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CB

NYSE · USD

Chubb Limited

Financial Services · Insurance - Property & Casualty

CEO Evan G. Greenberg Employees 45,000 R&D / revenue 0.0%

Live stock page Read the factsheet

Last price

$359.79+1.98%last session

Market cap

$138.8B

P/E (TTM)

12.6x

From 52w high

−1.7%

From 52w low

+35.1%

1-year return

+34.6%

RSI 14 · vs SMA200

73.0 · +8.6%

IS score

61.0/ 100

Factor model across 8 sub-scores, ranked against 3,010 US stocks. Describes the business, not the outlook.

Download full factsheet (PDF)

One year, rebased to 100

CB SPY XLF (sector ETF) · weekly closes

Score DNA

Each bar is a 0-100 score within the scored universe

Profitability

Growth

Value

Momentum

100

Risk (safety)

Quality

Balance sheet

Earnings quality

Flags

Strengths

✓ Congress buying

Warnings

None of the computed warning flags fires for CB (Altman, Beneish, accruals, FCF, dilution).

Observations

Moat model: Weak, Efficient ScalePiotroski 7 / 9Beta 0.383 of 4 smart-money sources active

Smart-money strip

Each disclosure source on its own window. Filings coinciding is not coordination.

INSForm 4 · 180 days

Insider open-market buys

6 open-market sales, $13.8M

Form 144 notices (12m): 31, $97.5M proposed, not confirmed sales

CONGSTOCK Act · 180 days

Congressional purchases

Last disclosed purchase 2026-09-04

Members disclose in ranges, 30-45 days after the trade

13F13F · quarter to 2026-06-30

Net change in institutional holders

+53

181 new holders, 99 closed

2,154 filers hold 89.3% · 842 added, 802 trimmed

ETFETF holdings · 30 days

Net funds accumulating

+84

490 funds adding shares

406 funds trimming · counts of funds, not dollars

DARKFINRA · daily

Short-sale share of off-exchange volume

29.4%

20-day avg 41.4%, 50-day avg 40.1%

Latest 12.0 pp under its 20-day average · a flow, not short interest

Key financials · FY2025

USD, fiscal year. Stock-based compensation is non-cash; shown against FCF.

Income statement

Revenue$59.6B

Revenue growth YoY+6.1%

Gross margin46.2%

Operating income$23.2B

Operating margin38.9%

Net income$10.3B

Net margin17.3%

EPS (diluted)$25.73

Cash flow

Operating cash flow$14.5B

Capital expenditure$0

Free cash flow$14.5B

FCF conversion (FCF / OCF)100.0%

Stock-based compensation$0

FCF less SBC$14.5B

Buybacks$3.7B

Dividends$1.5B

Balance sheet & returns

Cash & short-term investments$2.5B

Total debt$21.2B

Net debt$18.7B

Shareholders' equity$79.8B

Goodwill & intangibles$26.4B

Debt / equity0.24

ROE (TTM)15.2%

ROIC (TTM)3.5%

Operating margin by fiscal year

Revenue $40.8B (FY2021) to $59.6B (FY2025), a 9.9% CAGR.

Valuation

P/E (TTM)12.6x

EV / EBITDA12.6x

Price / sales2.24x

Price / FCF8.6x

FCF yield11.58%

Buyback yield2.66%

SBC / revenue0.0%

Price / book1.88x

Forward P/E FY202612.8x

Forward P/E FY202712.3x

Forward P/E FY202811.3x

Forward multiples divide today's price by Street EPS estimates. Street mean target $350.29 across 7 analysts last quarter is theirs, not ours.

CB vs industry median

95 companies in Insurance - Property & Casualty

CB (TTM)Industry median Asset turnover 0.22 vs industry 0.34 · financial leverage 3.73

Earnings delivery

Next report 2026-10-20 · consensus EPS $6.79

100%

beat rate, 12 of 12 quarters

+11.5%

median EPS surprise

longest beat streak

EPS surprise in % vs the consensus at the time, oldest (left) to newest, 2023-07-25 to 2026-04-21. Bars cap at ±60%.

Peers

Market-cap band, not the industry cohort above

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	12m return
CB Chubb Limited	$138.8B	12.6x	15.2%	18.1%	+6.1%	+34.6%
PGR The Progressive Corporation	$127.0B	11.0x	34.9%	14.0%	+10.5%	−1.4%
TRV The Travelers Companies, Inc	$81.2B	10.1x	27.5%	15.4%	+1.1%	+51.2%
ALL The Allstate Corporation	$62.7B	4.9x	46.1%	17.6%	+5.4%	+27.8%
WRB W. R. Berkley Corporation	$28.0B	15.4x	19.8%	6.6%	+26.0%	+5.3%
CINF Cincinnati Financial Corpora	$26.3B	8.0x	21.5%	29.4%	+19.5%	—
MKL Markel Corporation	$22.9B	10.1x	12.6%	22.5%	+6.7%	—
L Loews Corporation	$22.6B	13.5x	10.5%	9.4%	+4.3%	—

12-month window: SPY +15.9%, sector ETF XLF +7.2%. Past returns describe history only.

Recent 8-K filings

2026-07-21Earnings Release; Exhibits

2026-06-10Other Events; Exhibits

2026-05-22Officer/Director Change; Bylaws Amendment; Shareholder Vote; Exhibits

2026-05-20Other Events; Exhibits

2026-04-21Earnings Release; Exhibits

2026-03-11Amendments to Articles of Incorporation or Bylaws; Financial Statements and Exhibits

Context

Shares outstanding385,800,000

Free float90.7%

Institutional ownership89.3%

Beta0.38

Dividend yield1.11%

Last dividend$1.02 on 2026-09-11

50 / 200-day average$340.49 / $331.28

Large-cap Financial Services median P/E14.0x

Full factsheet

The PDF carries everything on this page plus the cash-allocation waterfall, Form 144 notices, 13F holder detail, dark-pool and short-flow history, seasonality and the moat assessment (Weak).

Read it in the browser Download (PDF)

All fundamentals · 140 measures in 13 categories

Percentile = where CB sits among 53 scored companies in Insurance - Property & Casualty (0 = lowest value, 100 = highest). It is a position, not a grade. Balance-sheet ratios built for operating companies are n/a for lenders and insurers.

Valuation Profitability (TTM)Returns on capital Growth Margin history & stability Liquidity (latest quarter)Leverage & solvency (latest quarter)Efficiency Cash flow & earnings quality Dividends & buybacks Scores & forensic checks Per share Size (TTM)

Valuation

Measure	CB	Industry median	Industry percentile	Sector median
P/E (TTM)	12.4x	10.5x	67th	11.9x
PEG (P/E ÷ 3-yr EPS CAGR)	0.46	0.40	63rd	1.04
Price / sales	2.2x	1.2x	77th	2.5x
Price / book	1.8x	1.9x	46th	1.3x
Price / tangible book	2.7x	2.1x	63rd	1.6x
Price / free cash flow	n/a
Price / operating cash flow	n/a
Enterprise value	n/a
EV / sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / free cash flow	n/a
Earnings yield	8.1%	9.2%	42nd	7.9%
FCF yield	n/a
Operating cash flow yield	n/a
Graham number (per share)	$350.88	$75.52	96th	$50.71

Profitability (TTM)

Measure	CB	Industry median	Industry percentile	Sector median
Gross margin	n/a
EBITDA margin	n/a
Operating margin	18.2%	14.5%	69th	23.3%
EBIT margin	19.1%	15.5%	75th	23.3%
Net margin	18.1%	11.2%	77th	18.7%
NOPAT margin	13.7%	11.5%	67th	18.7%
FCF margin	n/a
Operating cash flow margin	n/a
R&D / revenue	0.0%	0.0%	0th	0.0%
SG&A / revenue	9.8%	5.7%	62nd	20.1%
Stock comp / revenue	0.0%	0.3%	0th	0.7%
Effective tax rate	25.0%	20.9%	92nd	21.0%

Returns on capital

Measure	CB	Industry median	Industry percentile	Sector median
ROE (on average equity)	15.5%	18.3%	44th	11.9%
ROA	4.1%	3.3%	62nd	1.4%
ROIC	n/a
ROCE	n/a
Return on tangible assets	4.4%	4.4%	50th	2.0%
Cash ROIC (OCF / invested capital)	n/a
Gross profitability (GP / assets)	n/a
ROIC, 3-yr average	n/a
ROIC, 5-yr average	n/a
ROE, 5-yr average	13.8%	10.8%	64th	10.7%
Incremental ROIC	n/a

Growth

Measure	CB	Industry median	Industry percentile	Sector median
Revenue growth (TTM YoY)	7.6%	8.0%	46th	7.1%
Revenue growth (QoQ)	7.1%	7.4%	44th	2.8%
Revenue CAGR, 3 yr	10.1%	8.4%	55th	10.8%
Revenue CAGR, 5 yr	9.7%	7.5%	60th	11.3%
Gross profit CAGR, 3 yr	n/a
Operating income CAGR, 3 yr	16.3%	19.9%	39th	8.8%
Net income growth (TTM YoY)	21.9%	29.7%	21st	24.7%
Net income CAGR, 3 yr	24.7%	22.9%	55th	9.4%
EPS growth (TTM YoY)	25.3%	32.1%	26th	25.1%
EPS CAGR, 3 yr	27.0%	25.3%	55th	7.3%
EPS CAGR, 5 yr	9.3%	7.7%	58th	4.2%
FCF growth (TTM YoY)	n/a
FCF CAGR, 3 yr	n/a
Operating cash flow CAGR, 3 yr	n/a
Book value CAGR, 3 yr	14.7%	12.2%	62nd	8.9%
Dividend CAGR, 3 yr	3.3%	2.9%	53rd	1.9%
Sustainable growth rate	13.4%	11.8%	53rd	8.3%

Margin history & stability

Measure	CB	Industry median	Industry percentile	Sector median
Gross margin, 3-yr average	n/a
Operating margin, 3-yr average	19.1%	10.5%	77th	21.4%
Net margin, 3-yr average	17.3%	8.2%	88th	16.5%
FCF margin, 3-yr average	n/a
Revenue stability (0-1)	0.99	0.94	94th	0.86
Earnings stability (0-1)	0.49	0.44	60th	0.37
Margin stability (0-1)	0.81	0.72	77th	0.81

Liquidity (latest quarter)

Measure	CB	Industry median	Industry percentile	Sector median
Cash & short-term investments	n/a
Net cash (− = net debt)	n/a
Working capital	n/a
Current ratio	n/a
Quick ratio	n/a
Cash ratio (cash + ST investments / current liabilities)	n/a
Defensive interval (days)	n/a

Leverage & solvency (latest quarter)

Measure	CB	Industry median	Industry percentile	Sector median
Total debt	n/a
Debt / equity	n/a
Net debt / equity	n/a
Debt / assets	n/a
Debt / capital	n/a
Debt / EBITDA	n/a
Net debt / EBITDA	n/a
Interest coverage (EBIT / interest)	n/a
Cash interest coverage	n/a
Debt payback (years of OCF)	n/a
Liabilities / assets	71.3%	76.7%	23rd	86.2%
IS credit model rating	AA	—		—
Implied credit spread (bps)	80	80	46th	175

Efficiency

Measure	CB	Industry median	Industry percentile	Sector median
Asset turnover	n/a
Fixed asset turnover	n/a
Inventory turnover	n/a
Receivables turnover	n/a
Days sales outstanding	n/a
Days inventory outstanding	n/a
Days payables outstanding	n/a
Cash conversion cycle (days)	n/a
Capex / revenue	n/a
Capex / depreciation	n/a
Operating expense ratio	n/a

Cash flow & earnings quality

Measure	CB	Industry median	Industry percentile	Sector median
Operating cash flow / net income	n/a
FCF / net income	n/a
FCF / operating cash flow	n/a
Capex / operating cash flow	n/a
Accruals ratio	n/a
Sloan accruals ratio	n/a
Earnings quality score (0-1)	n/a

Dividends & buybacks

Measure	CB	Industry median	Industry percentile	Sector median
Dividend yield	1.1%	1.6%	37th	2.3%
Dividend per share (TTM)	$3.98	$1.28	81st	$1.03
Payout ratio (dividends / net income)	13.7%	19.5%	40th	30.0%
Dividends / FCF	n/a
Dividend growth (YoY)	7.2%	7.8%	49th	6.4%
Buyback yield	3.2%	1.5%	77th	1.7%
Shareholder yield (dividends + buybacks)	4.3%	3.9%	62nd	5.2%
Share count change (YoY)	-2.7%	-0.8%	22nd	-0.3%
Buybacks, last 5 years	$17.5B	$125.1M	98th	$85.3M

Scores & forensic checks

Measure	CB	Industry median	Industry percentile	Sector median
IS score	61	59	67th	53
IS profitability	59	51	67th	59
IS growth	61	61	48th	57
IS value	73	76	46th	77
IS momentum	88	86	58th	76
IS risk (safety)	100	100	19th	65
IS quality	81	78	79th	71
IS balance sheet	63	69	37th	51
IS earnings quality	71	69	71st	74
IS cash flow	85	75	77th	71
Piotroski F-score (0-9)	7	6	52nd	6
Altman Z-score	—
Beneish M-score	—
Ohlson O-score	−7.92	−6.61	6th	−6.00
IS credit score	87	87	46th	68

Per share

Measure	CB	Industry median	Industry percentile	Sector median
EPS, diluted (TTM)	$28.53	$4.92	94th	$3.36
Book value per share	$191.79	$37.25	98th	$28.13
Tangible book per share	$138.31	$23.17	98th	$21.49
Revenue per share	$157.81	$73.91	88th	$17.62
FCF per share	n/a
Operating cash flow per share	n/a
Cash per share	n/a

Size (TTM)

Measure	CB	Industry median	Industry percentile	Sector median
Market cap	$138.8B	$2.5B	100th	$2.5B
Revenue	$62.0B	$2.0B	96th	$1.0B
EBITDA	$12.2B	$307.4M	96th	$269.3M
Net income	$11.2B	$219.9M	96th	$168.0M
Free cash flow	n/a
Total assets	$281.3B	$6.4B	100th	$8.5B
Shareholders' equity	$75.4B	$1.7B	100th	$1.5B
Employees	45,000	1,800	96th	1,392

Insider transactions, last 6 months

Form 4 · most recent 12

Date	Insider	Type	Shares	Price	Value	Owned after
2026-09-01	Wayland Joseph F Executive Vice President and*	Tax withholding	144	$338.74	$48,779	33,605
2026-08-21	Connors Michael P Director	Open-market sale	5,500	$345.00	$1.9M	12,803
2026-07-28	Wayland Joseph F Executive Vice President and*	Open-market sale	8,502	$364.54	$3.1M	33,749
2026-06-08	Ortega Juan Luis Executive Vice President*	Option exercise	3,886	$139.01	$540,193	32,745
2026-06-08	Ortega Juan Luis Executive Vice President*	Open-market sale	3,886	$322.08	$1.3M	28,859
2026-06-08	Ortega Juan Luis Executive Vice President*	Option exercise	3,886	$139.01	$540,193	60,234
2026-05-28	Keogh John W President &COO	Gift	1,352	—	—	140,970
2026-05-27	Keogh John W President &COO	Open-market sale	20,176	$321.45	$6.5M	206,146
2026-05-27	Keogh John W President &COO	Open-market sale	2,824	$321.95	$909,185	203,322
2026-05-27	Keogh John W President &COO	Gift	61,000	—	—	142,322
2026-05-27	Keogh John W President &COO	Gift	61,000	—	—	61,000
2026-05-21	Atieh Michael G Director	Award / grant	681	—	—	40,785

Shares acquired vs disposed, by month

acquired disposed · all Form 4 types

By transaction type, 6 months

Type	Direction	Filings	Shares	Value
Award / grant	Acquired	12	10,185	—
Gift	Disposed	2	62,352	—
Gift	Acquired	1	61,000	—
Open-market sale	Disposed	6	41,466	$13.8M
Option exercise	Acquired	1	3,886	$540,193
Option exercise	Disposed	1	3,886	$540,193
Return to issuer	Disposed	9	22,547	—
Tax withholding	Disposed	21	142,633	$47.1M

Awards, option exercises and tax withholding are compensation mechanics; open-market buys and sales are the discretionary ones.

Form 144 notices

12 months: 31 notices · 309,078 shares · $97.5M

Filed	Filer	Shares proposed	Est. proceeds
2026-08-21	Connors Michael P	5,500	$1.9M
2026-07-28	Wayland Joseph F	8,502	$3.1M
2026-06-09	Burke Sheila P	2,500	$812,500
2026-06-08	Ortega Juan Luis	3,886	$1.3M

A Form 144 is notice of a proposed sale, not a confirmed one.

Congress trades

12 months: House 28 trades (17 purchases) · Senate 0 (0 purchases)

Traded	Member	Chamber	Type	Amount	Disclosed
2026-09-24	Maria Elvira Salazar	House	Sale	$1,001 - $15,000	2026-10-08
2026-09-23	Kevin Hern	House	Sale	$1,001 - $15,000	2026-10-14
2026-09-23	Kevin Hern	House	Sale (Full)	$1,001 - $15,000	2026-10-13
2026-09-04	Ro Khanna	House	Purchase	$1,001 - $15,000	2026-10-09
2025-07-17	Shelley Moore Capito	Senate	Sale	$1,001 - $15,000	2025-08-04
2025-07-17	Shelley Moore Capito	Senate	Sale (Partial)	$1,001 - $15,000	2025-08-04
2025-07-17	Shelley Moore Capito	Senate	Sale	$1,001 - $15,000	2025-08-04
2025-07-17	Shelley Moore Capito	Senate	Sale (Partial)	$1,001 - $15,000	2025-08-03

STOCK Act disclosures, in ranges, filed up to 45 days after the trade.

Largest 13F holders

Quarter to 2026-06-30, the latest most managers have filed

Manager	Shares	Value	% of shares out
BlackRock, Inc.	29,093,549	$9.9B	7.54%
VANGUARD CAPITAL MANAGEMENT LLC	23,177,820	$7.9B	6.01%
STATE STREET CORP	16,727,420	$5.7B	4.34%
PRICE T ROWE ASSOCIATES INC /MD/	15,345,301	$5.2B	3.98%
FMR LLC	13,368,929	$4.6B	3.47%
GQG Partners LLC	12,473,178	$4.3B	3.23%
GEODE CAPITAL MANAGEMENT, LLC	9,145,154	$3.1B	2.37%
VANGUARD PORTFOLIO MANAGEMENT LLC	8,896,501	$3.0B	2.31%
WELLINGTON MANAGEMENT GROUP LLP	6,195,189	$2.1B	1.61%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/	5,887,366	$2.0B	1.53%
Capital World Investors	5,584,363	$1.9B	1.45%
AMERIPRISE FINANCIAL INC	5,367,693	$1.8B	1.39%
BANK OF AMERICA CORP /DE/	4,534,497	$1.5B	1.18%
RAYMOND JAMES FINANCIAL INC	4,086,308	$1.4B	1.06%
WELLS FARGO & COMPANY/MN	3,852,983	$1.3B	1.00%

Institutional ownership by quarter

% of shares held by 13F filers

Number of 13F filers holding

Holder changes by quarter

Quarter	Holders	Ownership	New	Increased	Reduced	Closed
2026-06-30	2,154	89.3%	181	842	802	99
2026-03-31	2,101	89.3%	196	790	784	98
2025-12-31	2,037	90.0%	280	793	690	109
2025-09-30	1,908	87.5%	138	759	718	136
2025-06-30	1,939	90.5%	157	821	643	97
2025-03-31	1,906	93.2%	176	703	748	123
2024-12-31	1,887	92.8%	229	760	603	91
2024-09-30	1,781	91.5%	199	666	652	86
2024-06-30	1,688	91.6%	133	702	577	101
2024-03-31	1,682	91.5%	195	592	638	71
2023-12-31	1,581	91.6%	228	583	550	81
2023-09-30	1,453	91.6%	132	561	544	115

Schedule 13D / 13G filers

Filed	Form	Filer	% of class	Shares
2026-04-28	SCHEDULE 13G	Vanguard Capital Management	6.9%	26,869,666
2026-03-26	SCHEDULE 13G/A	The Vanguard Group	0.0%	0
2025-11-14	SCHEDULE 13G/A	National Indemnity Company	8.0%	31,332,895

Required above 5% of a class; 13G is the passive form.

ETFs with the largest holding

ETF	Weight in fund	Holding value
VITSX	0.15%	$3.6B
VTSAX	0.15%	$3.6B
VSMPX	0.15%	$3.6B
VTI	0.15%	$3.6B
VFINX	0.17%	$3.0B
VOO	0.17%	$3.0B

Share structure

Shares outstanding385,800,000

Float349,878,034

Free float90.7%

Income statement

Fiscal years, USD

	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$40.8B	$43.0B	$50.1B	$56.1B	$59.6B
Cost of revenue	$29.4B	$32.1B	$36.3B	$40.0B	$32.0B
Gross profit	$11.3B	$10.8B	$13.8B	$16.2B	$27.5B
R&D	$0	$0	$0	$0	$0
SG&A	$3.1B	$3.4B	$4.0B	$4.4B	$4.5B
Operating income	$9.8B	$6.5B	$9.5B	$11.5B	$23.2B
EBITDA	$10.6B	$7.3B	$10.5B	$12.5B	$10.1B
Pretax income	$9.8B	$6.5B	$9.5B	$11.5B	$13.0B
Income tax	$1.3B	$1.2B	$511.0M	$1.8B	$2.4B
Net income	$8.5B	$5.2B	$9.0B	$9.3B	$10.3B
EPS, diluted	$19.27	$12.39	$21.80	$22.70	$25.73
Diluted shares	443.2M	423.5M	414.2M	411.9M	396.5M

Balance sheet

	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & short-term investments	$97.9B	$25.8B	$33.8B	$39.2B	$2.5B
Receivables	$28.9B	$31.1B	$33.6B	$34.5B	$15.9B
Inventory	$0	$0	$0	$0	$0
Total current assets	$0	$0	$0	$0	$18.4B
PP&E, net	$0	$0	$0	$0	$4.5B
Goodwill & intangibles	$20.9B	$25.4B	$30.1B	$29.2B	$26.4B
Total assets	$200.1B	$199.0B	$230.7B	$246.5B	$247.8B
Accounts payable	$7.2B	$7.8B	$8.3B	$8.1B	$0
Total current liabilities	$0	$0	$0	$0	$0
Long-term debt	$15.2B	$14.4B	$13.0B	$14.5B	$16.1B
Total liabilities	$140.3B	$148.5B	$167.0B	$178.2B	$168.1B
Shareholders' equity	$59.7B	$50.5B	$63.7B	$68.4B	$79.8B

Cash flow statement

Outflows are negative

	FY2021	FY2022	FY2023	FY2024	FY2025
Net income	$8.5B	$5.2B	$9.0B	$9.6B	$10.3B
Depreciation & amortization	$287.0M	$285.0M	$310.0M	$323.0M	$301.0M
Stock-based compensation	$0	$0	$0	$0	$0
Change in working capital	$2.3B	$3.4B	$2.3B	$5.8B	$4.1B
Operating cash flow	$11.2B	$11.3B	$12.6B	$16.2B	$14.5B
Capital expenditure	$0	$0	$0	$0	$0
Free cash flow	$11.2B	$11.3B	$12.6B	$16.2B	$14.5B
Investing cash flow	−$6.7B	−$5.7B	−$7.6B	−$13.9B	−$13.0B
Net debt issued / repaid	$1.6B	−$1.0B	−$475.0M	$971.0M	$2.2B
Buybacks	−$4.9B	−$2.9B	−$2.4B	−$1.8B	−$3.7B
Dividends paid	−$1.4B	−$1.4B	−$1.4B	−$1.4B	−$1.5B

Ratio history

Margins on the fiscal-year (TTM at Q4) basis; multiples at each year end

	FY2021	FY2022	FY2023	FY2024	FY2025
Gross margin	27.7%	25.2%	27.6%	28.8%	29.1%
Operating margin	24.0%	15.1%	19.0%	20.4%	21.8%
Net margin	20.8%	12.2%	18.0%	16.5%	17.2%
FCF margin	27.2%	26.2%	25.2%	28.8%	22.6%
ROE	14.3%	9.5%	16.4%	15.0%	15.0%
ROIC	-38.8%	13.2%	22.4%	24.0%	11.4%
ROA	4.4%	2.6%	4.2%	3.9%	4.2%
Debt / equity	0.27	0.29	0.24	0.24	0.30
Interest coverage	21.0x	12.4x	15.2x	16.5x	18.0x
Current ratio	—	—	—	—	—
Revenue growth	+13.6%	+4.9%	+16.7%	+11.9%	+6.6%
EPS growth	+153.1%	−36.5%	+75.5%	−1.4%	+20.0%
P/E at year end	9.2x	16.9x	10.0x	12.6x	12.0x
EV / EBITDA at year end	n/m	10.6x	6.8x	7.4x	10.2x
FCF yield at year end	14.14%	12.71%	13.97%	13.87%	10.92%
Dividend payout	16.4%	26.2%	15.4%	15.5%	14.6%

Revenue by segment

	FY2023	FY2024	FY2025
Segment Life	$6.8B	$6.7B	$7.2B

Street estimates by fiscal year

Next report 2026-10-20 · consensus EPS $6.79 · these are analysts' numbers, not ours

Fiscal year	Revenue (mean)	Revenue range	EPS (mean)	EPS range	Analysts	P/E on mean EPS
2026	$59.0B	$58.4B – $59.4B	$28.13	$26.89 – $29.73	16	12.8x
2027	$63.7B	$62.4B – $65.3B	$29.30	$27.08 – $31.72	15	12.3x
2028	$67.4B	$65.7B – $68.7B	$31.87	$30.27 – $36.05	5	11.3x

Reported vs expected, every quarter on file

Reported	EPS expected	EPS actual	EPS surprise	Revenue expected	Revenue actual	Revenue surprise
2026-04-21	$6.60	$6.82	+3.3%	$13.6B	$14.0B	+3.3%
2026-02-03	$6.77	$7.52	+11.1%	$12.9B	$13.1B	+1.5%
2025-10-21	$6.17	$7.49	+21.4%	$13.0B	$16.1B	+24.3%
2025-07-22	$5.98	$6.14	+2.7%	$14.2B	$14.9B	+5.2%
2025-04-22	$3.17	$3.68	+16.1%	$12.9B	$13.5B	+4.2%
2025-01-28	$5.33	$6.02	+12.9%	$12.2B	$14.3B	+17.1%
2024-10-29	$4.98	$5.72	+14.9%	$14.2B	$14.8B	+4.9%
2024-07-23	$5.15	$5.38	+4.5%	$13.0B	$13.9B	+6.4%
2024-04-23	$5.31	$5.41	+1.9%	$11.8B	$12.9B	+9.6%
2024-01-30	$5.07	$8.30	+63.7%	$10.5B	$13.3B	+25.8%
2023-10-24	$4.44	$4.95	+11.5%	$9.8B	$13.9B	+41.5%
2023-07-25	$4.41	$4.92	+11.6%	$11.6B	$11.8B	+1.9%
2023-04-25	$4.45	$4.41	−0.9%	$10.6B	$11.2B	+5.5%
2023-01-31	$4.25	$4.05	−4.7%	$9.2B	$11.5B	+24.4%
2022-10-25	$3.02	$3.17	+5.0%	$11.7B	$12.1B	+3.5%
2022-07-26	$3.59	$4.20	+17.0%	$9.9B	$9.9B	−0.1%
2022-04-26	$3.48	$3.82	+9.8%	$9.0B	$9.6B	+7.4%
2022-02-01	$3.29	$3.81	+15.8%	$8.9B	$10.5B	+18.2%
2021-10-26	$2.48	$2.64	+6.5%	$9.2B	$10.8B	+18.0%
2021-07-27	$3.01	$3.62	+20.3%	$9.2B	$9.7B	+5.2%
2021-04-27	$2.45	$2.52	+2.9%	$7.7B	$10.0B	+29.6%
2021-02-02	$2.87	$3.18	+10.8%	$8.6B	$9.8B	+14.6%
2020-10-27	$2.19	$2.00	−8.7%	$10.4B	$9.5B	−8.7%
2020-07-28	$-0.66	$-0.56	+15.2%	$9.6B	$9.0B	−6.2%

Off-exchange (dark pool) volume, weekly

FINRA ATS, $ billions · through the week of 2026-08-31 (FINRA publishes with a delay)

Week of	Notional	Shares	Trades
2026-08-31	$651.8M	1,904,429	62,874
2026-08-24	$740.9M	2,156,710	57,254
2026-08-17	$631.3M	1,837,226	66,570
2026-08-10	$589.2M	1,703,419	65,622
2026-08-03	$711.3M	2,033,202	69,528
2026-07-27	$955.1M	2,662,172	84,821

Short-sale share of off-exchange volume

daily 20-day average

Date	Short share	Short volume	Total volume
2026-10-15	29.4%	208,324	709,031
2026-10-14	36.0%	187,884	522,191
2026-10-13	40.2%	113,461	282,324
2026-10-12	51.9%	165,399	318,412
2026-10-09	41.9%	141,847	338,349
2026-10-08	57.5%	230,332	400,822
2026-10-07	50.3%	178,137	353,921
2026-10-06	25.4%	117,111	461,376
2026-10-05	21.9%	266,023	1,216,000
2026-10-02	29.9%	249,255	834,566

A daily flow measure from FINRA, not short interest.

Seasonality

Average return by calendar month

Month	Avg return	Up years	Years
Jan	−0.7%	30%	20
Feb	+0.5%	60%	20
Mar	+0.1%	62%	21
Apr	+1.9%	75%	20
May	+1.0%	55%	20
Jun	−0.4%	50%	20
Jul	+1.0%	65%	20
Aug	+0.8%	60%	20
Sep	+1.1%	65%	20
Oct	+4.2%	70%	20
Nov	+1.7%	75%	20
Dec	+3.1%	80%	20

History, not a forecast.

Indicators

as of 2026-10-16

RSI 1473.0

MFI86.9

ADX23.2

Stochastic %K / %D93.0 / 92.4

Williams %R-0.0

CCI188

TSI / signal18.2 / -1.0

Chaikin money flow-0.09

ATR$5.70

Bollinger width10.1%

Volume vs 20-day avg0.73x

SupertrendUp

Moving averages and bands

level (price vs level)

SMA 20$338.28 (+6.4%)

SMA 50$340.44 (+5.7%)

SMA 200$331.38 (+8.6%)

EMA 21$342.07 (+5.2%)

EMA 50$340.76 (+5.6%)

EMA 200$329.16 (+9.3%)

Bollinger upper$355.39 (+1.2%)

Bollinger lower$321.18 (+12.0%)

Parabolic SAR$338.72 (+6.2%)

Open the live chart, 110+ indicators

About Chubb Limited

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies. These encompass commercial property, casualty, workers' compensation, package deals, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty, alongside group accident and health insurance. The North America Personal P&C unit serves affluent individuals and high-net-worth families, delivering coverage for homeowners, automobiles (including collector vehicles), valuable possessions, personal and excess liability, travel, and recreational marine risks, complete with related services. Furthermore, its North American Agricultural Insurance arm specializes in multi-peril crop and crop-hail protection, as well as policies for farm and ranch properties and commercial agriculture. Internationally, the Overseas General Insurance segment provides traditional commercial P&C coverage and unique solutions in areas such as financial lines, marine, energy, aviation, political risk, and construction. This division also extends group accident and health, plus conventional and specialized personal lines to corporate clients, mid-market businesses, and smaller customers, distributing products through retail brokers, agents, and other channels. Operating under the Chubb Tempest Re brand, the Global Reinsurance segment furnishes both traditional and specialty reinsurance offerings to property and casualty insurers worldwide. Additionally, Chubb's Life Insurance division features an array of protection and savings products, including whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company primarily distributes its extensive range of insurance and reinsurance solutions through brokers. Chubb Limited, which was founded in 1985, was previously known as ACE Limited before adopting its current name in January 2016.

http://www.chubb.com

Key executives

Name	Title	Pay	Born
Evan G. Greenberg	Chairman & Chief Executive Officer	$14.3M	1955
John W. Keogh	Chairman of North America Insurance, President & COO	$6.1M	1965
Sean Ringsted	EVP of Chubb Group, Chief Scientist, Chief Digital Business & Chief Analytics Officer	$4.4M	1964
Juan Luis Ortega	Executive Vice President of Chubb Group & President of North America Insurance	$3.6M	1975
Peter C. Enns	Executive Vice President & Chief Financial Officer	$3.4M	1966
Andreas Lewin	Managing Director of ACE Tempest Re Europe	—	—
David Michael Alan Furby	Senior VP & Executive Chairman of EMEA	—	1962
George Ohsiek	Vice President of Chubb Group & Chief Accounting Officer	—	—

Executive pay, latest proxy

Executive	Year	Salary	Stock awards	Incentive	Total
Evan G. Greenberg Chairman and Chief Executive Officer	2025	$1.6M	$18.9M	$0	$33.2M
John W. Keogh President and Chief Operating Officer; Chairman, North America Insurance	2025	$1.2M	$8.8M	$0	$14.8M
John J. Lupica Former Vice Chairman and Executive Chairman, North America Insurance	2025	$975,000	$5.6M	$0	$9.3M
Peter C. Enns Chief Financial Officer	2025	$976,923	$3.4M	$0	$6.8M
Juan Luis Ortega President, North America Insurance	2025	$925,000	$2.8M	$0	$6.4M

Employees

Dividends

Ex-date	Amount	Paid
2026-09-11	$1.02	2026-10-02
2026-06-12	$1.02	2026-07-02
2026-03-13	$0.97	2026-04-06
2025-12-12	$0.97	2026-01-02
2025-09-12	$0.97	2025-10-03
2025-06-13	$0.97	2025-07-03
2025-03-14	$0.91	2025-04-04
2024-12-13	$0.91	2025-01-03

Moat model

Weak · Efficient Scale · 2026-06-30

Cost advantage41

Intangibles47

Switching costs52

Network effect60

Efficient scale73

Our component scores (0-100) and overall 52.9; a model of the business, not a call on the stock.

InsiderStreet reports findings from filings and market data. Nothing on this page is a recommendation to buy or sell.Every figure is computed in code · data as of 2026-10-17

CB

One year, rebased to 100

Score DNA

Flags

Smart-money strip

Key financials · FY2025

Valuation

CB vs industry median

Earnings delivery

Peers

Recent 8-K filings

Context

Full factsheet

All fundamentals · 140 measures in 13 categories

Valuation

Profitability (TTM)

Returns on capital

Growth

Margin history & stability

Liquidity (latest quarter)

Leverage & solvency (latest quarter)

Efficiency

Cash flow & earnings quality

Dividends & buybacks

Scores & forensic checks

Per share

Size (TTM)

Insider transactions, last 6 months

Shares acquired vs disposed, by month

By transaction type, 6 months

Form 144 notices

Congress trades

Largest 13F holders

Institutional ownership by quarter

Holder changes by quarter

Schedule 13D / 13G filers

ETFs with the largest holding

Share structure

Income statement

Balance sheet

Cash flow statement

Ratio history

Revenue by segment

Street estimates by fiscal year

Reported vs expected, every quarter on file

Off-exchange (dark pool) volume, weekly

Short-sale share of off-exchange volume

Seasonality

Indicators

Moving averages and bands

About Chubb Limited

Key executives

Executive pay, latest proxy

Employees

Dividends

Moat model

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