
AGG $218K 0.03%
WMT $201K 0.03%

Sold Out Positions

SymbolValue% Port
T —%
View SEC EDGAR Filings for PLANNING ALTERNATIVES LTD /ADV →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms