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Asset Manager ← All Institutions

SJS Investment Consulting Inc.

6711 MONROE ST BUILDING IV, SUITE A, SYLVANIA, OH 43560 • 419-885-2626

Q4 2025 · Filed 2026-01-21
Market Value
$789M
+8.1%
Holdings
2,100
+429
New Purchases
500
Added To
819
Closed
72
Reduced
259
Top 10 Concentration
74.6%
Turnover
27.2%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VBIL 1.15% 0.37% +0.78% $9M
LLY 2.60% 1.99% +0.61% $20M
AAPL 2.46% 2.17% +0.29% $19M
VCRB 3.81% 3.55% +0.26% $30M
GOOGL 0.57% 0.44% +0.13% $5M
DFIC 8.26% 8.17% +0.10% $65M
VTIP 1.78% 1.68% +0.10% $14M
GOOG 0.50% 0.41% +0.09% $4M
VZ 0.08% 0.01% +0.07% $619K
ANDE 0.27% 0.22% +0.05% $2M
AVEM 1.58% 1.54% +0.05% $12M
MU 0.04% 0.00% +0.04% $341K
VOO 0.07% 0.03% +0.04% $545K
XOM 0.15% 0.12% +0.03% $1M
VGT 0.06% 0.04% +0.02% $510K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
DFAC 45.75% 47.54% -1.80% $361M
HRL 1.42% 1.62% -0.19% $11M
BTC 0.12% 0.30% -0.19% $934K
GBTC 0.24% 0.34% -0.10% $2M
AVUS 1.55% 1.64% -0.09% $12M
DFCF 1.04% 1.12% -0.09% $8M
MSFT 0.58% 0.66% -0.08% $5M
ORCL 0.09% 0.16% -0.07% $730K
DFSU 1.16% 1.23% -0.07% $9M
META 0.12% 0.18% -0.06% $924K
IBIT 0.05% 0.11% -0.06% $366K
DFAX 1.15% 1.20% -0.06% $9M
DUSB 4.13% 4.19% -0.06% $33M
NVDA 1.14% 1.20% -0.06% $9M
VST 0.00% 0.06% -0.06% $9K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 83.3%
Technology 4.9%
Healthcare 3.1%
Consumer Defensive 2.9%
Consumer Cyclical 1.4%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 78 $107M 13.5%
Large Cap 831 $549M 69.6%
Mid Cap 754 $98M 12.5%
Small Cap 371 $35M 4.4%
Micro Cap 66 $348K 0.0%

Portfolio Analytics

Avg Market Cap
$49.3B
Median Market Cap
$7.4B
Avg P/E
32.5
Median P/E
20.8
Avg Dividend Yield
0.02%
Avg Beta
1.04
# Stocks
1,864
# ETFs / Funds
236

Top Holdings (2,100 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 DFAC 45.75% 9,111,768 $361M $39.59 $14M +122,216 +1.4%
2 DFIC 8.26% 1,890,712 $65M $34.46 $6M +74,588 +4.1%
3 DUSB 4.13% 642,934 $33M $50.65 $2M +41,724 +6.9%
4 VCRB 3.81% 385,176 $30M $77.90 $4M +55,188 +16.7%
5 DFSD 2.69% 441,690 $21M $47.95 $2M +34,544 +8.5%
6 LLY 2.60% 19,068 $20M $1,074.68 $6M +52 +0.3%
7 AAPL 2.46% 71,462 $19M $271.86 $4M +9,282 +14.9%
8 VTIP 1.78% 283,238 $14M $49.46 $2M +41,279 +17.1%
9 AVEM 1.58% 162,076 $12M $77.02 $1M +12,827 +8.6%
10 AVUS 1.55% 109,596 $12M $111.78 $290K -436 -0.4%
11 HRL 1.42% 473,731 $11M $23.70 -$558K -2,659 -0.6%
12 DFSU 1.16% 210,779 $9M $43.43 $212K +244 +0.1%
13 VBIL 1.15% 120,272 $9M $75.43 $6M +84,687 +238.0%
14 DFAX 1.15% 276,434 $9M $32.73 $260K -3,595 -1.3%
15 NVDA 1.14% 48,397 $9M $186.50 $270K +1,466 +3.1%
16 DFCF 1.04% 191,896 $8M $42.56 -$14K +559 +0.3%
17 DFGR 1.00% 297,796 $8M $26.42 $622K +32,475 +12.2%
18 MSFT 0.58% 9,452 $5M $483.61 -$255K +135 +1.4%
19 GOOGL 0.57% 14,411 $5M $313.00 $1M +1,187 +9.0%
20 V 0.50% 11,160 $4M $350.72 $134K +87 +0.8%
21 GOOG 0.50% 12,463 $4M $313.79 $934K +243 +2.0%
22 DFEM 0.47% 112,801 $4M $33.08 $88K -795 -0.7%
23 MCD 0.45% 11,552 $4M $305.63 -$54K -244 -2.1%
24 WMT 0.41% 28,831 $3M $111.41 $315K +723 +2.6%
25 AVDE 0.39% 37,593 $3M $82.32 $373K +3,095 +9.0%
26 VYMI 0.36% 31,649 $3M $90.00 $168K
27 WSBC 0.31% 74,236 $2M $33.24 -$45K -4,467 -5.7%
28 JPM 0.30% 7,314 $2M $322.23 $91K +131 +1.8%
29 DFUS 0.29% 30,775 $2M $74.17 $53K
30 AMZN 0.28% 9,407 $2M $230.81 $278K +785 +9.1%
31 ANDE 0.27% 39,984 $2M $53.17 $534K
32 GBTC 0.24% 27,578 $2M $68.36 -$589K +13 +0.1%
33 SYY 0.20% 21,510 $2M $73.69 -$183K +36 +0.2%
34 BND 0.19% 20,177 $1M $74.07 -$10K -50 -0.2%
35 SPY 0.18% 2,101 $1M $681.91 $189K +234 +12.5%
36 CAT 0.17% 2,374 $1M $572.92 $254K +55 +2.4%
37 UMBF 0.16% 10,995 $1M $115.04 -$36K
38 DFUV 0.15% 26,169 $1M $46.59 $50K
39 AVGO 0.15% 3,466 $1M $346.10 $115K +180 +5.5%
40 XOM 0.15% 9,630 $1M $120.34 $271K +1,759 +22.4%
41 PG 0.14% 7,658 $1M $143.32 -$84K -29 -0.4%
42 IVV 0.14% 1,574 $1M $684.94 $187K +242 +18.2%
43 DFIV 0.13% 21,182 $1M $49.90 $84K +86 +0.4%
44 SCHW 0.13% 10,397 $1M $99.91 $4K -446 -4.1%
45 PLTR 0.13% 5,722 $1M $177.75 -$38K -61 -1.1%
46 NEE 0.12% 12,117 $973K $80.28 $54K -50 -0.4%
47 WELL 0.12% 5,072 $941K $185.63 $41K +19 +0.4%
48 BTC 0.12% 24,105 $934K $38.73 -$1M -19,696 -45.0%
49 JNJ 0.12% 4,499 $931K $206.95 $97K +2 +0.0%
50 META 0.12% 1,400 $924K $660.32 -$380K -377 -21.2%
51 TSLA 0.12% 2,051 $922K $449.67 $46K +81 +4.1%
52 VXUS 0.11% 12,000 $905K $75.44 $97K +1,000 +9.1%
53 COST 0.11% 1,021 $881K $862.55 -$59K +6 +0.6%
54 VTV 0.10% 4,274 $816K $190.99 $7K -66 -1.5%
55 VTI 0.10% 2,400 $805K $335.25 $11K -18 -0.7%
56 C 0.10% 6,895 $805K $116.69 $196K +895 +14.9%
57 BRK-A 0.10% 1 $755K $754,800.00 $600
58 ORCL 0.09% 3,747 $730K $194.94 -$458K -479 -11.3%
59 DFAS 0.09% 9,825 $685K $69.67 -$9K -300 -3.0%
60 LOW 0.09% 2,808 $677K $241.16 -$90K -243 -8.0%
61 GEV 0.08% 974 $637K $653.65 $49K +19 +2.0%
62 QQQ 0.08% 1,017 $625K $614.07 $24K +17 +1.7%
63 VZ 0.08% 15,193 $619K $40.73 $566K +13,984 +1156.7%
64 CSCO 0.08% 7,980 $615K $77.03 $72K +46 +0.6%
65 CVX 0.08% 3,933 $599K $152.41 -$40K -184 -4.5%
66 MDYV 0.08% 7,000 $593K $84.65 $9K
67 FSLR 0.07% 2,175 $568K $261.23 $113K +112 +5.4%
68 HD 0.07% 1,625 $559K $344.14 -$160K -149 -8.4%
69 VOO 0.07% 869 $545K $627.13 $334K +525 +152.6%
70 DFAE 0.07% 16,012 $522K $32.57 $17K +1 +0.0%
71 ICF 0.07% 8,653 $516K $59.67 -$11K +103 +1.2%
72 VGT 0.06% 676 $510K $754.13 $199K +260 +62.5%
73 LIN 0.06% 1,193 $509K $426.28 -$53K +11 +0.9%
74 ABT 0.06% 4,005 $502K $125.30 -$35K -2 -0.1%
75 ABBV 0.06% 2,174 $497K $228.45 -$4K +12 +0.6%
76 EMR 0.06% 3,682 $489K $132.72 $20K +113 +3.2%
77 DTE 0.06% 3,738 $482K $128.98 -$47K
78 VNQI 0.06% 10,000 $458K $45.84 -$19K
79 IBM 0.06% 1,546 $458K $296.29 $31K +32 +2.1%
80 GWW 0.06% 445 $449K $1,009.05 $27K +2 +0.5%
81 EMXC 0.06% 6,027 $438K $72.68 $9K -333 -5.2%
82 ITW 0.06% 1,771 $436K $246.30 -$3K +85 +5.0%
83 GLD 0.06% 1,095 $434K $396.31 $39K -15 -1.4%
84 BSCS 0.05% 20,638 $425K $20.60 $125K +6,066 +41.6%
85 BAC 0.05% 7,653 $421K $55.00 $40K +269 +3.6%
86 BSCR 0.05% 21,292 $420K $19.74 $125K +6,328 +42.3%
87 BSCT 0.05% 22,288 $420K $18.84 $125K +6,634 +42.4%
88 XLK 0.05% 2,891 $416K $143.98 -$51K +1,233 +74.4%
89 KR 0.05% 6,656 $416K $62.48 -$14K +274 +4.3%
90 ADP 0.05% 1,583 $407K $257.23 -$7K +172 +12.2%
91 IAUM 0.05% 9,348 $402K $42.99 $42K
92 AMAT 0.05% 1,533 $394K $256.99 $85K +26 +1.7%
93 WGS 0.05% 3,000 $390K $130.06 $67K
94 VB 0.05% 1,508 $389K $257.95 $16K +40 +2.7%
95 MPC 0.05% 2,374 $386K $162.63 -$114K -220 -8.5%
96 BA 0.05% 1,733 $376K $217.12 $7K +20 +1.2%
97 WFC 0.05% 3,939 $367K $93.19 $72K +417 +11.8%
98 IBIT 0.05% 7,379 $366K $49.65 -$410K -4,571 -38.2%
99 ADI 0.05% 1,325 $359K $271.20 $91K +234 +21.4%
100 XLI 0.04% 2,219 $344K $155.12 $2K

New Positions

SymbolValue% Port
SPTM $68K 0.01%
LAMR $51K 0.01%
FLO $50K 0.01%
TXG $49K 0.01%
VOOG $44K 0.01%
GNTX $41K 0.01%
VCIT $38K —%
BCS $38K —%
BOTZ $37K —%
RITM-PD $36K —%
CE $36K —%
FMDE $35K —%
SONY $35K —%
VIOV $34K —%
HSBC $34K —%

Sold Out Positions

SymbolValue% Port
RH —%
CBAN —%
CUBE —%
SGOV —%
ENVA —%
NVGS —%
MMI —%
WD —%
FMC —%
AB —%
CBT —%
BYD —%
DOW —%
CNMD —%
TFIN —%
View SEC EDGAR Filings for SJS Investment Consulting Inc. →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms