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Asset Manager ← All Institutions

NBT BANK N A /NY

52 SOUTH BROAD STREET, NORWICH, NY 13815 • 6073376259

Q4 2025 · Filed 2026-01-23
Market Value
$1.5B
+1.0%
Holdings
833
+6
New Purchases
45
Added To
189
Closed
38
Reduced
309
Top 10 Concentration
30.7%
Turnover
10.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
GOOG 3.20% 2.53% +0.67% $47M
GOOGL 3.21% 2.61% +0.60% $47M
CAT 1.61% 1.37% +0.24% $24M
AAPL 5.07% 4.90% +0.17% $75M
VTI 1.41% 1.28% +0.14% $21M
LLY 0.65% 0.51% +0.13% $10M
VXUS 0.32% 0.19% +0.13% $5M
JPST 0.13% 0.00% +0.13% $2M
JNJ 1.54% 1.41% +0.13% $23M
MRK 0.66% 0.55% +0.11% $10M
STIP 0.88% 0.78% +0.10% $13M
CSCO 0.80% 0.73% +0.08% $12M
IBM 1.05% 0.98% +0.07% $15M
RTX 1.06% 0.99% +0.07% $16M
DHR 0.65% 0.58% +0.06% $10M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
MSFT 6.70% 7.30% -0.60% $99M
ORCL 0.65% 0.98% -0.32% $10M
TT 1.52% 1.74% -0.22% $22M
ADP 0.68% 0.82% -0.14% $10M
PG 1.21% 1.34% -0.13% $18M
LOW 1.51% 1.63% -0.12% $22M
COST 0.85% 0.96% -0.11% $12M
NFLX 0.28% 0.37% -0.09% $4M
ABT 0.87% 0.96% -0.09% $13M
CPRT 0.00% 0.09% -0.09% $14K
HD 0.35% 0.42% -0.07% $5M
DD 0.06% 0.12% -0.06% $883K
ETN 0.27% 0.33% -0.05% $4M
UBER 0.22% 0.28% -0.05% $3M
MMC 0.27% 0.32% -0.05% $4M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 42.3%
Technology 15.0%
Industrials 11.4%
Healthcare 7.2%
Communication Services 7.0%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 77 $759M 51.5%
Large Cap 476 $595M 40.4%
Mid Cap 172 $103M 7.0%
Small Cap 80 $14M 0.9%
Micro Cap 28 $1M 0.1%

Portfolio Analytics

Avg Market Cap
$107.0B
Median Market Cap
$23.2B
Avg P/E
31.4
Median P/E
22.8
Avg Dividend Yield
0.02%
Avg Beta
0.96
# Stocks
506
# ETFs / Funds
327

Top Holdings (833 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 MSFT 6.70% 203,793 $99M $483.99 -$8M -1,678 -0.8%
2 AAPL 5.07% 264,373 $75M $281.99 $3M -6,212 -2.3%
3 GOOGL 3.21% 149,070 $47M $317.23 $9M -5,172 -3.4%
4 GOOG 3.20% 148,179 $47M $317.34 $10M -1,358 -0.9%
5 GUNR 2.85% 914,168 $42M $45.85 $834K -24,143 -2.6%
6 JPM 2.79% 126,260 $41M $325.74 $178K -2,170 -1.7%
7 EFG 2.20% 281,248 $32M $115.18 $555K +5,021 +1.8%
8 CAT 1.61% 30,953 $24M $764.14 $4M -157 -0.5%
9 JNJ 1.54% 107,401 $23M $211.17 $2M -1,376 -1.3%
10 TT 1.52% 57,299 $22M $389.20 -$3M -2,647 -4.4%
11 LOW 1.51% 91,905 $22M $241.89 -$1M -2,251 -2.4%
12 AMZN 1.50% 94,879 $22M $233.30 $758K -1,472 -1.5%
13 VTI 1.41% 10,266 $21M $2,026.91 $2M +5,635 +121.7%
14 XOM 1.37% 160,415 $20M $125.83 $813K -3,693 -2.2%
15 MCD 1.30% 63,024 $19M $304.59 -$179K -954 -1.5%
16 BRK-B 1.27% 35,153 $19M $531.88 -$319K -628 -1.8%
17 PG 1.21% 120,647 $18M $147.56 -$2M -2,935 -2.4%
18 RTX 1.06% 82,974 $16M $187.79 $1M -947 -1.1%
19 IBM 1.05% 46,286 $15M $333.88 $1M -1,490 -3.1%
20 WMT 0.98% 115,835 $14M $123.99 $1M -2,140 -1.8%
21 DE 0.97% 31,128 $14M $458.76 $110K -308 -1.0%
22 NVDA 0.91% 70,120 $13M $190.29 -$345K -1,841 -2.6%
23 IGSB 0.89% 246,578 $13M $52.99 -$98K -1,149 -0.5%
24 STIP 0.88% 126,787 $13M $102.34 $2M +16,184 +14.6%
25 ABT 0.87% 101,313 $13M $125.98 -$1M -2,497 -2.4%
26 CVX 0.85% 82,097 $13M $152.48 -$445K -1,367 -1.6%
27 COST 0.85% 15,166 $12M $822.71 -$1M -663 -4.2%
28 ABBV 0.81% 51,749 $12M $231.13 -$316K -701 -1.3%
29 CSCO 0.80% 152,596 $12M $77.42 $1M -1,494 -1.0%
30 SDY 0.78% 82,327 $11M $139.16 -$73K
31 NBTB 0.75% 247,388 $11M $44.34 -$222K -1,297 -0.5%
32 PEP 0.72% 72,499 $11M $145.43 -$23K -1,689 -2.3%
33 TJX 0.70% 67,118 $10M $153.61 $521K -608 -0.9%
34 ADP 0.68% 38,932 $10M $255.98 -$2M -2,004 -4.9%
35 VOO 0.66% 17,018 $10M $569.43 $227K +64 +0.4%
36 MRK 0.66% 91,087 $10M $106.11 $2M -3,088 -3.3%
37 ORCL 0.65% 48,643 $10M $197.63 -$5M -1,129 -2.3%
38 SPGI 0.65% 18,792 $10M $508.21 $570K +340 +1.8%
39 DHR 0.65% 41,687 $10M $228.92 $1M -1,436 -3.3%
40 LLY 0.65% 10,804 $10M $883.00 $2M +363 +3.5%
41 MDY 0.64% 15,730 $9M $603.29 -$77K -321 -2.0%
42 GS 0.63% 11,396 $9M $813.98 $909K +129 +1.1%
43 SPY 0.62% 13,345 $9M $681.93 $110K -150 -1.1%
44 IWM 0.58% 34,122 $9M $249.66 $170K +106 +0.3%
45 UNP 0.58% 36,634 $8M $231.32 -$301K -491 -1.3%
46 AGG 0.58% 10,321 $8M $819.88 $203K -64 -0.6%
47 IEFA 0.52% 86,195 $8M $89.46 $189K +45 +0.1%
48 SHY 0.51% 91,396 $8M $82.82 -$151K -1,662 -1.8%
49 GWW 0.51% 7,464 $8M $1,009.05 $68K -368 -4.7%
50 SCHD 0.51% 273,772 $8M $27.46 $55K +555 +0.2%
51 EFA 0.50% 77,041 $7M $96.03 $204K -14 -0.0%
52 NFRA 0.48% 117,760 $7M $60.49 -$464K -2,856 -2.4%
53 NEE 0.47% 84,450 $7M $81.11 $358K -540 -0.6%
54 IJT 0.45% 3,565 $7M $1,850.92 -$132K +111 +3.2%
55 VBR 0.45% 831 $7M $7,933.84 -$52K +3 +0.4%
56 DIS 0.45% 57,344 $7M $114.62 -$139K -545 -0.9%
57 GD 0.44% 19,641 $7M $331.93 $62K +420 +2.2%
58 KO 0.43% 89,278 $6M $70.52 $361K -57 -0.1%
59 PANW 0.42% 33,898 $6M $184.20 -$667K -45 -0.1%
60 META 0.42% 9,822 $6M $623.87 -$505K +131 +1.4%
61 V 0.41% 17,226 $6M $347.17 $131K -72 -0.4%
62 BMO 0.41% 1,300 $6M $4,599.46 -$21K -2 -0.1%
63 IVV 0.41% 5,828 $6M $1,022.71 $585K +845 +17.0%
64 AXP 0.39% 15,708 $6M $369.95 $267K -983 -5.9%
65 HYG 0.38% 53,271 $6M $104.24 -$131K -1,136 -2.1%
66 QCOM 0.38% 32,493 $6M $170.36 $149K -29 -0.1%
67 HON 0.38% 28,463 $6M $194.10 -$459K -123 -0.4%
68 TMO 0.37% 9,932 $5M $546.84 $540K -618 -5.9%
69 NYF 0.37% 100,475 $5M $53.51 $231K +4,035 +4.2%
70 HD 0.35% 14,992 $5M $344.11 -$992K -187 -1.2%
71 AVGO 0.35% 14,882 $5M $346.10 $156K -256 -1.7%
72 XLK 0.33% 34,234 $5M $143.97 $88K +17,060 +99.3%
73 SCHF 0.33% 191,057 $5M $25.74 $97K -2,479 -1.3%
74 PM 0.33% 30,036 $5M $160.19 -$54K -2 -0.0%
75 VXUS 0.32% 61,975 $5M $75.44 $2M +25,250 +68.8%
76 EEM 0.32% 85,446 $5M $54.71 $80K -591 -0.7%
77 IR 0.31% 56,684 $4M $79.22 -$333K -1,700 -2.9%
78 UNH 0.30% 13,734 $4M $325.09 -$351K -437 -3.1%
79 IJH 0.29% 63,516 $4M $66.84 $81K +480 +0.8%
80 LMT 0.28% 9,221 $4M $452.91 -$344K -450 -4.7%
81 IBB 0.28% 24,637 $4M $168.77 $555K -318 -1.3%
82 GDX 0.28% 47,950 $4M $85.77 $367K -1,079 -2.2%
83 PFE 0.28% 151,540 $4M $26.95 -$105K -515 -0.3%
84 NFLX 0.28% 42,063 $4M $96.52 -$1M +36,499 +656.0%
85 ETN 0.27% 12,840 $4M $312.16 -$751K -187 -1.4%
86 GLD 0.27% 6,283 $4M $624.30 $299K -152 -2.4%
87 MMC 0.27% 21,214 $4M $184.33 -$714K -1,885 -8.2%
88 CRM 0.27% 14,995 $4M $260.66 $506K +426 +2.9%
89 SCZ 0.26% 50,241 $4M $77.46 -$76K -1,514 -2.9%
90 NVS 0.26% 28,183 $4M $137.47 $204K -506 -1.8%
91 APH 0.26% 28,226 $4M $135.14 $279K -339 -1.2%
92 BRK-A 0.26% 5 $4M $754,800.00 $3K
93 LIN 0.25% 9,218 $4M $406.92 -$407K +464 +5.3%
94 GE 0.25% 12,527 $4M $296.44 -$254K -1,124 -8.2%
95 XLB 0.25% 79,958 $4M $45.35 $20K +39,721 +98.7%
96 MA 0.25% 6,895 $4M $524.02 -$18K -52 -0.8%
97 TROW 0.24% 34,294 $4M $102.38 -$102K -905 -2.6%
98 SPDW 0.24% 78,186 $3M $44.62 $107K -414 -0.5%
99 VGT 0.23% 1,254 $3M $2,752.56 $95K +27 +2.2%
100 BAC 0.23% 59,797 $3M $57.59 $103K -2,130 -3.4%

New Positions

SymbolValue% Port
VTHR $351K 0.02%
TRP $284K 0.02%
AOA $112K 0.01%
FITB $94K 0.01%
RAL $92K 0.01%
LQDH $38K —%
JMTG $38K —%
COF $36K —%
BLV $36K —%
FXF $28K —%
HUBB $27K —%
VMC $26K —%
SMH $23K —%
GRAL $21K —%
TBIL $18K —%

Sold Out Positions

SymbolValue% Port
EIX —%
GM —%
EQT —%
DT —%
CNMD —%
TDY —%
RRC —%
BRCC —%
PSN —%
GTLS —%
RIG —%
TTE —%
ILMN —%
CASY —%
ARCC —%
View SEC EDGAR Filings for NBT BANK N A /NY →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms