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Asset Manager ← All Institutions

Retireful, LLC

16932 WILLOWBROOK DRIVE, HASLETT, MI 48840 • 5175129686

Q4 2025 · Filed 2026-01-15
Market Value
$80M
-23.0%
Holdings
145
-48
New Purchases
52
Added To
2
Closed
52
Reduced
32
Top 10 Concentration
35.2%
Turnover
71.7%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
RSP 10.62% 0.00% +10.62% $8M
XLU 2.65% 0.00% +2.65% $2M
VNQ 2.41% 0.00% +2.41% $2M
SCCO 1.50% 0.00% +1.50% $1M
GM 1.44% 0.00% +1.44% $1M
CAT 1.40% 0.00% +1.40% $1M
JKHY 1.17% 0.00% +1.17% $937K
EPAM 1.17% 0.00% +1.17% $935K
RL 1.13% 0.00% +1.13% $901K
AMAT 1.12% 0.00% +1.12% $893K
WMT 1.12% 0.00% +1.12% $891K
EXE 1.04% 0.00% +1.04% $832K
XLG 1.02% 0.00% +1.02% $814K
LLY 0.96% 0.00% +0.96% $763K
AAPL 0.94% 0.00% +0.94% $750K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPY 5.39% 10.90% -5.51% $4M
JPST 0.64% 3.24% -2.61% $507K
USFR 0.00% 2.41% -2.41% $0
GBIL 1.39% 3.79% -2.40% $1M
VCR 0.00% 2.17% -2.17% $0
VV 0.00% 2.17% -2.17% $0
SCHX 0.00% 2.12% -2.12% $0
STIP 0.00% 1.95% -1.95% $0
BIL 1.72% 3.45% -1.73% $1M
ANET 0.00% 1.60% -1.60% $0
UI 0.00% 1.45% -1.45% $0
BOND 0.00% 1.42% -1.42% $0
GEV 0.00% 1.36% -1.36% $0
IUSB 0.00% 1.33% -1.33% $0
NET 0.00% 1.30% -1.30% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 46.1%
Technology 17.8%
Industrials 16.4%
Utilities 4.4%
Energy 4.2%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 23 $18M 22.0%
Large Cap 101 $54M 67.9%
Mid Cap 15 $7M 8.2%
Small Cap 5 $1M 1.4%
Micro Cap 1 $382K 0.5%

Portfolio Analytics

Avg Market Cap
$246.7B
Median Market Cap
$40.8B
Avg P/E
37.6
Median P/E
31.5
Avg Dividend Yield
0.01%
Avg Beta
1.07
# Stocks
93
# ETFs / Funds
52

Top Holdings (145 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 RSP 10.62% 43,839 $8M $193.21 +43,839 NEW
2 SPY 5.39% 6,256 $4M $687.01 -$7M -10,680 -63.1%
3 XLC 2.67% 18,005 $2M $118.29 -$16K -119 -0.7%
4 XLU 2.65% 49,114 $2M $42.96 +49,114 NEW
5 VFH 2.64% 15,647 $2M $134.50 -$68K -904 -5.5%
6 VGT 2.61% 2,739 $2M $760.89 -$112K -202 -6.9%
7 VNQ 2.41% 21,491 $2M $89.22 +21,491 NEW
8 GOOGL 2.31% 5,867 $2M $313.85 $406K -39 -0.7%
9 EXPE 2.02% 5,653 $2M $285.00 $395K -37 -0.7%
10 WDC 1.88% 8,504 $1M $176.06 $467K -73 -0.8%
11 AVGO 1.87% 4,264 $1M $349.85 $73K -36 -0.8%
12 BIL 1.72% 14,966 $1M $91.37 -$2M -23,902 -61.5%
13 APP 1.63% 1,879 $1M $693.71 -$55K -12 -0.6%
14 TPR 1.61% 9,920 $1M $129.53 $152K -85 -0.8%
15 SCCO 1.50% 8,206 $1M $145.48 +8,206 NEW
16 GLW 1.48% 13,306 $1M $88.86 $84K -82 -0.6%
17 UAL 1.48% 10,553 $1M $111.52 -$137K -3,067 -22.5%
18 GM 1.44% 13,983 $1M $82.33 +13,983 NEW
19 CAT 1.40% 1,931 $1M $577.39 +1,931 NEW
20 GBIL 1.39% 11,072 $1M $100.25 -$3M -28,034 -71.7%
21 CHRW 1.39% 6,839 $1M $161.96 $416K +1,615 +30.9%
22 AMD 1.37% 5,086 $1M $215.34 $446K +1,076 +26.8%
23 NVDA 1.24% 5,284 $991K $187.54 -$525 -30 -0.6%
24 TKO 1.24% 4,626 $991K $214.17 -$254K -1,539 -25.0%
25 JKHY 1.17% 5,076 $937K $184.55 +5,076 NEW
26 EPAM 1.17% 4,532 $935K $206.31 +4,532 NEW
27 FIX 1.13% 953 $902K $946.93 $109K -8 -0.8%
28 RL 1.13% 2,511 $901K $358.66 +2,511 NEW
29 C 1.13% 7,667 $899K $117.21 $114K -66 -0.8%
30 AMAT 1.12% 3,434 $893K $259.97 +3,434 NEW
31 WMT 1.12% 7,961 $891K $111.92 +7,961 NEW
32 MU 1.10% 2,994 $876K $292.63 $375K
33 EXE 1.04% 7,431 $832K $112.02 +7,431 NEW
34 XLG 1.02% 13,650 $814K $59.64 +13,650 NEW
35 LLY 0.96% 707 $763K $1,079.75 +707 NEW
36 CW 0.95% 1,357 $758K $558.58 $15K -12 -0.9%
37 AAPL 0.94% 2,748 $750K $273.08 +2,748 NEW
38 DAL 0.94% 10,798 $749K $69.34 $131K -92 -0.8%
39 WAT 0.93% 1,940 $745K $383.99 +1,940 NEW
40 BKR 0.91% 15,790 $728K $46.09 -$364K -6,629 -29.6%
41 GVI 0.88% 6,499 $699K $107.48 +6,499 NEW
42 FLEX 0.87% 11,202 $691K $61.67 $36K -96 -0.8%
43 DAY 0.83% 9,591 $664K $69.22 -$2K -82 -0.8%
44 NTRA 0.83% 2,861 $658K $229.98 +2,861 NEW
45 AEP 0.82% 5,658 $656K $115.99 +5,658 NEW
46 ISRG 0.82% 1,144 $655K $572.63 +1,144 NEW
47 ETR 0.80% 6,852 $640K $93.37 +6,852 NEW
48 ROST 0.78% 3,445 $625K $181.45 +3,445 NEW
49 FICO 0.78% 355 $620K $1,745.75 +355 NEW
50 FDL 0.74% 13,174 $587K $44.56 +13,174 NEW
51 PHM 0.73% 4,952 $585K $118.13 -$404K -2,530 -33.8%
52 URI 0.72% 706 $577K $817.25 -$103K -6 -0.8%
53 WELL 0.72% 3,036 $571K $188.00 +3,036 NEW
54 JPST 0.64% 9,986 $507K $50.78 -$3M -56,188 -84.9%
55 TMO 0.58% 787 $459K $583.45 $77K
56 AOA 0.54% 4,743 $427K $90.06 +4,743 NEW
57 IWF 0.53% 888 $424K $476.95 $8K
58 CWB 0.53% 4,710 $422K $89.64 -$1M -11,916 -71.7%
59 SPHQ 0.51% 5,336 $404K $75.74 -$821K -12,967 -70.8%
60 NEM 0.49% 3,862 $393K $101.86 $68K
61 PH 0.49% 437 $388K $888.82 $57K
62 AOR 0.48% 5,848 $382K $65.32 +5,848 NEW
63 INKM 0.48% 11,537 $382K $33.11 +11,537 NEW
64 GAL 0.48% 7,645 $380K $49.73 -$659K -13,506 -63.9%
65 CMI 0.48% 739 $380K $513.61 $67K
66 TIP 0.48% 3,442 $379K $110.13 +3,442 NEW
67 SGOV 0.45% 3,588 $360K $100.37 -$913K -9,056 -71.6%
68 XLV 0.45% 2,318 $359K $154.80 +2,318 NEW
69 MGV 0.45% 2,505 $356K $142.11 +2,505 NEW
70 RWL 0.45% 3,107 $356K $114.50 +3,107 NEW
71 SPLV 0.45% 4,974 $355K $71.42 +4,974 NEW
72 FDMO 0.44% 4,184 $351K $83.96 +4,184 NEW
73 VUG 0.44% 720 $351K $487.86 +720 NEW
74 MOAT 0.44% 3,377 $350K $103.56 -$1M -10,548 -75.8%
75 AGGY 0.44% 7,919 $350K $44.16 +7,919 NEW
76 AGG 0.44% 3,471 $348K $100.12 -$1M -10,811 -75.7%
77 MGK 0.43% 828 $344K $416.00 +828 NEW
78 TFLO 0.41% 6,556 $331K $50.45 +6,556 NEW
79 KLAC 0.37% 240 $298K $1,243.65 +240 NEW
80 LRCX 0.36% 1,630 $283K $173.78 +1,630 NEW
81 VTRS 0.35% 22,106 $277K $12.54 +22,106 NEW
82 CAH 0.34% 1,313 $272K $207.21 +1,313 NEW
83 RTX 0.34% 1,476 $272K $184.01 +1,476 NEW
84 B 0.34% 6,138 $272K $44.24 +6,138 NEW
85 CTSH 0.34% 3,194 $269K $84.14 +3,194 NEW
86 STX 0.34% 957 $268K $280.08 +957 NEW
87 COF 0.34% 1,098 $268K $243.97 +1,098 NEW
88 KEY 0.33% 12,883 $267K $20.73 +12,883 NEW
89 FCX 0.33% 5,154 $265K $51.41 +5,154 NEW
90 ABC 0.32% 747 $254K $340.04 +747 NEW
91 ADI 0.31% 905 $249K $274.82 +905 NEW
92 AMZN 0.31% 1,050 $244K $232.53 $14K
93 CSCO 0.26% 2,650 $205K $77.41 +2,650 NEW
94 BSV —% -$1M -13,024 -100.0% SOLD
95 MSI —% -$292K -638 -100.0% SOLD
96 SPMO —% -$374K -3,090 -100.0% SOLD
97 IVV —% -$384K -573 -100.0% SOLD
98 NET —% -$1M -6,277 -100.0% SOLD
99 NTRS —% -$581K -4,318 -100.0% SOLD
100 ALNY —% -$302K -662 -100.0% SOLD

New Positions

SymbolValue% Port
RSP $8M 10.62%
XLU $2M 2.65%
VNQ $2M 2.41%
SCCO $1M 1.50%
GM $1M 1.44%
CAT $1M 1.40%
JKHY $937K 1.17%
EPAM $935K 1.17%
RL $901K 1.13%
AMAT $893K 1.12%
WMT $891K 1.12%
EXE $832K 1.04%
XLG $814K 1.02%
LLY $763K 0.96%
AAPL $750K 0.94%

Sold Out Positions

SymbolValue% Port
GWRE —%
UI —%
IQV —%
ANET —%
HUBB —%
HD —%
WSM —%
GRMN —%
ET —%
MSI —%
GEV —%
CCL —%
BX —%
DHI —%
TOL —%
View SEC EDGAR Filings for Retireful, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms