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SENTINEL PENSION ADVISORS, LLC

100 QUANNAPOWITT PKWY SUITE 402, WAKEFIELD, MA 01880 • 781-914-1450

Q4 2025 · Filed 2026-01-12
Market Value
$651M
+4.1%
Holdings
135
+8
New Purchases
12
Added To
70
Closed
5
Reduced
38
Top 10 Concentration
69.6%
Turnover
12.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
BKLC 19.41% 17.49% +1.92% $126M
SPEM 1.76% 0.00% +1.76% $11M
MINT 0.73% 0.00% +0.73% $5M
GLDM 5.23% 4.73% +0.50% $34M
TXUE 1.06% 0.72% +0.34% $7M
DFLV 1.14% 0.90% +0.24% $7M
HEGD 0.19% 0.00% +0.19% $1M
FELG 2.74% 2.60% +0.14% $18M
SMTH 1.55% 1.43% +0.12% $10M
AVEM 0.55% 0.43% +0.12% $4M
AAPL 1.24% 1.13% +0.11% $8M
AKRE 0.09% 0.00% +0.09% $581K
PYLD 1.42% 1.33% +0.09% $9M
BINC 0.12% 0.04% +0.08% $788K
ES 0.07% 0.00% +0.07% $477K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPTI 4.02% 5.55% -1.53% $26M
BSCQ 0.21% 1.22% -1.01% $1M
BSCR 0.16% 1.16% -1.00% $1M
JCPB 8.79% 9.62% -0.83% $57M
SCHR 1.26% 1.88% -0.62% $8M
CLOI 1.01% 1.31% -0.30% $7M
SPY 15.00% 15.22% -0.22% $98M
IBMN 0.00% 0.17% -0.17% $0
BSCP 0.00% 0.15% -0.15% $0
BKAG 0.34% 0.44% -0.10% $2M
BSMP 0.00% 0.10% -0.10% $0
SPTM 1.88% 1.97% -0.09% $12M
BIL 0.15% 0.21% -0.06% $1000K
SGOV 0.16% 0.22% -0.06% $1M
FBND 2.25% 2.31% -0.06% $15M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 97.3%
Technology 1.5%
Communication Services 0.3%
Consumer Cyclical 0.3%
Utilities 0.2%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 23 $127M 19.5%
Large Cap 57 $240M 36.9%
Mid Cap 25 $193M 29.7%
Small Cap 21 $81M 12.4%
Micro Cap 9 $10M 1.5%

Portfolio Analytics

Avg Market Cap
$292.2B
Median Market Cap
$15.9B
Avg P/E
41.5
Median P/E
26.9
Avg Dividend Yield
0.02%
Avg Beta
0.86
# Stocks
25
# ETFs / Funds
110

Top Holdings (135 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 BKLC 19.41% 965,595 $126M $130.80 $17M +113,587 +13.3%
2 SPY 15.00% 143,122 $98M $681.92 $2M +238 +0.2%
3 JCPB 8.79% 1,207,732 $57M $47.35 -$3M -57,500 -4.5%
4 BKIE 8.52% 599,089 $55M $92.56 $2M +1,468 +0.2%
5 GLDM 5.23% 398,731 $34M $85.37 $4M +12,089 +3.1%
6 SPTI 4.02% 907,726 $26M $28.84 -$9M -293,814 -24.4%
7 FELG 2.74% 427,214 $18M $41.70 $2M +32,321 +8.2%
8 FBND 2.25% 317,838 $15M $46.04 $206K +5,822 +1.9%
9 SPTM 1.88% 148,331 $12M $82.50 -$109K -4,750 -3.1%
10 SPEM 1.76% 244,063 $11M $46.81 +244,063 NEW
11 SMTH 1.55% 386,669 $10M $26.07 $1M +45,715 +13.4%
12 PYLD 1.42% 345,505 $9M $26.68 $900K +35,578 +11.5%
13 SCHR 1.26% 326,375 $8M $25.08 -$4M -142,131 -30.3%
14 AAPL 1.24% 29,722 $8M $271.86 $983K +1,849 +6.6%
15 DFLV 1.14% 217,650 $7M $34.21 $2M +46,340 +27.1%
16 SPDW 1.14% 167,212 $7M $44.41 $609K +7,891 +5.0%
17 SCHX 1.08% 261,273 $7M $26.91 $480K +12,556 +5.0%
18 TXUE 1.06% 220,063 $7M $31.35 $2M +72,736 +49.4%
19 EWC 1.04% 125,550 $7M $53.93 $424K
20 CLOI 1.01% 124,693 $7M $52.81 -$2M -30,065 -19.4%
21 IWB 0.91% 15,837 $6M $373.44 $52K -202 -1.3%
22 VUG 0.90% 12,049 $6M $487.86 $21K -164 -1.3%
23 MINT 0.73% 47,263 $5M $100.34 +47,263 NEW
24 ITOT 0.67% 29,232 $4M $148.69 $198K +749 +2.6%
25 EWA 0.60% 148,500 $4M $26.19 -$120K
26 EAGG 0.57% 77,505 $4M $47.85 -$21K -149 -0.2%
27 AVEM 0.55% 46,832 $4M $77.02 $898K +10,762 +29.8%
28 EBC 0.48% 167,868 $3M $18.43 -$136K -10,093 -5.7%
29 SPAB 0.45% 114,515 $3M $25.75 -$166K -5,986 -5.0%
30 AVUV 0.44% 27,766 $3M $101.98 $138K +699 +2.6%
31 FMB 0.42% 53,944 $3M $51.14 $47K +472 +0.9%
32 SCHM 0.38% 81,679 $2M $30.07 -$66K -3,415 -4.0%
33 IVV 0.37% 3,533 $2M $684.88 $60K +7 +0.2%
34 DGRW 0.37% 26,710 $2M $89.43 -$111K -1,388 -4.9%
35 PHYS 0.36% 70,515 $2M $33.02 $280K +1,356 +2.0%
36 SPTS 0.34% 76,125 $2M $29.28 -$266K -8,980 -10.6%
37 BKAG 0.34% 52,497 $2M $42.38 -$546K -12,540 -19.3%
38 SPLG 0.30% 24,457 $2M $80.22 $47K +12 +0.1%
39 VO 0.30% 6,731 $2M $290.22 $2K +86 +1.3%
40 XLK 0.30% 13,350 $2M $143.97 $44K +6,687 +100.4%
41 MSFT 0.29% 3,861 $2M $483.66 -$69K +123 +3.3%
42 IBMO 0.27% 69,031 $2M $25.64 $9K +400 +0.6%
43 MOAT 0.26% 16,360 $2M $103.56 -$67K -1,411 -7.9%
44 VBK 0.26% 5,505 $2M $302.11 $28K +10 +0.2%
45 QUS 0.23% 8,770 $2M $174.18 $13K -79 -0.9%
46 IBMP 0.23% 59,009 $1M $25.39 $7K +476 +0.8%
47 BSCQ 0.21% 70,363 $1M $19.58 -$6M -320,525 -82.0%
48 IBMQ 0.20% 51,954 $1M $25.58 $7K +421 +0.8%
49 GLD 0.20% 3,350 $1M $396.31 $137K +1 +0.0%
50 QQQ 0.20% 2,146 $1M $614.25 $196K +276 +14.8%
51 IBMR 0.20% 50,847 $1M $25.43 $6K +431 +0.8%
52 VAW 0.20% 6,202 $1M $207.55 $8K -40 -0.6%
53 HEGD 0.19% 48,837 $1M $25.21 +48,837 NEW
54 DNL 0.17% 26,795 $1M $41.22 -$221K -5,945 -18.2%
55 VNQ 0.16% 12,099 $1M $88.49 -$36K -3 -0.0%
56 SGOV 0.16% 10,327 $1M $100.38 -$336K -3,306 -24.2%
57 BSCR 0.16% 52,402 $1M $19.74 -$6M -315,882 -85.8%
58 BIL 0.15% 10,939 $1000K $91.38 -$344K -3,704 -25.3%
59 FBCG 0.14% 16,453 $902K $54.84 $20K +12 +0.1%
60 BSMQ 0.14% 38,102 $901K $23.64 $2K +70 +0.2%
61 IAU 0.13% 10,259 $833K $81.17 $83K -40 -0.4%
62 GOOGL 0.12% 2,591 $811K $313.05 $216K +142 +5.8%
63 BKMC 0.12% 7,269 $792K $108.93 $104K +931 +14.7%
64 BINC 0.12% 14,928 $788K $52.77 $507K +9,646 +182.6%
65 VTV 0.11% 3,809 $727K $190.99 $37K +106 +2.9%
66 LLY 0.11% 675 $725K $1,074.68 $255K +59 +9.6%
67 META 0.11% 1,075 $709K $659.86 $37K +160 +17.5%
68 F-PD 0.11% 52,367 $687K $13.12 $89K +2,347 +4.7%
69 AMZN 0.11% 2,970 $686K $230.81 $228K +884 +42.4%
70 EMTL 0.10% 15,402 $667K $43.31 $2K +251 +1.7%
71 BSMR 0.10% 28,167 $667K $23.67 $530 +16 +0.1%
72 BSMT 0.10% 28,703 $664K $23.15 $2K +17 +0.1%
73 BSMS 0.10% 27,134 $638K $23.50 $3K +17 +0.1%
74 BKSE 0.10% 5,611 $631K $112.51 $112K +896 +19.0%
75 SDY 0.09% 4,374 $609K $139.15 $4K +58 +1.3%
76 MGV 0.09% 4,152 $586K $141.16 $86K +520 +14.3%
77 AKRE 0.09% 8,869 $581K $65.51 +8,869 NEW
78 MCD 0.09% 1,876 $573K $305.63 $30K +89 +5.0%
79 FRME 0.09% 15,228 $571K $37.48 -$3K
80 MINV 0.09% 15,903 $561K $35.30 -$20K +239 +1.5%
81 NVDA 0.09% 3,002 $560K $186.51 $48K +260 +9.5%
82 NEE 0.09% 6,950 $558K $80.28 $33K
83 VTWO 0.08% 5,373 $535K $99.51 $189K +1,837 +52.0%
84 NSSC 0.08% 12,546 $523K $41.70 -$166K -3,500 -21.8%
85 PVAL 0.08% 10,852 $495K $45.57 -$92K -2,877 -21.0%
86 DELL 0.07% 3,799 $478K $125.88 -$109K -342 -8.3%
87 ES 0.07% 7,088 $477K $67.33 +7,088 NEW
88 VNQI 0.07% 10,085 $462K $45.84 -$19K
89 SCHV 0.07% 15,603 $462K $29.61 $19K +389 +2.6%
90 SCHG 0.07% 14,028 $458K $32.62 -$26K -1,113 -7.3%
91 SCHD 0.07% 16,532 $453K $27.43 -$36K -1,389 -7.8%
92 GOOG 0.07% 1,376 $432K $313.77 $98K +6 +0.4%
93 RAAX 0.06% 11,687 $408K $34.93 -$101 -163 -1.4%
94 FEOE 0.06% 8,423 $407K $48.36 -$9K -600 -6.7%
95 BAC 0.06% 7,248 $399K $55.00 $128K +2,000 +38.1%
96 TSLA 0.06% 884 $398K $449.72 $55K +114 +14.8%
97 SPMD 0.06% 6,814 $395K $57.91 $6K +25 +0.4%
98 IEFA 0.06% 4,397 $393K $89.46 $45K +411 +10.3%
99 SYLD 0.06% 5,603 $390K $69.52 -$4K -134 -2.3%
100 JPM 0.06% 1,176 $379K $322.22 $127K +378 +47.4%

New Positions

SymbolValue% Port
SPEM $11M 1.76%
MINT $5M 0.73%
HEGD $1M 0.19%
AKRE $581K 0.09%
ES $477K 0.07%
DYNF $284K 0.04%
KNG $245K 0.04%
TLTW $245K 0.04%
BSCS $204K 0.03%
VTI $201K 0.03%
BSCU $185K 0.03%
DHF $33K 0.01%

Sold Out Positions

SymbolValue% Port
BLFS —%
MUB —%
BSCP —%
BSMP —%
IBMN —%
View SEC EDGAR Filings for SENTINEL PENSION ADVISORS, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms