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Asset Manager ← All Institutions

Charter Oak Capital Management, LLC

TWO INTERNATIONAL DRIVE, SUITE 325, PORTSMOUTH, NH 03801 • 8006465720

Q4 2025 · Filed 2026-01-23
Market Value
$1.3B
+2.9%
Holdings
212
+5
New Purchases
10
Added To
85
Closed
4
Reduced
99
Top 10 Concentration
76.2%
Turnover
6.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VUSB 2.20% 0.03% +2.17% $29M
VXUS 9.57% 9.02% +0.55% $125M
IGIB 6.28% 6.06% +0.22% $82M
VYM 0.26% 0.16% +0.11% $3M
AAPL 1.63% 1.55% +0.08% $21M
REGN 0.06% 0.00% +0.06% $739K
MKL 0.05% 0.00% +0.05% $604K
JNJ 0.22% 0.18% +0.04% $3M
EUSB 0.12% 0.08% +0.03% $2M
NUBD 0.46% 0.43% +0.03% $6M
RTX 0.14% 0.11% +0.03% $2M
QCOM 0.07% 0.04% +0.02% $887K
LLY 0.09% 0.07% +0.02% $1M
GOOGL 0.11% 0.08% +0.02% $1M
GOOG 0.13% 0.11% +0.02% $2M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
BSV 4.70% 5.93% -1.22% $62M
IVV 25.75% 26.65% -0.89% $338M
VXF 5.71% 5.95% -0.24% $75M
IXUS 2.68% 2.83% -0.15% $35M
AGG 14.09% 14.22% -0.13% $185M
VEU 2.88% 3.01% -0.13% $38M
BND 0.61% 0.74% -0.13% $8M
IGSB 0.98% 1.09% -0.11% $13M
SLQD 0.22% 0.33% -0.10% $3M
SHY 0.11% 0.18% -0.07% $1M
MSFT 0.37% 0.41% -0.04% $5M
VOO 2.29% 2.33% -0.04% $30M
ISTB 0.11% 0.14% -0.03% $2M
VUG 0.34% 0.37% -0.03% $4M
IVW 0.63% 0.66% -0.03% $8M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 93.3%
Technology 3.4%
Healthcare 1.0%
Consumer Cyclical 0.6%
Industrials 0.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 55 $597M 45.5%
Large Cap 115 $616M 47.0%
Mid Cap 24 $79M 6.0%
Small Cap 16 $18M 1.4%
Micro Cap 2 $525K 0.0%

Portfolio Analytics

Avg Market Cap
$297.2B
Median Market Cap
$75.4B
Avg P/E
34.4
Median P/E
25.6
Avg Dividend Yield
0.02%
Avg Beta
0.91
# Stocks
98
# ETFs / Funds
114

Top Holdings (212 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 25.75% 492,966 $338M $684.94 -$2M -14,393 -2.8%
2 AGG 14.09% 1,849,735 $185M $99.88 $3M +41,692 +2.3%
3 VXUS 9.57% 1,663,503 $125M $75.44 $11M +98,512 +6.3%
4 IGIB 6.28% 1,527,956 $82M $53.88 $5M +100,214 +7.0%
5 VXF 5.71% 358,062 $75M $209.12 -$928K -4,059 -1.1%
6 BSV 4.70% 782,173 $62M $78.81 -$14M -174,952 -18.3%
7 VEU 2.88% 513,222 $38M $73.56 -$585K -23,947 -4.5%
8 IXUS 2.68% 414,803 $35M $84.64 -$930K -21,611 -5.0%
9 VOO 2.29% 47,931 $30M $627.12 $381K -531 -1.1%
10 VUSB 2.20% 578,483 $29M $49.84 $28M +571,471 +8149.9%
11 AAPL 1.63% 78,467 $21M $271.86 $2M +816 +1.1%
12 IGSB 0.98% 242,991 $13M $52.88 -$1M -19,206 -7.3%
13 ACWI 0.87% 80,900 $11M $141.49 $182K -589 -0.7%
14 VSGX 0.86% 157,179 $11M $71.62 $514K +2,317 +1.5%
15 SUSA 0.77% 71,996 $10M $139.35 $4K -1,929 -2.6%
16 IUSV 0.70% 89,915 $9M $102.54 $408K +1,755 +2.0%
17 ACWX 0.69% 135,051 $9M $67.13 $84K -3,109 -2.2%
18 IVW 0.63% 67,459 $8M $123.26 -$118K -2,399 -3.4%
19 BND 0.61% 108,579 $8M $74.07 -$1M -18,306 -14.4%
20 ESGV 0.49% 52,977 $6M $120.96 -$137K -2,280 -4.1%
21 NUBD 0.46% 270,347 $6M $22.35 $602K +28,008 +11.6%
22 IVE 0.42% 25,706 $5M $212.07 $196K +256 +1.0%
23 MSFT 0.37% 10,067 $5M $483.64 -$372K -50 -0.5%
24 VTV 0.36% 24,776 $5M $190.99 $182K +380 +1.6%
25 SPY 0.34% 6,548 $4M $681.97 -$77K -271 -4.0%
26 VUG 0.34% 9,094 $4M $487.87 -$233K -642 -6.6%
27 IXN 0.32% 40,211 $4M $105.00 $77K +47 +0.1%
28 ADI 0.32% 15,452 $4M $271.21 $395K +5 +0.0%
29 VTI 0.32% 12,392 $4M $335.26 $115K +82 +0.7%
30 VIG 0.29% 17,585 $4M $219.78 $33K -172 -1.0%
31 VEA 0.29% 60,103 $4M $62.47 $246K +1,542 +2.6%
32 SUSB 0.28% 144,404 $4M $25.24 $59K +2,739 +1.9%
33 EAGG 0.27% 74,566 $4M $47.85 $140K +3,190 +4.5%
34 VYM 0.26% 24,166 $3M $143.52 $1M +9,968 +70.2%
35 JPM 0.25% 9,987 $3M $322.21 $292K +711 +7.7%
36 IHI 0.23% 48,863 $3M $62.15 -$212K -5,208 -9.6%
37 SLQD 0.22% 57,883 $3M $50.70 -$1M -24,387 -29.6%
38 JNJ 0.22% 13,774 $3M $206.95 $546K +1,347 +10.8%
39 VGK 0.22% 33,828 $3M $83.61 $40K -1,110 -3.2%
40 MS 0.21% 15,824 $3M $177.53 $252K -262 -1.6%
41 SPXL 0.21% 12,301 $3M $220.61 $102K -26 -0.2%
42 ESML 0.20% 57,150 $3M $45.98 $9K -940 -1.6%
43 ESGD 0.18% 24,973 $2M $95.09 $2K -550 -2.1%
44 PNC 0.17% 10,609 $2M $208.73 -$28K -551 -4.9%
45 DSI 0.15% 15,645 $2M $128.83 -$45K -717 -4.4%
46 NVDA 0.15% 10,739 $2M $186.50 $58K +314 +3.0%
47 BRK-B 0.15% 3,971 $2M $502.71 -$105K -208 -5.0%
48 IEFA 0.15% 21,960 $2M $89.46 $313K +3,049 +16.1%
49 ABBV 0.15% 8,397 $2M $228.49 -$36K -44 -0.5%
50 AMZN 0.14% 7,900 $2M $230.83 $104K +67 +0.9%
51 RTX 0.14% 9,700 $2M $183.41 $419K +1,573 +19.4%
52 CRM 0.13% 6,570 $2M $264.93 $189K +24 +0.4%
53 TEL 0.13% 7,566 $2M $227.50 $60K
54 SUSC 0.13% 73,243 $2M $23.38 -$175K -6,878 -8.6%
55 GOOG 0.13% 5,437 $2M $313.82 $328K -220 -3.9%
56 MDT 0.13% 17,386 $2M $96.06 $4K -106 -0.6%
57 ESGU 0.13% 11,108 $2M $148.98 $38K +1 +0.0%
58 IDXX 0.12% 2,363 $2M $676.53 $90K +2 +0.1%
59 IYW 0.12% 7,989 $2M $199.67 -$176K -1,054 -11.7%
60 VPL 0.12% 17,368 $2M $90.40 -$85K -1,470 -7.8%
61 EUSB 0.12% 35,313 $2M $43.91 $481K +10,962 +45.0%
62 AVGO 0.12% 4,475 $2M $346.07 $137K +197 +4.6%
63 VT 0.12% 10,971 $2M $141.06 $84K +351 +3.3%
64 ISTB 0.11% 30,867 $2M $48.75 -$315K -6,398 -17.2%
65 PG 0.11% 10,386 $1M $143.31 -$26K +533 +5.4%
66 XOM 0.11% 12,182 $1M $120.34 -$207K -2,660 -17.9%
67 SHY 0.11% 17,530 $1M $82.82 -$863K -10,369 -37.2%
68 TXN 0.11% 8,364 $1M $173.49 -$126K -217 -2.5%
69 GOOGL 0.11% 4,513 $1M $312.98 $337K +91 +2.1%
70 VWO 0.10% 25,507 $1M $53.76 -$13K -34 -0.1%
71 VHT 0.10% 4,640 $1M $287.84 $89K -160 -3.3%
72 CLS 0.10% 4,504 $1M $295.61 $222K +2 +0.0%
73 FHLC 0.09% 16,548 $1M $74.28 $95K -412 -2.4%
74 WMT 0.09% 10,739 $1M $111.41 $246K +1,517 +16.4%
75 VPU 0.09% 6,431 $1M $185.03 -$29K -4 -0.1%
76 LLY 0.09% 1,097 $1M $1,074.62 $335K -9 -0.8%
77 MRK 0.09% 11,182 $1M $105.26 $230K -97 -0.9%
78 TSLA 0.09% 2,537 $1M $449.79 $163K +338 +15.4%
79 QQQ 0.09% 1,851 $1M $614.46 $38K +20 +1.1%
80 AMAT 0.08% 4,152 $1M $257.02 $67K -731 -15.0%
81 IWM 0.08% 4,259 $1M $246.17 -$62K -332 -7.2%
82 VGT 0.08% 1,387 $1M $753.73 -$254K -354 -20.3%
83 SMMD 0.08% 13,716 $1M $74.94 -$19K -484 -3.4%
84 NEE 0.08% 12,718 $1M $80.28 $93K +422 +3.4%
85 VYMI 0.08% 11,186 $1M $90.00 $147K +1,028 +10.1%
86 ITA 0.08% 4,673 $1M $214.67 $52K +125 +2.8%
87 VB 0.08% 3,880 $1M $257.95 -$40K -214 -5.2%
88 TMO 0.08% 1,716 $994K $579.30 $32K -268 -13.5%
89 IEMG 0.07% 14,371 $966K $67.22 $112K +1,420 +11.0%
90 V 0.07% 2,684 $941K $350.75 $9K -47 -1.7%
91 ITOT 0.07% 6,230 $926K $148.68 $19K -1 -0.0%
92 IJH 0.07% 13,642 $900K $66.00 -$14K -375 -2.7%
93 QCOM 0.07% 5,188 $887K $171.05 $335K +1,865 +56.1%
94 WSO 0.07% 2,550 $859K $336.95 -$172K
95 YUM 0.06% 5,568 $842K $151.28 -$46K -276 -4.7%
96 CAT 0.06% 1,433 $821K $573.07 $167K +63 +4.6%
97 MCD 0.06% 2,669 $816K $305.64 -$1K -20 -0.7%
98 HD 0.06% 2,348 $808K $344.08 -$137K +15 +0.6%
99 IWD 0.06% 3,808 $801K $210.34 $26K
100 INTC 0.06% 21,654 $799K $36.90 $61K -336 -1.5%

New Positions

SymbolValue% Port
REGN $739K 0.06%
MKL $604K 0.05%
XJR $276K 0.02%
GLD $257K 0.02%
ES $234K 0.02%
ESGE $224K 0.02%
DUK $215K 0.02%
IAU $210K 0.02%
CB $206K 0.02%
TD $202K 0.02%

Sold Out Positions

SymbolValue% Port
CARR —%
HIG —%
KMI —%
IAGG —%
View SEC EDGAR Filings for Charter Oak Capital Management, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms