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RETIREMENT GUYS FORMULA LLC

1700 WOODLANDS DRIVE, MAUMEE, OH 43537 • (419) 842-0550

Q4 2025 · Filed 2026-01-23
Market Value
$218M
-23.0%
Holdings
179
+6
New Purchases
11
Added To
63
Closed
30
Reduced
68
Top 10 Concentration
24.4%
Turnover
22.9%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
JPST 4.14% 2.92% +1.22% $9M
PDEC 0.80% 0.00% +0.80% $2M
KO 1.57% 0.82% +0.75% $3M
HEGD 3.45% 2.71% +0.74% $8M
JNJ 1.55% 0.93% +0.62% $3M
JEPQ 1.69% 1.16% +0.54% $4M
AAPL 2.24% 1.71% +0.53% $5M
JEPI 1.97% 1.48% +0.49% $4M
ABC 1.37% 0.89% +0.49% $3M
VO 1.92% 1.43% +0.48% $4M
PG 0.66% 0.18% +0.48% $1M
QQQ 2.54% 2.07% +0.47% $6M
WMT 0.93% 0.46% +0.47% $2M
VIGI 1.80% 1.35% +0.45% $4M
GEV 0.80% 0.35% +0.45% $2M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
PSFF 0.50% 5.21% -4.71% $1M
SCHG 2.42% 6.64% -4.22% $5M
SCHV 0.69% 2.85% -2.17% $1M
VWO 0.00% 1.94% -1.94% $0
BCD 0.39% 1.88% -1.49% $847K
FEZ 0.37% 1.54% -1.17% $817K
SOXQ 0.42% 1.54% -1.12% $912K
AAAU 1.61% 2.72% -1.11% $4M
SGOV 0.22% 0.95% -0.73% $479K
GAPR 0.24% 0.80% -0.56% $525K
K 0.00% 0.39% -0.39% $0
UNH 0.91% 1.26% -0.34% $2M
MO 0.00% 0.32% -0.32% $0
ARKK 0.11% 0.43% -0.32% $242K
DHI 0.00% 0.31% -0.31% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 50.2%
Technology 10.6%
Healthcare 10.2%
Consumer Defensive 6.9%
Utilities 5.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 44 $79M 36.3%
Large Cap 82 $92M 42.4%
Mid Cap 32 $27M 12.3%
Small Cap 14 $16M 7.3%
Micro Cap 7 $4M 1.8%

Portfolio Analytics

Avg Market Cap
$267.5B
Median Market Cap
$38.0B
Avg P/E
33.3
Median P/E
24.3
Avg Dividend Yield
0.02%
Avg Beta
0.85
# Stocks
109
# ETFs / Funds
70

Top Holdings (179 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 JPST 4.14% 178,301 $9M $50.59 $759K +15,462 +9.5%
2 HEGD 3.45% 298,681 $8M $25.21 -$147K -9,365 -3.0%
3 QQQ 2.54% 9,003 $6M $614.32 -$319K -740 -7.6%
4 SCHG 2.42% 161,628 $5M $32.62 -$14M -427,088 -72.5%
5 AAPL 2.24% 17,932 $5M $271.87 $46K -1,035 -5.5%
6 SPY 2.13% 6,804 $5M $681.92 -$128K -353 -4.9%
7 JEPI 1.97% 75,174 $4M $57.24 $116K +1,853 +2.5%
8 VO 1.92% 14,409 $4M $290.23 $121K +584 +4.2%
9 VIGI 1.80% 43,021 $4M $91.45 $111K +336 +0.8%
10 AVEM 1.78% 50,341 $4M $77.02 $62K -452 -0.9%
11 JEPQ 1.69% 63,499 $4M $58.12 $416K +6,575 +11.6%
12 AAAU 1.61% 82,560 $4M $42.55 -$4M -119,282 -59.1%
13 KO 1.57% 49,056 $3M $69.91 $1M +14,130 +40.5%
14 JNJ 1.55% 16,335 $3M $206.94 $741K +2,079 +14.6%
15 HELO 1.55% 50,881 $3M $66.43 -$26K -1,520 -2.9%
16 KNG 1.42% 62,912 $3M $49.15 $47K +1,156 +1.9%
17 VXUS 1.41% 40,847 $3M $75.44 -$25K -1,439 -3.4%
18 FVD 1.41% 66,471 $3M $46.08 $31K +910 +1.4%
19 ABC 1.37% 8,871 $3M $337.75 $479K +817 +10.1%
20 NVDA 1.27% 14,876 $3M $186.50 -$455K -2,435 -14.1%
21 GOOG 1.24% 8,597 $3M $313.81 -$67K -2,755 -24.3%
22 AMZN 1.15% 10,849 $3M $230.82 $92K -137 -1.2%
23 XLP 1.05% 29,564 $2M $77.68 -$106K -1,095 -3.6%
24 LLY 1.05% 2,120 $2M $1,074.79 $361K -393 -15.6%
25 MSFT 1.03% 4,651 $2M $483.60 -$139K +40 +0.9%
26 FV 1.01% 34,943 $2M $62.92 $72K +599 +1.7%
27 META 1.00% 3,298 $2M $660.13 -$175K +95 +3.0%
28 AMAT 0.98% 8,293 $2M $256.99 -$9K -2,159 -20.7%
29 ETN 0.95% 6,534 $2M $318.51 -$306K +155 +2.4%
30 VGT 0.95% 2,741 $2M $753.66 -$174K -259 -8.6%
31 CMI 0.95% 4,041 $2M $510.46 $41K -745 -15.6%
32 NFLX 0.94% 21,881 $2M $93.76 -$447K +19,797 +950.0%
33 TJX 0.94% 13,349 $2M $153.60 $40K -557 -4.0%
34 WMT 0.93% 18,142 $2M $111.22 $722K +5,549 +44.1%
35 UNH 0.91% 6,025 $2M $330.13 -$2M -4,267 -41.5%
36 ANET 0.88% 14,701 $2M $131.03 -$357K -970 -6.2%
37 V 0.87% 5,384 $2M $350.68 $42K -25 -0.5%
38 MA 0.86% 3,289 $2M $570.93 $32K +45 +1.4%
39 VUG 0.86% 4,234 $2M $441.37 $35K +31 +0.7%
40 ABBV 0.85% 8,148 $2M $228.48 $530K +2,395 +41.6%
41 IJR 0.85% 15,476 $2M $119.65 $61K +347 +2.3%
42 AVGO 0.84% 5,297 $2M $346.10 $548K +1,401 +36.0%
43 PANW 0.83% 9,856 $2M $184.20 $569K +3,734 +61.0%
44 DFAU 0.81% 37,645 $2M $46.80 -$52K -1,992 -5.0%
45 PDEC 0.80% 40,103 $2M $43.38 +40,103 NEW
46 GEV 0.80% 2,661 $2M $653.58 $755K +1,061 +66.3%
47 DFLV 0.79% 50,605 $2M $34.21 $26K -1,220 -2.4%
48 UBER 0.78% 20,763 $2M $81.71 -$274K +645 +3.2%
49 VB 0.77% 6,626 $2M $254.89 $193K +671 +11.3%
50 0HQN.L 0.77% 6,713 $2M $250.99 $573K +2,180 +48.1%
51 DGRW 0.77% 18,684 $2M $89.43 -$49K -648 -3.4%
52 ORCL 0.77% 8,561 $2M $194.90 -$712K +96 +1.1%
53 VTV 0.76% 8,973 $2M $184.77 $259K +1,225 +15.8%
54 DFAS 0.75% 23,439 $2M $69.67 -$16K -651 -2.7%
55 BKR 0.74% 35,392 $2M $45.54 $442K +11,378 +47.4%
56 HD 0.69% 4,394 $2M $344.13 $314K +1,437 +48.6%
57 SCHV 0.69% 50,469 $1M $29.61 -$7M -226,987 -81.8%
58 ANGL 0.68% 50,245 $1M $29.37 -$31K -430 -0.8%
59 SIXJ 0.66% 42,081 $1M $34.28 -$56K -2,880 -6.4%
60 MCD 0.66% 4,716 $1M $305.63 $72K +211 +4.7%
61 EOG 0.66% 13,716 $1M $105.01 -$220K -1,093 -7.4%
62 PG 0.66% 9,996 $1M $143.31 $930K +6,725 +205.6%
63 JCPB 0.64% 29,471 $1M $47.35 -$116K -2,315 -7.3%
64 NOW 0.63% 8,994 $1M $153.19 $360K +7,888 +713.2%
65 NVS 0.61% 9,655 $1M $137.87 $107K +108 +1.1%
66 AEP 0.59% 11,131 $1M $115.31 -$10K -364 -3.2%
67 VZ 0.58% 30,970 $1M $40.73 -$173K -1,747 -5.3%
68 HSY 0.57% 6,868 $1M $181.97 -$47K -66 -0.9%
69 CTA 0.56% 44,514 $1M $27.26 -$534K -17,947 -28.7%
70 NEE 0.56% 15,091 $1M $80.28 $54K -236 -1.5%
71 T 0.55% 48,122 $1M $24.84 $908K +37,939 +372.6%
72 DUK 0.55% 10,163 $1M $117.21 -$70K -30 -0.3%
73 ECL 0.53% 4,435 $1M $262.53 -$41K +34 +0.8%
74 INTU 0.53% 1,734 $1M $662.43 $656K +1,013 +140.5%
75 WM 0.52% 5,165 $1M $219.70 -$15K -41 -0.8%
76 SCHD 0.52% 41,350 $1M $27.43 $8K +113 +0.3%
77 EZBC 0.51% 22,147 $1M $50.60 -$52K +4,441 +25.1%
78 PEP 0.51% 7,774 $1M $143.51 -$27K -363 -4.5%
79 MGK 0.50% 2,642 $1M $412.73 $106K +196 +8.0%
80 PSFF 0.50% 33,476 $1M $32.33 -$14M -432,972 -92.8%
81 COST 0.49% 1,243 $1M $862.57 -$625K -590 -32.2%
82 SO 0.48% 11,930 $1M $87.20 $421K +5,391 +82.4%
83 ATO 0.48% 6,184 $1M $167.62 $523K +3,177 +105.7%
84 MKC 0.46% 14,853 $1M $68.11 $3K -221 -1.5%
85 AWK 0.46% 7,638 $997K $130.50 -$81K -104 -1.3%
86 GIS 0.45% 21,244 $988K $46.50 -$133K -872 -3.9%
87 CL 0.44% 12,221 $966K $79.02 -$49K -478 -3.8%
88 ZTS 0.43% 7,518 $946K $125.82 -$39K +785 +11.7%
89 KMB 0.43% 9,352 $944K $100.90 -$93K +1,017 +12.2%
90 ADP 0.43% 3,663 $942K $257.22 -$72K +207 +6.0%
91 MDLZ 0.42% 17,206 $926K $53.83 -$144K +67 +0.4%
92 ABT 0.42% 7,338 $919K $125.28 -$185K -904 -11.0%
93 SOXQ 0.42% 16,352 $912K $55.77 -$3M -70,743 -81.2%
94 BLV 0.41% 12,990 $903K $69.55 -$176K -2,248 -14.8%
95 CLX 0.40% 8,732 $880K $100.83 -$159K +304 +3.6%
96 BCD 0.39% 27,371 $847K $30.96 -$4M -127,215 -82.3%
97 FEZ 0.37% 12,691 $817K $64.39 -$4M -57,540 -81.9%
98 GALT 0.35% 184,562 $768K $4.16 $65K +18,569 +11.2%
99 IVV 0.30% 1,122 $653K $582.16 $3K
100 KOCT 0.29% 18,703 $630K $33.67 $12K

New Positions

SymbolValue% Port
PDEC $2M 0.80%
COF $272K 0.12%
SLV $271K 0.12%
CRS $225K 0.10%
MU $221K 0.10%
CPRX $221K 0.10%
COKE $220K 0.10%
OPCH $218K 0.10%
NJAN $211K 0.10%
WHD $207K 0.09%
BLD $203K 0.09%

Sold Out Positions

SymbolValue% Port
CVX —%
XOM —%
CHWY —%
MO —%
MGY —%
DOCS —%
SYK —%
DKS —%
CAT —%
UL —%
DHI —%
CXT —%
HRL —%
KTB —%
GD —%
View SEC EDGAR Filings for RETIREMENT GUYS FORMULA LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms