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Asset Manager ← All Institutions

Altiora Financial Group, LLC

1607 MARIETTA DRIVE, LEBANON, OH 45036 • (513) 652-5776

Q4 2025 · Filed 2026-02-12
Market Value
$575M
+5.2%
Holdings
99
+1
New Purchases
5
Added To
30
Closed
3
Reduced
27
Top 10 Concentration
61.8%
Turnover
8.1%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VBIL 4.04% 0.00% +4.04% $23M
SUB 1.82% 0.42% +1.39% $10M
BOXX 1.15% 0.00% +1.15% $7M
CTA 3.15% 2.51% +0.64% $18M
GOVT 0.43% 0.00% +0.43% $2M
HIGH 0.34% 0.00% +0.34% $2M
VUG 1.12% 0.94% +0.18% $6M
VTI 4.95% 4.85% +0.10% $28M
VTEB 1.79% 1.72% +0.07% $10M
MLPX 0.08% 0.04% +0.05% $487K
DFIV 1.61% 1.56% +0.04% $9M
GOOG 0.23% 0.19% +0.04% $1M
AEM 0.04% 0.00% +0.04% $222K
LLY 0.17% 0.13% +0.04% $970K
GOOGL 0.17% 0.13% +0.03% $951K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SCHO 1.44% 3.94% -2.50% $8M
SGOV 3.81% 5.80% -1.98% $22M
DFAC 19.97% 20.92% -0.95% $115M
BILS 1.07% 1.68% -0.61% $6M
DFSD 8.12% 8.45% -0.33% $47M
DUSB 1.57% 1.85% -0.28% $9M
BILL 0.18% 0.34% -0.16% $1M
DFUV 2.26% 2.40% -0.14% $13M
NVDA 0.04% 0.18% -0.14% $250K
DFAX 8.16% 8.30% -0.13% $47M
SCHR 2.81% 2.92% -0.11% $16M
SCHP 2.34% 2.44% -0.11% $13M
IAU 0.91% 1.00% -0.09% $5M
DFAT 2.44% 2.53% -0.09% $14M
AMZN 0.24% 0.32% -0.08% $1M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 97.1%
Technology 1.1%
Consumer Cyclical 0.5%
Communication Services 0.4%
Consumer Defensive 0.3%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 27 $63M 10.9%
Large Cap 45 $345M 59.9%
Mid Cap 16 $104M 18.0%
Small Cap 9 $62M 10.8%
Micro Cap 2 $2M 0.3%

Portfolio Analytics

Avg Market Cap
$406.3B
Median Market Cap
$28.0B
Avg P/E
45.9
Median P/E
28.9
Avg Dividend Yield
0.01%
Avg Beta
0.82
# Stocks
26
# ETFs / Funds
73

Top Holdings (99 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 DFAC 19.97% 2,901,645 $115M $39.59 $531K -62,960 -2.1%
2 DFAX 8.16% 1,434,864 $47M $32.73 $2M -10,407 -0.7%
3 DFSD 8.12% 974,467 $47M $47.95 $507K +15,365 +1.6%
4 VTI 4.95% 84,947 $28M $335.27 $2M +4,178 +5.2%
5 CDX 4.16% 1,074,402 $24M $22.27 $894K +69,041 +6.9%
6 VBIL 4.04% 308,137 $23M $75.43 +308,137 NEW
7 SGOV 3.81% 218,567 $22M $100.38 -$10M -96,212 -30.6%
8 CTA 3.15% 664,457 $18M $27.26 $4M +173,179 +35.2%
9 SCHR 2.81% 644,296 $16M $25.08 $195K +9,049 +1.4%
10 DCOR 2.66% 207,528 $15M $73.63 $820K +6,530 +3.2%
11 DFAT 2.44% 236,153 $14M $59.54 $216K -1,679 -0.7%
12 SCHP 2.34% 507,169 $13M $26.49 $93K +12,095 +2.4%
13 DFUV 2.26% 278,793 $13M $46.59 -$127K -14,706 -5.0%
14 SUB 1.82% 97,867 $10M $106.70 $8M +76,229 +352.3%
15 VTEB 1.79% 204,478 $10M $50.29 $879K +16,648 +8.9%
16 DFIV 1.61% 185,313 $9M $49.90 $700K
17 DUSB 1.57% 178,632 $9M $50.65 -$1M -21,040 -10.5%
18 DFUS 1.44% 111,570 $8M $74.17 $193K
19 SCHO 1.44% 339,011 $8M $24.37 -$13M -543,831 -61.6%
20 VXUS 1.15% 87,982 $7M $75.44 $424K +3,404 +4.0%
21 BOXX 1.15% 57,645 $7M $115.10 +57,645 NEW
22 VUG 1.12% 13,174 $6M $487.86 $1M +2,499 +23.4%
23 BILS 1.07% 62,165 $6M $99.22 -$3M -30,254 -32.7%
24 DUHP 1.07% 162,084 $6M $38.03 -$101K -3,788 -2.3%
25 IAU 0.91% 64,394 $5M $81.17 -$233K -10,632 -14.2%
26 STIP 0.91% 50,984 $5M $102.39 $101K +1,452 +2.9%
27 VGSH 0.89% 86,955 $5M $58.73 $217K +3,861 +4.7%
28 DFAS 0.82% 68,074 $5M $69.67 $80K -32 -0.1%
29 VTES 0.78% 44,151 $4M $101.57 $333K +3,420 +8.4%
30 MSFT 0.60% 7,095 $3M $483.61 -$244K
31 DFAI 0.59% 88,579 $3M $38.11 $212K +1,552 +1.8%
32 DFIP 0.57% 78,596 $3M $41.55 -$207K -3,635 -4.4%
33 DIHP 0.56% 102,214 $3M $31.66 $27K -3,396 -3.2%
34 DFAU 0.51% 62,372 $3M $46.80 $263K +4,337 +7.5%
35 VGIT 0.50% 47,534 $3M $59.93 $191K +3,254 +7.3%
36 AAPL 0.48% 10,201 $3M $271.85 $65K -436 -4.1%
37 GOVT 0.43% 106,475 $2M $23.03 +106,475 NEW
38 VTIP 0.40% 46,844 $2M $49.46 -$224K -3,352 -6.7%
39 TSLA 0.40% 5,062 $2M $449.72 -$154K -404 -7.4%
40 SPTS 0.39% 77,488 $2M $29.28 $3K +205 +0.3%
41 HIGH 0.34% 88,800 $2M $22.31 +88,800 NEW
42 IVV 0.30% 2,557 $2M $684.98 -$4K -65 -2.5%
43 SCHJ 0.30% 69,420 $2M $24.90 -$3K
44 IWN 0.25% 7,831 $1M $181.21 $34K
45 DFIC 0.25% 41,086 $1M $34.46 $154K +2,616 +6.8%
46 AMZN 0.24% 6,040 $1M $230.82 -$371K -2,000 -24.9%
47 GOOG 0.23% 4,185 $1M $313.79 $294K +1 +0.0%
48 DISV 0.21% 31,176 $1M $38.00 $74K +63 +0.2%
49 DFSU 0.20% 26,000 $1M $43.43 $25K
50 VPU 0.18% 5,650 $1M $185.04 -$25K
51 BILL 0.18% 19,000 $1M $54.54 -$797K -15,612 -45.1%
52 LLY 0.17% 903 $970K $1,074.68 $250K -41 -4.3%
53 GOOGL 0.17% 3,039 $951K $313.00 $237K +101 +3.4%
54 DFEM 0.15% 25,938 $858K $33.08 $48K +673 +2.7%
55 BAC 0.14% 15,010 $826K $55.00 $51K
56 DFEV 0.13% 22,676 $765K $33.74 $42K
57 MUB 0.13% 7,071 $757K $107.11 $7K +25 +0.3%
58 COST 0.13% 875 $755K $862.34 -$55K
59 VTV 0.12% 3,540 $676K $191.01 $2K -75 -2.1%
60 CVX 0.11% 4,112 $627K $152.41 -$12K
61 GLD 0.11% 1,560 $618K $396.31 $64K
62 VSS 0.09% 3,748 $537K $143.33 $3K
63 DFAE 0.09% 16,349 $532K $32.57 $18K +23 +0.1%
64 SCMB 0.09% 20,000 $515K $25.76 $3K
65 IBIT 0.09% 10,190 $506K $49.65 -$156K
66 SPSB 0.09% 16,751 $506K $30.20 $5K +222 +1.3%
67 MLPX 0.08% 8,050 $487K $60.53 $287K +4,850 +151.6%
68 AVIV 0.08% 6,800 $484K $71.23 $26K
69 MCHI 0.08% 7,990 $480K $60.07 -$46K
70 SPY 0.08% 688 $469K $681.55 $12K +2 +0.3%
71 VB 0.07% 1,603 $414K $257.95 $6K
72 IJS 0.07% 3,466 $394K $113.72 $11K
73 DFSI 0.07% 9,100 $390K $42.85 $17K
74 IWV 0.07% 967 $374K $386.87 $8K
75 AVLV 0.06% 4,890 $371K $75.77 $17K
76 JNJ 0.06% 1,788 $370K $206.98 $39K
77 VCSH 0.06% 4,641 $370K $79.74 $3K +51 +1.1%
78 PG 0.06% 2,563 $367K $143.31 -$27K
79 VV 0.06% 1,100 $346K $314.80 $8K
80 UNH 0.06% 1,038 $343K $330.11 -$16K
81 IBM 0.05% 1,032 $306K $296.21 $14K
82 VBR 0.05% 1,441 $305K $211.79 -$292K -1,419 -49.6%
83 B 0.05% 6,900 $300K $43.55 $74K
84 META 0.05% 440 $290K $660.06 -$32K
85 WMT 0.05% 2,431 $271K $111.41 $20K
86 JPM 0.05% 835 $269K $322.22 -$13K -59 -6.6%
87 NEM 0.05% 2,647 $264K $99.86 $41K
88 VEU 0.04% 3,410 $251K $73.56 $7K
89 NVDA 0.04% 1,338 $250K $186.49 -$746K -4,000 -74.9%
90 IUSB 0.04% 4,964 $231K $46.54 -$844
91 CAT 0.04% 400 $229K $572.87 $11K -57 -12.5%
92 AEM 0.04% 1,311 $222K $169.53 +1,311 NEW
93 CTAS 0.04% 1,178 $221K $188.02 -$74K -264 -18.3%
94 NFLX 0.04% 2,350 $220K $93.76 -$61K +2,115 +900.0%
95 VIG 0.04% 965 $212K $219.76 $4K
96 DFSV 0.04% 6,376 $210K $32.89 $125 -206 -3.1%
97 VOE —% -$423K -2,422 -100.0% SOLD
98 PLTR —% -$365K -2,000 -100.0% SOLD
99 QIS —% -$261K -13,631 -100.0% SOLD

New Positions

SymbolValue% Port
VBIL $23M 4.04%
BOXX $7M 1.15%
GOVT $2M 0.43%
HIGH $2M 0.34%
AEM $222K 0.04%

Sold Out Positions

SymbolValue% Port
VOE —%
PLTR —%
QIS —%
View SEC EDGAR Filings for Altiora Financial Group, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms