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Asset Manager ← All Institutions

ESL Trust Services, LLC

225 CHESTNUT STREET, ROCHESTER, NY 14604 • 5853361300

Q4 2025 · Filed 2026-02-10
Market Value
$521M
+2.2%
Holdings
325
+17
New Purchases
19
Added To
20
Closed
71
Reduced
59
Top 10 Concentration
91.6%
Turnover
27.7%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AVLV 11.95% 0.79% +11.16% $62M
IVV 26.48% 15.39% +11.08% $138M
AVDE 11.77% 11.21% +0.56% $61M
FALN 6.54% 6.10% +0.45% $34M
VIGI 9.46% 9.12% +0.34% $49M
BIV 1.22% 1.08% +0.14% $6M
VTI 0.28% 0.22% +0.07% $1M
SPY 0.33% 0.28% +0.06% $2M
XSOE 7.17% 7.13% +0.04% $37M
VEU 0.11% 0.07% +0.03% $554K
VWO 0.28% 0.26% +0.03% $1M
ATI 0.09% 0.06% +0.02% $459K
QLTA 0.34% 0.32% +0.02% $2M
JMTG 0.45% 0.43% +0.02% $2M
EFA 0.19% 0.17% +0.02% $984K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPYG 0.60% 12.79% -12.19% $3M
SCHD 0.34% 8.83% -8.49% $2M
IJH 6.15% 8.06% -1.91% $32M
IJR 3.93% 4.98% -1.05% $20M
GQRE 6.88% 7.09% -0.21% $36M
SONY 0.21% 0.24% -0.03% $1M
NKE 0.19% 0.21% -0.02% $988K
MSFT 0.18% 0.20% -0.02% $937K
HD 0.08% 0.10% -0.02% $413K
TIP 0.00% 0.02% -0.01% $16K
SO 0.07% 0.08% -0.01% $349K
ORCL 0.02% 0.03% -0.01% $117K
MAS 0.07% 0.08% -0.01% $381K
T 0.02% 0.03% -0.01% $93K
DD 0.01% 0.02% -0.01% $49K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 95.8%
Industrials 0.9%
Technology 0.8%
Healthcare 0.5%
Consumer Cyclical 0.5%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 53 $151M 29.0%
Large Cap 209 $207M 39.7%
Mid Cap 35 $91M 17.4%
Small Cap 26 $72M 13.9%
Micro Cap 2 $89K 0.0%

Portfolio Analytics

Avg Market Cap
$183.4B
Median Market Cap
$53.6B
Avg P/E
27.6
Median P/E
22.1
Avg Dividend Yield
0.03%
Avg Beta
0.86
# Stocks
256
# ETFs / Funds
69

Top Holdings (325 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 26.48% 201,392 $138M $684.94 $60M +84,201 +71.8%
2 AVLV 11.95% 821,432 $62M $75.77 $58M +765,634 +1372.2%
3 AVDE 11.77% 744,966 $61M $82.32 $4M +20,659 +2.9%
4 VIGI 9.46% 539,074 $49M $91.45 $3M +20,106 +3.9%
5 XSOE 7.17% 957,475 $37M $39.02 $1M
6 GQRE 6.88% 609,395 $36M $58.86 -$280K +16,404 +2.8%
7 FALN 6.54% 1,248,458 $34M $27.30 $3M +130,297 +11.7%
8 IJH 6.15% 485,148 $32M $66.00 -$9M -144,107 -22.9%
9 IJR 3.93% 170,454 $20M $120.18 -$5M -43,024 -20.1%
10 BIV 1.22% 81,568 $6M $77.88 $872K +11,389 +16.2%
11 SPYG 0.60% 29,513 $3M $106.70 -$62M -594,084 -95.3%
12 JMTG 0.45% 46,238 $2M $51.06 $153K +2,945 +6.8%
13 QLTA 0.34% 37,345 $2M $48.09 $148K +3,337 +9.8%
14 SCHD 0.34% 64,113 $2M $27.43 -$43M -1,584,468 -96.1%
15 SPY 0.33% 2,553 $2M $681.92 $323K +424 +19.9%
16 VWO 0.28% 27,566 $1M $53.76 $163K +3,231 +13.3%
17 VTI 0.28% 4,403 $1M $335.27 $369K +1,028 +30.5%
18 SONY 0.21% 43,000 $1M $25.60 -$137K
19 NKE 0.19% 15,500 $988K $63.71 -$93K
20 EFA 0.19% 10,244 $984K $96.03 $111K +892 +9.5%
21 MSFT 0.18% 1,937 $937K $483.62 -$66K
22 IBM 0.18% 3,086 $914K $296.21 $40K -11 -0.4%
23 JPM 0.16% 2,563 $826K $322.22 $9K -28 -1.1%
24 IWF 0.14% 1,492 $706K $473.30 $52K +96 +6.9%
25 JNJ 0.13% 3,150 $652K $206.95 $64K -21 -0.7%
26 KO 0.11% 8,050 $563K $69.91 $24K -79 -1.0%
27 VEU 0.11% 7,531 $554K $73.56 $172K +2,182 +40.8%
28 INTC 0.10% 14,800 $546K $36.90 $50K
29 GE 0.10% 1,764 $543K $308.03 $13K
30 STLD 0.10% 3,000 $508K $169.45 $90K
31 ATI 0.09% 4,000 $459K $114.76 $134K
32 AFL 0.08% 4,000 $441K $110.27 -$6K
33 SYK 0.08% 1,200 $422K $351.47 -$22K
34 HD 0.08% 1,200 $413K $344.10 -$73K
35 AAPL 0.08% 1,460 $397K $271.86 $20K -21 -1.4%
36 BLD 0.07% 932 $389K $417.19 $25K
37 MAS 0.07% 6,000 $381K $63.46 -$42K
38 LHX 0.07% 1,241 $364K $293.57 -$15K
39 XOM 0.07% 2,997 $361K $120.34 $23K
40 IEFA 0.07% 4,003 $358K $89.46 $9K
41 EMR 0.07% 2,686 $356K $132.72 $4K
42 WHR 0.07% 4,900 $353K $72.14 -$32K -5 -0.1%
43 SO 0.07% 4,000 $349K $87.20 -$53K -243 -5.7%
44 ABC 0.06% 1,000 $338K $337.75 $24K -5 -0.5%
45 KEY 0.06% 16,000 $330K $20.64 $31K -33 -0.2%
46 VLO 0.06% 2,000 $326K $162.79 -$15K
47 WFC 0.06% 3,352 $312K $93.20 $31K
48 RTX 0.06% 1,683 $309K $183.40 $27K
49 IBB 0.06% 1,800 $304K $168.77 $44K
50 SHEL 0.06% 3,984 $293K $73.48 $3K -61 -1.5%
51 ITT 0.05% 1,600 $278K $173.51 -$8K
52 VOO 0.05% 439 $275K $627.13 $6K
53 GEV 0.05% 420 $274K $653.57 $3K -21 -4.8%
54 CVX 0.05% 1,700 $259K $152.41 -$7K -15 -0.9%
55 LIN 0.05% 600 $256K $426.39 -$29K
56 QQQ 0.05% 400 $246K $614.31 $6K
57 ED 0.05% 2,464 $245K $99.32 -$3K
58 PFE 0.04% 9,350 $233K $24.90 -$5K
59 BX 0.04% 1,500 $231K $154.14 -$25K
60 AME 0.04% 1,125 $231K $205.31 $19K
61 SHY 0.04% 2,744 $227K $82.82 $45K +550 +25.1%
62 SBUX 0.04% 2,500 $211K $84.21 -$1K -3 -0.1%
63 PAYX 0.04% 1,774 $199K $112.18 -$26K
64 IWM 0.04% 805 $198K $246.16 $3K
65 LPX 0.04% 2,416 $195K $80.76 -$20K
66 CL 0.04% 2,400 $190K $79.02 -$3K -8 -0.3%
67 PEG 0.04% 2,332 $187K $80.30 -$7K
68 MSI 0.04% 484 $186K $383.32 -$36K
69 NSC 0.04% 638 $184K $288.72 -$7K
70 WY 0.03% 7,584 $180K $23.69 -$8K
71 TMP 0.03% 2,461 $178K $72.52 $16K
72 ABT 0.03% 1,420 $178K $125.29 -$12K
73 BSV 0.03% 2,235 $176K $78.81 -$224
74 CVS 0.03% 2,000 $159K $79.36 $8K
75 AEP 0.03% 1,353 $156K $115.31 $4K
76 PG 0.03% 1,087 $156K $143.31 -$13K -13 -1.2%
77 MAR 0.03% 500 $155K $310.24 $25K
78 HSY 0.03% 823 $150K $181.98 -$4K
79 MCD 0.03% 490 $150K $305.63 $853
80 PM 0.03% 900 $144K $160.40 -$2K
81 VYM 0.03% 1,000 $144K $143.52 $3K
82 TGNA 0.03% 6,753 $131K $19.41 -$6K
83 MMM 0.02% 800 $128K $160.10 $4K
84 MRK 0.02% 1,200 $126K $105.26 $16K -119 -9.0%
85 STZ 0.02% 900 $124K $137.96 $3K
86 WEN 0.02% 14,866 $124K $8.33 -$12K
87 GOOG 0.02% 390 $122K $313.80 $27K
88 COF 0.02% 485 $118K $242.36 $13K -7 -1.4%
89 ORCL 0.02% 600 $117K $194.91 -$55K -10 -1.6%
90 MO 0.02% 2,000 $115K $57.66 -$36K -298 -13.0%
91 NOC 0.02% 200 $114K $570.21 -$8K
92 GSK 0.02% 2,323 $114K $49.04 $14K
93 IWD 0.02% 536 $113K $210.34 $4K
94 HUM 0.02% 400 $102K $256.13 -$3K -5 -1.2%
95 MBC 0.02% 9,016 $100K $11.04 -$19K
96 TXN 0.02% 562 $98K $173.49 -$6K
97 SWK 0.02% 1,300 $97K $74.28 -$65
98 IXUS 0.02% 1,120 $95K $84.64 $2K
99 T 0.02% 3,746 $93K $24.84 -$47K -1,215 -24.5%
100 TJX 0.02% 600 $92K $153.61 $3K -15 -2.4%

New Positions

SymbolValue% Port
IJK $87K 0.02%
MUB $87K 0.02%
Q $50K 0.01%
ITA $48K 0.01%
SLYV $36K 0.01%
IWO $36K 0.01%
MBB $28K 0.01%
TLH $16K —%
SPTI $14K —%
DYNF $6K —%
STIP $5K —%
EFV $5K —%
SPIB $5K —%
SOLS $5K —%
IAU $3K —%

Sold Out Positions

SymbolValue% Port
ALSN —%
FDX —%
AMT —%
NTR —%
LYB —%
EIX —%
DHR —%
CAH —%
CNP —%
MTB —%
GFL —%
SPG —%
BTI —%
LOW —%
STT —%
View SEC EDGAR Filings for ESL Trust Services, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms