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Asset Manager ← All Institutions

HERITAGE OAK WEALTH ADVISORS LLC

105 GARFELD ST, SANTA ROSA BEACH, FL 32459 • 4792303113

Q4 2025 · Filed 2026-01-21
Market Value
$244M
-5.4%
Holdings
92
+7
New Purchases
12
Added To
29
Closed
15
Reduced
30
Top 10 Concentration
75.3%
Turnover
29.3%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
WMT 40.22% 36.79% +3.43% $98M
BIL 9.27% 7.21% +2.06% $23M
QQQ 8.43% 6.77% +1.67% $21M
IVV 1.18% 0.16% +1.02% $3M
QQQM 1.09% 0.13% +0.96% $3M
VONG 0.60% 0.00% +0.60% $1M
ITOT 2.11% 1.64% +0.46% $5M
AMD 0.46% 0.00% +0.46% $1M
SPYG 0.42% 0.00% +0.42% $1M
IEF 0.47% 0.17% +0.31% $1M
IBB 0.29% 0.00% +0.29% $719K
AAPL 1.83% 1.57% +0.26% $4M
GLD 1.80% 1.54% +0.26% $4M
XME 1.37% 1.17% +0.20% $3M
XLY 0.20% 0.00% +0.20% $477K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
CORZ 0.00% 5.25% -5.25% $0
BKHY 0.18% 1.72% -1.54% $446K
FLHY 0.09% 1.55% -1.46% $216K
TMB 0.09% 1.54% -1.45% $223K
JPST 7.42% 8.77% -1.35% $18M
IBIT 0.00% 0.60% -0.60% $0
YOLO 0.81% 1.26% -0.46% $2M
ITA 0.81% 1.01% -0.21% $2M
FLBL 0.00% 0.20% -0.20% $0
HYG 0.27% 0.46% -0.19% $656K
TSLA 0.27% 0.45% -0.18% $658K
XLI 0.00% 0.18% -0.18% $0
PLTR 0.00% 0.15% -0.15% $0
XLK 0.77% 0.90% -0.13% $2M
HOOD 0.00% 0.13% -0.13% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Consumer Defensive 47.4%
Financial Services 46.8%
Technology 2.7%
Consumer Cyclical 1.3%
Communication Services 0.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 23 $137M 56.2%
Large Cap 35 $77M 31.4%
Mid Cap 16 $19M 7.8%
Small Cap 13 $7M 2.9%
Micro Cap 5 $4M 1.8%

Portfolio Analytics

Avg Market Cap
$442.5B
Median Market Cap
$26.6B
Avg P/E
55.0
Median P/E
28.9
Avg Dividend Yield
0.01%
Avg Beta
1.02
# Stocks
26
# ETFs / Funds
66

Top Holdings (92 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 WMT 40.22% 878,404 $98M $111.65 $3M -41,272 -4.5%
2 BIL 9.27% 247,357 $23M $91.38 $4M +44,947 +22.2%
3 QQQ 8.43% 33,472 $21M $614.31 $3M +4,436 +15.3%
4 JPST 7.42% 356,364 $18M $50.77 -$5M -89,193 -20.0%
5 ITOT 2.11% 34,560 $5M $148.69 $907K +5,506 +18.9%
6 AAPL 1.83% 16,455 $4M $271.87 $421K +538 +3.4%
7 GLD 1.80% 11,076 $4M $396.31 $415K -105 -0.9%
8 HYLB 1.45% 96,232 $4M $36.83 -$215K -5,070 -5.0%
9 XME 1.37% 32,310 $3M $103.61 $328K -93 -0.3%
10 USHY 1.34% 87,497 $3M $37.39 -$327K -7,765 -8.2%
11 PLNT 1.22% 27,350 $3M $108.47 $128K
12 IVV 1.18% 4,208 $3M $684.94 $2M +3,580 +570.1%
13 QQQM 1.09% 10,504 $3M $252.92 $2M +9,102 +649.2%
14 IAI 1.07% 14,613 $3M $179.37 $35K -9 -0.1%
15 SPHY 1.02% 105,098 $2M $23.67 $172K +8,363 +8.7%
16 SGOV 0.97% 23,577 $2M $100.38 -$22K -142 -0.6%
17 SMH 0.84% 5,713 $2M $360.13 $194K +4 +0.1%
18 YOLO 0.81% 595,668 $2M $3.30 -$1M -327,396 -35.5%
19 ITA 0.81% 9,148 $2M $214.69 -$649K -3,341 -26.8%
20 MSMR 0.79% 55,382 $2M $34.83 -$280K -9,929 -15.2%
21 SHYG 0.77% 43,991 $2M $42.87 -$210K -4,410 -9.1%
22 XLK 0.77% 12,996 $2M $143.97 -$447K +4,773 +58.0%
23 SJNK 0.71% 68,422 $2M $25.32 -$75K -2,190 -3.1%
24 XOP 0.66% 12,682 $2M $126.26 -$199K -939 -6.9%
25 VONG 0.60% 12,065 $1M $121.75 +12,065 NEW
26 PEP 0.58% 9,813 $1M $144.93 $51K +48 +0.5%
27 GRID 0.55% 8,728 $1M $153.02 $48K +206 +2.4%
28 AMZN 0.50% 5,297 $1M $230.82 $76K +77 +1.5%
29 IEF 0.47% 12,044 $1M $96.16 $727K +7,577 +169.6%
30 TPYP 0.47% 32,485 $1M $35.63 $34K +1,668 +5.4%
31 AMD 0.46% 5,185 $1M $214.16 +5,185 NEW
32 DSTL 0.44% 18,149 $1M $58.90 $9K -137 -0.8%
33 SPYG 0.42% 9,543 $1M $106.70 +9,543 NEW
34 HUM 0.35% 3,326 $855K $257.05 -$8K +10 +0.3%
35 URA 0.34% 19,251 $823K $42.73 $37K +2,776 +16.9%
36 NVDA 0.33% 4,322 $806K $186.50 $16K +88 +2.1%
37 MSFT 0.31% 1,584 $766K $483.59 -$24K +58 +3.8%
38 BRK-A 0.31% 1 $755K $754,800.00 $600
39 IBB 0.29% 4,261 $719K $168.77 +4,261 NEW
40 TSLA 0.27% 1,464 $658K $449.72 -$513K -1,169 -44.4%
41 HYG 0.27% 8,131 $656K $80.63 -$524K -6,398 -44.0%
42 GOOGL 0.27% 2,072 $649K $313.00 $236K +374 +22.0%
43 META 0.22% 828 $547K $660.09 $252K +427 +106.5%
44 SCHB 0.22% 20,120 $528K $26.23 -$24K -1,351 -6.3%
45 MA 0.21% 903 $516K $570.88 -$974 -5 -0.6%
46 BRK-B 0.20% 952 $479K $502.65 $8K +16 +1.7%
47 XLY 0.20% 3,991 $477K $119.41 +3,991 NEW
48 IWM 0.20% 1,933 $476K $246.16 +1,933 NEW
49 DLN 0.19% 5,360 $472K $88.08 $48K +492 +10.1%
50 SCHD 0.19% 16,819 $461K $27.43 -$15K -624 -3.6%
51 SHV 0.18% 4,061 $447K $110.15 -$10K -74 -1.8%
52 BKHY 0.18% 9,205 $446K $48.46 -$4M -81,944 -89.9%
53 MINT 0.18% 4,307 $434K $100.70 -$14K -139 -3.1%
54 SPY 0.17% 602 $412K $683.90 +602 NEW
55 SCHZ 0.16% 17,169 $401K $23.37 $7K +391 +2.3%
56 IYH 0.14% 5,181 $337K $65.10 +5,181 NEW
57 JNJ 0.14% 1,600 $331K $206.99 $27K -39 -2.4%
58 MBB 0.14% 3,463 $330K $95.22 $85K +894 +34.8%
59 MUB 0.13% 2,972 $318K $107.11 $2K
60 GOOG 0.13% 975 $306K $313.80 $81K +53 +5.8%
61 SSUS 0.12% 6,118 $298K $48.75 $53K +1,036 +20.4%
62 NFLX 0.11% 2,984 $280K $93.76 -$169K +2,610 +697.9%
63 AVGO 0.11% 790 $273K $346.10 -$3K -47 -5.6%
64 CLOI 0.11% 5,025 $265K $52.81 -$268K -5,015 -50.0%
65 DDEC 0.11% 5,728 $258K $45.09 $8K
66 DSEP 0.10% 5,666 $254K $44.91 $4K
67 JPM 0.10% 757 $244K $322.22 $25K +63 +9.1%
68 VTV 0.09% 1,190 $227K $190.99 $25K +107 +9.9%
69 TMB 0.09% 8,716 $223K $25.58 -$4M -146,520 -94.4%
70 BKCH 0.09% 3,452 $221K $63.88 -$81K -43 -1.2%
71 FLHY 0.09% 8,846 $216K $24.41 -$4M -153,693 -94.6%
72 AGG 0.09% 2,119 $212K $99.88 +2,119 NEW
73 XBI 0.09% 1,735 $212K $121.93 +1,735 NEW
74 SCHF 0.09% 8,666 $208K $24.04 $7K
75 TSN 0.08% 3,512 $206K $58.61 +3,512 NEW
76 QLTA 0.08% 4,181 $201K $48.09 +4,181 NEW
77 MSOS 0.08% 40,332 $190K $4.72 -$61K -12,140 -23.1%
78 PAVE —% -$307K -6,451 -100.0% SOLD
79 XLI —% -$457K -2,962 -100.0% SOLD
80 BKLN —% -$248K -11,833 -100.0% SOLD
81 SPHB —% -$217K -1,973 -100.0% SOLD
82 IXN —% -$254K -2,459 -100.0% SOLD
83 HOOD —% -$332K -2,321 -100.0% SOLD
84 FLBL —% -$524K -21,813 -100.0% SOLD
85 CORZ —% -$14M -753,516 -100.0% SOLD
86 EOSE —% -$114K -10,000 -100.0% SOLD
87 POWR —% -$273K -10,879 -100.0% SOLD
88 JAAA —% -$304K -5,982 -100.0% SOLD
89 PL —% -$130K -10,000 -100.0% SOLD
90 IBIT —% -$2M -23,871 -100.0% SOLD
91 IYW —% -$241K -1,232 -100.0% SOLD
92 PLTR —% -$399K -2,186 -100.0% SOLD

New Positions

SymbolValue% Port
VONG $1M 0.60%
AMD $1M 0.46%
SPYG $1M 0.42%
IBB $719K 0.29%
XLY $477K 0.20%
IWM $476K 0.20%
SPY $412K 0.17%
IYH $337K 0.14%
AGG $212K 0.09%
XBI $212K 0.09%
TSN $206K 0.08%
QLTA $201K 0.08%

Sold Out Positions

SymbolValue% Port
PL —%
CORZ —%
HOOD —%
PAVE —%
BKLN —%
IBIT —%
IYW —%
IXN —%
SPHB —%
FLBL —%
JAAA —%
EOSE —%
POWR —%
PLTR —%
XLI —%
View SEC EDGAR Filings for HERITAGE OAK WEALTH ADVISORS LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms