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CITIZENS & NORTHERN CORP

90-92 MAIN ST, WELLSBORO, PA 16901 • 877-838-2517

Q1 2026 · Filed 2026-04-27
Market Value
$401M
-0.6%
Holdings
131
+1
New Purchases
7
Added To
55
Closed
12
Reduced
34
Top 10 Concentration
52.0%
Turnover
14.5%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
IGE 7.37% 6.13% +1.25% $30M
MDT 0.49% 0.00% +0.49% $2M
KLAC 0.35% 0.00% +0.35% $1M
OVV 0.34% 0.00% +0.34% $1M
XOM 1.10% 0.79% +0.32% $4M
FREL 7.52% 7.24% +0.27% $30M
YUM 0.27% 0.00% +0.27% $1M
IEMG 5.79% 5.52% +0.26% $23M
PCAR 0.22% 0.00% +0.22% $875K
CZNC 2.00% 1.81% +0.20% $8M
GLW 0.67% 0.47% +0.19% $3M
CAT 0.79% 0.60% +0.19% $3M
ETN 0.53% 0.36% +0.17% $2M
ADI 0.78% 0.62% +0.15% $3M
FCX 0.38% 0.23% +0.15% $2M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
MSFT 2.74% 3.39% -0.65% $11M
VONG 10.52% 11.09% -0.57% $42M
ABT 0.09% 0.64% -0.55% $347K
NSC 0.09% 0.49% -0.40% $364K
CMG 0.00% 0.35% -0.35% $0
NOW 0.00% 0.35% -0.35% $0
GOOG 2.87% 3.15% -0.27% $12M
CARR 0.00% 0.26% -0.26% $0
DD 0.00% 0.22% -0.22% $0
EOG 0.06% 0.28% -0.22% $257K
AAPL 3.39% 3.59% -0.19% $14M
NVDA 3.60% 3.78% -0.18% $14M
ORCL 0.53% 0.70% -0.17% $2M
BX 0.44% 0.58% -0.14% $2M
CRM 0.42% 0.56% -0.14% $2M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 59.4%
Technology 15.7%
Communication Services 5.3%
Industrials 4.5%
Consumer Cyclical 4.5%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 32 $119M 29.7%
Large Cap 89 $205M 51.1%
Mid Cap 5 $2M 0.6%
Small Cap 4 $75M 18.7%
Micro Cap 1 $0 0.0%

Portfolio Analytics

Avg Market Cap
$364.5B
Median Market Cap
$91.7B
Avg P/E
30.4
Median P/E
25.6
Avg Dividend Yield
0.02%
Avg Beta
0.92
# Stocks
98
# ETFs / Funds
33

Top Holdings (131 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VONG 10.52% 384,641 $42M $109.69 -$3M +16,925 +4.6%
2 FREL 7.52% 1,119,933 $30M $26.91 $906K +32,862 +3.0%
3 IGE 7.37% 469,769 $30M $62.94 $5M -22,767 -4.6%
4 IEMG 5.79% 332,751 $23M $69.75 $915K +1,083 +0.3%
5 IJH 4.18% 248,386 $17M $67.53 -$299K -10,286 -4.0%
6 NVDA 3.60% 82,890 $14M $174.40 -$815K +1,010 +1.2%
7 SPMD 3.52% 238,467 $14M $59.22 $476K +2,824 +1.2%
8 AAPL 3.39% 53,614 $14M $253.79 -$866K +377 +0.7%
9 EMB 3.18% 135,929 $13M $93.93 $37K +3,704 +2.8%
10 GOOG 2.87% 40,148 $12M $286.86 -$1M -305 -0.8%
11 MSFT 2.74% 29,660 $11M $370.17 -$3M +1,351 +4.8%
12 DFAC 2.31% 238,023 $9M $38.86 -$174K
13 AMZN 2.03% 39,101 $8M $208.27 -$561K +1,389 +3.7%
14 CZNC 2.00% 359,853 $8M $22.34 $749K -1,559 -0.4%
15 CZFS 1.79% 117,063 $7M $61.15 $483K
16 JPM 1.48% 20,197 $6M $294.16 -$533K +106 +0.5%
17 META 1.42% 9,981 $6M $572.13 -$85K +1,201 +13.7%
18 AVDE 1.16% 54,809 $5M $84.84 $138K
19 XOM 1.10% 26,103 $4M $169.66 $1M -235 -0.9%
20 COST 1.07% 4,302 $4M $996.43 $516K -71 -1.6%
21 MA 1.02% 8,189 $4M $499.66 -$405K +312 +4.0%
22 MBB 0.87% 36,655 $3M $94.95 $114K +1,306 +3.7%
23 CAT 0.79% 4,487 $3M $708.46 $765K +273 +6.5%
24 ADI 0.78% 9,817 $3M $318.14 $604K +529 +5.7%
25 AMD 0.78% 15,313 $3M $203.43 -$285K -564 -3.5%
26 TJX 0.68% 16,962 $3M $159.70 $120K +106 +0.6%
27 PG 0.67% 18,707 $3M $144.44 $41K +141 +0.8%
28 GLW 0.67% 19,658 $3M $135.97 $770K -2,076 -9.6%
29 RTX 0.66% 13,777 $3M $192.90 $131K +3 +0.0%
30 CSCO 0.63% 32,671 $3M $77.59 $13K -64 -0.2%
31 ABC 0.55% 7,051 $2M $314.14 -$164K +6 +0.1%
32 GSK 0.55% 40,036 $2M $55.19 $268K +441 +1.1%
33 AVGO 0.53% 6,886 $2M $309.51 -$194K +167 +2.5%
34 ETN 0.53% 5,937 $2M $357.67 $688K +1,430 +31.7%
35 ORCL 0.53% 14,371 $2M $147.11 -$713K -133 -0.9%
36 SCHW 0.50% 21,373 $2M $93.98 -$117K +102 +0.5%
37 JNJ 0.49% 8,053 $2M $244.44 $272K -143 -1.7%
38 CVS 0.49% 27,288 $2M $71.82 -$169K +460 +1.7%
39 MDT 0.49% 22,600 $2M $86.65 +22,600 NEW
40 HD 0.47% 5,779 $2M $328.89 -$27K +178 +3.2%
41 C 0.47% 16,626 $2M $113.41 $260K +2,696 +19.4%
42 SPY 0.47% 2,877 $2M $650.34 -$91K
43 BA 0.46% 9,252 $2M $199.03 -$108K +272 +3.0%
44 GD 0.45% 5,272 $2M $343.22 -$11K -136 -2.5%
45 SLB 0.45% 34,991 $2M $51.39 $462K +172 +0.5%
46 EMR 0.45% 13,718 $2M $131.02 $471K +3,725 +37.3%
47 KO 0.44% 23,347 $2M $76.05 $140K -46 -0.2%
48 BX 0.44% 15,377 $2M $114.99 -$587K +97 +0.6%
49 CRM 0.42% 8,947 $2M $186.67 -$573K +480 +5.7%
50 NEE 0.40% 17,231 $2M $92.88 $208K -109 -0.6%
51 CVX 0.39% 7,553 $2M $206.90 $387K -163 -2.1%
52 AVUS 0.38% 13,829 $2M $111.18 -$8K
53 AMT 0.38% 8,773 $2M $172.58 -$77K -288 -3.2%
54 FCX 0.38% 25,755 $2M $58.78 $600K +7,756 +43.1%
55 KKR 0.38% 16,365 $2M $92.50 -$292K +2,197 +15.5%
56 KLAC 0.35% 952 $1M $1,472.41 +952 NEW
57 MDLZ 0.35% 24,013 $1M $57.64 $81K -191 -0.8%
58 TPR 0.34% 9,795 $1M $141.11 $311K +1,412 +16.8%
59 PFE 0.34% 48,483 $1M $28.08 $167K +506 +1.1%
60 OVV 0.34% 22,649 $1M $59.36 +22,649 NEW
61 BIIB 0.33% 7,137 $1M $183.33 $92K +225 +3.3%
62 ICE 0.32% 8,181 $1M $157.28 -$61K -143 -1.7%
63 PYPL 0.31% 27,918 $1M $45.23 -$334K +567 +2.1%
64 DIS 0.31% 12,906 $1M $96.38 -$211K +118 +0.9%
65 UNP 0.31% 5,049 $1M $242.62 $58K +5 +0.1%
66 BNDX 0.30% 25,151 $1M $48.05 $43K +1,030 +4.3%
67 PANW 0.30% 7,495 $1M $160.32 -$182K -14 -0.2%
68 DIA 0.29% 2,543 $1M $463.19 -$44K
69 BMY 0.29% 18,997 $1M $60.65 $125K -54 -0.3%
70 INTU 0.28% 2,621 $1M $432.38 -$192K +620 +31.0%
71 ACN 0.28% 5,677 $1M $198.29 -$374K +89 +1.6%
72 ZBH 0.28% 12,228 $1M $90.42 $379K +4,148 +51.3%
73 MMC 0.27% 6,340 $1M $173.45 -$108K -169 -2.6%
74 YUM 0.27% 6,926 $1M $155.48 +6,926 NEW
75 NFLX 0.26% 11,003 $1M $96.15 -$408K -4,630 -29.6%
76 ADBE 0.25% 4,059 $987K $243.08 -$357K +219 +5.7%
77 BDX 0.24% 6,153 $967K $157.23 $146K +1,918 +45.3%
78 MCD 0.24% 3,062 $952K $310.79 $7K -28 -0.9%
79 NKE 0.22% 17,058 $901K $52.82 -$182K +53 +0.3%
80 PCAR 0.22% 7,579 $875K $115.50 +7,579 NEW
81 HYG 0.22% 10,976 $873K $79.56 $673 +154 +1.4%
82 SPTL 0.22% 33,014 $868K $26.30 $64K +2,618 +8.6%
83 IWF 0.22% 2,032 $866K $426.40 -$200K -222 -9.8%
84 AVEM 0.20% 10,143 $817K $80.58 $36K
85 SPTS 0.20% 27,959 $816K $29.18 $27K +1,024 +3.8%
86 VZ 0.19% 15,440 $775K $50.20 $154K +200 +1.3%
87 MTB 0.19% 3,642 $753K $206.72 $19K
88 BRK-B 0.17% 1,449 $694K $479.20 -$37K -7 -0.5%
89 IBM 0.17% 2,783 $675K $242.39 -$164K -49 -1.7%
90 IWD 0.16% 3,029 $647K $213.67 $10K
91 SUB 0.16% 5,929 $631K $106.50 -$1K
92 BBWI 0.16% 33,341 $622K $18.67 $183K +11,470 +52.4%
93 VIG 0.15% 2,866 $616K $215.06 -$14K
94 DFIC 0.15% 17,326 $616K $35.53 $19K
95 TIP 0.15% 5,540 $611K $110.36 $17K +136 +2.5%
96 ITW 0.12% 1,914 $498K $260.29 $31K +16 +0.8%
97 DE 0.12% 880 $496K $563.30 $86K
98 T 0.12% 17,037 $494K $28.99 $71K
99 DFEM 0.11% 12,833 $443K $34.55 $19K
100 ROP 0.10% 1,115 $395K $353.86 -$102K

New Positions

SymbolValue% Port
MDT $2M 0.49%
KLAC $1M 0.35%
OVV $1M 0.34%
YUM $1M 0.27%
PCAR $875K 0.22%
IMO $235K 0.06%
WAT $225K 0.06%

Sold Out Positions

SymbolValue% Port
NOW —%
CMG —%
CARR —%
BLK —%
DD —%
TFC —%
GWW —%
PGR —%
XLY —%
XLV —%
IHI —%
BNDC —%
View SEC EDGAR Filings for CITIZENS & NORTHERN CORP →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms