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Asset Manager ← All Institutions

FIRST UNITED BANK & TRUST

19 SOUTH SECOND STREET, OAKLAND, MD 21550 • 800-470-4356

Q4 2025 · Filed 2026-01-21
Market Value
$313M
+1.7%
Holdings
419
-4
New Purchases
5
Added To
74
Closed
32
Reduced
129
Top 10 Concentration
35.5%
Turnover
8.8%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
GOOGL 2.26% 1.82% +0.44% $7M
IEFA 2.27% 1.86% +0.41% $7M
VO 2.23% 1.84% +0.39% $7M
IEMG 1.49% 1.13% +0.36% $5M
GLD 0.55% 0.26% +0.30% $2M
VOO 4.14% 3.89% +0.25% $13M
PMIO 0.20% 0.00% +0.20% $616K
VB 1.35% 1.17% +0.18% $4M
DVY 2.93% 2.78% +0.15% $9M
BKLN 0.37% 0.23% +0.14% $1M
VTV 5.50% 5.37% +0.13% $17M
ISRG 0.66% 0.53% +0.13% $2M
VBR 0.73% 0.62% +0.11% $2M
AMGN 0.62% 0.53% +0.09% $2M
CSCO 0.66% 0.57% +0.09% $2M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
ERIE 0.27% 1.03% -0.76% $860K
MSFT 2.37% 2.78% -0.40% $7M
IBIT 0.07% 0.38% -0.31% $219K
ANET 1.65% 1.89% -0.24% $5M
BRK-B 0.34% 0.49% -0.15% $1M
TSLA 0.32% 0.45% -0.13% $996K
STIP 0.21% 0.33% -0.12% $644K
RSP 2.07% 2.20% -0.12% $6M
ZTS 0.02% 0.14% -0.12% $67K
FETH 0.06% 0.15% -0.10% $178K
ORCL 0.25% 0.34% -0.10% $770K
NVDA 1.72% 1.81% -0.09% $5M
SPGP 1.55% 1.64% -0.09% $5M
BDX 0.08% 0.16% -0.08% $240K
LOW 1.05% 1.13% -0.08% $3M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 66.0%
Technology 9.7%
Healthcare 4.3%
Consumer Cyclical 4.2%
Industrials 4.0%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 63 $154M 49.1%
Large Cap 269 $137M 43.8%
Mid Cap 60 $11M 3.7%
Small Cap 20 $6M 1.9%
Micro Cap 7 $5M 1.6%

Portfolio Analytics

Avg Market Cap
$175.0B
Median Market Cap
$44.1B
Avg P/E
33.5
Median P/E
23.5
Avg Dividend Yield
0.02%
Avg Beta
0.95
# Stocks
311
# ETFs / Funds
108

Top Holdings (419 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 QQQ 6.91% 35,229 $22M $614.31 $591K +167 +0.5%
2 VTV 5.50% 90,257 $17M $190.99 $701K +1,580 +1.8%
3 VOO 4.14% 20,654 $13M $627.13 $980K +1,103 +5.6%
4 VUG 3.73% 23,931 $12M $487.86 $351K +321 +1.4%
5 AAPL 3.13% 36,111 $10M $271.86 $339K -1,113 -3.0%
6 DVY 2.93% 65,081 $9M $141.14 $613K +4,754 +7.9%
7 MSFT 2.37% 15,361 $7M $483.62 -$1M -1,140 -6.9%
8 IEFA 2.27% 79,397 $7M $89.46 $1M +13,961 +21.3%
9 GOOGL 2.26% 22,587 $7M $313.00 $1M -500 -2.2%
10 VO 2.23% 24,090 $7M $290.22 $1M +4,790 +24.8%
11 RSP 2.07% 33,906 $6M $191.56 -$265K -1,729 -4.8%
12 JPM 1.78% 17,334 $6M $322.22 $68K -157 -0.9%
13 NVDA 1.72% 28,888 $5M $186.50 -$192K -1,014 -3.4%
14 VOE 1.67% 29,498 $5M $177.37 $351K +1,537 +5.5%
15 ANET 1.65% 39,474 $5M $131.03 -$656K -528 -1.3%
16 VOT 1.65% 18,508 $5M $279.14 $33K +1,036 +5.9%
17 FBND 1.59% 108,389 $5M $46.04 $10K +686 +0.6%
18 SPGP 1.55% 42,607 $5M $113.86 -$192K -1,778 -4.0%
19 IEMG 1.49% 69,246 $5M $67.22 $1M +16,655 +31.7%
20 IVV 1.47% 6,718 $5M $684.94 $105K
21 SPY 1.37% 6,292 $4M $681.92 $89K -15 -0.2%
22 HYGV 1.36% 104,670 $4M $40.74 $148K +4,769 +4.8%
23 VB 1.35% 16,343 $4M $257.95 $618K +2,195 +15.5%
24 ESG 1.32% 26,150 $4M $158.25 -$85K -1,235 -4.5%
25 IWF 1.15% 7,627 $4M $473.30 $33K -10 -0.1%
26 LOW 1.05% 13,597 $3M $241.16 -$196K -231 -1.7%
27 IYW 1.01% 15,816 $3M $199.68 $41K -100 -0.6%
28 MCD 0.98% 9,999 $3M $305.63 $380 -56 -0.6%
29 IWR 0.89% 28,965 $3M $96.27 -$35K -279 -0.9%
30 AMZN 0.89% 12,039 $3M $230.82 $164K +130 +1.1%
31 PNC 0.81% 12,123 $3M $208.73 $50K -220 -1.8%
32 PG 0.76% 16,555 $2M $143.31 $126K +1,934 +13.2%
33 MA 0.74% 4,075 $2M $570.88 $2K -12 -0.3%
34 DHR 0.74% 10,104 $2M $228.92 $275K -175 -1.7%
35 VBR 0.73% 10,832 $2M $211.79 $392K +1,716 +18.8%
36 HON 0.69% 11,079 $2M $195.09 -$158K +62 +0.6%
37 COST 0.69% 2,505 $2M $862.34 -$177K -20 -0.8%
38 CSCO 0.66% 26,971 $2M $77.03 $313K +1,174 +4.5%
39 SO 0.66% 23,824 $2M $87.20 -$105K +790 +3.4%
40 ISRG 0.66% 3,653 $2M $566.36 $423K -28 -0.8%
41 BX 0.65% 13,263 $2M $154.14 -$108K +663 +5.3%
42 ABT 0.64% 15,975 $2M $125.29 -$137K +12 +0.1%
43 AMGN 0.62% 5,957 $2M $327.31 $316K +167 +2.9%
44 CVX 0.61% 12,475 $2M $152.41 -$46K -68 -0.5%
45 CSX 0.59% 50,956 $2M $36.25 -$197K -6,610 -11.5%
46 BND 0.58% 24,583 $2M $74.07 -$1K +85 +0.3%
47 GLD 0.55% 4,353 $2M $396.31 $938K +2,140 +96.7%
48 PULS 0.55% 34,745 $2M $49.59 -$122K -2,277 -6.2%
49 MTB 0.54% 8,333 $2M $201.48 $22K -52 -0.6%
50 XLK 0.47% 10,132 $1M $143.97 $110K +5,347 +111.8%
51 CME 0.46% 5,258 $1M $273.08 $64K +181 +3.6%
52 JNJ 0.46% 6,907 $1M $206.95 $70K -422 -5.8%
53 PEP 0.45% 9,812 $1M $143.52 -$19K -354 -3.5%
54 ITW 0.45% 5,709 $1M $246.30 -$12K +270 +5.0%
55 VLO 0.43% 8,320 $1M $162.79 -$857 +360 +4.5%
56 WMT 0.40% 11,302 $1M $111.41 $179K +825 +7.9%
57 XOM 0.39% 10,168 $1M $120.34 $152K +664 +7.0%
58 BKLN 0.37% 55,358 $1M $21.00 $458K +21,678 +64.4%
59 ECL 0.37% 4,420 $1M $262.52 $13K +230 +5.5%
60 FTNT 0.37% 14,540 $1M $79.41 -$135K -795 -5.2%
61 VZ 0.36% 27,759 $1M $40.73 -$57K +740 +2.7%
62 PWR 0.34% 2,559 $1M $422.06 $102K +199 +8.4%
63 VBK 0.34% 3,535 $1M $302.11 $53K +125 +3.7%
64 BRK-B 0.34% 2,104 $1M $502.65 -$440K -875 -29.4%
65 HYD 0.33% 20,181 $1M $51.12 -$118K -2,400 -10.6%
66 FLOT 0.33% 20,120 $1M $50.86 -$171K -3,250 -13.9%
67 PANW 0.32% 5,513 $1M $184.20 -$108K -5 -0.1%
68 GOOG 0.32% 3,223 $1M $313.80 $215K -45 -1.4%
69 TSLA 0.32% 2,215 $996K $449.72 -$395K -914 -29.2%
70 ROP 0.32% 2,225 $990K $445.13 -$186K -135 -5.7%
71 LLY 0.31% 895 $962K $1,074.68 $268K -15 -1.6%
72 SHOP 0.30% 5,855 $942K $160.97 $121K +330 +6.0%
73 CRM 0.30% 3,536 $937K $264.91 -$177K -1,165 -24.8%
74 HD 0.29% 2,608 $897K $344.10 -$167K -20 -0.8%
75 CVS 0.29% 11,292 $896K $79.36 $105K +800 +7.6%
76 MCK 0.28% 1,075 $882K $820.29 $272K +285 +36.1%
77 ERIE 0.27% 3,000 $860K $286.65 -$2M -7,000 -70.0%
78 IBM 0.27% 2,833 $839K $296.21 -$49K -316 -10.0%
79 CBRE 0.27% 5,196 $835K $160.79 $193K +1,120 +27.5%
80 AMD 0.27% 3,899 $835K $214.16 $225K +128 +3.4%
81 IWP 0.26% 6,060 $830K $136.94 -$33K
82 IWD 0.26% 3,867 $813K $210.34 $26K
83 WEC 0.26% 7,705 $813K $105.46 $68K +1,210 +18.6%
84 RSG 0.26% 3,805 $806K $211.93 -$68K -5 -0.1%
85 GEV 0.26% 1,231 $805K $653.57 $186K +225 +22.4%
86 META 0.25% 1,170 $772K $660.09 -$105K -25 -2.1%
87 ORCL 0.25% 3,953 $770K $194.91 -$281K +213 +5.7%
88 MCHP 0.23% 11,335 $722K $63.72 -$22K -255 -2.2%
89 NEE 0.23% 8,828 $709K $80.28 $76K +440 +5.2%
90 NOW 0.23% 4,625 $709K $153.19 -$138K +3,705 +402.7%
91 TIP 0.23% 6,427 $706K $109.91 $5K +119 +1.9%
92 PKG 0.22% 3,377 $696K $206.23 $39K +360 +11.9%
93 XLC 0.21% 5,695 $670K $117.72 -$29K -215 -3.6%
94 ET 0.21% 39,936 $659K $16.49 -$13K +780 +2.0%
95 STIP 0.21% 6,291 $644K $102.39 -$367K -3,490 -35.7%
96 TFC 0.20% 12,843 $632K $49.21 $283K +5,206 +68.2%
97 NXST 0.20% 3,095 $628K $203.05 $128K +565 +22.3%
98 PMIO 0.20% 12,075 $616K $50.99 +12,075 NEW
99 NOC 0.19% 1,058 $603K $570.21 $44K +140 +15.2%
100 GL 0.19% 4,265 $597K $139.86 $56K +485 +12.8%

New Positions

SymbolValue% Port
PMIO $616K 0.20%
PPL $107K 0.03%
SOXX $11K —%
MICC $3K —%
LCID $529 —%

Sold Out Positions

SymbolValue% Port
EMN —%
AGCO —%
IQV —%
TRGP —%
MUSA —%
FCPT —%
CSL —%
DAR —%
IEX —%
MHK —%
ETR —%
BRBR —%
UL —%
CLH —%
BR —%
View SEC EDGAR Filings for FIRST UNITED BANK & TRUST →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms