Asset Manager
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Gradient Capital Advisors, LLC
2125 POINSETTIA DRIVE, SAN DIEGO, CA 92107 • 619-255-0700
Market Value
$383M
+4.1%
Holdings
176
+5
New Purchases
10
Added To
56
Closed
3
Reduced
81
Top 10 Concentration
36.5%
Turnover
7.4%
Top Buys (by % of Portfolio)
| Symbol | Cur % | Prior % | Chg % | Value |
|---|---|---|---|---|
| DFGP | 2.32% | 1.28% | +1.04% | $9M |
| GOOGL | 1.97% | 1.51% | +0.46% | $8M |
| SGOV | 0.25% | 0.00% | +0.25% | $969K |
| BNY | 0.40% | 0.18% | +0.23% | $2M |
| LRCX | 0.95% | 0.80% | +0.16% | $4M |
| DFSV | 1.70% | 1.56% | +0.14% | $7M |
| SLV | 0.42% | 0.29% | +0.12% | $2M |
| NEM | 0.10% | 0.00% | +0.10% | $398K |
| DFLV | 1.10% | 1.00% | +0.10% | $4M |
| VCSH | 3.58% | 3.47% | +0.10% | $14M |
| INTU | 0.23% | 0.13% | +0.10% | $879K |
| VEA | 1.84% | 1.75% | +0.09% | $7M |
| AVMC | 0.37% | 0.29% | +0.08% | $1M |
| AAPL | 5.16% | 5.08% | +0.08% | $20M |
| DGCB | 0.07% | 0.00% | +0.07% | $269K |
Top Sells (by % of Portfolio)
| Symbol | Cur % | Prior % | Chg % | Value |
|---|---|---|---|---|
| JPST | 1.47% | 1.74% | -0.27% | $6M |
| MSFT | 1.83% | 2.07% | -0.24% | $7M |
| IVV | 9.32% | 9.54% | -0.22% | $36M |
| META | 1.15% | 1.35% | -0.19% | $4M |
| VV | 2.08% | 2.26% | -0.18% | $8M |
| SPDW | 3.73% | 3.89% | -0.16% | $14M |
| TSLA | 1.79% | 1.95% | -0.16% | $7M |
| VTIP | 1.98% | 2.12% | -0.14% | $8M |
| SCHX | 1.87% | 2.00% | -0.13% | $7M |
| NVDA | 1.59% | 1.71% | -0.13% | $6M |
| JPM | 1.94% | 2.05% | -0.11% | $7M |
| SCHM | 2.48% | 2.59% | -0.11% | $10M |
| DFSD | 2.81% | 2.91% | -0.10% | $11M |
| BILS | 0.75% | 0.84% | -0.10% | $3M |
| POWR | 0.00% | 0.09% | -0.09% | $0 |
Sector Allocation Over Time
Industry Breakdown
| Industry | Weight |
|---|---|
| Financial Services | 79.2% |
| Technology | 11.8% |
| Communication Services | 3.3% |
| Consumer Cyclical | 2.3% |
| Healthcare | 0.9% |
Market Cap Concentration
| Tier | Holdings | Value | Weight |
|---|---|---|---|
| Mega Cap | 49 | $158M | 41.3% |
| Large Cap | 89 | $165M | 43.0% |
| Mid Cap | 21 | $54M | 14.1% |
| Small Cap | 13 | $5M | 1.4% |
| Micro Cap | 4 | $671K | 0.2% |
Portfolio Analytics
Avg Market Cap
$348.2B
Median Market Cap
$69.0B
Avg P/E
35.4
Median P/E
22.0
Avg Dividend Yield
0.02%
Avg Beta
0.90
# Stocks
67
# ETFs / Funds
109
Top Holdings (176 total)
| # | Symbol | % Port | Shares | Value | Avg Price | Q/Q Value Chg | Share Chg | Chg % | Status |
|---|---|---|---|---|---|---|---|---|---|
| 1 | IVV | 9.32% | 52,144 | $36M | $684.95 | $580K | -352 | -0.7% | |
| 2 | AAPL | 5.16% | 72,766 | $20M | $271.86 | $1M | -764 | -1.0% | |
| 3 | SPDW | 3.73% | 321,999 | $14M | $44.41 | -$28K | -12,842 | -3.8% | |
| 4 | VCSH | 3.58% | 171,922 | $14M | $79.73 | $912K | +11,838 | +7.4% | |
| 5 | SCHF | 2.81% | 448,349 | $11M | $24.04 | $205K | -5,837 | -1.3% | |
| 6 | DFSD | 2.81% | 224,458 | $11M | $47.95 | $43K | +2,006 | +0.9% | |
| 7 | SCHM | 2.48% | 315,981 | $10M | $30.07 | -$28K | -5,535 | -1.7% | |
| 8 | DFGP | 2.32% | 164,336 | $9M | $54.07 | $4M | +79,779 | +94.3% | |
| 9 | DFAT | 2.18% | 140,565 | $8M | $59.54 | $198K | +183 | +0.1% | |
| 10 | VV | 2.08% | 25,323 | $8M | $314.80 | -$340K | -1,675 | -6.2% | |
| 11 | DFEM | 1.99% | 230,304 | $8M | $33.08 | $324K | +2,844 | +1.2% | |
| 12 | VTIP | 1.98% | 153,383 | $8M | $49.46 | -$236K | -1,119 | -0.7% | |
| 13 | GOOGL | 1.97% | 24,108 | $8M | $313.01 | $2M | +1,283 | +5.6% | |
| 14 | JPM | 1.94% | 23,124 | $7M | $322.22 | -$112K | -854 | -3.6% | |
| 15 | SCHX | 1.87% | 265,860 | $7M | $26.91 | -$215K | -13,917 | -5.0% | |
| 16 | VEA | 1.84% | 113,158 | $7M | $62.47 | $621K | +5,551 | +5.2% | |
| 17 | MSFT | 1.83% | 14,470 | $7M | $483.62 | -$624K | -245 | -1.7% | |
| 18 | TSLA | 1.79% | 15,231 | $7M | $449.72 | -$319K | -889 | -5.5% | |
| 19 | DFSV | 1.70% | 197,631 | $7M | $32.89 | $757K | +17,255 | +9.6% | |
| 20 | NVDA | 1.59% | 32,614 | $6M | $186.50 | -$226K | -1,195 | -3.5% | |
| 21 | DFUV | 1.59% | 130,449 | $6M | $46.59 | $146K | -2,277 | -1.7% | |
| 22 | JPST | 1.47% | 111,329 | $6M | $50.59 | -$774K | -14,952 | -11.8% | |
| 23 | BRK-B | 1.25% | 9,512 | $5M | $502.65 | $44K | +90 | +1.0% | |
| 24 | DFAX | 1.22% | 142,641 | $5M | $32.73 | $229K | +1,176 | +0.8% | |
| 25 | IGSB | 1.18% | 85,794 | $5M | $52.88 | $143K | +2,933 | +3.5% | |
| 26 | VOO | 1.16% | 7,102 | $4M | $627.13 | -$112K | -353 | -4.7% | |
| 27 | META | 1.15% | 6,691 | $4M | $660.06 | -$538K | -55 | -0.8% | |
| 28 | VXUS | 1.15% | 58,427 | $4M | $75.44 | $31K | -1,153 | -1.9% | |
| 29 | VUG | 1.11% | 8,755 | $4M | $487.85 | -$60K | -276 | -3.1% | |
| 30 | VO | 1.11% | 14,599 | $4M | $290.21 | -$159K | -365 | -2.4% | |
| 31 | DFLV | 1.10% | 123,114 | $4M | $34.21 | $543K | +11,601 | +10.4% | |
| 32 | SCHD | 1.03% | 143,660 | $4M | $27.43 | -$7K | -952 | -0.7% | |
| 33 | AVGO | 1.02% | 11,283 | $4M | $346.10 | -$152K | -1,015 | -8.2% | |
| 34 | VNQI | 0.97% | 81,424 | $4M | $45.84 | -$49K | +2,216 | +2.8% | |
| 35 | GLD | 0.96% | 9,316 | $4M | $396.31 | $320K | -171 | -1.8% | |
| 36 | LRCX | 0.95% | 21,357 | $4M | $171.18 | $719K | -578 | -2.6% | |
| 37 | DISV | 0.95% | 95,579 | $4M | $38.00 | $295K | +2,070 | +2.2% | |
| 38 | VB | 0.88% | 13,037 | $3M | $257.94 | -$21K | -270 | -2.0% | |
| 39 | BILS | 0.75% | 28,807 | $3M | $99.22 | -$240K | -2,329 | -7.5% | |
| 40 | VBR | 0.63% | 11,326 | $2M | $211.79 | -$13K | -230 | -2.0% | |
| 41 | GLDM | 0.62% | 27,818 | $2M | $85.37 | $65K | -2,402 | -8.0% | |
| 42 | AMZN | 0.60% | 10,036 | $2M | $230.82 | $73K | -184 | -1.8% | |
| 43 | VTV | 0.55% | 10,993 | $2M | $190.99 | $25K | -132 | -1.2% | |
| 44 | AVDV | 0.54% | 21,975 | $2M | $93.97 | $75K | -381 | -1.7% | |
| 45 | DFAE | 0.53% | 62,223 | $2M | $32.57 | -$42K | -3,400 | -5.2% | |
| 46 | CSCO | 0.50% | 24,703 | $2M | $77.03 | $307K | +1,382 | +5.9% | |
| 47 | SCHB | 0.47% | 69,226 | $2M | $26.23 | -$146K | -7,088 | -9.3% | |
| 48 | WPC | 0.47% | 27,997 | $2M | $64.36 | -$104K | -203 | -0.7% | |
| 49 | TSM | 0.47% | 5,884 | $2M | $303.89 | $240K | +341 | +6.2% | |
| 50 | VNQ | 0.45% | 19,401 | $2M | $88.49 | $102K | +1,742 | +9.9% | |
| 51 | SLV | 0.42% | 24,713 | $2M | $64.42 | $511K | -800 | -3.1% | |
| 52 | VEU | 0.41% | 21,422 | $2M | $73.56 | -$22K | -963 | -4.3% | |
| 53 | BNY | 0.40% | 13,342 | $2M | $116.09 | $899K | +7,381 | +123.8% | |
| 54 | AVMC | 0.37% | 20,107 | $1M | $70.64 | $347K | +4,684 | +30.4% | |
| 55 | CVX | 0.37% | 9,268 | $1M | $152.41 | -$68K | -263 | -2.8% | |
| 56 | IWM | 0.36% | 5,664 | $1M | $246.16 | -$61K | -350 | -5.8% | |
| 57 | VTI | 0.36% | 4,065 | $1M | $335.25 | -$3K | -97 | -2.3% | |
| 58 | AVUV | 0.35% | 13,078 | $1M | $101.98 | -$9K | -415 | -3.1% | |
| 59 | SCHA | 0.34% | 45,542 | $1M | $28.48 | $90K | +2,277 | +5.3% | |
| 60 | SCHV | 0.33% | 42,527 | $1M | $29.61 | $16K | -170 | -0.4% | |
| 61 | VIG | 0.32% | 5,530 | $1M | $219.78 | $9K | -62 | -1.1% | |
| 62 | BAC | 0.31% | 21,638 | $1M | $55.00 | $52K | -421 | -1.9% | |
| 63 | AMD | 0.30% | 5,453 | $1M | $214.16 | -$105K | -2,417 | -30.7% | |
| 64 | JNJ | 0.29% | 5,429 | $1M | $206.93 | $118K | +5 | +0.1% | |
| 65 | QCOM | 0.29% | 6,535 | $1M | $171.06 | -$157K | -1,129 | -14.7% | |
| 66 | FEZ | 0.27% | 15,979 | $1M | $64.39 | -$101K | -2,202 | -12.1% | |
| 67 | AMGN | 0.26% | 3,089 | $1M | $327.32 | $140K | +3 | +0.1% | |
| 68 | DFAC | 0.26% | 24,803 | $982K | $39.59 | $36K | +273 | +1.1% | |
| 69 | SGOV | 0.25% | 9,653 | $969K | $100.38 | — | +9,653 | — | NEW |
| 70 | V | 0.24% | 2,629 | $922K | $350.73 | $17K | -22 | -0.8% | |
| 71 | QQQ | 0.24% | 1,497 | $920K | $614.46 | -$6K | -45 | -2.9% | |
| 72 | GOOG | 0.23% | 2,818 | $884K | $313.85 | $198K | — | — | |
| 73 | INTU | 0.23% | 1,326 | $879K | $662.62 | $392K | +614 | +86.2% | |
| 74 | SCHH | 0.23% | 41,777 | $873K | $20.89 | -$34K | -238 | -0.6% | |
| 75 | IBDX | 0.23% | 33,824 | $864K | $25.53 | $27K | +1,187 | +3.6% | |
| 76 | IBDW | 0.23% | 40,801 | $863K | $21.15 | $27K | +1,413 | +3.6% | |
| 77 | XLP | 0.22% | 11,053 | $859K | $77.68 | -$7K | +3 | +0.0% | |
| 78 | BSV | 0.22% | 10,666 | $841K | $78.81 | $110K | +1,411 | +15.2% | |
| 79 | LMT | 0.22% | 1,726 | $835K | $483.53 | -$74K | -95 | -5.2% | |
| 80 | HD | 0.21% | 2,362 | $813K | $344.14 | -$153K | -21 | -0.9% | |
| 81 | COST | 0.21% | 939 | $810K | $862.73 | -$54K | +5 | +0.5% | |
| 82 | VHT | 0.21% | 2,756 | $793K | $287.82 | $95K | +68 | +2.5% | |
| 83 | DFIC | 0.21% | 22,962 | $791K | $34.46 | $38K | — | — | |
| 84 | VYM | 0.20% | 5,377 | $772K | $143.53 | $15K | +5 | +0.1% | |
| 85 | IJR | 0.20% | 6,328 | $761K | $120.19 | $9K | +1 | +0.0% | |
| 86 | VWO | 0.19% | 13,480 | $725K | $53.76 | -$104K | -1,814 | -11.9% | |
| 87 | SCHZ | 0.18% | 30,184 | $705K | $23.37 | -$25K | -950 | -3.0% | |
| 88 | BX | 0.18% | 4,390 | $677K | $154.14 | -$73K | — | — | |
| 89 | IBDV | 0.17% | 29,999 | $662K | $22.07 | $10K | +564 | +1.9% | |
| 90 | IVW | 0.17% | 5,352 | $660K | $123.26 | $14K | — | — | |
| 91 | SPY | 0.17% | 949 | $647K | $682.25 | $5K | -15 | -1.6% | |
| 92 | CAT | 0.17% | 1,120 | $641K | $572.75 | $105K | -5 | -0.4% | |
| 93 | NFLX | 0.16% | 6,580 | $617K | $93.76 | -$186K | +5,910 | +882.1% | |
| 94 | DFAI | 0.16% | 15,771 | $601K | $38.11 | $28K | — | — | |
| 95 | IBM | 0.16% | 2,015 | $597K | $296.15 | $31K | +11 | +0.6% | |
| 96 | SPSB | 0.15% | 19,425 | $587K | $30.20 | -$17K | -498 | -2.5% | |
| 97 | IEFA | 0.15% | 6,545 | $586K | $89.46 | $32K | +203 | +3.2% | |
| 98 | WFC | 0.15% | 6,016 | $561K | $93.20 | $161K | +1,245 | +26.1% | |
| 99 | SCHP | 0.14% | 20,703 | $548K | $26.49 | -$13K | -115 | -0.6% | |
| 100 | LQD | 0.14% | 4,940 | $544K | $110.19 | -$7K | -7 | -0.1% |