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Asset Manager ← All Institutions

WestHill Financial Advisors, Inc.

999 FIFTH AVE SUITE 300, SAN RAFAEL, CA 94901 • 415-302-9152

Q4 2025 · Filed 2026-01-21
Market Value
$526M
+3.2%
Holdings
83
+4
New Purchases
5
Added To
37
Closed
2
Reduced
24
Top 10 Concentration
81.1%
Turnover
8.4%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
NRIX 0.82% 0.41% +0.41% $4M
TSLA 0.29% 0.05% +0.24% $2M
VEA 13.18% 12.94% +0.24% $69M
MMC 0.24% 0.08% +0.15% $1M
VONV 13.18% 13.07% +0.11% $69M
VTI 0.17% 0.08% +0.09% $885K
SCHW 0.06% 0.00% +0.06% $307K
IAU 0.05% 0.00% +0.05% $247K
CAT 0.16% 0.12% +0.04% $823K
MAZE 0.04% 0.00% +0.04% $215K
SLV 0.04% 0.00% +0.04% $213K
AXP 0.04% 0.00% +0.04% $209K
GOOGL 0.10% 0.08% +0.03% $544K
FBND 7.33% 7.31% +0.02% $39M
AVGO 0.07% 0.05% +0.02% $390K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VONG 14.47% 14.87% -0.40% $76M
SCHR 5.43% 5.61% -0.18% $29M
VOO 18.12% 18.28% -0.17% $95M
IWP 1.99% 2.11% -0.13% $10M
AAPL 1.99% 2.09% -0.11% $10M
VWO 2.85% 2.94% -0.09% $15M
SCHI 2.60% 2.68% -0.08% $14M
VNQ 1.31% 1.38% -0.07% $7M
MINT 1.43% 1.49% -0.05% $8M
COST 0.20% 0.24% -0.05% $1M
HD 0.00% 0.04% -0.04% $0
VTWG 1.84% 1.88% -0.04% $10M
DFAT 0.00% 0.04% -0.04% $0
MSFT 0.60% 0.64% -0.04% $3M
NVDA 0.32% 0.36% -0.04% $2M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 93.8%
Technology 2.9%
Healthcare 1.0%
Consumer Cyclical 0.7%
Industrials 0.4%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 34 $201M 38.2%
Large Cap 40 $300M 57.1%
Mid Cap 2 $821K 0.2%
Small Cap 7 $24M 4.6%

Portfolio Analytics

Avg Market Cap
$560.1B
Median Market Cap
$121.7B
Avg P/E
43.3
Median P/E
28.6
Avg Dividend Yield
0.01%
Avg Beta
1.03
# Stocks
44
# ETFs / Funds
39

Top Holdings (83 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VOO 18.12% 152,088 $95M $627.13 $2M -265 -0.2%
2 VONG 14.47% 625,669 $76M $121.75 $310K -3,922 -0.6%
3 VEA 13.18% 1,110,703 $69M $62.47 $3M +8,676 +0.8%
4 VONV 13.18% 751,666 $69M $92.30 $3M +5,403 +0.7%
5 FBND 7.33% 838,376 $39M $46.04 $1M +31,673 +3.9%
6 SCHR 5.43% 1,138,809 $29M $25.08 -$65K -303 -0.0%
7 VWO 2.85% 279,237 $15M $53.76 -$10K +1,980 +0.7%
8 SCHI 2.60% 596,102 $14M $22.97 $230 +2,851 +0.5%
9 IWS 2.00% 74,805 $11M $141.05 $167K +455 +0.6%
10 IWP 1.99% 76,421 $10M $136.94 -$325K +650 +0.9%
11 AAPL 1.99% 38,473 $10M $271.86 -$228K -3,498 -8.3%
12 VTWG 1.84% 40,996 $10M $235.99 $91K +3 +0.0%
13 VTWV 1.80% 59,170 $9M $159.93 $269K +183 +0.3%
14 MINT 1.43% 75,182 $8M $100.34 -$35K -83 -0.1%
15 VNQ 1.31% 78,143 $7M $88.49 -$133K +1,051 +1.4%
16 NRIX 0.82% 228,333 $4M $18.97 $2M
17 IVV 0.79% 6,069 $4M $684.95 $65K -45 -0.7%
18 DFAC 0.65% 86,838 $3M $39.59 $89K
19 MSFT 0.60% 6,532 $3M $483.59 -$101K +237 +3.8%
20 IWD 0.41% 10,256 $2M $210.33 $68K -6 -0.1%
21 AMZN 0.39% 8,933 $2M $230.82 $96K -21 -0.2%
22 NVDA 0.32% 9,125 $2M $186.50 -$133K -711 -7.2%
23 AGG 0.32% 16,877 $2M $99.88 $15K +214 +1.3%
24 IWR 0.32% 17,382 $2M $96.27 $82K +898 +5.5%
25 VTWO 0.29% 15,563 $2M $99.52 $94K +691 +4.7%
26 TSLA 0.29% 3,399 $2M $449.72 $1M +2,844 +512.4%
27 IWF 0.27% 2,972 $1M $473.38 $1K -28 -0.9%
28 MMC 0.24% 6,731 $1M $185.52 $819K +4,599 +215.7%
29 PYLD 0.22% 43,496 $1M $26.68 $14K +795 +1.9%
30 DFUS 0.21% 14,702 $1M $74.17 $25K
31 ACN 0.21% 4,025 $1M $268.30 $136K +197 +5.2%
32 JPM 0.20% 3,209 $1M $322.25 $19K -9 -0.3%
33 COST 0.20% 1,192 $1M $862.10 -$214K -150 -11.2%
34 BRK-B 0.18% 1,899 $955K $502.65 -$52K -103 -5.1%
35 GOOG 0.17% 2,931 $920K $313.85 $116K -369 -11.2%
36 VTI 0.17% 2,640 $885K $335.30 $469K +1,370 +107.9%
37 CAT 0.16% 1,436 $823K $572.87 $235K +204 +16.6%
38 CVX 0.15% 5,330 $812K $152.41 -$13K +12 +0.2%
39 SCHX 0.15% 28,492 $767K $26.91 $16K
40 DFUV 0.14% 15,726 $733K $46.59 $30K
41 QQQ 0.12% 1,023 $629K $614.58 -$61K -125 -10.9%
42 WAL 0.11% 7,039 $592K $84.07 -$40K -250 -3.4%
43 GOOGL 0.10% 1,738 $544K $313.04 $157K +146 +9.2%
44 EFA 0.10% 5,622 $540K $96.02 $16K +16 +0.3%
45 V 0.10% 1,539 $540K $350.73 $27K +37 +2.5%
46 SPY 0.10% 774 $528K $682.12 $12K
47 META 0.10% 764 $504K $660.09 -$14K +58 +8.2%
48 ABBV 0.09% 2,123 $485K $228.49 -$12K -24 -1.1%
49 UPS 0.08% 4,466 $443K $99.19 $70K +3 +0.1%
50 PH 0.08% 475 $418K $878.96 $89K +42 +9.7%
51 PG 0.08% 2,856 $409K $143.33 -$18K +75 +2.7%
52 DHR 0.08% 1,736 $397K $228.92 $53K
53 PCG 0.08% 24,689 $397K $16.07 $16K -569 -2.2%
54 AVGO 0.07% 1,128 $390K $346.10 $121K +310 +37.9%
55 CSCO 0.07% 4,995 $385K $77.03 $83K +591 +13.4%
56 IEI 0.07% 3,099 $370K $119.35 -$495
57 XOM 0.07% 2,916 $351K $120.32 $54K +287 +10.9%
58 GLD 0.06% 856 $339K $396.31 $54K +53 +6.6%
59 TMO 0.06% 545 $316K $579.45 -$5K -116 -17.6%
60 VST 0.06% 1,936 $312K $161.33 -$66K +5 +0.3%
61 SCHW 0.06% 3,069 $307K $99.91 +3,069 NEW
62 STEW 0.06% 16,168 $300K $18.54 $6K
63 IJH 0.06% 4,396 $290K $66.01 -$7K -151 -3.3%
64 FICO 0.05% 164 $277K $1,690.62 $32K
65 VYM 0.05% 1,914 $275K $143.52 $5K
66 JNJ 0.05% 1,302 $269K $206.95 $32K +23 +1.8%
67 AMD 0.05% 1,232 $264K $214.16 $39K -160 -11.5%
68 SDY 0.05% 1,822 $254K $139.16 -$2K
69 QCOM 0.05% 1,475 $252K $171.07 $4K -18 -1.2%
70 IAU 0.05% 3,044 $247K $81.17 +3,044 NEW
71 ORCL 0.04% 1,189 $232K $194.91 -$89K +47 +4.1%
72 GEV 0.04% 354 $231K $653.57 $17K +6 +1.7%
73 NEAR 0.04% 4,478 $229K $51.10 -$806
74 GE 0.04% 716 $221K $308.21 $8K +11 +1.6%
75 PLTR 0.04% 1,212 $215K $177.75 -$26K -112 -8.5%
76 MAZE 0.04% 5,186 $215K $41.43 +5,186 NEW
77 SLV 0.04% 3,302 $213K $64.42 +3,302 NEW
78 AXP 0.04% 565 $209K $369.95 +565 NEW
79 ABT 0.04% 1,653 $207K $125.26 -$18K -30 -1.8%
80 VCV 0.03% 11,925 $133K $11.13 $6K
81 CTMX 0.01% 17,082 $73K $4.26 $18K
82 HD —% -$211K -520 -100.0% SOLD
83 DFAT —% -$204K -3,513 -100.0% SOLD

New Positions

SymbolValue% Port
SCHW $307K 0.06%
IAU $247K 0.05%
MAZE $215K 0.04%
SLV $213K 0.04%
AXP $209K 0.04%

Sold Out Positions

SymbolValue% Port
HD —%
DFAT —%
View SEC EDGAR Filings for WestHill Financial Advisors, Inc. →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms