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tru Independence LLC

15350 SW SEQUOIA PARKWAY SUITE 250, PORTLAND, OR 97224 • 971.371.3450

Q4 2025 · Filed 2026-01-22
Market Value
$386M
+0.4%
Holdings
135
+9
New Purchases
11
Added To
56
Closed
6
Reduced
59
Top 10 Concentration
35.5%
Turnover
12.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
GM 3.04% 2.44% +0.60% $12M
FBND 4.48% 4.08% +0.40% $17M
DFAC 5.21% 4.82% +0.39% $20M
RDVY 4.45% 4.09% +0.36% $17M
FESM 1.23% 0.90% +0.33% $5M
DFAI 3.84% 3.56% +0.28% $15M
FDX 1.57% 1.30% +0.26% $6M
CGGR 2.25% 1.99% +0.26% $9M
FTCS 4.25% 3.99% +0.26% $16M
MRK 1.38% 1.13% +0.25% $5M
HGER 1.69% 1.49% +0.20% $7M
C 1.83% 1.63% +0.20% $7M
UAL 1.68% 1.48% +0.19% $6M
BRK-B 0.65% 0.49% +0.16% $2M
AAPL 2.69% 2.54% +0.15% $10M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
UL 0.00% 1.45% -1.45% $0
FMC 0.00% 1.34% -1.34% $0
CMA 0.00% 1.23% -1.23% $0
ENR 0.20% 0.89% -0.69% $773K
DOW 0.00% 0.42% -0.42% $0
GPK 0.92% 1.21% -0.29% $4M
ENVX 0.56% 0.79% -0.23% $2M
LYB 0.96% 1.18% -0.22% $4M
T 1.51% 1.69% -0.18% $6M
KIM 1.33% 1.46% -0.13% $5M
VZ 1.26% 1.36% -0.10% $5M
ALL 1.62% 1.71% -0.09% $6M
QQQ 0.00% 0.06% -0.06% $0
MO 0.00% 0.05% -0.05% $0
DFAE 0.15% 0.19% -0.04% $575K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 88.2%
Technology 6.8%
Consumer Cyclical 1.2%
Industrials 1.0%
Communication Services 0.9%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 38 $98M 25.5%
Large Cap 59 $206M 53.3%
Mid Cap 23 $52M 13.4%
Small Cap 12 $17M 4.3%
Micro Cap 3 $13M 3.4%

Portfolio Analytics

Avg Market Cap
$365.1B
Median Market Cap
$50.2B
Avg P/E
35.1
Median P/E
26.8
Avg Dividend Yield
0.02%
Avg Beta
0.92
# Stocks
68
# ETFs / Funds
67

Top Holdings (135 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 DFAC 5.21% 508,034 $20M $39.59 $2M +27,770 +5.8%
2 FBND 4.48% 375,741 $17M $46.04 $2M +36,615 +10.8%
3 RDVY 4.45% 247,244 $17M $69.47 $1M +13,613 +5.8%
4 FTCS 4.25% 177,567 $16M $92.51 $1M +13,662 +8.3%
5 DFAI 3.84% 389,220 $15M $38.11 $1M +12,864 +3.4%
6 GM 3.04% 144,393 $12M $81.32 $2M -9,410 -6.1%
7 QGRW 2.79% 183,393 $11M $58.67 $488K +4,313 +2.4%
8 AAPL 2.69% 38,206 $10M $271.86 $629K -116 -0.3%
9 BAC 2.42% 169,859 $9M $55.00 $206K -7,237 -4.1%
10 GLW 2.34% 103,141 $9M $87.56 $225K -4,211 -3.9%
11 JPM 2.30% 27,606 $9M $322.22 -$17K -647 -2.3%
12 CGGR 2.25% 195,358 $9M $44.47 $1M +21,426 +12.3%
13 MSFT 1.93% 15,392 $7M $483.63 $467K +1,922 +14.3%
14 C 1.83% 60,565 $7M $116.69 $785K -1,325 -2.1%
15 BA 1.75% 31,079 $7M $217.12 -$85K -580 -1.8%
16 HGER 1.69% 262,957 $7M $24.82 $811K +41,437 +18.7%
17 UAL 1.68% 57,932 $6M $111.82 $775K -1,163 -2.0%
18 ALL 1.62% 30,034 $6M $208.15 -$318K -571 -1.9%
19 FDX 1.57% 20,956 $6M $288.86 $1M -311 -1.5%
20 T 1.51% 234,715 $6M $24.84 -$688K +3,894 +1.7%
21 XC 1.49% 177,948 $6M $32.44 $383K +22,299 +14.3%
22 F-PD 1.49% 439,191 $6M $13.12 $364K -12,125 -2.7%
23 TRV 1.48% 19,652 $6M $290.06 $161K -185 -0.9%
24 CSCO 1.46% 72,955 $6M $77.03 $451K -2,590 -3.4%
25 SHEL 1.45% 76,445 $6M $73.48 $35K -1,600 -2.0%
26 CVS 1.41% 68,479 $5M $79.36 $124K -1,958 -2.8%
27 AIRR 1.39% 54,527 $5M $98.32 $171K +846 +1.6%
28 MRK 1.38% 50,544 $5M $105.26 $965K -1,342 -2.6%
29 OI 1.34% 350,968 $5M $14.76 $596K -2,475 -0.7%
30 JNJ 1.34% 24,980 $5M $206.95 $486K -276 -1.1%
31 KIM 1.33% 253,874 $5M $20.27 -$478K -3,525 -1.4%
32 ALK 1.33% 102,001 $5M $50.30 $267K +4,290 +4.4%
33 VYM 1.32% 35,440 $5M $143.52 -$15K -750 -2.1%
34 CVX 1.31% 33,164 $5M $152.41 -$15K +518 +1.6%
35 VZ 1.26% 119,633 $5M $40.73 -$369K +379 +0.3%
36 SPG 1.26% 26,237 $5M $185.11 -$105K -203 -0.8%
37 FESM 1.23% 125,563 $5M $37.78 $1M +31,138 +33.0%
38 TSN 1.21% 79,771 $5M $58.62 $421K +1,401 +1.8%
39 GIS 1.20% 99,635 $5M $46.50 $39K +8,510 +9.3%
40 INCO 1.18% 70,265 $5M $64.81 $521K +7,900 +12.7%
41 ABBV 1.15% 19,437 $4M $228.49 -$67K -32 -0.2%
42 BP 1.02% 113,240 $4M $34.73 $13K -510 -0.5%
43 LYB 0.96% 85,353 $4M $43.30 -$826K -6,860 -7.4%
44 GPK 0.92% 235,875 $4M $15.06 -$1M -1,650 -0.7%
45 BRX 0.88% 130,257 $3M $26.22 -$139K +1,865 +1.4%
46 HISF 0.77% 65,472 $3M $45.25 $251K +5,449 +9.1%
47 IVV 0.75% 4,237 $3M $684.99 $223K +234 +5.8%
48 VGT 0.71% 3,660 $3M $753.82 -$80K -142 -3.7%
49 BRK-B 0.65% 4,962 $2M $502.65 $614K +1,222 +32.7%
50 JAAA 0.58% 43,936 $2M $50.58 $63K +1,412 +3.3%
51 ENVX 0.56% 295,935 $2M $7.31 -$869K -8,255 -2.7%
52 META 0.44% 2,597 $2M $660.14 -$110K +99 +4.0%
53 FVD 0.37% 30,628 $1M $46.08 -$40K -754 -2.4%
54 SPLG 0.31% 14,751 $1M $80.22 -$41K -874 -5.6%
55 SDVY 0.30% 29,883 $1M $38.32 -$17K -689 -2.2%
56 VTI 0.28% 3,262 $1M $335.23 $27K +12 +0.4%
57 GOOG 0.28% 3,437 $1M $313.76 $313K +295 +9.4%
58 AMZN 0.28% 4,610 $1M $230.82 $177K +571 +14.1%
59 MCD 0.28% 3,478 $1M $305.67 $322K +1,038 +42.5%
60 DUHP 0.26% 26,299 $1M $38.03 -$57K -1,689 -6.0%
61 NVDA 0.24% 5,052 $942K $186.51 $81K +435 +9.4%
62 IEFA 0.24% 10,449 $935K $89.46 $12K -122 -1.1%
63 IEMG 0.23% 13,352 $898K $67.22 -$102K -1,814 -12.0%
64 VTV 0.23% 4,673 $892K $190.99 $28K +38 +0.8%
65 DFUV 0.22% 18,422 $858K $46.59 $37K +34 +0.2%
66 IVW 0.20% 6,403 $789K $123.25 $16K +2 +0.0%
67 COF 0.20% 3,217 $780K $242.37 $95K -3 -0.1%
68 ENR 0.20% 38,865 $773K $19.89 -$3M -98,066 -71.6%
69 FDL 0.20% 17,102 $758K $44.34 $10K -141 -0.8%
70 EFA 0.19% 7,679 $737K $96.03 $19K -12 -0.2%
71 XLY 0.18% 5,702 $681K $119.41 -$6K +2,834 +98.8%
72 GOOGL 0.17% 2,052 $642K $312.95 $167K +96 +4.9%
73 XLV 0.17% 4,123 $638K $154.81 $35K -211 -4.9%
74 VIS 0.16% 2,097 $626K $298.32 -$24K -96 -4.4%
75 DFAE 0.15% 17,661 $575K $32.57 -$164K -5,773 -24.6%
76 VOO 0.15% 911 $571K $627.33 $13K
77 XLF 0.14% 10,082 $552K $54.77 -$43K -960 -8.7%
78 CGUS 0.14% 13,478 $542K $40.23 $17K +192 +1.4%
79 CGXU 0.14% 18,108 $535K $29.55 $13K +491 +2.8%
80 VIG 0.13% 2,323 $511K $219.78 $12K +11 +0.5%
81 REGL 0.13% 5,846 $492K $84.22 -$48K -490 -7.7%
82 VFH 0.13% 3,685 $492K $133.49 $10K +15 +0.4%
83 FDN 0.12% 1,774 $478K $269.18 -$19K
84 AVGO 0.12% 1,377 $477K $346.12 $102K +241 +21.2%
85 VUG 0.12% 960 $469K $488.09 $8K -1 -0.1%
86 DFAU 0.12% 10,004 $468K $46.80 $12K +26 +0.3%
87 QQEW 0.12% 3,248 $462K $142.11 -$18K -149 -4.4%
88 WFC 0.12% 4,851 $451K $92.90 $111K +801 +19.8%
89 LMT 0.11% 875 $423K $483.51 -$12K +3 +0.3%
90 LLY 0.10% 376 $404K $1,075.24 $136K +25 +7.1%
91 CGBL 0.10% 11,204 $396K $35.33 $11K +113 +1.0%
92 TSLA 0.10% 868 $390K $449.72 $4K -1 -0.1%
93 XLI 0.10% 2,502 $388K $155.13 $9K +45 +1.8%
94 CGCP 0.10% 17,110 $387K $22.64 -$13K -494 -2.8%
95 CGDV 0.10% 8,874 $387K $43.64 $16K +36 +0.4%
96 TFC 0.10% 7,804 $384K $49.21 $29K +47 +0.6%
97 FTGC 0.09% 15,697 $365K $23.23 -$155K -4,378 -21.8%
98 TPC 0.09% 5,360 $359K $67.02 +5,360 NEW
99 XOM 0.09% 2,980 $359K $120.33 $41K +168 +6.0%
100 DFSV 0.09% 10,514 $346K $32.89 +10,514 NEW

New Positions

SymbolValue% Port
TPC $359K 0.09%
DFSV $346K 0.09%
IJR $300K 0.08%
CLS $297K 0.08%
EQT $295K 0.08%
MICC $293K 0.08%
QQA $226K 0.06%
BITW $222K 0.06%
AEP $214K 0.06%
IBM $204K 0.05%
FFEB $201K 0.05%

Sold Out Positions

SymbolValue% Port
FMC —%
MO —%
DOW —%
UL —%
QQQ —%
CMA —%
View SEC EDGAR Filings for tru Independence LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms