— Know what they know.
Not Investment Advice
Asset Manager ← All Institutions

WEALTHCARE CAPITAL MANAGEMENT LLC

1021 EAST CARY STREET SUITE 702, RICHMOND, VA 23219 • 804-644-4711

Q4 2025 · Filed 2026-01-20
Market Value
$1.0B
+2.3%
Holdings
91
+5
New Purchases
8
Added To
30
Closed
2
Reduced
33
Top 10 Concentration
88.3%
Turnover
11.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
PSLV 2.80% 2.23% +0.57% $28M
IEF 18.56% 18.26% +0.30% $187M
MUB 1.05% 0.77% +0.28% $11M
CAOS 8.89% 8.62% +0.26% $89M
SPTM 0.18% 0.00% +0.18% $2M
SUB 0.23% 0.11% +0.12% $2M
SPLG 0.95% 0.84% +0.11% $10M
IVZ 1.30% 1.24% +0.06% $13M
AAPL 0.30% 0.25% +0.05% $3M
MGV 0.09% 0.05% +0.04% $946K
SPMD 0.22% 0.18% +0.04% $2M
CWI 0.04% 0.00% +0.04% $376K
GRID 0.04% 0.00% +0.04% $366K
SPSM 0.27% 0.24% +0.03% $3M
PVI 0.03% 0.00% +0.03% $283K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VTI 36.44% 37.94% -1.50% $367M
UTEN 1.69% 1.85% -0.16% $17M
VEU 7.01% 7.14% -0.13% $71M
SCHX 0.02% 0.12% -0.10% $226K
PHYS 1.78% 1.87% -0.09% $18M
SHY 0.21% 0.28% -0.06% $2M
TFI 0.82% 0.86% -0.03% $8M
ITOT 0.81% 0.84% -0.03% $8M
IXUS 0.32% 0.36% -0.03% $3M
SPIP 0.11% 0.14% -0.03% $1M
GUNR 0.00% 0.03% -0.03% $0
SCHD 0.06% 0.09% -0.03% $638K
VWO 0.03% 0.06% -0.03% $310K
KMLM 0.00% 0.02% -0.02% $0
BIL 0.07% 0.08% -0.01% $700K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 99.1%
Technology 0.4%
Energy 0.2%
Consumer Defensive 0.1%
Communication Services 0.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 21 $385M 38.2%
Large Cap 48 $494M 49.0%
Mid Cap 15 $21M 2.0%
Small Cap 4 $91M 9.0%
Micro Cap 3 $17M 1.7%

Portfolio Analytics

Avg Market Cap
$398.9B
Median Market Cap
$41.2B
Avg P/E
47.4
Median P/E
26.6
Avg Dividend Yield
0.01%
Avg Beta
0.88
# Stocks
16
# ETFs / Funds
75

Top Holdings (91 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VTI 36.44% 1,094,768 $367M $335.27 -$7M -43,994 -3.9%
2 IEF 18.56% 1,944,314 $187M $96.16 $7M +79,791 +4.3%
3 CAOS 8.89% 996,874 $89M $89.78 $5M +48,298 +5.1%
4 STIP 8.74% 860,058 $88M $102.39 $2M +28,572 +3.4%
5 VEU 7.01% 960,114 $71M $73.56 $285K -25,475 -2.6%
6 PSLV 2.80% 1,193,913 $28M $23.65 $6M -205,155 -14.7%
7 PHYS 1.78% 542,246 $18M $33.02 -$498K -79,064 -12.7%
8 UTEN 1.69% 385,345 $17M $44.05 -$1M -25,653 -6.2%
9 IVZ 1.30% 498,545 $13M $26.27 $903K -33,000 -6.2%
10 MUB 1.05% 98,759 $11M $107.11 $3M +27,154 +37.9%
11 SCHP 1.04% 395,603 $10M $26.49 $201K +14,195 +3.7%
12 IEI 1.02% 86,292 $10M $119.35 $168K +1,524 +1.8%
13 SPLG 0.95% 118,956 $10M $80.22 $1M +13,920 +13.2%
14 TFI 0.82% 181,721 $8M $45.71 -$154K -3,930 -2.1%
15 ITOT 0.81% 54,560 $8M $148.69 -$150K -2,171 -3.8%
16 USFR 0.63% 125,950 $6M $50.32 $89K +1,644 +1.3%
17 DSI 0.32% 25,390 $3M $128.83 $21K -411 -1.6%
18 IXUS 0.32% 38,617 $3M $84.64 -$245K -3,933 -9.2%
19 IWV 0.32% 8,434 $3M $386.85 $33K -90 -1.1%
20 AAPL 0.30% 11,116 $3M $271.87 $569K +1,480 +15.4%
21 IVV 0.28% 4,096 $3M $684.91 $78K +21 +0.5%
22 SPSM 0.27% 58,929 $3M $46.86 $399K +7,932 +15.6%
23 SUB 0.23% 21,494 $2M $106.70 $1M +11,365 +112.2%
24 SPMD 0.22% 38,300 $2M $57.91 $423K +6,914 +22.0%
25 SHY 0.21% 26,087 $2M $82.82 -$554K -6,638 -20.3%
26 SHM 0.19% 38,926 $2M $47.99 -$20K -224 -0.6%
27 SPTM 0.18% 21,933 $2M $82.50 +21,933 NEW
28 XOM 0.17% 13,921 $2M $120.34 $109K +30 +0.2%
29 AGG 0.16% 16,237 $2M $99.88 $163K +1,683 +11.6%
30 BRK-B 0.15% 2,973 $1M $502.65 -$268
31 DBEF 0.14% 29,508 $1M $48.11 $156K +2,297 +8.4%
32 VEA 0.14% 22,149 $1M $62.47 $123K +1,103 +5.2%
33 SCZ 0.13% 16,291 $1M $77.53 $77K +833 +5.4%
34 SPIP 0.11% 42,794 $1M $25.95 -$291K -10,457 -19.6%
35 CGCP 0.10% 45,638 $1M $22.64 $57K +2,648 +6.2%
36 XSMO 0.09% 13,191 $950K $72.01 -$81K -828 -5.9%
37 MGV 0.09% 6,704 $946K $141.16 $441K +3,034 +82.7%
38 EMXC 0.09% 12,092 $879K $72.68 $48K -212 -1.7%
39 VSGX 0.08% 11,635 $833K $71.62 $26K
40 VOO 0.08% 1,325 $831K $627.13 $176K +256 +23.9%
41 GLDM 0.08% 9,545 $815K $85.37 $195K +1,441 +17.8%
42 SCHB 0.08% 30,952 $812K $26.23 $16K
43 SPY 0.08% 1,175 $801K $681.92 $18K
44 NVDA 0.08% 4,165 $777K $186.50 -$6K -30 -0.7%
45 VNQ 0.07% 8,487 $751K $88.49 $55K +877 +11.5%
46 JPM 0.07% 2,229 $718K $322.22 $15K
47 BIL 0.07% 7,664 $700K $91.38 -$104K -1,106 -12.6%
48 MSFT 0.07% 1,423 $688K $483.72 -$63K -28 -1.9%
49 QQQ 0.07% 1,068 $656K $614.31 $15K
50 SPDW 0.06% 14,440 $641K $44.41 $25K +42 +0.3%
51 SCHD 0.06% 23,245 $638K $27.43 -$273K -10,095 -30.3%
52 BKLN 0.06% 28,741 $604K $21.00 $41K +1,839 +6.8%
53 SHV 0.05% 4,646 $512K $110.15 -$2K
54 CGXU 0.05% 16,994 $502K $29.55 -$4K -97 -0.6%
55 SCHF 0.05% 20,389 $490K $24.04 $15K
56 IJH 0.05% 7,352 $485K $66.00 $6K +4 +0.1%
57 IBIT 0.05% 9,209 $457K $49.65 $190K +5,105 +124.4%
58 JEPI 0.04% 7,497 $429K $57.24 -$104K -1,834 -19.6%
59 AVGO 0.04% 1,159 $401K $346.10 $19K
60 CGDV 0.04% 9,013 $393K $43.64 $5K -217 -2.4%
61 IVW 0.04% 3,185 $393K $123.26 $8K
62 XT 0.04% 5,562 $388K $69.74 -$14K -19 -0.3%
63 GOOGL 0.04% 1,239 $388K $313.00 $45K -172 -12.2%
64 CWI 0.04% 10,464 $376K $35.92 +10,464 NEW
65 PM 0.04% 2,314 $371K $160.40 -$5K -5 -0.2%
66 GRID 0.04% 2,392 $366K $153.02 +2,392 NEW
67 DIA 0.04% 759 $365K $480.57 $13K
68 CGGR 0.04% 8,067 $359K $44.47 -$35K -887 -9.9%
69 DFAC 0.04% 8,964 $355K $39.59 $3K -151 -1.7%
70 IFRA 0.03% 6,402 $337K $52.62 $14K +292 +4.8%
71 VV 0.03% 1,050 $331K $314.80 $7K
72 IBM 0.03% 1,072 $318K $296.21 $16K +2 +0.2%
73 MDY 0.03% 519 $313K $603.28 $4K
74 AMZN 0.03% 1,351 $312K $230.82 $3K -57 -4.0%
75 VWO 0.03% 5,774 $310K $53.76 -$259K -4,729 -45.0%
76 COST 0.03% 360 $310K $861.59 -$25K -2 -0.6%
77 PVI 0.03% 11,341 $283K $24.92 +11,341 NEW
78 IWM 0.03% 1,142 $281K $246.16 $10K +20 +1.8%
79 EFA 0.03% 2,752 $264K $96.03 $7K
80 META 0.03% 393 $259K $660.09 -$29K
81 IGE 0.03% 5,132 $258K $50.20 +5,132 NEW
82 USRT 0.02% 4,399 $251K $56.96 +4,399 NEW
83 VIG 0.02% 1,111 $244K $219.78 $4K
84 SCHX 0.02% 8,402 $226K $26.91 -$978K -37,323 -81.6%
85 PAVE 0.02% 4,652 $222K $47.79 -$113 -18 -0.4%
86 RTX 0.02% 1,156 $212K $183.47 +1,156 NEW
87 IWF 0.02% 445 $211K $473.30 $2K
88 TSLA 0.02% 456 $205K $449.72 $2K
89 BIZD 0.02% 11,011 $156K $14.18 +11,011 NEW
90 KMLM —% -$209K -7,771 -100.0% SOLD
91 GUNR —% -$311K -7,106 -100.0% SOLD

New Positions

SymbolValue% Port
SPTM $2M 0.18%
CWI $376K 0.04%
GRID $366K 0.04%
PVI $283K 0.03%
IGE $258K 0.03%
USRT $251K 0.02%
RTX $212K 0.02%
BIZD $156K 0.02%

Sold Out Positions

SymbolValue% Port
GUNR —%
KMLM —%
View SEC EDGAR Filings for WEALTHCARE CAPITAL MANAGEMENT LLC →

Sign in to InsiderStreet

You'll also get our free weekly newsletter with
smart money signals, market insights, and alpha ideas.
Unsubscribe anytime.

For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms