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PLANNING DIRECTIONS INC

239 BALTIMORE PIKE, GLEN MILLS, PA 19342 • 610-361-0865

Q3 2025 · Filed 2025-11-13
Market Value
$192M
+7.8%
Holdings
93
-29
New Purchases
8
Added To
43
Closed
0
Reduced
32
Top 10 Concentration
62.1%
Turnover
8.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AAPL 5.72% 4.99% +0.73% $11M
NEAR 0.49% 0.00% +0.49% $943K
SHYG 2.41% 2.04% +0.37% $5M
JIRE 0.64% 0.48% +0.16% $1M
ITA 0.13% 0.00% +0.13% $249K
JEPQ 1.36% 1.23% +0.13% $3M
BIV 0.12% 0.00% +0.12% $231K
CAT 0.12% 0.00% +0.12% $224K
FDVV 0.11% 0.00% +0.11% $206K
FIGB 0.11% 0.00% +0.11% $204K
AXP 0.11% 0.00% +0.11% $202K
NVDA 1.52% 1.42% +0.10% $3M
IJR 3.30% 3.22% +0.08% $6M
VCIT 0.20% 0.13% +0.07% $389K
AGNCZ 0.06% 0.00% +0.06% $120K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
BSV 7.94% 8.61% -0.66% $15M
MGV 3.15% 3.46% -0.31% $6M
VIG 7.62% 7.85% -0.23% $15M
JEPI 1.67% 1.81% -0.15% $3M
SDY 1.38% 1.53% -0.15% $3M
VOT 2.92% 3.06% -0.14% $6M
VCSH 2.83% 2.95% -0.13% $5M
FLDR 3.12% 3.24% -0.13% $6M
VUG 2.90% 3.02% -0.12% $6M
XLP 0.66% 0.76% -0.10% $1M
VHT 0.46% 0.56% -0.10% $888K
SCHD 19.40% 19.50% -0.09% $37M
COIN 0.60% 0.68% -0.07% $1M
AMZN 0.77% 0.84% -0.07% $1M
VBR 0.72% 0.78% -0.06% $1M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 86.6%
Technology 9.1%
Consumer Cyclical 1.2%
Industrials 0.8%
Consumer Defensive 0.8%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 28 $35M 18.3%
Large Cap 46 $125M 65.2%
Mid Cap 13 $23M 11.9%
Small Cap 5 $9M 4.6%
Micro Cap 1 $204K 0.1%

Portfolio Analytics

Avg Market Cap
$396.7B
Median Market Cap
$69.9B
Avg P/E
34.8
Median P/E
26.5
Avg Dividend Yield
0.02%
Avg Beta
0.95
# Stocks
35
# ETFs / Funds
58

Top Holdings (93 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SCHD 19.40% 1,361,756 $37M $27.30 $3M +54,458 +4.2%
2 BSV 7.94% 192,874 $15M $78.91 -$71K -1,416 -0.7%
3 VIG 7.62% 67,664 $15M $215.79 $651K -495 -0.7%
4 UITB 5.99% 241,373 $11M $47.52 $769K +14,032 +6.2%
5 AAPL 5.72% 43,052 $11M $254.63 $2M -134 -0.3%
6 IJR 3.30% 53,204 $6M $118.83 $608K +915 +1.8%
7 MGV 3.15% 43,821 $6M $137.74 -$120K -3,098 -6.6%
8 FLDR 3.12% 118,993 $6M $50.20 $211K +3,915 +3.4%
9 VT 2.94% 40,900 $6M $137.80 $506K +987 +2.5%
10 VOT 2.92% 19,058 $6M $293.79 $163K -58 -0.3%
11 VUG 2.90% 11,572 $6M $479.60 $191K -652 -5.3%
12 VCSH 2.83% 67,735 $5M $79.93 $165K +1,709 +2.6%
13 SHYG 2.41% 106,752 $5M $43.30 $998K +22,735 +27.1%
14 JEPI 1.67% 55,900 $3M $57.10 -$29K -748 -1.3%
15 NVDA 1.52% 15,585 $3M $186.58 $386K -377 -2.4%
16 IUSG 1.45% 16,912 $3M $164.54 $187K -348 -2.0%
17 SDY 1.38% 18,927 $3M $140.05 -$67K -1,097 -5.5%
18 JEPQ 1.36% 45,283 $3M $57.52 $419K +5,101 +12.7%
19 VO 1.24% 8,058 $2M $293.75 $157K +160 +2.0%
20 VTV 0.87% 8,962 $2M $186.50 $53K -194 -2.1%
21 MSFT 0.79% 2,932 $2M $517.98 $97K +75 +2.6%
22 VOO 0.77% 2,399 $1M $612.48 $110K +7 +0.3%
23 AMZN 0.77% 6,679 $1M $219.57 -$18K -89 -1.3%
24 VOE 0.72% 7,876 $1M $174.59 $57K -140 -1.8%
25 VBR 0.72% 6,582 $1M $208.70 -$11K -518 -7.3%
26 ACWV 0.71% 11,317 $1M $119.92 $15K
27 XLP 0.66% 16,105 $1M $78.37 -$80K -473 -2.9%
28 JIRE 0.64% 16,652 $1M $73.54 $366K +4,522 +37.3%
29 COIN 0.60% 3,428 $1M $337.49 -$45K
30 IYJ 0.55% 7,252 $1M $145.87 $5K -143 -1.9%
31 JMUB 0.52% 19,710 $995K $50.47 $19K +46 +0.2%
32 NEAR 0.49% 18,392 $943K $51.28 +18,392 NEW
33 VTEB 0.48% 18,344 $918K $50.07 $27K +154 +0.8%
34 VHT 0.46% 3,421 $888K $259.58 -$105K -580 -14.5%
35 VB 0.42% 3,145 $800K $254.25 $61K +28 +0.9%
36 XAR 0.39% 3,152 $741K $234.99 $77K +7 +0.2%
37 IYH 0.38% 12,546 $737K $58.72 -$17K -795 -6.0%
38 RHS 0.38% 24,672 $721K $29.22 -$23K -141 -0.6%
39 AMAT 0.35% 3,248 $665K $204.74 $72K +8 +0.2%
40 CRMD 0.30% 50,000 $582K $11.63 -$34K
41 WMT 0.30% 5,587 $576K $103.06 $50K +211 +3.9%
42 CEG 0.27% 1,566 $515K $329.06 $28K +55 +3.6%
43 MCD 0.27% 1,675 $509K $303.84 -$28K -162 -8.8%
44 FVD 0.27% 10,989 $508K $46.24 $6K -249 -2.2%
45 XLU 0.26% 5,797 $506K $87.21 $12K -248 -4.1%
46 IYW 0.25% 2,488 $487K $195.83 $79K +133 +5.7%
47 VXUS 0.25% 6,450 $474K $73.46 $30K +32 +0.5%
48 XOM 0.25% 4,202 $474K $112.75 $15K -56 -1.3%
49 USMV 0.24% 4,809 $458K $95.15 $27K +224 +4.9%
50 IYC 0.23% 4,237 $444K $104.81 $22K +4 +0.1%
51 PANW 0.23% 2,170 $442K $203.62 -$2K
52 HD 0.22% 1,064 $431K $405.05 $1K -108 -9.2%
53 GOOGL 0.22% 1,699 $413K $243.09 $105K -47 -2.7%
54 VBK 0.21% 1,350 $402K $297.52 -$4K -115 -7.8%
55 VCIT 0.20% 4,626 $389K $84.11 $157K +1,829 +65.4%
56 SCHA 0.20% 13,895 $388K $27.90 $37K +30 +0.2%
57 PAVE 0.20% 8,011 $382K $47.63 $33K +10 +0.1%
58 PLTR 0.20% 2,050 $374K $182.42 $105K +75 +3.8%
59 IVV 0.19% 558 $373K $669.27 -$6K -53 -8.7%
60 DELL 0.19% 2,584 $366K $141.76 $57K +59 +2.3%
61 MGK 0.19% 898 $361K $402.42 $30K -7 -0.8%
62 VUSB 0.19% 7,149 $357K $49.99 -$13K -284 -3.8%
63 SPY 0.18% 513 $342K $666.18 $25K
64 WSFS 0.17% 6,176 $333K $53.93 -$6K +19 +0.3%
65 DE 0.17% 712 $325K $457.02 -$35K +3 +0.4%
66 IWS 0.17% 2,282 $319K $139.70 $79K +471 +26.0%
67 BA 0.16% 1,455 $314K $215.89 $9K
68 LOW 0.16% 1,200 $302K $251.40 $37K +5 +0.4%
69 IBM 0.15% 1,045 $295K $282.18 $24K +127 +13.8%
70 VYM 0.15% 2,084 $294K $140.95 $68K +392 +23.2%
71 VIGI 0.15% 3,198 $286K $89.57 $23K +273 +9.3%
72 COST 0.15% 309 $286K $925.04 -$19K +1 +0.3%
73 ITOT 0.14% 1,893 $276K $145.62 $18K -18 -0.9%
74 PEP 0.14% 1,956 $275K $140.42 $2K -111 -5.4%
75 NSC 0.14% 895 $269K $300.43 $41K +4 +0.5%
76 BRK-B 0.14% 524 $263K $502.74 $9K
77 BX 0.13% 1,500 $256K $170.80 $33K +8 +0.5%
78 ITA 0.13% 1,188 $249K $209.21 +1,188 NEW
79 PG 0.13% 1,600 $246K $153.68 -$8K +7 +0.4%
80 DGRO 0.13% 3,532 $240K $68.07 $32K +275 +8.4%
81 EFAV 0.12% 2,806 $238K $84.84 $2K
82 HCA 0.12% 558 $238K $425.93 $15K -24 -4.1%
83 BIV 0.12% 2,962 $231K $78.08 +2,962 NEW
84 VWO 0.12% 4,238 $230K $54.18 $21K +27 +0.6%
85 NEE 0.12% 3,010 $227K $75.49 $20K +21 +0.7%
86 CAT 0.12% 470 $224K $476.71 +470 NEW
87 META 0.12% 302 $222K $733.87 -$963
88 JPM 0.12% 701 $221K $315.60 $19K +3 +0.4%
89 MA 0.11% 370 $211K $568.94 $3K
90 FDVV 0.11% 3,702 $206K $55.71 +3,702 NEW
91 FIGB 0.11% 4,690 $204K $43.50 +4,690 NEW
92 AXP 0.11% 610 $202K $331.91 +610 NEW
93 AGNCZ 0.06% 12,248 $120K $9.79 +12,248 NEW

New Positions

SymbolValue% Port
NEAR $943K 0.49%
ITA $249K 0.13%
BIV $231K 0.12%
CAT $224K 0.12%
FDVV $206K 0.11%
FIGB $204K 0.11%
AXP $202K 0.11%
AGNCZ $120K 0.06%
View SEC EDGAR Filings for PLANNING DIRECTIONS INC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms