— Know what they know.
Not Investment Advice
Asset Manager ← All Institutions

Advance Capital Management, Inc.

ONE TOWNE SQUARE, SUITE 444, SOUTHFIELD, MI 48076 • 248-350-8543

Q4 2025 · Filed 2026-01-06
Market Value
$2.4B
+2.4%
Holdings
186
+6
New Purchases
11
Added To
61
Closed
11
Reduced
77
Top 10 Concentration
84.6%
Turnover
11.8%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VCRB 10.86% 0.00% +10.86% $256M
PYLD 5.56% 4.20% +1.36% $131M
XMMO 1.16% 0.00% +1.16% $27M
CGDV 18.60% 17.91% +0.69% $439M
FEGE 1.31% 0.96% +0.35% $31M
CGDG 8.12% 7.89% +0.23% $192M
CGBL 14.06% 13.98% +0.08% $332M
IBDU 0.07% 0.00% +0.07% $2M
HTRB 0.54% 0.50% +0.04% $13M
GOOGL 0.11% 0.09% +0.02% $3M
INTC 0.01% 0.00% +0.01% $330K
SLV 0.04% 0.02% +0.01% $865K
GLD 0.10% 0.09% +0.01% $2M
GOOG 0.08% 0.07% +0.01% $2M
QQQ 0.23% 0.21% +0.01% $5M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
CGCB 0.18% 7.79% -7.61% $4M
SPLG 21.07% 25.78% -4.72% $497M
JAAA 1.80% 3.35% -1.55% $42M
HYBL 0.41% 0.63% -0.22% $10M
BITB 0.09% 0.23% -0.14% $2M
IBDQ 0.00% 0.11% -0.11% $0
SCHG 1.65% 1.73% -0.08% $39M
ORCL 0.10% 0.16% -0.05% $2M
SPY 1.27% 1.31% -0.04% $30M
PH 0.00% 0.04% -0.04% $0
PGR 0.28% 0.31% -0.03% $7M
GLTR 0.57% 0.59% -0.03% $13M
ICVT 0.48% 0.51% -0.03% $11M
MSFT 0.20% 0.22% -0.03% $5M
T 0.11% 0.14% -0.02% $3M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 97.7%
Technology 0.9%
Communication Services 0.4%
Consumer Cyclical 0.3%
Healthcare 0.2%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 45 $93M 4.0%
Large Cap 92 $1.3B 55.9%
Mid Cap 29 $873M 37.0%
Small Cap 17 $73M 3.1%
Micro Cap 3 $1M 0.0%

Portfolio Analytics

Avg Market Cap
$293.7B
Median Market Cap
$52.2B
Avg P/E
41.3
Median P/E
28.9
Avg Dividend Yield
0.02%
Avg Beta
0.98
# Stocks
79
# ETFs / Funds
107

Top Holdings (186 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPLG 21.07% 6,194,274 $497M $80.22 -$97M -1,390,160 -18.3%
2 CGDV 18.60% 10,051,233 $439M $43.64 $26M +231,646 +2.4%
3 CGBL 14.06% 9,385,711 $332M $35.33 $10M +109,747 +1.2%
4 VCRB 10.86% 3,289,350 $256M $77.89 +3,289,350 NEW
5 CGDG 8.12% 5,373,945 $192M $35.64 $10M +124,692 +2.4%
6 PYLD 5.56% 4,914,022 $131M $26.68 $34M +1,307,654 +36.3%
7 JAAA 1.80% 840,218 $42M $50.58 -$35M -681,190 -44.8%
8 SCHG 1.65% 1,195,446 $39M $32.62 -$943K -56,146 -4.5%
9 CGGR 1.59% 842,498 $37M $44.47 $729K +6,048 +0.7%
10 FEGE 1.31% 670,355 $31M $46.03 $9M +169,371 +33.8%
11 SPY 1.27% 43,914 $30M $681.93 -$201K -1,340 -3.0%
12 SPGM 1.21% 371,527 $28M $76.71 $487K -2,475 -0.7%
13 SPMO 1.17% 230,374 $27M $119.32 $105K +4,181 +1.9%
14 XMMO 1.16% 197,626 $27M $138.46 +197,626 NEW
15 GLTR 0.57% 64,867 $13M $205.60 -$337K -17,781 -21.5%
16 SPMD 0.56% 229,709 $13M $57.91 $368K +3,549 +1.6%
17 IWB 0.55% 34,864 $13M $373.44 $188K -243 -0.7%
18 HTRB 0.54% 374,529 $13M $34.15 $1M +40,235 +12.0%
19 ICVT 0.48% 114,793 $11M $98.50 -$362K -1,843 -1.6%
20 HYBL 0.41% 339,894 $10M $28.44 -$5M -163,003 -32.4%
21 VFLO 0.40% 237,877 $9M $39.38 $50K -10,582 -4.3%
22 AAPL 0.36% 31,526 $9M $271.86 $357K -733 -2.3%
23 AVDE 0.33% 95,743 $8M $82.32 $64K -3,339 -3.4%
24 SPSM 0.28% 141,121 $7M $46.86 -$85K -3,471 -2.4%
25 PGR 0.28% 28,743 $7M $227.72 -$553K
26 RDVY 0.23% 77,372 $5M $69.47 $63K -1,601 -2.0%
27 QQQ 0.23% 8,646 $5M $614.32 $369K +414 +5.0%
28 NVDA 0.21% 27,095 $5M $186.50 $74K +405 +1.5%
29 MSFT 0.20% 9,570 $5M $483.64 -$511K -353 -3.6%
30 CGCB 0.18% 158,731 $4M $26.52 -$175M -6,595,242 -97.7%
31 FMB 0.14% 64,676 $3M $51.14 -$206K -4,613 -6.7%
32 VUG 0.14% 6,620 $3M $487.88 -$360K -864 -11.5%
33 VOO 0.13% 4,720 $3M $627.13 $148K +128 +2.8%
34 T 0.11% 107,013 $3M $24.84 -$509K -5,156 -4.6%
35 GOOGL 0.11% 8,453 $3M $312.98 $526K -268 -3.1%
36 WELL 0.11% 13,723 $3M $185.61 $102K -3 -0.0%
37 SPYG 0.11% 23,773 $3M $106.70 $53K +10 +0.0%
38 TSLA 0.10% 5,444 $2M $449.72 $82K +123 +2.3%
39 ORCL 0.10% 12,443 $2M $194.91 -$1M -444 -3.5%
40 AMZN 0.10% 10,370 $2M $230.82 $19K -445 -4.1%
41 GLD 0.10% 5,944 $2M $396.31 $332K +252 +4.4%
42 BITB 0.09% 43,606 $2M $47.56 -$3M -40,493 -48.1%
43 AMGN 0.09% 6,291 $2M $327.30 $273K -37 -0.6%
44 SPTM 0.09% 24,699 $2M $82.50 $99K +662 +2.8%
45 GOOG 0.08% 6,233 $2M $313.79 $316K -501 -7.4%
46 IVV 0.08% 2,763 $2M $684.96 -$48K -137 -4.7%
47 FVD 0.08% 39,529 $2M $46.08 -$187K -3,900 -9.0%
48 IBDU 0.07% 70,735 $2M $23.40 +70,735 NEW
49 CGGO 0.06% 44,092 $2M $34.65 $107K +2,512 +6.0%
50 XOM 0.06% 12,242 $1M $120.34 -$6K -880 -6.7%
51 DOCT 0.06% 33,241 $1M $44.29 $7K -680 -2.0%
52 IBDT 0.06% 56,559 $1M $25.45 $18K +858 +1.5%
53 JPM 0.05% 3,929 $1M $322.20 $3K -74 -1.9%
54 VTI 0.05% 3,615 $1M $335.27 -$167K -588 -14.0%
55 IWM 0.05% 4,775 $1M $246.18 $111K +374 +8.5%
56 GSLC 0.05% 8,745 $1M $132.37 $121K +788 +9.9%
57 SPHQ 0.05% 15,084 $1M $75.05 -$10K -501 -3.2%
58 FIXD 0.05% 24,794 $1M $44.32 -$334K -7,454 -23.1%
59 VTV 0.05% 5,698 $1M $191.00 -$232K -1,381 -19.5%
60 DGRO 0.05% 15,493 $1M $69.42 $140K +1,749 +12.7%
61 WMT 0.05% 9,607 $1M $111.41 $76K -40 -0.4%
62 VXF 0.04% 5,034 $1M $209.11 $6K +33 +0.7%
63 ACWX 0.04% 15,332 $1M $67.13 $34K +17 +0.1%
64 IEF 0.04% 10,433 $1M $96.16 -$103K -1,034 -9.0%
65 DGRW 0.04% 11,081 $991K $89.43 -$40K -506 -4.4%
66 TJX 0.04% 6,351 $976K $153.61 $58K +1 +0.0%
67 MA 0.04% 1,705 $973K $570.85 $6K +4 +0.2%
68 JEPQ 0.04% 16,618 $966K $58.12 $3K -121 -0.7%
69 PLTR 0.04% 5,404 $961K $177.75 -$21K +22 +0.4%
70 APH 0.04% 6,982 $944K $135.14 $80K
71 RTX 0.04% 4,950 $908K $183.39 $71K -51 -1.0%
72 MCD 0.04% 2,951 $902K $305.63 -$2K -22 -0.7%
73 SCHD 0.04% 31,893 $875K $27.43 -$137K -5,173 -14.0%
74 SLV 0.04% 13,434 $865K $64.42 $310K +320 +2.4%
75 IYW 0.04% 4,137 $826K $199.69 $16K
76 JEPI 0.03% 14,306 $819K $57.24 -$174K -3,088 -17.8%
77 DTE 0.03% 6,206 $800K $128.98 $100K +1,253 +25.3%
78 VZ 0.03% 19,586 $798K $40.73 -$62K +28 +0.1%
79 NSC 0.03% 2,755 $795K $288.72 -$32K
80 IBM 0.03% 2,657 $787K $296.16 $37K +1 +0.0%
81 SPYV 0.03% 13,838 $786K $56.81 $15K -97 -0.7%
82 META 0.03% 1,184 $782K $660.27 -$78K +13 +1.1%
83 XLK 0.03% 5,377 $774K $143.97 $55K +2,827 +110.9%
84 QQQM 0.03% 3,034 $767K $252.95 $27K +39 +1.3%
85 PRFZ 0.03% 16,680 $765K $45.89 $104K +2,110 +14.5%
86 WBD 0.03% 26,133 $753K $28.82 $238K -248 -0.9%
87 IAU 0.03% 9,090 $738K $81.17 -$20K -1,326 -12.7%
88 VYM 0.03% 4,859 $697K $143.52 -$3K -108 -2.2%
89 ABBV 0.03% 3,030 $692K $228.52 -$4K +23 +0.8%
90 VO 0.03% 2,355 $683K $290.21 -$167K -539 -18.6%
91 MMC 0.03% 3,643 $676K $185.52 -$57K +5 +0.1%
92 UPS 0.03% 6,789 $673K $99.18 $46K -725 -9.7%
93 CGUS 0.03% 16,115 $648K $40.23 $126K +2,906 +22.0%
94 F-PD 0.03% 49,010 $643K $13.12 -$12K -5,789 -10.6%
95 JMBS 0.03% 13,885 $634K $45.69 -$127K -2,794 -16.8%
96 NEE 0.03% 7,781 $625K $80.28 $37K +1 +0.0%
97 RSP 0.03% 3,194 $612K $191.57 -$27K -174 -5.2%
98 IBIT 0.02% 11,733 $583K $49.65 -$30K +2,305 +24.4%
99 PG 0.02% 4,042 $579K $143.29 -$71K -187 -4.4%
100 UAUG 0.02% 13,859 $553K $39.92 $8K

New Positions

SymbolValue% Port
VCRB $256M 10.86%
XMMO $27M 1.16%
IBDU $2M 0.07%
INTC $330K 0.01%
AMAT $222K 0.01%
VEU $220K 0.01%
MTD $219K 0.01%
VIG $211K 0.01%
EFA $208K 0.01%
OPEN $80K —%
BBAI $65K —%

Sold Out Positions

SymbolValue% Port
LOW —%
GGG —%
PH —%
BTBT —%
HON —%
NNDM —%
IWN —%
SLYV —%
VWO —%
IBDQ —%
IBTF —%
View SEC EDGAR Filings for Advance Capital Management, Inc. →

Sign in to InsiderStreet

You'll also get our free weekly newsletter with
smart money signals, market insights, and alpha ideas.
Unsubscribe anytime.

For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms